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I]\{/Ifi%aret MacEachern Registered Massage Thera]%ist 1131 Nottinghill Gate Suite 205 8274197 175 Lakeshore Rd. E. |Tel: §45â€"3621 OPTICIAN Now that winter is here, should I really be concerned about wearing sunglasses? Nottinghill Place Chiropractic Clinic As the Holiday Season approaches, I find that I suffer from extreme stress and tension. Is a massage an effective way to combat this? Massage therapy has significant physiological effects on the circulatory, muscular and â€" lymphatic systems in the management of soft tissue problems and pain control. Massage is effective in the treatment of migraine headaches, back and neck paint, strains, sprains and muscle spasms. It is recommended for chronic stress and tension release, as well as general relaxation. Massage therapy is a regulated profession, with a governing Board of Directors, appointed by the Ministry of Health. Definitely! Recent studies concerning the depletion of the earth‘s ozone layer has increased eye professionals concern for greater eye protection. Many people continue to expose their skin and eyes to extreme doses of ultraviolet during recreational activities. Frequent exposure to even small amounts of UV over a prolonged period of time, we now know can cause cataracts. Another danger is the cumulative effect of excessive absorption by the cornea which causes photoâ€"keratitis, also known as snow blindness or welders flash. Protection against UV can be accomplished with the use of sunglasses and optical filters which contain absorptive qualities. Your eye care professional can assist you in choosing the type of lens that is best suited to your specific needs. Remember, it is no longer enough for sunglasses to only look fashionable. They should protect you as well. (efstoltla people properties inc. Betty Thompson, Sales Rep. 247 North Service Road Dr. McAlister eritage Way Oakvill §25â€"0509 CHIROPRACTOR Q e Sometimes I get a shooting pain down the ® ‘back of my leg, and it‘s hard to find a comfortable position. What causes it and how can I prevent it? e We are planning to buy our first home next year. ® Because the Ontario Home Ownership Savings Plan will no longer be available after December 31, we have not bothered to open an account. Your comments please. A * Although you will no longer be able to opeén an "OHOSP" account after December 31, you definitely should open an account before the deadline, if you qualify. Not only will you receive tax credits, but when you purchase in the spring, you will receive a refund on the land transfer tax. If your home is $150,000, you will receive 100% refund on the Land Transfer Tax (as much as $1,225). This "LTT" refund decreases as the price of the home increases. After $200,000, there is no refund on the price of the home. A * What you are describing sounds like sciatica, ® that is, inflammation of the Sciatic nerve which is the longest and largest nerve in the body. This nerve is actually made up of five nerves that run from the lower part of your spine (lumbar spine), join in the pelvic region and then continue down your leg. It branches off into a myriad of smaller nerves that reach all the way down to your toes. When someone comes to me with the type of "shooting pain" you‘ve described, I always check to see that their spine is in alignment. Although there are many causes of sciatica, undue pressure on a nerve or nerves in the lower back is often the root of the problem. If you qualify as a couple by having a combined income of less than $80,000 (or as an individual with an income of less than $40,000), then get in touch with your favourite financial institution today. Get a copy of the OHOSP‘s information guide for firstâ€" time buyers and go over this thoroughly. Then, if you stand to gain, enrol in the plan before December 31. Don‘t let this golden opportunity pass you by! Chiropractic does not treat sciatica, however, chiropractic adjustments can relieve nerve pressure and ultimately the sciatica may subside by itself. ar | | | C | Dr. Richard Fenn 145 Dunn St. | (comer of Dunn Randall) | Telephone: §45â€"2291 Q ® T am tired of having Migraine, Cluster or Tension ® ~headaches. Is there anything a chiropractor can do? A ® For all the headache sufferers out there ,the good ® news, RELIEF is at hand. Would it surprise you to learn that up to 80% of all headache sufferers obtain substantial relief from chiropractic care. Headaches can result from disorders of the spinal joints, muscles and nerves of the neck. These parts are so intertwined that they can act in concert to activate headaches. The trouble is, stiffness and pain in the neck are accepted as frequent and major symptoms in a headache, so are not considered as the CAUSE of the headache. In fact, the importance of considering restricted motion in the muscles, joints, back or neck as a potent source of headaches (including migraines) is only now being recognized by the traditional medical community. For chiropractic care to be considered, a patient§ history and examination are crucial steps in treating headaches. Migraine, for instance, often has a family link. Clinical evaluations and Xâ€"rays help us determine the best approach to your clinical condition. .Treatment is safe and effective. If you are like the eight out of every 10 headache sufferers being treated in our office, you will wonder why it took you so long to try this form of manual therapy. Dr. Arnold Roper Dr. Richard Fenn SECURITIES INC. | Raymond Jackson Telephone: §494700 Fax: §49â€"7626 |FINANCIAL CONSULTANT Q _ What is "maximizing" my RRSP? A ®@ _ This varies with your age, income, income tax bracket, goals, risk @ â€" tolerance and philosophy. f Let‘s answer in stages: 1. Basically, the government provides a tax deduction incentive for saving/investing for retirement through an RRSP contribution. You deduct your contribution for tax purposes, eg. If at a 50% tax bracket you put $10,000 in your RRSP, you enjoy a $5,000 refund. 2. Your RRSP contribution can be put in several vehicles such as guaranteed, mutual funds, stocks, bonds and real estate. 3. Your choice of the above varies with your individual age, whether you are conservative or aggressive etc., and will determine if a regular or selfâ€"directed RRSP is required. 4. Maximizing takes the above into account plus, among other things, the added strategy of exercising discipline to put the tax refund to work. This can add a whole new investment and growth dimension by providing access to the traditionally more profitable, international businesses, at virtually no additional cost. This of course is in addition to the 18% foreign content now available for RRSPs. Space limits me in expanding on this further here. es Q e Why bother to maximize? A @ â€" Consider the following growth comparison: @ $10,000 over 20 years @ 7%â€"$409,995 @ 12%â€" $720,524 @ 15% â€" $1,024,436 Also, how much will the $ be worth by then? The 1978, ie. 15 years old $, @ 5% inflation is now worth only 0.50 cents. €661 ‘OT ‘>2G ‘AEPHY SMIN HINON IT1IIANMVO â€" 9g1