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in si de ha lto n. co m O ak vi lle B ea ve r | T hu rs da y, M ar ch 21 ,2 01 9 | 14 delmanor.com Delmanor Glen Abbey is more beautiful than ever. Call today and book a tour to see our stunning renovations. (905) 469-3232 1459 Nottinghill Gate, Oakville Come see our new look! NOTICE OF ROAD CLOSURE Meetings at Halton Region, 1151 Bronte Rd., Oakville, L6M 3L1 Visit halton.ca for full schedule.for full schedule.f March 27 9:30 a.m. Regional Council 03 21 19 Ford Drive (Regional Road 13) fromUpper Middle Road E. to Kingsway Drive for demolition of the QEW eastbound structure, Town of Oakville Closure Date: Friday, March 29 at 10 p.m. until Saturday, March 30 at 10 a.m. Note: This project is weather dependent. An alternative date has been set for Saturday, March 30 at 10 p.m. until Sunday at 10 a.m. MTO Contact: FaheemMuhammad Mckintosh Perry on behalf of MTO Contract Administrator 647-989-8430 2017-2039@mcintoshperry.com Regional Contact: Nathan Stewart Halton Region, Road Operations and Maintenance 905-825-6000 ext. 7644 Nathan.Stewart@halton.ca W IN STO N C H U R C H ILL B LVD (R eg W IN STO N C H U R C H ILL B LVD (R eg R d 19) R d 19) SH ER W O O D H EIG H TS D R SH ER W O O D H EIG H TS D R H W Y 403 H W Y 403 H W Y 403 H W Y 403 H W Y 403 B U C K IN G H A M R D B U C K IN G H A M R D W IN STO N PA R K D R W IN STO N PA R K D R KINGSWAKINGSWAY D RY DRY DRKINGSWAY D R KINGSWA FORD FORD DR N IN TH LIN E (R eg R d 13) N IN TH LIN E (R eg R d 13) QE W QE W QE W QE W SHERWOODSHERWOOD HEIGHTS DRHEIGHTS DR(Reg Rd 38)(Reg Rd 38) (Reg Rd 13) (Reg Rd 13) UPPER MIDD LE UPPER MIDD LE RD ERD ERD E Detour Route: Start/End Location of Police Area of Structure Removal C ity ofM ississauga Tow n ofO akville Tow n ofO akville Location of Police Detour Route: Start/End Detour Route Detour Route Follow detour route and please drive with caution. Local access will be maintained at all times. SUBMIT YOUR EASTER EVENTS AT INSIDEHALTON.COM Canadians who receive an unexpected financial windfall adjust their finan- cial priorities. Last December, BMO Fi- nancial Group released a report titled A Sudden Windfall: A Blessing Not a Burden. The report re- vealed that, before receiv- ing a windfall, a little over half of surveyed Canadians aged 35 and over stated that achieving a desired life- style during retirement was their main concern. When asked to imagine receiving a large amount of money, a new priority emerged. Almost two- thirds said they would like to share with family, friends and charity. Close to two-thirds wanted to pay off debt, and just under half wanted to make additional invest- ments in stocks, a business or property. Paying off debt and making investments are consistent with the original objective of pre- paring for retirement. Examples of receiving a significant amount of mon- ey include winning a lot- tery, an inheritance, a legal settlement and selling a business. My recommendations on how to deal with sudden wealth are the same as how to deal with financial mat- ters on a regular basis. Start by having a writ- ten financial plan. Often there can be conflicting fi- nancial priorities, and a written plan is a good exer- cise to determine what goals are most important to you and your family. Paying off debt is often a good idea. Start with debt that has the highest inter- est rate. For most, that will be credit card debt. Mort- gage debt can be reduced or eliminated. You will have to check your mortgage de- tails to understand what your options are. It would also be a good idea to set up, or top up, your emergency fund to cushion any financial blows life can throw at you. I recommend you pre- pare cash flow projections as a way of ensuring you will be successful in achieving your financial objectives. Having funds and finan- cial objectives are part of life. Having a financial plan will help you achieve the things that are most im- portant. Peter Watson, of Peter Watson Investments MBA, CFP, RFP, CIM, FCSI offers a weekly financial planning column, Dollars & Sense. He can be contact- ed through www.peterwat- soninvestments.com. WINDFALL FUNDS CHANGE FINANCIAL PRIORITIES OPINION SHARING NEW WEALTH BRINGS NEW QUESTIONS, WRITES WATSON PETER WATSON Column