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Blended Mortgage: A combination of two mortgages, one with a higher interest rate than the other, to create a new mortgage with an interést rate someâ€" where between the two original rates. Amortization: The number of years it takes to repay the entire amount of a mortgage. A regular feature designed to help decipher the jargon of homeâ€"buying: * $264,900 * 2â€"storey, 4 bairm. * Walk to town * 3rd storey potential ALLISON JONESâ€"BECKETT® 847â€"3030, 24 hr. pager 2â€"bdrm. corner suite, new oak kit., 4 appls., super cond. t/o. Great location for Seniors or Starters. Calll for info. Excellent location, near lake, harbour, shops, Sr rec. centre. VTB 1st or 2nd mitge. to qualified purchaser. sq. ff. Asking $159.900. Lakefront Condo â€" Stoney Creek. Prestigious building on Lake Ontario. Immaculate unit includes ensuite laundry and 4 appliances. Only $99.200. Invest in Grimsby. 2 family home close to QEW and future GO Train. Good income to cover costs: and mortgage payments. Asking $131.200. Luxury Condoâ€"Burlington. One year new maximum security building with all facilities imaginable. 2â€"bedroom apartment. 1,130 $ opFlionc‘es. Minutes to shopping bus. MARILYN WYKES* 338â€"2201/Pager 844â€"9859.. 2 and 3â€"bedroom condos from $98,500. Fireplace, GEORGE DONISON® (905) 388â€"8611 VIB MORTGAGE $79,000 PHILLIPS* _ 338â€"2201/Pager Buyâ€"down: When the seller reduces the interest rate on a mortgage by paying Blended mortgage payments are equal or regular payments consisting of both a principal and an interest component. With each successive payment, the amount applied to interest decreases and the amount applied to the principal increases â€" although the total payment doesn‘t change. Detached home in Notth Oakville. Priced to sell $156,000, 3 bedâ€" rooms, 2 baths, establisned neighâ€" bourhood school, indaw potential, vendor motivated. Won‘t last, call to view!! NEENA SINGH* 338â€"2201/ Pager or 849â€"1174. Cute 2â€"bedroom on large lot, finished rec. room, newer windows, FAG furnace with air cleaner, garage. Must be seen. $164,000. MICHELE GABOURY® 338â€"2201/Pager or Good location, close to parks schools, spacious 3 bedroom, no condo fees, call for your personal showing. $149,000. MICHELE GABOURY* 338â€"2201/Pager or NEENA‘S BEST BUY!!! MICHELE GABOURY®* Trusted for Service. Respected for Results. 338â€"2201/Pager or 845844?e FREEKOLD TOWNKHOUSE Pager 844â€"9859 New price, great value, just reduced to $179,900. Attractive 3â€"bdrm. home, 2 fireplaces, all window cvgs., ceramics. Don‘t delay. MARILYN WYKES* 338â€"2201/Pager or 844â€"9859. 4 badrm. family home in Burlington, 2 full baths, reat lot, main floor family room. Asking gl 49,900. Call now. MARILYN WYKES* 338â€"2201/Pager or 844â€"9859. Fine bumgalow in one of Oakville‘s nicest arecs. Sunken living room, Irg. family rm. with hrdwd. walkâ€"out, private lot, inground pool+++. $619,200. MARILYN WYKES* 338â€"2201/Pager or 844â€"9859. All for only $218,900. Good home in desirable north area. Maun fir. fomily room with fireplace and wâ€"out to deck pool. Call now. MARILYN WYKES' 338â€"2201/Pager or 844â€"9859. FOUR BEDROOMS/INGROUND POOL Provided by the Ontario Real Estate Association. Debt Service Ratio: The percentage of a borrower‘s gross income that can be used for housing costs, including mortâ€" gage payment and taxes (and condominiâ€" um fees, when applicable). the difference between the reduced rate and market rate directly to the lender or to the purchaser. MARILYN WYKES® 338â€"2201/ 1986 Coldwell Banker Residential Real Estate. Presented by An independently Owned and Operated c«m of Coldwell Banker Affiliates of Canada lncl $379,000. Located on a quiet crescent within walking distance of elementary high school, this 5â€"bdrm. centre hall home boasts an updated kitchen main bath while the treed gardens create total privacy for the heated pool. ANELL FRANCIS*** 849â€"9800, 845â€"3344. Inventory Required 1 presently have purchasers for South East Oakville, 2â€"storey, double car garage Olde Oakville, 1/ storey. Please call AUDREY WILLIAMSON®** 849â€"9800. "Not intended to solicit properties currently listed for sale". $498,000. 5â€"bdrm. homé has a planned addition which created a massive formal dining rm. a dream kitchen which expands into the treed garden pool area. Mellow hdwd. floors enhance the foyer, dining rm. kitchen. Please call ANELL FRANCIS*** 849â€"9800, 845â€"3344. $484,000. Beautiful blend of "traditional turnâ€"ofâ€" theâ€"century" combined with "20th Century upgrades". Sunâ€"filled gourmet kitchen opens onto cosy family room with corner hearth. Master bdrm. is enhanced by a marble hearth. ANELL FRANCIS*** 849â€"9800, 845â€"3344. $267,000. Sparkling white dominates this 4â€" bdrm. Glen Abbey home. A lovely separate dining room with bay window will compliment your furnishings. Choosing your broadloom colour is an added plus. Quick possession. Call ANELL FRANCIS*** 849â€"9800, 845â€"3344. $612,000. When only the best will do! This superbly renovated 4â€"bdrm. home offers you an open solarium, a magnificent greenhouse â€" all to be enjoyed from the gourmet white kitchen cosy family room. Please call ANELL FRANCIS*** 849â€"9800, 845â€"3344. $259,900. Prime Joshua Creek area. 3 bdrms., 3 bathrooms (MBR ensuite walkâ€"in closet), finished basement, professionally landscaped garden much, much more! Call for details LINDA COOK* 849â€"9800, 338â€"0907. $289,000. Exceptional value within walkin distance to downtown. Gracious principa rooms, moveâ€"in condition. Don‘t miss this distinctive home. Please call LINDA COOK* 849â€"9800, 338â€"0907. Expect the best"" Your Oalwille Specialists Since 1975 OLDE OAKVILLE ELEGANCE AUDREY WILLIAMSON** Associate Broker Representative