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5 | O akville B eaver | T hursday,A pril 18,2019 insidehalton.com 905.632.1414 728 Burloak (South of the QEW) Farewell Foot Pain Foot & Health Clinic.com Our foot care starts with education. We treat all foot issues so you can live without pain & improve mobility • Best Chiropodist / Clinic / Orthotics provider since 2004 •We put care & service first! Pud bySteveNease Some parents lie and cheat to help their children get admitted to top-ranked universities.In what is now known as the 2019 college admissions scandal, the rich and famous paid bribes and had exams al- tered - among other tactics - to ensure that their chil- dren were admitted to some of the most prestigious schools in the United States. Thirty-three well-heeled parents were recently charged, along with others who participated in this fraud. fraud. f The American parents wanted what was best for their children - what was best was a strong educa- tion. Canadians also want what is best for their chil- dren. Similar to the values in the United States, that in- cludes a strong post-sec- ondary education. In March, the CBC re- ported that a similar scan- dal is 'very unlikely' in Can- ada due in part to our ad- missions process. However, challenges still exist: one of the biggest is how to afford the high cost of post-sec- ondary education. A four-year university degree can cost $100,000. Community college is less expensive, because most programs are less than four years. Costs may be re- duced if students remain living at home, but educa- tion is still expensive.Ac- cording to a 2018 RBC re- port, "The Cost of Creden- tials - The shifting burden of post-secondary tuition in Canada," tuition costs have gone up for the past 28 years in a row; since 1990, the cost of tuition at Canadian uni- versities has nearly tripled in inflation-adjusted terms. I encourage families to develop a financial strategy to assist their children. When your children are young, start a regular monthly savings plan. Ev- ery month, have funds au- tomatically transferred from your bank account in-from your bank account in-f to your child's education fund.fund.f If you invest in a Regis- tered Education Savings Plan, the government will give you a grant that is add- ed to your RESP every year. Education is an impor- tant family value, but edu- cation is expensive. Plan now for your children's on- going education. Peter Watson, of Peter Watson Investments MBA, CFP, RFP, CIM, FCSI offers a weekly financial plan- ning column, Dollars & Sense. He can be contacted through www.peterwat- soninvestments.com. OPINION HIGH COST OF EDUCATION START SAVING NOW, WRITES PETER WATSON PETER WATSON Column AIRE ONE MADNEss sAlEAIRE ONE MADNEss sAlE $700 OFF HI-EFFICIENCY CENTRAL AIR *Call for Details $1990$1990 *Starting1990Starting1990199019901990Starting199019901990from 10 Year Factory Warranty $29 /MTH OAC* FURNACE OR CENTRAL AIR DIAGNOSTIC SPECIAL FaSt & Reliable SeRviCe $49$49 * *Call for details*Call for details HIgH EFFICIENCY FURNACE & CENTRAL AIR PACKAGE INCLUDES: • 95.5% High Efficiency Gas Furnace • High Efficiency Central Air R410A Refrigerant • 10 Year Factory Warranty $3990$3990 *StartingFrom Heating & Cooling Over 120,000 satisfied custOmers 9 Locations to serve you better www.aireone.com OAKVILLE 905-849-4998 1-888-827-2665 95.5%EFF. ONLY OR /mth$59OAC* RECEIvE UP tO $2,765 IN mANUFACtURER & GAS COmPANY REbAtES* *Call for Details Since 1991 220 Randall Street, Downtown Oakville 905-842-2100 peterwatsoninvestments.com Thinking of Retiring… Someday? Let's Talk. Visit our website to sign up for a free consultation. Peter Watson MBA, CFP, R.F.P., CIM, FCSI Jennifer Watson MBA