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Money Talk with George Perdue The Shifting of Work By George Perdue, B. Se. P. Eng. It began today. Kids and parents started to focus on back-to-school activities. Clothes, books, pencils and paper are the traditional staples. Computer stores are working overtime. For those going to post- secondary school the costs will be $4,000 to $12,000 depending on the school and whether or not residence is required. Now that is a lot of money to invest. What is the payback expected? That's a good question. In my day it was differ- ent. Jobs were plentiful. A graduate was guaran- teed not just a job, but a job that paid well. Just last- week I had several people come to me to talk about career changes. All of them were graduates of Canadian Universities. Each came to the realiza- tion that.the"work they wore doing was a dead end. It was traditional work. The descriptions could be found in the career listings of person- nel journals and career counselors of high ools. Through our discus- sioris‘they came to realize that interesting jobs with potential are becoming showed them some inter- esting statistics. The shift towards part-time jobs is accelerating. The creation of jobs is coming more and more from entrepreneurs, contrac- tors, and small business. The jobs themselves are niche situation jobs. consist of fundamentals and a recipe for flexibility and adaptation. For example, a person with good. numerical analysis skills must be able to apply these skills to a specific niche application in order to be of value to a prospective employers. Employers can no longer afford overhead people who just do analysis for example. The implication for a person looking to shift careers is that they will probably face taking an entry level position. The job search for these niche applications will consist primarily of networking. To illustrate this condi- tion in our business, for f the agers is by education an engineer and geologist. His “hobby” was invest- ing. He didnot aim at a career in a financial field. He took an entry level job with a financial institu- tion and worked his way up by adapting his edu- cation and his aptitudes to his new trade. , Financing this set of activities is a bigger chal- lenge than in the past. First of all the education. bridge financing that is used to provide the time needed for adaptation to the niche application. How can a parent pro- vide for this type of money? They will have to be creative and begin early to take advantage of compounding. They will have to do this in addition to providing for their own retirement, provide career shift financing for themselves. Financial Business Consultant, and Partner in Money Concepts, Halton Hills. He can be contacted at (416) 873-1877. ACR Comer & big 3. rise bungalow nh CIRCA 1868 ; Victorian charm beau- Mi tifully restored and} renovated with taste and a sense of history. A This classic vernacular | style is the abiding image of the province. Set on a splendid 10 acres with distant views.$325,000 CALEDON — 93 ACRES Country house fully renovated while retaining wo from rec. | I paddock. reas a wortshopbam wt - [wiciy, ie mda st bah Thisisa water & elec looking large pond. Located 3 minutes from Caledon Village and near golf and Cal Caledon Ski fine family home with shay ag Club. $649, 3 BEDROOM — LAKE ROMAN Excellent starter home] ba overlooking Lake Roman Large mature lot. Quiet Hsetting — $154; 900 = Only $1 o” +G.S.T. (15 words) Two Insertions Articles for Sale, Apts. for Rent, Day Care, Help Wanted, etc. Call 873-2254 to place your ad. Visa or Mastercard accepted. School buses will soon be back on the road. HALTON emencency “4, 9- 44 It’s better to be thirty minutes late in this site than be thirty years early for the next. HALTON HILLS THIS WEEK COMMUNITY SERVICE MESSAGE SPONSORED BY HALTON ee ae DEPARTMENT oo BROKERS “ASSOCIATION OF HALTON HILLS DENNY’S INLOP PAUL C. ARMSTRONG SPRIGGS INSURANCE INSURANCE LTD. INSURANCE BROKERS LTD. INSURANCE BROKERS 15 Mill St. W., 500 Guelph St. 143 Mill St., 8 Wesleyan St. Acton, Ont. Norval, Ont. Georgetown, Ont. Georgetown, Ont. 853-0150 877-5101 877-0133 877-5113 [ALTON HILLS ASSOCIATION.