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v j 33 sixtysixth year of publication the georgetown herald wednesday evening april 6th 1932 150 per annum in advance 200 to usa the georgetown herald j m moors pakttahar sad proprietor member canadian weekly newspaper association r c n r time table standard time qoiag bast passenger end mall 1030 ajn passenger 339 pm passenger and maq 630 pjn- passenger stops or passengers going east and toronto bis pjn bundays going east passenger 238 pro passenger 8m pm b55 pjh o l r- a gttar wn jaasenger add mau 725 ajji ratnrngrr j54 am passenger 2jw pjn and mall 2s pm sunday 83 am- sunday rrmsa gettagertb icaul and passenger as mf wn ifail and p o28 pm arrow incxeaseo bus see vice v w eastern states time leave georgetown daily westbound so tun 12jb0 pxn sm pjn too pm 0m0 pjn daily ex cept sstteraay saturday only 1l80 nm 1000 sun saturday sunday and holi days isnly leave georgetown dally butbxhmd 7 jo ajn iojob am 120 pan mo pjn 830 nm laao pjn saturdays sundays and holidays only reduced fare to holder of season ticket vbokkts and jntokmatjon at longs directory lb stot dale t- the propf of the puddinql- life insurance benefit can be proved while yog ere still alive i and living policyholders of tha sun bfa were paid in bencnts darinj 1931 so8000000 three tlrvhat aniich at pene- ficiaries q dicuitd policyholders this was due partly to th tact that trained sun life rcprf santati ve i whan sailing insurance counsel their policyholders how to secure a dual advantage the maximum benefit to themselves and the greatest pro to their dependants allll i olakxmcb h wigqin8 jl o u lajfodon musr fihi to vaxson f rdunv ljos lvdjb a sto a aamsst tli r i suatss r it a djul mum lamb faaotical haxbauuxx nitsusb sjr oar or weak a m j chiropractic a kesri rraetleo the insured no longer have to- die to win that wisest imuran vtgl- landy protect their poli cies and allow nottslnfftn impair tfceajl ltie gwjfex enjoys a ramarlcablera- cord row the persistency of its berinew largely the result of sound idvice and expert service to hs policyholders by its representatives sun life repr sold 558000000 new paidfor insurtnce last year making the com panys total business in force aver three billions an impressive reflection of public confidence today prudent men are nof only taking on more life insurance they are doing so after consul tation with competent re presentatives of such a company as the sun life local or seed oacavof flae luasnaai ream hm suxnw tpapoa to at fbwmd issawt iks pepsin policy d 45715 dverfaed mob sun life assurance company of canada hasd office montreal the turning of the road it may be a long way to the turn in the road trie paith may be rugged and heavy our load our hearts grow taint from hope der ferred and sad with needless yearning but some day somewhere the turn will appear then will vanish our weariness doubt and fear ft our hearts will be piled wluijev and strength and hope returning the sky over head may be laden with gray 1b wind cold and chilling arvu dreary the day nat a glint of sunshine across the way to relieving e days dull seeming but a rift in the clouds will some day greet our view v itte hrignt eager sunbeamb struggling thru giving glimpses beyond of tftf azure blue and a brighter tomorrow revealing clear our i hearts may be burdened with sorrow and care tioo sad for a song and too weary for prayer dismayed at the troubles w- meet everyiwhere while our strength is swiftly waning but some day faint heart burn in the tide gods love is so deep bis mercy wide ifjetther sunshine nor storm can for ever abide each one as we need were receiving then lets travel joyously blithely along with sometimes a prayer and often i song and always a lift dor the weak in the throng till we come to the long roads turn ing much as tbat in the otherwise hap pleat cottage in far vales the jar became a pwlpatatlr- it started in the front ball then it abode for a month in the tiny parlor till a xea came along and was held only by trundling the porcelain monster in to the laundry somehow iskwrenee forgot to fetob 1 out of us seclusion there for several weeks until his wiles active conscience made it impossible for him tor- target it any longer so it came back to the parlor once rnore lets try it in the other onmer tnte time said oentrude lawrence wish bis coat ofl laboriously took toe jar ofl the pedestal carried the pedestal across the wcleroom and tugged the jar after fct oh thats too bad i cant possibly get to the piano if it stands there i dldn think it was aping to come out quite so far itll have to go back where h was and lawrenoe duti fully but with little grace undid his work lbs eacfa day a pleasant raninder lsnt hv be quoted im going to publish a map of the traveas of that eblngl v- what for it would only be a solid- black mess of lines signed hi wife demlrtpgry i certainly be- lieve there lsnt an inch of space in the house ouoswe the pantry that it hasnt soroeuroe passed over theres the coal ceuar left said lawrence hopefully mo dear weve got to stand it perhaps well have a bigger house sometime and then- uhereli be a i for it but iaiwrence income was not large and the logger house was remote prospect meanwbile the trefethen hamuy as tlertrude said lived in one comers round aunt mariettas jar ljawrence and gertrude grew to bate the shiny bulk the baby was fright ened by it and cried sstgbit of it the horrid oklthmg aild csertrude bitterly i wish it would get usekt broken ttta an awful gramme to people who buy wedding presents i believe 111 try it in toe diningroom for a while i shall simply go eraay if i have to look at it any more in the be found gertrude grieving utterly and like a wise man be arranged his features into an expression of com- passumaite sympathy- htow could you laugh when it ruined our beautiful jar you know it was beautiful iawrenoe and if it hadnt been so big it couldnt have bsved us and it was your aunt jsariattas wedding present too oh oh and oentrude sat down in uje very roldet of the f ragrnents and wept today one of the chief ornaments of the trefettnen parlor- is a figured and really quite handsome bit of ponvlain some lour inohes square rnoaintert like a tile in the chimney braut bt is all that is left of the chinese jar oenuude never wearies of telling its atois and wthh each recital the huuts of- aunt marietta gift sink farther and farther into obuvlori and us virtues glow brighter it svs- really ttw moat beautiful thing you ever saw she concludes earnestly and almost tearfully we were heartbroken when we tbund it daudnt beinehcleol werent we iawerncje and e shall treasure this bat of it all our uvea an afterdinners sleep a the family jar ira rich kent v h and satarnaqt 1 to a and 7 jo to sjo pa by frank patch c rl mcclure par ttfus plinat m w oooivvisovba j sanford stewajrttown plnvblngfttlnsnilthing lo clvea phone 84 r 12 corfetown rjt no 2 t monuments pollock ingham gah out jampmt ourwortc in oneutnoa wood for sale gnejiaidwtwat9eseh and maple fll jar ahndk cord tuos xs0 tail mi womb asadar takes m pea to rand psonle to ajbout venice in oorsjon- p s a man who has many arwunete is a young bear ainfaguity means haring lu wiv bdnet a the same tame o aaytrmlfatal dtaeues are ttml wtorall t a ogure of snsscn is a way of taat- lraj ejriawteui by wfaui you say what rortoauoad toe rxdaml nremeits convention at georgetown july 29th 30th 31st and august 1st spring millinery you are cordially invited to inspect our showing of spring millinery in aul die latest styles end colors misses claridge upstairs herald block hovitavorka ivm of ebflasytpffi thofcaat kj aertesattewwmaaahgever wfll be bow does uworkt and it aaajadswhauwanthrauinildaa to two yonw peasaafsn who tnttstalpvlrom nottw honw la the old join thatr mother i the atlantic intba i hatr hontdara oa c p 8 bteoo and ben mr and mrs lawrence trefethen returned from chetr honeymoon journey to take up their honeymoon residence in what bs the prettiest as well as the amajlest cottage in far vales they brought wltsl them a large lump of curtoertby one fifth of it was unrrenoes and the other four ftftbo gertrudes it had all had its origin in ttse letter from lawrences aunt marietta which had reached them at inks ptaddt ik had been written at prarjktort on the ttaln where aunt laarletsa bad tor some unknown reason been spend ing a month ant whence she bad dis patched her w gift to ber nep hew and read the letter as my forty years experience wsti the kanbte service roatoes me perfently sure that the package wont reach america till at least ten days after the agent says it will i have saved you a great deal of needless bottler by having my gift sent straight from toe pranfaor pottery ob lawrennse sane ol those beautiful attn cops ran per fectly sure sighed ckvtnme hajspily to your new bkjme at par vales wnere you will probsbhr find it whom you arrive i jwpe thtatt wlu ot into soma corner of your nappy live there and be em day a rjrmaant reminder of you om aunts a oertrudbs eyes glowed wsto toe rapacity of the gdftbtmgry bride perhaps fts a teaset don yon tnlnk so lawrencef vour aunt mlarl- dbta has a whole lot of money haan stoe she wouldnt stop at a set of cups of course lsnt that beautiful liawrence a whole l s of prank- fort porcelain just thin of kl sure eno there the package stood uuiucaalve with foreign marks and labels aid the more li la that it filled the untie ubchen of the uttle house vary macotnfortablty full uawtcnce gazed as the sunt fan some dismay but his wifes ims was wide enough to take st in without a gulp oh lawrence she clapped her hbutrk ecstatkauly in the pantry there was no room in the idtonen x knew i was doing aunt marietta an injus tice its a dinnerset of courae it bba frankfort porcelain dtanereet i nhi- wonder a b if there were a hundred and iwepty ptoeeal nor l said lawrence clublousty in fact i trunk trial a trifle low if thas is a guessing contest put mine down at threeifiundred and semnty- nve iawrenee don lie absurd and youre wasting tune toe oo s and set the hammer j want to- un pack very darling piece of ttaat dtn- neraat tonlght lavwrenoe pounded us fingers a good deal and the box a little more he tore a d table in the knee of ids new trousers and got himself very hot and missy ana red in the face and lntcanpsrad iawrenoe ana a somewhat stout young min never iratendrd for struggling with boxes ot that stae in ktrtieri of trat stss aa he struggled bat wife continued u vacua toe aontents of the mysteri ous crate aran we lucky to get such a wonderful present lawrenoel i ssmnly cant wait to see nt at ons tawrenoe only grunted and struggied some more oh tjuwrenoe- she contlnned i don bonsathr ttdnk weve got enough shelf room for all these lovely cups cant you build in an extra stoes in that blank apace by the cupboard in tne kitchen lawerooe said tm never even go ing to get ttas okd crate open i but he opened tfae case neveruie- laas for jm was persistant as wen sa stout the last of the straw- and wrappings was cleared awayl tnan oentokk sat down in a hysterical uttle heap on the pantry door while iter dtahevelad husband glared at the teatarootual of ma aunt marietta aheouon poor remerdus rich aunt marietta who hved to a v m and could never renienioertnst not e else did che same who bought and gave carelessly and x- travwgantly but on so affettloruteily shades of foccups the teaet ttw dinaetsotl aunt marieobab wedmng ghv saaan omamental porceatn jar of most ftorlov ohdnese pattern wide and bulgy and on ats pedestal fully dresfh4jh oertruse laughed then she sobbed then abe dad noth at toe same tkoe great beats panted her husband where are we gotog to put it two years later tlait linpasuoned in quiry was atin unaoswenjej m the c ttw tiny iawanof 4mp otoer rsind thapre took very small lie took up aastjunt of room araf toe leas antollls1ss tfmtod at ls so rj i im lawrence arose with a groan and prepared to take up bus burden tve carried that hioornl slippery monstrosity a thousand miles if i have a foot he nnm tat go ing to sroasfc itaunt mlsrlnwa or no aunt marietta perhaps he would actually have done it if it had not been for bis wife bat oertrade came from laassstthauetts and had wat liawrence oallad an ingrowing conadence a too jar remained and their hatred of it wax ed wish every encoojner by tor toird of mo in one third year of their married life the masterpiece of toe chinese potte and aunt aaaxtettaa g bad traveled in hs orbit to the stale sad- log on the front stairs on tile way to bed gertrude who was a slender uttle tody bad snuecs- ed past it i wont be shut out of stairs by that tthtagf that lawreoce- tamely betook htaswjf to toe rack atatraay and so evaded the issue intetst be taken aa evidence of too biaauliajuao to which be had sunk but lawrence wan not elrnder township 80hool boards tebbuttkd in school act under provisions of a achool law act arnrrssrnent which was passed at the recent session of tne ontario legislature premier henry as minis ter of baucaoon baa procured authorl ty for any rural toanahlp council to set aside as one township school area one of the loveliest of the poetical passages in flhfikepeare is thai in which the duke in measure for meas ure consoles cumcuo for his prospec tive departure from life by pointing outks utter futility thou hast nor youtlh nor age but as it were an afterdinners sleep i dreaming on both vhen by any rare chance we take use tkoe from toe hurry and bustle of immediate life to reflect upon the future and the past we feel more and more the perfect truth of this shake spearean comment up to a centaui period perhaps in the early twenties perhaps in the late thirties or later aill varying greatly for each individual but coming surely t everyone whotmnfcs it all our life is made up of looking forward we are full- of the dreams of ripe success ful age full of splendid plots end plans the world is an oyster wait ing for us to open st the world is a rich wide garden or meadow full of luxurious gorgeous blossoms and we ehall invade and- pluck them snail build cloud castles for ourselves abounding in the ample fruition- of hope then before we taaow it there comes strange an inexplicable turn we cannot figure out exactly when it comes we cannot figure out exactly how it comes but all at once we find that we are looking back instead of vg forward the future may success he has nort failed who has nort feared nor quailed who by the truth made strong has battled hard and long against trie forms ot wrong that lurk in self or state his is a service great though none may know nis name he needs ho laurelled frame he boosts a fairer prise before gods rlghlteous eyes he did tihe besthe knew nor was to truth untrue thomas cunms clark xotes and comments gsnd of depression isnear according to an oldtimer who from his own long experience and the accumulated wisdom thai has come cftoyvn to him from the two preceding generations has evolved a- rule tor measufement the is infallible as a measure of the length of any real- depression he says one must wear out tnree pairs of- trousers he is now wearing bur third post- depres don pair and the seat has worn so thin thai rie can sat on a nicfcle and tell whether it is head or tail up wall- street journal in the past such power has been limited to townships cariuguoub to a city or town the extension now pro- wided b the result it fc understood of a number of reouests which rural iwiigiipi4tf bave made to thejrje- rjartment of education during fae past year the actual wordtang of the en abling aii is as hollows the onrmrtl of a township may by bylaw passed with tfe xoosent of majorkty of the whose number ot nabem of the council before the nut day of july in any year sat opart the whole or any gmrttan of the tovnsnap as a township school area and may declare that thereafter the school saatson rnfimrted in the town ship school area shall eeaae in exist and that the boards ibsvrlng jurisdlc- tta therein abau be djatohred the new policy recalls former pre mier fergusons famous tjownsblns achool boards blh which made its bow to the iagsdaoure for four years hand running only to be shelved at the 1030 suarrw hncsiuw in tfbeopin- ion of the then prime mbttster the rural achlool seooona bad not been sufflr e the need for an aclopaon mr fergpeoms taon was compulsory however while the new henry pottcy is purely per irthffnihire air ferguson at toejve v4ock on toe evening of tnat third et mimiisiiii the enure trefethen fjy down to law junior kusn toe maid and bossy toe almost tmtos s kitten so named because iaiwesce said she was roock turtle were all sound asleep an hour aster then was a furtive fumbnng at the pantry window unfas tened in the nsannwr of pantry wto- the sash slid upward to admit tall active figure that seemed to have an almost inatmottve knowledge of the whereabouts of the diver and sure lrr in the light of his electric aoreh b plate and would have hmkirl to ten the num ber of school sertirire eosnrjrlstng any township board while no ums is place upon th sue of a board under the permxsbtve arrangement atr banry stated- yesterday some year ago he bad unreduced his arrangement to north tooge street and toe township board wmcb since had been runcttonlnt there bad got atasj fine lately be had he been utta sw with gharboro the advmsttll he was a hildnwti wkn psrson quite contrary to the spparently ci of rwnrlara he wasted no tone hurtlnsr for mod or drink he did not go near toe refi and ms visit to the sideboard was a brief le with the surer stowed esfetly in a dark bag arm placed by the front door tbe big sofkooted visitor felt for the stair nail and went up close to the wan to long swift steps with a pause he reached toe landing the pedestal which bore aunt mari ettas wedding gift was poked on one edge to allow room for the bulky jar the prowlers foot struck it baud he recoiled instannuvely the jar rocked on ma base he slipped on the stair st tottered on the verge he nut out a helpless nbitrstoig hand bt leaned relentlessly toward nan then he i and it above they went down tbumpt bump ntmdl smash oraahl the trefatoen family down to twan is ii junior ellen tne maud and bossy toe ajraost toot fcstten oil toe much wider wake than they bad previously been tpmrnt asleep- lawrence and the kitten reached the nail at the same m lawrence leaned over the banisters and toe kitten peered through them the kitten may beve seen something but lawrence couldnt be shitted ids revolver to has left hand and feat for toe eleowelxtrrt swuch perhaps baa hand was not altogether steady at any rate be cad not find the be heard a clatter below as of rattling ctepy a saasnbang then the slam of the closing front door its all rsght gertrude hes gone hoover he u and he turned on the lights be looked at one empty landing then leaned over the ratpand survey ed tbe scene below vjbi i guees that jarred ban bethe chuckled his bad pun went unnoticed gert rude was too divided between oonfllct- tng emotions of alarm and hysterical relief to chide htm tbey went down together the bag of sliver still reposed by toe door the burgau- had fongotten it and toe floor of tbe ttasy ball was covered ainiply smeared said iawrenoe with chinese porcelain chips and lawrence laughed again dent took so dismayed gertrude there isnt a pu chance to mend stl oh lawrence how can you apeak like toatl gertrude ctaaped her hands tragically what if we burnt aad tnejarl we might all have been killed oh the poor poor jar alter weu said snob thlnga about it mf- ed our uveal topped cltucaujaa and stared a her opesnuthsa then toe oeukhvt heap tttm aiusbad aad trtsd to keap- from doing tt tod only tato the nack- toaed tbe more until he finally oljuw perya5al onoked and bad to be pounded en toe taaitiimm llfce a nmeb leuevedvby toe fllgtoof toe t tofrlete for one ir over 1 togrtere sros tne o aatotatot vet osrns onk of ito oooatijnsi f as llty of taking a asmdlar courae tbsst all makes for beater adminis tration tbe premier said land the selectrrr of s very high tgpe of school trustee axonb in the fosbst still keep its dreams and still to some extent we cling to aiem but tbe element of illusion in ibhem grows larger and larger and we know it and the backward dream of youth assumes a singular alluring rosy radiance we know that those boy hood days had then- trials and dufi- outttes just as we have them now but in the past we overlook them and think more and more only of the over- asowering pervading charm so the days and the months and tme years slip by and in the end it is borne in upon us what a mngaral power that shakespeare had in under standing the secrets of his own soul and of our- souls and of all souls and a maglrsl gift for bast nor youth nor age it were an afterdlnnerte thou but as sleep dreaming on both surcharge levied on truck ucfenses aramimoernent las been made by hon iifftpom maxaulay minister of highways that a surcharge of so per bene of the fiwttng conimerclal vehicle operating fees will be applied to the licenses of all common car riers now using the kings highways cat ontario the surcharge will be ef fective from april 1 the renewal date for comtnereial vehicle fees while the surcharge will it is ex pected bring some s160000 in fid- rtit tonal revenue to the highways de- partment annually it has been insti tuted mr masaulay stated with a view of ending unfair competition that s been created through transport camrjanles nanmnw their trucks cor hiaiimng all sorts of materials on the reads of the province the surcharge will not effect companies operating their own vehicles and hauling their oiu merrhatajtsft should a ten ton truck now be pay ing a fee of 1135 it will under the it surcharge have to pay an artist ional 6750 before operating after april 1 radio listeners in canada will fol low with interest the movement in the united states to prohibit sunday advertising the rjrooosed bill is of fered as an snendment to the united states radio act in brief it ptv vddes that on sunday there shall be no commercial announcement spiting forth the merits of this or that pro duct however under its provisions the name of the sponsor of the pro gramme may be given at the beginn ing and at the end of each program and with a period of one hour be tween announcements provided tbe bill becomes law there will be at least one day in the week during which one will not have to listen to a bar- nage of windy sales talk from the line anyway who wants to- to ballyhoo aclvertislng on the lords day hon a n gordon virtually flrtetbrnhis public career by bis sorry exlubiuonnbeftne a parliamentary com mittee inqanrlng into his charges against premier bennett- said his bro- bherlnlaw uajor w p berridge he was forced ttfsjdmit that the state ments made byromtm the public platform were made only on hearsay and gossip and that he made them simply to ententate asaxhenoe he then tried with siayess to jbn some of the responsdhinty on reaurttrrs who covered his speeches it is not long since the sunt mr gordon made rrhnself the target for some criticism when he spoke of onehcroe week lies and squirt gun exlitors he felt the reaction then and indeed he must feel the consequence of bos re cent public inenscretion suncoe re former winning distinction of roddry smath was a little gypsy boy a member of a band that wandered in a covered wagon all over raiglanfl his father van a tinker who rna pots pans and other kitchen- ware and like all other gypsy men be was also a horsetrader while hu mother aire other arypsy women told fortunes the little wanderer had no to go to school or church his did not even own a bible the hie was one of superstition and of mental and moral dark ness and of ware in lug bat the gnwt experiesaceo of life vast tbe oarnps of wandering gypsies aa well as tbe settl ed abodes of other men when roddy was about twelve years of age na mother waa stricken with a mortal ill ness ber husband waited oh ber tenderly tor gypsy though he was be warmhearted tovtang man and when be saw that bis wife was dying be was brcteenhearfrd do you believe in qod he asked has wife anxiously yes said the dying woman do you then try to pray be ask ed again 1 try bo she replied and seeing his anxiety and bis great tove for ber of space whose interests centre about she put ber artta around his neck and tbe home and the church theor kissed mm he went cujbslde and lives are busy but uneverdful they went for he did not wish na wife to find their only fregdtom in service there are a good many ways winning item notion in this world and one way whach seems a little quaint untie aptheuoand more than a tit- tie admirable is described in laconic newspaper rhrrwrnri wbioh appeared the other day tehlng bow an 84-year- old woman in a little town has eom- pleted ber sixtieth year of service as organist in the village church as dtattocovons go that record is mild enough it earned the lady a scant dosen unes in the newspapers and the most rnhgvriti local correspon dent could hardly have devoted more than naif a column to x yet there is something about it that makes you stop and think bt paints a picture bo begin with a picture instantly re- rnlrablp by anyone who has lived in a small town who hasnt seen these devoted hard working old ladies ot the village ohurob women whose entire orbat spaas hardly more than a dosen miles but soon he heard see mms to team ber sharing i base a father in the pranked i must go the promised afy qod calls me to meet ban in land j was a song she had heard sung soma twenty years before by school children and ft now came back to her when she most needed it- soon after the woanun died tta father took thp ttttle boy in his arms and eaid roddy you nave no rdather now but she died believing in god she prayed to hun and at the end and she died switch tamedlasy as he faantuedjatogtag jongabout going to meet him in that night little roddy went deep er into alio forest and sat down on the trunk of an old fallen tree- the woods were dark but some stare were tc be seen through tbe heavy hranrhes wstioperson near him alone norest toe boy wrestled wab bis and bis thoughts joa fathers great love touched him and the thought of bis mother aufe still and in heaven thrilled nun then tak ing himself seriously tn band he ad dressed himself by name rodney smith what are vou going to do are you going to be just a wandering gypsy bay all your hfe or are you go ing to be a good man and follow your mother to heaven he rose- from the log stood for a moment tin the gram and then clersdantr hi shaods until tbe nalb almost most cut the akin he said oh god i will be a good boy i wfll serve thee that was the ftrst and perhaps the most drramatlo spiritual experience that earns to toe rev rodney smith better known to the world as ayhay smith boon atorrwante he found hs wayto arnjssaon rco an education and mutlkf became p and those who know ids woriefcnful career as a srmdwlruunr evangelist know how lua wore of that dark night tn the forest bare been fulfilled tub a season hast arrived and tha 1m2 models are snssjoaed ajmurphys utchen be aa near perfection as pernio with many good points it woukt be dub- cutt to- predict whether toss would be a good car year howeverv u rear uxjseterers e in a a wen imfttojno eon as ae saw rsaaw aw only what innumerable tattle village ax- fairs from church socials to school pftratffl have they not by devotion aod bard work mrade succeed of course it tent often that we tap our hats to them tthrough some 11- ksgioal twist of values we have dis covered something inherently oomdc in the rural scene any glib vaude- vllllan or numbbrnlned movie direc tor can always find a laugh in the fact that some people live in a farm ing communi tne kadies of the rur al church are presented fits faintly out landish and bixarre but we know better if we have liv ed there and ttroa little lady who has played the organ doubtless a some what whoesy one for six decades will seem a rather lrnpresslve figure to stick- to one task any task for sixty years in a rov is to do vastly better than most of us can ever do and in the unwritten history of sue a woman there is a profound and in spiring tale of ddedtry and unselfish ness that we could study with a great deal of profit ouelph laercuryr how far will a dollar go hereto a stunt in hdgh finance a young man purchased a tie in a mens furnishing store when he came to pay for it he found he did not have mioney enough so he issued a cheque for a dollar the aierohant endorsed the cheque turned a ever to the bar ber in exchange for a dollars worth of service the piece of paper went through the hands of nineteen dtffer- ent merchants in exchange for goods etc the twentieth man took it to the bane where he found out that there were no funds to neat it ho called the other nineteen men together and afxer cotisldemble discussion ther all decided to put 5c apiece and retire the cheque twenty- people received a fuhl dollars worth of goods or service all for a nickel hows that r red op wastry- willie who was out of a job usual rapped tbmddly at mrs door the lady an gry at being jnlcrrurpted at hermsla- lrsg nung open the door and gl c at him dm sou vaah to see me she mmessa weary wulle backed down the steps and aaad meekly yvau if i did i got toank yotv there are ten chartered banks in canada with more tbanujoo branches of which its are in other countries mainly tn newfoundland the west indies aoenlral america south ameri ca and also in the great centres of international finance london paris and new york the assets of cana dian banks are placed at s3046otjoooo the ten baxus now doing business of the dominion are barclays ocamrnerce canadlenne dominion imperial mon treal provincial nova scotia royal and toronto canada will not suffer another bank failure unless seme ex traordinary condition far worse than the present depression should develop when xhe home bank crashed in 1924 the effect was so depressing to the general morale of the banking- cieintele- that exlstlnsr hanks afterwandb came to the rescue of other banks in fin ancial stress blnce the home bank failure banks to disappear were the hamilton merchants natlonale ster ling molsons union and standard since oonfeoeraition 26 banks have failed in oaoaraa there has not been single failure in great britain or canada tn seven years aecording to the commerce department in the united states more than 2000 banks closed their doors in 1031 alone in volving ii 7oo0o0000 when the zealous but mdsgmded settlers first began to break the dry belt in southern saskatchewan an old indian observing the ploughed land stood silent for a time and then he grunted cthl wrong side up that prediction has long since proved to be only too true at best it is only grazing land and the sod should never have been broken three years out of five brought nothing but dis appointment and now has come the terrible tragedy of stark failure and abandonment governments should never have allowed promiscuous set tlement once people break land and build a home they become so attach ed to the tocasion that only tragedy or death will remove them from h there arc plenty of farmers in east- em canada tolling away on land that is fit only for growing trees or graz ing aheap bust they are attached to the property it is home and there they will stick pioneering la not al together a thing of tbe past in cana da there is more land to be cleared and settled plenty of it govern ments should shoulder the nsponsfbl- llty and see to it that land unfit for farming is not turned wrong side up farmers advocate the incomes of most of us have been seriously reduced salaried people business people farmers and wage- eamerat many are quite up ft it with no income at all and have to live on the surplus of former years during the days of prosperity- money came easily and we became careless in our spending and extravagant hi our imagined needs what were re garded as luxuries but a few years ago we have come to regard as neces sities now with our reduced inw we must gdve up many things and it ts interesting- to observe the reactions of different persons to the enforced economy some become muesr and blame the social order tbe govern ment and ervervbrdng but then- own lack of forestgrri in not provfcmdg for the rainy day some arc unable to re adjust their spending to their re duced income and are trying to carry on on their old schedule until tne bills come in and the bank account is exhausted aad necessity compels them to call a halt and there are those who actually get a good dear of fun out of bnidgeung their reduced income they consider and weigh values plan what b rjeoesnary and what can be done without and find that after- ajd a lowered income need not effect tbe lasting fundamentata of a bappy home i svj vx a i