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Loans have terms of 12 to 60 months with payments scheduled based on your income deposit dates at the time of loan origination. The APR for the loans is 59.9%. Ask a Money Mart Customer Service Representative for details. MONEY MART® is a registered service mark of National Money Mart Company. © 2016 National Money Mart Company. All rights reserved. www.metaboliccareclinics.com HDSB domain are private." The Burlington dad says he initially reached out to the HDSB to have the G Suite settings changed for his daughter and eight-year- old son, so as to not continue to supply Google with their personal information. "When we deemed that the correspondence with the board at the time was not going to result in any ac- tion on the board's part to change our children's ac- count settings, we contacted Google directly ourselves to inquire how these settings could be changed," he told the Independent. "As the Halton District School Board is the account administrator for our chil- dren's G Suite accounts, we were unable to change any settings. We communicated the information we received by Google, and the settings were changed by the board for our children."for our children."f But, the father contin- ues, he wonders how many parents are unaware of what G Suite entails and the consequences of allowing their children to access the suite unsupervised. Ahmad says parents should be properly in- formed about their child'sformed about their child'sf use of G Suite in a compre- hensive manner. "They need to know what is happening and what kind of information would poten- tially be collected from the child," he said. "Quite frank- ly, if you are using G Suite, understand what the terms and condi- tions are and in- clude that in the (consent) slip, and use sum- maries - don't give them a 20- page doc- ument. There should be some- thing simple for parents to read to understand the risks their child is potentially tak- ing." Ahmad also noted that personally identifiable in- formation doesn't just meanformation doesn't just meanf your name and address - "it includes your IP address, it includes your online beha- viour, everything related to your profile if you wish." Subsequent to getting his children's G Suite profiles amended, the Burlington fa- ther has also been diligent in reaching out to many of the additional applications individually, inquiring about consent and the ways in which his children's in- formation is being used. formation is being used. f In email correspondence between the father and Info- gram's support centre, Info- gram cites its own terms of use saying, "You agree that by using the service you re- present that you are at least 18 years old and that you are legally able to enter this agreement. If you are under the age of 18 years old, you re- present that you are at least 14 years old and that your parent or legal guardian consents to your use of this service," adding that it is the responsibility of the person who registers the account to ensure the user is at least 14 years of age. Ahmad says when it comes to these types of ap- plications, everything is premised. "When you give your per- sonal information or you sign up for an account, it's premised on the user giving their consent and so the question then is, is a child who is under the age of the majority able to give in- formed consent?" formed consent?" f EDUCATION ALL PARENTS RECEIVE DOCUMENT THAT 'CLEARLY INDICATES' USE OF G SUITE: HDSB Continued from page 5 THE QUESTION: DO YOU KNOW HOW YOUR CHILD IS USING THEIR HDSB GOOGLE ACCOUNT? THE CONCLUSION: USE OF THIRD-PARTY APP BY YOUTH COULD LEAVE STUDENTS VULNERABLE, SAYS CYBER LAWYER STORY BEHIND THE STORY: A Burlington father became concerned after noticing his 11-year-old daughter using a third-party app she accessed using a profile created on her behalf by the HDSB. Her username contained her first and last name.