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Page’® Hakioh Hills This Week, Wednesday, December 9, 4992 .) IT'S YOUR 2 MONEY Paul J. Rockell Christmas, I love it! It’s wonderful, having all the eis ‘eanis ri , Sli ist $129. Complete pair of Single Vision Eye Glasses carols, attending church together, | D $99. Complete pair of Children's Eye Wear \ meeting people who have come arene a for Christmas, plus all the 232 Guelph St. Guelphview Square ‘ : Georgetown Guelphview Square 873-3050 [aaa fellowship Wat g come with this festive time of the fer traditional plow models range from 6' * x Series. Meyer gives oe ‘a choice of snow plow a ee a oat et E-47 with a single Neer ‘Slik-Stik control me a tarpaulin for my small sail- * New super fast E-60 with the electro-touch flat Wd uy boat (which I really needed), plus surface touc! E 9 an assortment of “fancy” things, Meyer also offer a full line of sand & salt i) such as a novel liquid-filled lighter spreaders for all your snow and ice cont WUT — for my gas barbecue (once the liq- uid is used, it has to be thrown away) and other knick-knacks that are nice, but not needed. I received some “fancy” addi- tions to my tools (I’m a do-it-your- self builder) which are nice, but as yet, unused. How many things did you get that are “nice, but not really need- ed?” Today, it is becoming a problem, almost a headache for many, to find suitable gifts for their loved ones on the many occasions that we give gifts. Today we have Mother’s Day, Father’s Day, birthdays, Christmas, anniversaries, etc. at which we like to give gifts. There is nothing wrong with this, but after a while, what do you give? ‘When you reach my age (65), chances are you have all the neces- sities you really need. My wife and children are con- stantly asking, “Dad, what can I get you for Christmas?” I have to Public Information Meeting Development Charges: Revised Policy Proposals The Council of the Regional Municipality of Halton passed By-laws Nos. 66-91, 67-91, 68-91, 69-91, and 70-91 on April 17, 1991, under section 4 of the Development Charges Act, 1989 to enact new devel- opment charges and policies. Now, the Region is considering adopt- ing new by-laws. ‘As part of the process, Halton conducted a policy review of its cur- rent development charge policies and procedures. A Public and submissions were received at the Public Information Meeting. Subsequently, Regional Staff prepared draft proposals based on the policy review and the public comments. A Public Information Meeting pursuant to section 4 of the Development Charges Act, 1 989, was held on September 30, 1992. At the meeting, staff informed the public of draft proposals under consideration. Additional public comments were received, and The bP DB DBD BB DB DBD DB BD DB Woodside Wonders Country Craft Sale Saturday, Dec. 12 and Sunday, Dec. 13 9:30 to 3:30 Something for everyone!! 2« Needlepoint * Baskets « Wreaths 2 Tpiary Pees Miniatures Shelves 2% Birdhouses «* Carousel Horses * Bunnies Information Meeting pursuant to subsection 6) of the Act was held 2@ Doors’ eo Wood on May 7, 1992. Comments were received from the public in writing, tops en Items ze Christmas Items MORE! Come to 4th Line between Acton & Georgetown. Go north on 4th Line 3 kms. Watch for signs! Anne & Ab Genoe ~ For weekday appointments, call us at 853-1505 revised development charge have since been revised pro} represent refinements and modifications to the draft proposals previously presented and are based on the public input received to date. Accordingly, a further Public Information Meeting pursuant to sec- tion 4 of the Development Charges Act, 1989, will be held on: DATE: Wednesday, January 27, 1993 TIME: 1:30 p.m. PLACE: Council Chambers 1151 Bronte Road Oakville, Ontario $6.00 worth ena Ge of CARDS All interested persons are invited to attend. The meeting will be held d as a Regular Meeting of the Administration and Finance Committee an which isa Standing Committee of Regional Council. The purpose of receive the meeting is to: 0 + present the revised development charge proposals; and 10% OFF * Committee debate and consideration of the matter. Stamps If approved by the ‘Administration and Finance Committee, final pro- posals and recommendations will be presented to Council, along with) * * * supporting by-laws, on February 3, 1993 (tentative). eS 3 ; ‘ Add to your y comments, questions.or requests for further information regard- ing the Public Information Meeting on January 27, 1993 or the devel- collection of opment charge proposals, may be rected to Roberto Rossini (ext. 7060) at 825-6000, 853-0501 (Acton), 878-8113 (Georgetown), 639- Trolls 4540 (Aldershot), 823-6720 lle), the Regional icipali of Halton, Finance Department, 1151 Bronte Road, Oakville, GREAT SELECTION Ontario, L6J 6E1. If you wish to appear as a delegation at the Public 10% OFF Information Meeting on January 27, 1993, please call Ms. Pat bers. Those Joan A. Eaglesham Regional Clerk ADRK RRRRRRRRRRRRRR RRR JELREX VARIETY and Smoke Shop Georgetown Marketplace Christmas, a time for giving answer “I don’t know.” I have all the clothing I need, and can use some to replace the items that wear out, but other than that, I live com- fortably. When I see the gifts that are given today, I am amazed at the ingenuity of people who invest in them. But, 90% of them are “nice” to have, but in most cases are “unnecessary” to have. But some gifts are different. I recall, years ago, an unmarried lady who gave to her two nephews a gift of $25 each, in the form of mutual fund shares. She would have me order a cer- tificate for those shares, and she would give that certificate at Christmas, and again at their birth- days, amount to $50 per year for each of them. What would that gift be worth if it were continued over the years? She started the program when her nephews were five and six years old. If she continued it until they were 25 years of age and then they con- tinued investing $50 per year in mutual funds until they were 65 years of age, and if the fund aver- aged a return of 15% per year (which some of the best interna- tional funds have done over the long term), they would be worth almost $1.5 million at age 65. What will your Christmas gifts be worth (even next year)? The “fancy” (but often unneeded) gifts are nice to receive, and the purchase of them keeps business going, and shopkeepers happy. But 99% of them will do only one thing, and that is lose value, and ultimately become worthless. An “investment” Christmas or birthday present will grow and pro- vide untold gifts we share with our family and loved ones. Start with our children, giving them $50 or even $100 more per year between (Christmas and birthday) of invest- ments that could be worth $1.5 mil- lion or more in the future. Spend the other half of your gift dollars on toys and things that will give momentary pleasure, but will probably soon lose their value. It’s a thought! For a free graphic chart show- ing the growth of an international mutual fund-over the long term, contact Peter C. Masson M.B.A., Regal Capital Planners Ltd., 10 Fagan Drive, Georgetown, Ontario or Phone 877-7216. Paul J. Rockei is the author of the best seller “Why I Invest in Mutual Funds” and Chairman of Regal Capital Planners Ltd. 124 year old financial planning com- pany with offices from coast to coast in Canada. GINNY'S DIAPER SERVICE + Pick-up and delivery twice per week + Have your own diapers? We'l do those too!