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==] Bus. 853-2086 Tor. 874-3053 “Associate “jy les. 873-2862. Broker _~_ Member Nationwide Computer Network OPEN a. pReAY, FEB 28TH 2-4PM. HILL RD. S., ACTON 64,800 Large 5 level home offers great value! Main floor family room with fireplace, kitchen with its own dining area, din- ing with sliding doors to back- yard, high efficiency furnace & central air. Call Marvyn morgane: 853-2086 or 874- RMAC92-95 February is Wrest vg | Heart and Stroke ore Ouewnersom | Month Associate Tax Consultants Ten Steps for your Financial Success By George Perdue, B. Se. P. Eng. At our Ellen Roseman seminar on February 3 we were treated to some practical advice from a family point of view. Ellen shared with the audience her personal priorities concerning the financial side of her life. She added that the list should be tailored to individual needs. Her list is 10 points long. Top priority for her is to eliminate all "bad" debt like car loans. She then suggests an emergency fund and recommends using a line of credit from a ‘bank that remains unused thereby costing nothing. Fundamental to financial freedom is basic protection of the assets being accumulated by the wise application of insurance. She recommends paying down all outstanding debt from credit cards as the best return on investment available. If a credit card is required she suggests applying for a low interest version now being offered. Rounding out the first five items on her list is purchasing a house. Next is maximizing what you keep from what you earn by using the RRSP tax deferral gift. She adds to this advice the quick reduction of your mortgage while simultaneously investing in an RRSP. She suggests using the tax rebate from the RRSP to pay down the mortgage so interest paid to someone else is minimized. She mentioned the idea of putting your mortgage inside your RRSP and suggested that you seek some advice with this concept. She recommends other tax saving ideas like running a small home based business. She believes this is a good idea but not suited to everyone. Next on her list is investing for her children's education. She suggests investigating the options available since they are not all created equal. The last two items on her personal list she has found difficult to achieve. These are to keep an updated will and to organize records to help make better decisions. From a financial advisor's point of view her advice provides a framework to build upon. Money Concepts will be offering tax planning and income tax preparation beginning in March. Details will follow. George Perdue is a Financial Planner, Business Consultant, and Partner in Money Concepts, Halton Hills. He can be contacted at (416) 873-1877. 101 Guelph St. Georgetown 877-2217 For all your advertising needs... call Halton Hills This Week 873-2254 Canada Trust Real Canada Trust Realty Inc. / Realtor | Trusted for Service - Respected for Results R| REALTOR® This Space Reserved For You! uu are thinking os Greets Call: Andy King” at 873-] 702 (res.) or 454-0446 (oe) give mea call andI Major Clean Up Needed! professionally Harker ee Under Power of Sale! home when you list with me! Investment opportunity - 4 - one bedroom living units, previously rented at $520./ month each. Less than an hour from Georgetown. Asking only $124,900.00 Call: Andy King” at 873-1702 (res, or 454-0446 (tor) isl C9 6 6 6 2 6 Es SS MEMBER OF THE BRAMPTON AND TORONTO REAL ESTATE BOARDS ** associate broker Andy King < Call Me Today For a Professional Market Evaluation of Your Home! at 873-1702 xs; OF 454-0446 wr) not intended to solicit homes already listed © Copyright 1993 LaserCraft Unlimited a Co Oo Co 6 63 £9 6 EI EI I PP I I