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The IFP - Halton Hills | Thursday, June 30, 2022 | 42 Y=) AV /=) smarter. YOUR FIRST WEEK OF DELIVERIES, UP TO 1,000 PARCELS FREE* Best-in-class networks, elniaalinvem cemime(- IV -1RVA and lower costs. Keep up with your lnnves=ime(=nnvelareliale] e-commerce needs better and for less. PARCEL SERVICES IBNEWS IF YOU'RE TRAVELLING THIS SUMMER, SHOULD YOU GET TRIP PROTECTION, TRAVEL INSURANCE - OR BOTH? JOSHUA CHONG jchong@torstar.ca Canadian families are searing up to travel this y for the first time since the start of the Pandemic. More than two-thirds of us intend ts travel between May and October, accord- ing to the Conference Board of Canada. But as COVID-19 contin- ues to loom large, many travellers are once again concerned about the possi- bility of having to unex- poten ot their tripat the | jast minute. id the uncertainty, wworel agencies are and do you need either for your upcoming vacation? Trip protection typical: ly allows you to wait cellation or change- of date fees for your trip if you be- , and covers re- imbursement for lost bag. gage, says Megan Hon: Toronto-based travel writ. er Travel insurance, on the other hand, usually covers all that plus additional ex- comprehensive travel in- surance plan, but I think it depends on different fac- tors, like your family size, age and the type of trip you're taking,” says Honan. Metroland file photo As COVID-19 continues to loom large, many travellers are once again concerned about the po: ty of having to unexpectedly cancel their trip at the last minute. Trip protection plans of- ie] ry widely in what adding travellers should review all the terms and conditions pore purchas- ing such And anna Honan uses ihe comprehensive trave 1 insurance provided through her credit card, she says others consider- ing that option should re- view the fine print, noting that not all policies cover other family members. Dorian Werda, vice- president of operations at the Travel Industry Coun- cil of Ontario (TICO), stresses that if travellers decide to purchase trip pro- tection with a travel pro- vider agency, ey should not forfeit health in- surance if they a are travel- ling out of pre “Some people may be comfortable taking suppliers’ top-upon © cel, lation protection, but defi- nitely get out-of-province health insurance as well,” she says. coats the new ormal ecially, you want to ensure that you're completely covered." the very least, Werda save eee ales should en- sure they go through a TI- CO-regulated travel agen- cy or service provider, which is under provincial oversight and has standard of consumer no tection. i consumers book their services through an Ontario-registered agency or website, they're auto- matically protected by a compensation fund if the services that they pur- chase are not provided due to bankruptcy or insolven- cy,” she says.