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To take advanâ€" tage of this proâ€" gram, you must enter into an agreeâ€" ment to buy or build a qualifying home and withdraw funds from your RRSP before March 2, 1994. The deadline for closing the deal is Sept. 30, 1994. However, you may only withâ€" draw RRSP contriâ€" butions made prior to December 2, 1992. Extra Security If you‘re eager to buy, but have concerns about the stability of your job, a job loss mortâ€" gage insurance proâ€" gram called ALWAYS HOME is available to help give you an extra boost of confiâ€" dence. ~This insurance Canadians to enter the world of home ownership. Surprising as it may sound, you‘ll find that the costs of owning a home, in many cases, can be substantially lower or comparaâ€" ble to those of rentâ€" ing. And, if you start looking now, you and your family will probably be able to move in the spring and enjoy your home both indoors and out during the summer months. You may also want to take advanâ€" tage of the RRSP Home Buyers‘ Plan â€" which is set to expire at the beginâ€" ning of March. This program gives you the chance to use your Registered Retirement Savings Plan certificates (up to $20,000 per perâ€" son, $40,000 per couple) to build or buy a home. No income tax is deducted _ from these funds as long as they‘re repaid to an RRSP according to the government‘s repayment schedâ€" ule. combination of low interâ€" est â€" rates, government incenâ€" tives and a return to more affordable prices is helping to make it possible for Low rates, government programs make it good time to buy Use RRSPs will take care of your mortgage and property tax payâ€" ments in the event that you involuntarâ€" ily lose your job. In the meantime, you can get your finances in order and focus on findâ€" ing another job. Realtors s Ontario worked with Pafco Insurance Company and Thompson," Thompson _ and ; Associates Ltd.! Insurance Brokers to develop ALWAYS HOME last fall â€" and many When buying a â€" home you should also consider the vit u‘ll be in your __property as time goes by â€" and once the mortgage is paid off, all you‘ll buyérs are taking advantage of it. really â€"have to conâ€" cern yourself with are taxes, mainteâ€" nance and utilities â€" not a badsreturn There are plenty of housing options available in the marketplace â€" new homes, resale homes, townhouses and condominiums â€" and a realtor can help you choose one that best suits your current and projected lifestyle. A real estate professional will compare your needs, wants and budget with what‘s available on the market. In addition, he/she will accomâ€" pany you as you view homes and provide pertinent information. So if you‘re ready to leap into This article is provided by . the Ontario Real Estate Association the world of home ownership, what are you waiting for? It‘s one of the smartest investâ€" ments you‘ll ever make.