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Business Personal tax planning help from CGA Now Internet surfers can learn how to minimize tax payments and increase net incomes with help from the online version of CGA Ontario's 1998/99 edi­ tion o f Personal Tax Planning (www.cga-ontario.org) - a free publica­ tion produced as a public service by the Certified General Accountants Association of Ontario. Revised annually, the cyber version of the guide features main subject areas and a detailed index, both designed to assist in finding a preferred topic. The site also includes a series of 'at-a- glance' tax tips to help Canadians keep more of the money they earn from year to year. Tax tables and major income tax changes for 1998 round out the informative guide. "The association launched this year's Personal Tax Planning guide into cyberspace to give Ontarians as much access to income tax information as possible," says Jeff Buckstein, CTA, the guide's technical editor. "It doesn't matter if your investments are basic or complex, or whether your business is large or small, this guide will provide solid advice to citizens looking to max­ imize their income and minimize their Investor Learning Centre offers courses The non-profit Investor Learning Centre o f Canada (ILC) is offering two non-prom otional investm ent courses for Ontarians confused about their RRSP invest­ ments. The twc* courses, Intelligent Investing Level 1 and Intelligent Investing Level 2, cater to everyone from beginner investors to more experienced individuals. The courses have been developed and review ed by the Canadian Securities Institute, the national educator of Canada's securities industry. The courses are taught by senior investm ent profes­ sionals, licensed and trained by the ILC, who are bound by a strict code o f conduct to keep the sem inars com ­ pletely non-prom otional. The Level 1 course costs $165 and includes three books and a student binder, covers the basics o f invest­ ing in six weekly sessions o f 2 1/2 hours each. The advanced Level 2 course, recom m ended for graduates of Level 1, costs $200 and lasts eight sessions. Level 1 courses all begin at 7:15 p.m . and go from: April 13-May 18th and May lOth-June 21st. Level 2 courses run from: April 8-May 27 at 7:15 p.m. and May 5-June 23rd at 7:15 p.m. For more inform ation on course dates, times and locations individuals can call toll free 1-888-452-5566 or visit the ILC web site at www.investorlearning.ca Established in 1996, the ILC is Canada's only inde­ pendent, not-for-profit organization dedicated to provid­ ing non-prom otional investm ent information to the gen­ eral public. It is funded through revenues from its low- cost programs and by an endowment from the Canadian Securities Institute. B u s in e s s E x p a n s io n C lu b The Business Expansion Club (TBEC) is a non-profit Oakville-based network of professionals and entrepreneurs dedicated to growing their businesses through the giving and receiving of quality referrals. Breakfast meetings are held the 1st and 3rd Friday of each month. For more information, call Francis Mackan at 632-4662 or check the website at www.businessexpansion.com Ask customers what they want (Continued from page B6) That is worth repeating: Human beings (only!) act on the things that they believe to be 'true'. Past the fundamental systemic action motivators of Fear, Fantasy, the sex drive and survival, All human action is the result of, or a response to, a personally- held belief. We have stored in those file cabinets everything that we believe to be 'true'. This 'truth' structure of beliefs we refer to as our attitudes or our reality structure. (I don't like his attitude.) Call it what you will, it is the basis of every action a human being takes. We do absolutely nothing that isn't founded on some per­ sonally-held 'truth'. These are reasons for what we pur­ chase. We do nothing that isn't motivat­ ed by our personally-held beliefs and we have a belief structure about everything. We have a belief structure about buy­ ing shoes; about buying ties; about buy­ ing suits; about buying cars; we have a belief structure about everything. We have a belief structure on what kind of job we want. We have a belief structure about what it takes to raise a family. We have a belief structure about the honesty of politicians. We have a belief structure about everything we have come in contact with and thought about at a conscious level. Those beliefs are our 'Hot Buttons'. What is the easiest way to discover someone's 'hot buttons'? Ask! It says in the big manual, "ask, and thous shalt receive". "What are the three most important things to you about buying these shoes?" (Or car, or stereo, or house.) When you've got them turn them around and shoot them back. "Well look at these shoes, they are black, they are brogue and they are incredibly comfortable. Here, try them on." Hot Buttons. Leam how to find them, push them and win. Dave Anderson is availab le fo r sales m eetings and annual conferences. C all 705-526-7661. tax dollars." Ontario at participating public libraries, Free hard copies of Personal Tax as well as Business Depot and Staples Planning are also available throughout Business Depot outlets. (P -g a , NOTICE O F INTENT AND PUBLIC INFORMATION CENTRE NOTICE OF INTENT/BACKGROUND Monarch Construction Limited and Rickmar Holdings Limited are currendy proceeding with the planning and design of the following undertakings. i) Bronte Creek and Guild Villa ge- Proposed Town o f Oakville Official Plan Amendment and Secondary Plan A Secondary Plan is being prepared for a residential neighbourhood comprised of the lands lying west o f Regional Road 25 (formerly Highway 25), east o f the Btonte Creek Provincial Park, north o f Upper Middle Road and south of Dundas Street (see Map). ii) Fourteen Mile Creek Western Tributaries Subwatershed Study Fourteen Mile Creek Watershed Tributaries Subwatershed Study is being carried out in accordance with approved procedures contained in the Class Environmental Assessment for Municipal Sewage and Water Projects prepared by the Municipal Engineers Association, 1993. (See Map) Note: The Martamy Development Co. is also a proponent o f the Subwatershed Study. The lands which will form part o f the pro­ posed Secondary Plan are currendy designat­ ed Industrial, Commercial, Natural Area, Linear Open Space and Special Study Area in the Town of Oakville Official Plan, and for Industrial, Commercial and O pen Space Uses, as well as Special Study Area (Palermo Major Transit Node) in the West O ak Trails Employment Lands Secondary Plan. It is the intent o f this undertaking to prepare a Secondary Plan providing for a variety o f res­ idential and related uses for these lands, and therefore to redesignate them to Residential, Commercial and Open Space uses as part o f a comprehensive official plan amendment. Concurtendy, a Subwatershed Study is being initiated. The primary purpose o f this com­ ponent undertaking is to determine areas o f environmental sensitivity and develop appropriate management techniques and compatible land use form, which protects and enhances the natural environment. PUBLIC INFORMATION CENTRE An essential component o f the secondary plan process and the preparation of the subwatershed study is public consultation. Members o f the public wishing further information regarding these studies should contact the undersigned. Members o f the public who wish to participate in these undertakings and require notification of further public meetings or other matters related to the study should advise the undersigned in writing. T he public are invited to attend the initial devel­ oper-sponsored public information meeting as follows: PLACE: DATE: OPEN HOUSE PURPOSE RICHVIEW GOLF & COUNTRY CLUB WEDNESDAY, APRIL 14, 1999 5:00-8:00 p.m. To review the (i) Secondary Plan Background and Concept Information and (ii) Subwatershed Plan Environmental Inventory Information STUDY CONTACT: M r Ron Scheckenberger Philips Planning and Engineering Ltd. 3215 North Service Road, Box 220 Burlington, O N L7R 3Y2 Phone: (905) 335-2353 E-mail: ronjcheckenbergcr@phUipsa5nsulcams.0n.ca Mr. John Bousfield Bousfield, Dale-Harris, Cuder & Smith 3 Church Street, Suite 200 Toronto, O N M 5E 1M2 Phone: (416) 947-97454 E-mail: b4cs@incerlog.com g j 4JSmm m ■ : http://www.cga-ontario.org http://www.investorlearning.ca http://www.businessexpansion.com mailto:ronjcheckenbergcr@phUipsa5nsulcams.0n.ca mailto:b4cs@incerlog.com