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29 | O akville B eaver | T hursday,January 17,2019 insidehalton.com When you need healthcare fast: HealthSense Medical Walk-In Clinic Short wait times Convenient location at WestOak Trails Plaza Great hours - weekdays 8:30am to 8:30pm Pharmacy onsite 0pm Short wait times! 905-825-DOCS (3627) 2983 Westoak Trails Blvd South of Dundas, at Bronte Rd info@healthsensemedical.ca www.healthsensemedical.ca HOURS Mon - Fri 8:30am to 8:00pm Saturday 9:00am to 2:00pm Family Doctors • Walk-In Clinic Chiropractic • Pharmacy • Travel Clinic 8:30p 267 Lakeshore Rd. E., Oakville Mon.-Fri. 10-6, Sat. 9-1 www.kybun.com 905.842.2770 Richard Price Pharmacist/Owner A Trusted name in Oakville for over 20 years! Feet Hurting? Flat floors damage your body Walking on flat floors in shoes with heels limits the movement of the feet, which causes uneven pressure & weakening of the muscles. This can lead to constrained and incorrect postures as well as stress pains on the musculoskeletal system, which increase over time. A weak foot musculature is the main cause of: • Back pain • Knee- and hip damage • Vein disorders • Foot diseases such as hallux and heel spur • Numerous other complaints Walk yourself fit In the kybun shoe, standing and walking on the elastic, springy surface, distributes the weight evenly and allows the foot maximum freedom of movement. This protects the joints, trains the muscles and balances postures. Walking on the elastic springy kybun sole: • Allows a natural distribution of pressure on the foot • Protects the joints • Relaxes and relieves the back • Activates the leg and vein circulation • Trains the deep muscles Red areas Yellow areas Green areas Blue areas Excessive pressure. Leads inevitably to chronic strain reactions over longer periods Average pressure load. To avoid calluses, pressure points and provide relief. Low-pressure load. Foot soles are protected and put under less pressure. The distribution of the foot pressure should be as close as possible to 50:50 in relation to both the front and back andthe left and right areas. Compare the distribution between barefoot and wearing the kybun shoe and check how quickly the forces from compressed loads are absorbed. Percentages: DE RANGO PHARMACY INC 2501 Third Line | 905-465-3000 Open 24 hours | 7 Days a Week DE RANGO PHARMACY INC 478 Dundas Street West | 905-257-9737 Canada Post www.shoppersdrugmart.ca Fabio De Rango Pharmacist/Owner Voted Oakville's Favourite Pharmacist & Pharmacy • Patient Counselling • Complete Diabetic Care • Home Visits • Consultations • Free RX Delivery Coming Soon: FLU SHOTS • Patient Counselling • Complete Diabetic Care • Home Visits • Pharmacogenetics • Free RX Delivery Parents start with the expectation that their chil- dren will grow and thrive and one day leave the nest - but for some parents, that day will never come. They are the parents of children with special needs who will always be dependent to some extent. Children with special needs are those with physi- cal disabilities, chronic conditions, intellectual dis- abilities, emotional problems, activity limitations or learning disabilities. Your child's needs are constant and very expen- sive - for everything from medications, mobility aids and assistive devices, to 24/7 hands-on care. Your child may never be able to earn an income so can't help out financially. You love your children and would do anything for them - but how can you cope with all the financial and emotional stresses now and in a future when you may not be around? Here is some information that can help. Disability financial assistance is available from a number of federal/provincial/territorial sources. Here are some: • Disability Tax Credit can be transferred to a parent when their child has severe and prolonged mental or physical impairments and the child cannot utilize the full amount of the credit. • Medical Expense Credit can provide some tax relief for parents of disabled children. • Provincial Assistive Devices Programs provide as- sistance for both basic and personalized assistive devices. • Provincial Home and Vehicle Modification Pro- grams provide basic home/vehicle modifications for disabled children and adults. • GST exemptions or rebates are available for some products and services used by persons with disabilities. • Provincial social assistance programs with an income support component, such as the Ontario Disability Support Program, may be available to your child. Plan for the future when your disabled child is past retirement age or when you may no longer be there to help: • A Registered Disability Savings Plan (RDSP) is similar to an RRSP in that it is intended to help save for long-term financial security, though specifically for beneficiaries who are eligible for the Disability Tax Credit. Unlike contributions to an RRSP, RDSP con- tributions are not tax deductible. However, income earned in an RDSP is similarly tax-deferred until paid out to the beneficiary, and government grants and bonds are available to supplement savings. RDSP contributions can be made until the end of the year in which the beneficiary turns 59, with an overall life- time contribution limit of $200,000 per beneficiary. • Set up a trust either during your lifetime or through your will, or purchase an insurance policy - but be sure the trust or policy is structured correctly so that it does not disqualify your disabled child from income or asset tested benefits. • Have a valid will that names your child as a ben- eficiary, but subject to the appropriate trust condi- tions. This is especially important in instances of divorce and/or blended families. • Life insurance can provide for your child (as the named beneficiary or the beneficiary of an insur-named beneficiary or the beneficiary of an insur-named beneficiary or the beneficiary of an insur ance trust) no matter when you pass away. Protect and support your special needs child to- day and tomorrow, as well as your overall financial life, by consulting with your professional advisor now. This column, written and published by Investors Group Financial Services Inc. and Investors Group Securities Inc. presents general information only and is not a solicitation to buy or sell any invest-and is not a solicitation to buy or sell any invest-and is not a solicitation to buy or sell any invest ments. Contact your own advisor for specific advice about your circumstances. health Supporting children with special needs - today and tomorrow