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Real Estate:The Oakville co uon t les s Canadians to enter make it possible for urprising as it may sound, you‘ll find that the costs of owning a home, in many cases, can be substantially lower or comparaâ€" ble to those of rentâ€" ing. And, if you start looking now, you and your family will probably be able to move in the spring and enjoy your home both indoors and out during the summer months. Use RRSPs You may also want to take advanâ€" tage of the RRSP Home Buyers‘ Plan â€" which is set to expire at the beginâ€" ning of March. This program gives you the chance to use your Registered Retirement Savings Plan certificates (up to $20,000 per perâ€" son, $40,000 per couple) to build or buy a home. No income tax is deducted _ from these funds as long as they‘re repaid to an RRSP according to the government‘s repayment schedâ€" ule. To take advanâ€" tage of this proâ€" gram, you must enter into an agreeâ€" ment to buy or build a qualifying home and withdraw funds from your RRSP before March 2, 1994. The deadline for closing the deal is Sept. 30, 1994.° However, you may only withâ€" s OF SALE!L 75X157 F.LOT â€" > > >>; L1 11 G 11 1 [ $299,900.; Prestige .Lakeshore.Ra. address renovated inside and . out. .New.European. kit.. All.new windows, roof, eaves,.3.large . bdrms., man fir.: fam: im plusâ€"o nannyâ€"suiteâ€"or home office with â€" a sep. entrance,elegant curved drive. Lots of trees for privccgr, * steps to ‘lake and Appleby Coltege. Cull MAGDA LADANYI 338: ©4000 or 338:3424; [ [ [ | ; [ [ ; c ~ASSOCIATEBROKER: .: . ... ... â€"Let 19 years of proven performance: work : : O iD ) ..... CORONATION PARK, + ~$229;,000. Surprisingly spacious bungatow; new bay ‘window in : *DR; updated galley kit:, new bath, bright bdrms.,‘sep. entrance : : ‘to ‘bagement, ‘possible: inâ€"law suité,‘ lovely‘ tfeed ‘70%150 : : : lof. W/O to cedar deck af back..To view call MAGDA [ _ ; * .LADANYT338â€"9000::.. ... := ._s se s i ks Wls . elgoce 4. ‘$299,500. Over© 2,700° sq. * fts One : owner ‘home, ‘ prof: © VALK TO LAKE $479,000. IThen.you must see. this fabulous family home a short . walk to downtown. Over 1/3 acre of privacyâ€"amongst tall trees : and: hedges: Prof. landscaped undergrmd: sprinker system:y : ingrd. pool, ‘custorh ‘ kit., ‘Pela® solatium,‘ 4 héew ‘baths," fin. * basement, lde. LADANYI 33890 | : ‘landsédped, custom : designéd ‘deck,; ‘enfrgnce hall :w/stgined parquet flogring, oak curved stqircase, . . . formal.sep..DR. french drs. to. LR.. Main level fam. im. FP. Large . games fm. plus sep; nanny suite. Call MAGDA 00. : s ol s ie d onl n es o t ol : s oc c ooo c 0c : 1B YOU WANT :c 0c c cccc: §349,000.â€"173 DPUNWOODY â€"DRIVE,: East Oakville‘s most soughtâ€" : ck 4 s1d_e=sph]‘ wn‘h: main : 00 0) > FANTASTIC 132. DEEP RAVINEII : : _: :: : ... _ EASTOAKVILLE IS AFFORDABLENN : : _: ©$204,900. Sparkling twoâ€"storey, beautiful decor, custom ‘deck § . commuters. Call now MAGDA LADANYI 338:â€"9000. or 338â€"3424. . . . seatrin Ht. Calltâ€" nowl! MAGDAK LADANYI 338â€"9000 of 338â€"3424. " . ~.= .. . t n um . ues y is sds ce ernment programs make it good time to buy draw RRSP contriâ€" butions made prior to December 2, 1992. Extra Security If you‘re eager to buy, but have concerns about the stability of your job, a job loss mortâ€" gage insurance proâ€" gram called ALWAYS HOME is available to help give you an extra boost of confiâ€" dence. This insurance will take care of your mortgage and property tax payâ€" ments in the event that you involuntarâ€" ily lose your job. In the meantime, you can get â€" your finances in order and focus on findâ€" ing another job. Realtors of Ontario worked with Pafco Insurance Company and Thompson, Thompson _ and Associates Ltd. Insurance Brokers to develop ALWAYS HOME last fall â€" and many buyers are taking advantage of it. When buying a home you should also consider the equity you‘ll be building in your property as time goes by â€" and once the mortgage is paid off, all you‘ll really have to conâ€" cern yourself with are taxes, mainteâ€" nance and utilities â€" not a bad return on your investment. Examine needs There are plenty of housing options available in the marketplace â€" new homes, resale homes, townhouses and condominiums â€" and a realtor can help you choose one that best suits your current and projected lifestyle. A real estate professional will compare your needs, wants and budget with what‘s available on the market. In addition, he/she will accomâ€" pany you as you view homes and provide pertinent information. So if you‘re ready to leap into the world of home ownership, what are you waiting for? It‘s one of the smartest investâ€" ments you‘ll ever make. This article is provided by the Ontario Real Estate Association * tWe e ho : â€" .. n o s s s . e o 4 s . ho Ts af 1 d 0+ dn lt ols nc se ie io i ult c e ons + +4 w i i ie in o iAfi n o ue 0 ce c oo ie c e o e e o n o o : oo 00