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Contact real estate professional (Continued from page RE2) ago, the same house may have been $280,000 or more. Back then, at higher interest rates, such a move was but of the question. Today, at a lower price and lower interest rates, the debt load is much less cumbersome. At today’s interest rates of 7% or less, you can carry a $220,000 home for less money than a $160,000 home three or four years ago. And, with lower interest rates, you may find that you only need to take on an additional $50,000 or $100,000 in financing compared to what you borrowed for your first home. What you have to consider is whether VTB MTGE. $79,000 you can comfortably afford the costs of operating a larger home â€" including higher maintenance, taxes and insurance payments. (Also keep in mind that interest rates could go up again in the future.) You’ll have to take a good, long look at your finances and decide whether you’re really willing and able to handle a some- what larger debt load. The other figure you’ll have to factor in is the cost of discharging your existing mortgge. (After all, if you’re still locked in at a higher-than-current rate, you can’t expect a purchaser to be particularly inter- ested in assuming it.) MUSTBESOLD $79.90). Excellent locatlon, near lake, harbour $269.90). Raised bungalow on 4+ acres. DOLble shops Sr. rec. centre. VlB. lst or 2nd mt . to qual. urchaser. Call for details. BETTY UJPS’ 847- SUPERB PENTHOUSE gluelgant quash;1 wntdrgnviewsiefireplalorce, flam. rm., 2 contes, ' . ' nntsC e ifestyle security. OfferegI at 377’50.Ul0. AUDREY NElll. s47- 3030/24 Hr. Pager. LARGE FENCED YARD $179.90). Spotless semi on quiet street. Eat-in kitchen. Walkout to patio. Close walk to River Oaks Riblic School. JULIE SKUPIN' 847-3030l845- 0805. LANCASTER DRIVE 3Ebdrm., open concept dedg'i. Paved When you decide to put your home up for sale, be sure to enlist the services of a real estate professional. A Realtor’s services are invaluable in making sure your home receives maximum exposure. They won’t take it for granted that you know all the ins and outs of the selling process. When you deal with a Realtor, you can expect not only strict adherence to provin- cial laws, but also adherence to a Code of Ethics. This article is provided by local Realtors and the Ontario Real Estate Association (OREA) for the benefit of consumers in the real estate market . wowr CH THIS ow 4-bdrm. executive backing ont geenspoce. ox 2,800 s are , goocfeeasy access to 40l 8: all conveniences of Hdwd. lnllv. rm. oin. rm. Fln. bsrn Campbellvlle. BETTY PHILIJPS' 847-0030/24 Hr. wfinlaw tent. $259.01). NEENA Pager. lN-LAW POTENTIAL SINGH" HON/24 II. pager. FREEHOLD TOWNHOUSE 158,01). With 2 bdrms. u + 2 bdms. down. 51391110. Saadous 3 bdn'ns. Nice hdwd. floors. ewer WlndOWS throug . La fenced yard. deout from Iiv. rm. to deck yard. Finished ttached gara w/opener. C A + air cleaner. lower level w/woodstcve 3pce. both. MICHELE lCHElE GABOU 8458445,!!0-3030/24 Hr. Pager. GABOURY' 845-8445, 847-3030/24 Hr. Pager. 3pm COLBORNE COURT finishednTowm/gr $33121 wDErergls'ror GLOUCESTER AVENUE - cious 4-bdrm. home w/maln floor tom. rm. ecming hdwd.. mature treed lot. Only entertaining. mmfim. MARILYN WYKES“ $329M”. MARILYN WYKES‘ 847-3030, 844-9059. 847-3030/P009l. FABULOUS SPLTI' LEVEL Buythis great 4bd'm. family home we1l throw Backing onto pak ln S.E. Bulington. Man inthei omd pl tablelntherec. rm. $21 000. l nowmlgm WYKES‘ 847- 3030/Puger, 844-9859. RENTAL - SHERWOOD HTS. Lpdates, geanl hadwood. Slows redty we . g D VALUE Great arbdrm. home with 2 fireplaces. Ceramics, upgode, Iigit fixtures, window Call for a persona tour. Orly $179,911). MARILYN coverings, large famly room above garage. WYKES‘ “Fm/Pager. 844-9059. BUILDERS POTENTIAL 3-bdrm. link home with finished derm. home with charm on over an basement. April lst possession. $1,200. acre in north Oakville. Convenient to MARILYN WYKES“ 847-3030/Pager, 844- 9859. A “Associate Sticker schools, shops, Hwys. Bus at door. $449,500. MARILYN WYKES’ 847-3050/ Pager,844-9859. On $179M”. Call now. MARILYN WYKES‘ 847- lPuaor, 844-9059. MARILYN ‘ WYKES 24-Hour Pa r 338- l 844-9859 2274 LAKESHORE ROAD 8.47’3030... ANELL FRANCIS REAL ESTATE BANKeR a gARTrlLfiT' member" 0490000 YourOalwilleSpedalissSincel975 QUIET STREET 8. MATURE TREES $279,000. Walk to the lake 8t downtown‘from this superbly appointed 2-bdrm. home. Sep. Irv. din. rooms, lar e eat-in updated kitchen. Numerous extras LIN A COOK’ 849-9000, 338-0907. EASY TO ENJOY! $259,900. Hrdwd. floors, neutral broadloom, kit. built-Ins 3 spac. bdrms., master ensurte walk~in closet. Private dn. 8: fin. basement. Call now! LINDA COOK' 9-9800, 338-0907. MOST WAMIE LIST $369,000. Superb Joshua Creek home'l Stunnirg; entry, open staircase to fin. bsmt. Gleaming hrdw . tlrs., prof. ldsc .gdn. 2 decks, lg. eat-in kit., lus... Please call LI D COOK‘ B49- 800 338 7. z iusr LISTED I $399,000. Nestled on a park-like lot with inFr. goal, S-bdrm. ”1 owner” home. Fin. rec. rm., 2 l2 aths, walk to schools. Please call ANELL FRANCIS’”, 849-9000, 845-3344. YOURS FOR SPRING $490,000. 2 livelyhhd‘dition iiieatgda magnificlenst min rm. 5 t it., ar an View poo bdrmgs. Short vhaflr to tosvn. Please call ANELL FRANCIS‘“, 049-9000, 045-3344. THIS HAS rr ALL $379,000. Quiet cres., walking distance to schools centre hall, updated kit. main bath, private tr gardens heated ool. Please call ANEll RANCIS'” 849-98 ,345-3344. MruRY HOME [GRANNY surrE $459,900. Updated residence Modern countiz kit./fam. rm., work island, antique brick hearth wlo's to deck. Master. bdrm. w/marble hearth, whirlpool bth. Se . rade level, 3-rm. nanny suite. ANELL FRANCIS “ 9-9800, 845-3344. FIRST OFFERING $328,000. Just what you have been waitin for! 97’x 200’ treed lot, Donessle Dr.l Customâ€"bur 42 rs. aRfA' ori. owner. 2 F.P.s, 1 1/2 baths. AN Ll F NCI ‘049-9000,845-3344. iusr LISTED $287,500. Concrete pool ”Gibsan”, 150'. lot. 4- bdijm., centre. hall, quality ceramics on main floor warnscottin in fam. rm. Walk to schools. ANELL FRANCIS" 849-9000, 845-3344. FRESH AS SPRING RENTAL $1 200 per'rno. Better than new,neutr_al decor, 2 1/2 baths, fridge stove wrndow covering‘s, 1-2 Eyr. lease non-smokers, no ets. Please cal AN LL FRANCIS‘”849-9aoo, 5-3344. 1906 Caldwell Bunker Bocldontlal Raul Elm. Presented by An Independently Owned and Om Member at Caldwell Banker Affiliate. of Com Inc. 17661 ‘6 Jew WepsaupeM vet/wee ‘a/i/Meo eta sawisa [Bay _ g