Oakville Beaver, 18 Mar 1994, p. 17

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Body Shop promotion helps women‘s shelter Staff from the store will be offering empty trialâ€"size Body Shop bottles which the public can fill with selected company products. The staff will be requesting a voluntary donation of 50 cents for each bottle with all proceeds going to the Halton Women‘s Shelter. ""Violence against women is simply not going to go away on its own," said Margot Franssen, president and partner of The Body Shop Canada. "Everyone needs to make a conscious effort to stop the any investors make two errors about investment returns on their mutual funds. The first mistake is not understanding how fund values are reported. If you follow the unit value of your mutual funds as they are reported in the financial pages, then you have a strong chance of making a mistake. And more investors are following their investments closely these days because as the population ages and retirement savings become more important, individuals pay more attention to their investments. Many investors track the progress of these funds on home computers and in order to do this, they have to monitor the fund prices on a regular basis. But the All this month, shoppers visiting the Oakville Place unit of The Body Shop are being encouraged to partlclpate in the store‘s ‘Fill Me‘ event. Make sure you understand how fund values work Charming "Cottage" Home in Trendy Bronte, spectacular family room addition, cozy rec. room featuring reciaimed brick and barn board. Oversized garage/worksnop plus separate studio building. â€"â€"â€" Spectacular 195 foot degp lot. M AKIDO YOSHINKAN OF BURLINGTON â€" SEIWAKAN DOJO INC. IS A HEG!STERED NONâ€"PROFIT ORGAN!ZATIO‘J AFFILIATED WITH THE IYAF HONBU DOJO IN TOKYO, JAPAN. ALL INSTRUC TORS ARE CERTIFIED W1 TH JA 2379 BELYEA STREET SUNDAY 2:00 PMâ€"4:00 PM | THE O/ INTRODUCTORY COURSE FOR MEN WOMEN STARTING MARCH 28 Sales Representative CQasses Limited! Call with 12 oneâ€"hour classes (6 weeks) Cost $50 â€" Preâ€"register by March 23 A nonâ€"competitive Japanese martial art emphasizing technique, not strength! The small can handle the large. A powerful means of selfâ€"defense, disciptine and fitmess. A builder of selfâ€"esteem! . 2 $179,500 Yoshinkan of Burlington 850 Legion Rd., Unit #7 violence. Together with our customers, we believe The Body Shop can make an stated value of your mutual funds is only part of the true value. For example, if you owned one mutual fund unit valued at $10 and a 10% distribution was given, you would now own 1.1 units. But at the same time, the value of your unit would decrease to approximately The other part is the periodic distribution of additional units. And this is what causes all the confusion. The Body Shop has also adopted the daisy as a symbol to stop violence against women. Throughout the campaign, all Body Shop stores will feature poignant posters in their windows using a powerful visual of a daisy with a broken petal, reminiscent of the innocent game of ‘he loves me, he loves me not.‘ Campaign Tâ€" shirts will also feature the daisy symbol and will be on sale at all stores with $2 from every sale donated to the YWCA and the Canadian Women‘s Foundation violence prevention programs. important and constructive contribution to bring about change and help end violence against women." The percentage change figures are reported by most newspapers on a monthly basis. Both shortâ€"term and longâ€"term performance information is available and All of that is find, but if you check the value of your fund in the financial pages all you see is the $9 value without any realization of having received more units. One way to avoid this common error is to follow the percentage change in value of your fund and not the daily price. Your total value is still $10. You just own more units at a lesser value per unit. Actual unit value changes will vary, based on the value of the assets that your mutual fund holds, not on periodic bookkeeping changes (such as distributions). RUTH ANNE WINTER, B. 338â€"9000 If you want to keep things simple, record the cost of your investment in your own records and then follow the value as it is reported in the regular statements that are sent to you by the mutual fund company. * The second mistake many individuals make about investment returns on their mutual funds is based on old fashioned greed. Expectations have a way of becoming unrealistic during periods of high investment return. This topic will be covered in next week‘s column. Peter Watson, MBA, CFP, RFP is the President of Peter Watson Investments Limited, an Oakville firm specializing in retirement planning, RRSPs and investment planning. He can be reached at 842â€"7602. these figures incorporate any distribution of units. FRIDAY, MARCH 18, 1994 Page 17

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