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*« OVER 13 YRS. EXP. * HEIDI VEITCH BY APPOINTMENT ONLY Individuals * Effective with this budget, individuals will pay tax on capital gains. The tax on capital gains still receives preferential treatment versus other forms of income. Namely, capital gains are taxed at 75% of the gain. It is interesting to note that the previous government increased this rate from 50% with the introduction of the capital gains exemption. Now with the Exemption abolished, the higher rate remains. The exemption applies for gains accrued up until February 22, 1994. The threshold for a tax break on charitable donations is reduced from $250 to $200. The age credit for people aged over 65 will be income tested, and will affect about 25% of taxâ€" payers in this age group. The Home Buyers Plan will take a permanent form. The financial wisdom of this program for an individual is questionable to begin with, so the government may be further encouraging poor financial decisions in order to stimulate housing sales. Taxpayers are encouraged to be extremeâ€" ly careful in using this Plan when buying a home. The plan will apply to firstâ€"time buyers only. Employers Employees 3 Unemployment insurance premiums will be reduced for employers; qualifications for getting unemployment insurance will be tightened. Benefits will be reduced to certain individuals, and increased for others. For example, single mothers will receive increased benefits. The taxable benefit on group insurance will no longer have the first $25,000 of coverage sheltered from tax after June of 1994. Preparing of Personal Income Tax Returns, Reasonable Fee. PAUL C. YOUNG ASSOCIATES Bookkeeping Taxation COMPUTERIZED INCOME TAX AUTHORIZED Eâ€"FILE AGQENTS Specializing in Personal Small Business Accounts 15 years experience OAKVILLE INCOME TAX SERVICE YEAR ROUND SERVICE PREPARATION * Starting at $20. * Discount for Seniors Pickâ€"up delivery Rhonda 844â€"7634 (When was the last time you heard an accountant say "FREE"?) JOHN B. MacDONALD C.G.A. 22 Lakeshore Rd., West Oakville 338â€"8343 ELECTRONIC FILING IF WE PREPARE YOUR RETURN Submitted by Joseph G. Sinkovie C.A. Accounting Personal, Taxation Small business specialist. Reasonable rates. Free initial consultation. Frank Baron, MBA,CMA 845â€"1115 Mississauga, Ontario L4Z 3E9 121 Brunel Road Accounting â€" Income tax Financial Statements Corporate Tax Returns Personal Tax Returns GST and PST Returns Computerized Bookkeeping Open Year Round _* _R R. Grant Goodfellow Certified General Accountant R. K. HADDAD, s..., ca. Nirmala Shear CMA Professional Accounting Tax Services 827â€"5636 Chartered Accountant und _* _ Reasonable Fees Seniors Rate Bus:{QOS} 890â€"9192 Res:(905) 890â€"8493 Fax:(905) 890â€"8493 pa y for your Classmed Ad Call 845â€" USE Visa or MasterCard to * Taxation and Accounting Services * Electronic Filingâ€"Refund 10â€"14 Days * Cashback Also Provided * Payroll/ Bookkeeping Services * Prior Year Tax Filing (1986â€"1992) * Audits/Reviews/Financial Statements 2156 Lumberman Lane Oakvilie. L6M 2Y9 847â€"7789 (Fax) 847â€"7159 Call to Make Appt 8amâ€"11pm 7 Days/ Week RETURNS Personal Business Corporate Prepared by Experienced Accountant Very reasonable Free pickâ€"up and delivery DEADLINES for Classified Advertising are: Monday at 4 p.m. for the Wednesday paper; Wednesday at 4 p.m. for the Friday r; Thur lay at 4 p.m. for the Sunday paper. Call Pafwnce to do your income tax return at my place or yours Senior Discount Standard or E FILE