The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

•Th e IF P• H al to n H ill s • Th ur sd ay , O ct ob er 9 , 2 01 4 2 Find local professionals here every Thursday! For advertising information please call 905-873-0301Professionals Ask the JEFFREY A. PATTERSON Barrister & Solicitor Q:I am thinking of starting a new business, but I'm not sure how to set it up. Should I incorporate? There are a few different ways you can set up your business, each with its own advantages and disadvantages. The most common form of business is what's called a sole proprietorship. Any individual who starts a business has, simply by doing so, created a sole proprietorship. No formalities are necessary for setting it up, but you may have to obtain licenses to carry on the business. The disadvantage of a sole proprietorship is that your business liabilities are not separate from your personal assets - so if something goes wrong on the job, your personal assets (such as your house) can be at risk. Another way that you can carry on the business is through a partnership. Much like a sole proprietorship, a partnership may come into existence when two or more persons carry on business together for a profit. The problem with partnerships is that each partner is jointly liable for the full amount of the partnership's debts. If the liabilities of a partnership exceed its assets, a creditor can again look to each partner's personal assets to settle the debt. A corporation is a separate legal person that has its own rights and obligations. Setting up a business corporation is more complicated than running a partnership or sole proprietorship, but it has the added benefit of protecting its owners (the shareholders) from personal liability and may offer you tax advantages. Where your business is risky, dangerous, or prone to lawsuits, you should certainly consider setting up a corporation in order to limit your personal liability. A: jp@howittlaw.com Tel: 905-877-5139 Fax: 905-877-1155 83 Mill Street, Suite 301 Georgetown, Ontario L7G 5E9 www.howittlaw.com Separation & Divorce mediation accredited mediators georgetown, brampton, bolton, mississauga, orangeville flexible hourswww.pccs.ca 905-567-8858 1-866-506-pccs (7227) reduce cost & conflict divorce with dignitY and Keep Your moneY in Your pocKet! I realize that I always find the negative in everything. I think I was taught to not let myself get my hopes up because if I do, something bad might happen. But now I would like to be happy. Is this possible? Yes it is possible. As we approachThanksgiving, this might be a good time to change your attitude. By finding the negative in things, you have the illusion of protecting yourself from being disappointed or looking foolish. All you really do is make yourself unhappy. The first step in changing this is to take responsibility for your own happiness. Don't be afraid to anticipate happiness and expect things to turn out. Make them turn out the way you want. Count every positive thing in your life--the fact that you are able to read this means that you can see, read and think. Next, be enthusiastic about whatever you do. When someone asks you how you are, respond, not with "could be worse," or "not bad" but rather with "Great!" or "Excellent!" See how just that small change in attitude shifts your perspective. Pay attention to all of the things in your life that you would miss if they were gone: Your loved ones, your health, your pets, housing, vehicle--anything.What would you do or how would you feel if any one of these things were suddenly taken from you? Be thankful for what you have and do not waste time focusing on things you cannot change. Recognize where you have distorted and negative beliefs and focus on changing the way you look at things. Question your own beliefs and spot where you are merely repeating negative, ineffective views that you were indoctrinated with and discover your positive side.When you begin to look at things with fresh eyes, you will be surprised to see what you get in return. If you give out joy, you will receive happiness back.You will be thankful for what you do have and people will be glad to see you.You will experience the joy of Thanksgiving. Q: a: 905-873-7677 318 Guelph St., Georgetown Gerry Ross H.B.Sc. PT, MCPA, FCAMT a: Our clinic's website www.rossphysio.com has aclinical library with hundreds of great articles written by registered physiotherapists (including yours truly) often with the scientific references noted for the article.There is a body map and a folder system so you can find what you are interested in quickly. You can also choose areas that you are interested in and be notified when a new article is added to that section of the site. A word of caution though - partner with a Physiotherapist during your rehab to avoid disappointing results or injury. Please take advantage of this information and stay well. Q: Can I trust the internet for health information? ... INTEREST FREE LOAN to Help with Home Improvement Repairs When You are Listing with Us! ... FREE Professional Staging and Virtual Tours! ... Cormpilas Team's Seller/Buyer Guarantee & Benefits www.RealEstateGeorgetown.com Angie Cormpilas Broker Chris Cormpilas Sales Representative The Cormpilas Team 905-877-3629 Susan Hancock Sales Representative Realty Services Inc., Brokerage when experience counts office: 905-456-1000 direct: 905-866-2994 Heather Morison Broker, ASA (Accredited Seniors Agent) DIRECT: 905 873 4266 OFFICE: 519 853 9924 Did you know . . . ? You can click on . . . www.REresource.ca for all your real estate needs. BROKERAGE Pat Akers Sales Representative 905-873-6111 Call Pat Direct 905-703-4766 pakers@trebnet.com Leslie Logan Sales Representative 1-800-701-0494 Cell: 905-699-5666 info@leslielogan.com/www.leslielogan.com Lives in Georgetown...Sells in Georgetown Services Inc., Brokerage Real Estate Centre Inc., Brokerage Bilingual in English and Portuguese AIDA BOTELHO GLAZIN Sales Representative 416-998-2005 www.aidabotelhoglazin.ca aidaglazin@outlook.com Thinking of buying or selling? Call Effie Dimou for all your real estate needs. 905-877-5211 Dir: 416-991-4247 Real Estate Centre Inc., Brokerage www.georgetownrealty.ca edimou@georgetownrealty.ca EFFIE DIMOU Sales Representative Realty Services Inc., Brokerage† Buying Or Selling? confidential consultation arranged! direct: 416-712-9415 office: 905-456-1000 Broker MarkCachia Please Visit www.markcachia.com To advertise in this Full Colour Directory please call 905-873-0301 or email kkosonic@theifp.ca Delivered to almost 23,000 Homes every Thursday! REAL ESTATE DIRECTORY Win This Advertising Spot Call Kelli 905-873-0301 x 237 for details tising