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your noust or hapmness take what god gives o heart of mine and build your housa of happiness perchance some have been given but many have been given leas the treasure lying at your feet whose value yotr but balntly guess another builder looking on jwbuld barter heaven to posses i have you found work that you can do is there a heart that loves you best is there a spot somewhere called home where spent and worn your souf may rest a friendly tree a book a eong a dog that loves your hands caress a store of health to meet life s needs oh build your house of happiness tyust not iomorowa dawn to bring the dreamedo joy for which you wait vu-hoteenogh-fleftsant-ihlngb- btijtnrniit tti r a to house your soul in goodly state tomorrow times relentless stream may hear what now you have away take what god gives o heart and build your home of happiness today i b y williams control of diphtiiebia toronto s organized effort to con trol diphtheria is of interest through out canada as showing the results of securing widespread immunization of young children during the 1938 tox oid week which commenced april 24 mr j p patterson chairman of the toronto diphtheria committee of the health league of canada presented the annual report showing that for the second time toronto had a full year without a single death from dip htherla just eight years before 64 children died of diphtheria in one year this years toxoid week proved the most successful in the cltys history almost twice as many children being immunized at the city s welfarexjen tres than in the same week in the previous year thus setting a new high recolln diphtheria prevention tojtold campaigns have been held annualy since 1931 and a few years prior to that the citys department of public health introduced free ad ministration of toxoid as it took a few years of immunization to show results in the vital statistics the com mittee gives a report covering two five year periods during that period commencing in 1829 2 769 cases of diphtheria were reported riiis ircid- ence dropped to 209 for the five years ending december 3lst 1937 the deaths during the first period were 174 or 62 per cent of the cases and during the second 15 or 72 per cent of actual cases the conclusion of the committee from these figures is that while toxoid pi evented 2500 children gett ing diphtheria in the last five years the disease among the comparatively few who had been neglected and who became infected was even more fatal than before emphasis has been placed during the 1938 campaign on the importance of protecting children of the pre school age toronto s experience show ing that over half of the actual cases were among children under six years of age it had been pointed out that in the united states 60 per cent of deaths are among children under five years of age htghliihwof aerta 1938 jlognutiiou by f d l smith toronto by a combination of new enact ments the provisions of which are closely tuterrtlated the albert gov ernment at its last session in real ity provided for debtcancellation upon a grand scale it effectually de prived creditors of their rights in the courts it arbltaruy provided top the total cancellation of certain mortgages undermined the security upon which thousands of life insurance policies is based and endangered the invested savings of people 4n canada and else where the legislation is embodied mainly in three statutes with other lesser enactments of similar character the three main measures are flul no 84 the securities tax act 1938 bill ho 74 the home owners se curity acf commendable work for safety driving the garage operators association are to be commended in their efforts to promote safe driving on our high ways during the past year they con ducted free motor vehicle inspection campaigns in many of the larger cen tres they are continuing the work this season and have already com menced operations the method o inspection is to set up on suitable streets complete safety testing equip ment items tested are brakes lights steering tires hom wiper mirror stop light and windshield glass the equipment is modern approved equip ment the testing is done by certl fled mechanics from member garages a minimum crew of mechanics work ing at one time is six it takes less than five minutes with this modem equipment and trained staff to spect a car fully as several cars are undergoing different inspections the same time they can inspect 800 cars for a twelve hour day inspection work going on continuously from ajn until 9 pm the method of operation is that motorists voluntarily drive in for in spection if items checked are ok- 1 ally carves it out of approval sticker is placed on wind shield if not ok defective items are indicated on inspection report the motorist is told what is wrong and if he gets the necessary adjust ments made comes back for re-in- specttan and certificate is issued motorists are not tequlred to take their cars to one of the nwntoer gar ages for adjustments to get ox suckers they are at liberty to have adjustment made where they wish the inspection is free and voluntary tills action should go a long way to make driving more safe and deserves everx encouragement halton branch of the auoclauon are coopermtlng this decision was reached at a meet ing held at bronte on friday evening tlons act 1836 amendment act 1938 the securities tax act biu no 84 imposes a tax of 2 per cent on the principal sum owing on mortgages even including those owned by the canadian farm loan board which is operated by the dominion govern ment the effect is to place the tax upon the lenders and surprisingly it is indicated in returns published in the canada year book that individu als rather than corporations own the largest number of mortgages on al berta property notwithstanding any provision in any mortgage to the contrary the tax cannot be passed on to the mort gagor the tax is payable june 1st 1938 falling payment by that date a penalty is provided of 5 per cent per month 60 per cent per annum in addition all owners of mort gages touching land in alberta even though the alberta holdings may be but an insignificant part of the whole covered by the mortgage must file returns by june 1st 1938 in elaborate and detailed form giving particulars of all mortgages touching alberta land under penalty of a fine of 410 per day in respect of each mortgajt- if any mortgagee omits to file a return the penalty he thus incurs amounts to 410 per day or 3 6o0 a j ear in the case ot each mortgage so omitted more than 20 000 alberta mortgages are owned by corporations and ac cording to canada year book returns more than that number are owned by individuals failure to make these elaboratelydetailed returns by june 193ft which is a physical lmpos slbillty renders the holders of the 20 000 mortgages aforesaid liable to penalties at the rate of 10 per mortgage aggregating the preposter ous figure of 73 03 000 a year this is intended to operate and does operate as an effective barrier against the lenders testing his rights in the courts tomake such a test it would be necessary to refuse to pay the tax or make the return whereupon the provincial treasurer would sue to collect and the mort gagee would resist the provincial treasurers claim in the courts that would take time with the penalties steadily mounting to get a final decision nm the privy council would take at least one year no lender can lightly face such fantastic and unconscionable penalties as an adverse court decision under such circumstances would en- tall these harsh and arbitrary provls ions and the short time allowed for their fulfilment effectively shut mortgagees out of the courts and de prive them of their legal rights as citizens i much of the rawiey lent on mort gages in alberta represents invest ments held by life insurance com panies to secure the payment of life insurance policies all over the domin ion other sums represent the sav ings of individuals here and in great britain still other sums represent investments of estates funds by trust companies the home owners security act bill no 74 under this act no mortgage creditor may foreclose on an urban home ta town or village without making a present of 2 000 to the person whose home is foreclosed regardless of the value of the proper ty involved an instance follows if a man has purchased say a property worth 1 000 on which he has paid perhaps 9100 and declines to pay any more xhe mortgage cannot be fore closed for the 000 except by paying 2 000 into court to be paid over by the court to the debtor if the fore closure is granted this act also exempts what is known as the home quarter section of any farm from foreclosure vlrtu- the mortgage why pay more you save much tu price and every mile yon drive yet you get a sturdy wellbuilt car sound and heat insulated allsteel body- rugged kx chassis wide50incli front seat big luggage space roomy comfort safety of vital parts that are oversized willys is the worlds greatest automobile value come in for a trial ride pnwwmmmaimi thj easy riding willys j n oneill son phone 14 georgetown board operated b the dominion government is not excepted from this act the above indicates the startling character of the eglslation which really constitutes a wholesale cancel latlon or repudiation of debts its ef feet upon individual corporate pro vincial and national credit cannot but be profound if such legislation can be permitted to prevail in al berta and is copied by other prov lnces all debt moral it goes b the board and the national credit must inevitably be impaired other legislation the effect of which is to bolster the enactments detailed above include the following 1938 measures of the alberta legislature the debt proceedings suspension act chapter 28 the debt adjustment act amend ment act chapter 27 these contain provisions and sane tlons ancillary to the three main measures mentioned in the preceding paragraphs sambo i don understand how you can do all your work so quickly and so weuv tq tell yuh how tis boss i sticks de match of enthusiasm to de fus ob energy and jest nstchually explodes cefso 1 csuege the boy was broke so he wander ed over to the gas station where fraternity brother bad s job washing cars bey queried the boy how about tmdfrg me five dollars land you five dollars do you real- tar that rd have to wash six more cars in order toendyotrnvedohrsr well go ahead imit make 1 snappyl thus if one man farms a quarter section only 160 acres which he bought for 3 000 paying 300 and giving a mortgage for the 2 700 the act in effect makes him the outright owner of the 160 acres without pay ing another single cent if another man farms a whole section or more the 160 acres on which his farm buildings stand is exempt from fore closure the best and most valuable part of the mortgagees security is removed arbitrarily from the mort gage and action permanently barred the limitation of actions act 1935 amendment act 1938 bui no 115 in the operation of this act action to realise on any debt incurred prior to 1936 must be taken before july 1st imo thus if a loan were made or any debt incurred secured or other wise prior to 1936 not maturing until ssy 1946 or any time after mid- 1940 the debt would be statutebar red and extinguished by july 1st 1940 the effect of the statute la to force creditors to seek renewals before 1940 arrives and if the debtor is wise enough to sit tight and refuse to make a renewal agreement the credi tor has no recourse except to go to the debt adjustment board of al berta government creature for permit to commence proceedings prior to jdly 1st 1940 no such proceed- ingeam wttstoatea without such permit from said board experience indicates that unless the creditor re duced the debt to a point that will be satisfactory to the alberta govern- mentr would not granted even the canadian farm loans how brains work sleuths or the mind are making studies and experiments to find out why is one man brilliant and an other with equal chances and en vlronment mentally defective the burden mental trust under the auspices of the british medical asso elation has undertaken to investigate the problem its chief aim is to dis cover why one brain does the work ot an einstein while another is sub normal already numerous studies and ex periments have been mode on 3 400 school children in the bath district and up to october 1937 there nas been collected as well the brains of 123 defectives and 82 normals pro fessor s e whltnau of bristol uni versity intends carrying out in in vestlgatlon on the calcarine and vis ual areas of these specimens outwardly the same in the majority of cases the brain of the imbecile and that of the genius is outwardly the same but many criminals who appear normal have diseased brains it was discovered af ter his death for instance that a w walte a brilliant dentist had i slight meningitis on one side of the cerebellum which accounted for the fact that he poisoned a number of people when these and other condi tions which scientists have not so far noticed can be rectified humanity will receive an unspeakable blessing just try for those planning a motor tour it is best to get a large road map this will tell you everything you want to know except how to fold it up again r h thompson co cnr time table standard tims going bast passenger 616 axo passenger and mall 10j ant passenger and mail 640 da passengers for toronto 9 49 pin passengers sundays only 631 pm gator west passenger and wall passenger passenger and mall o 834 am 336 pjn going sooth mall and passenger gray coach lines time table standard tune leave creorgetown a 6 08 ajn 858 ajn 1158 am c 2 18 pm to toronto 4u0 pm 6 is pm 910 pm o 6 to kitchener x 930 am x 6 00 pm 1153 am xb 850 pm x 155 pm d 1035 pm a 355 pm e 1138 pm x through to london a dally except sun and hoi xb sat sun and hoi only csaturday only d daily except sat sun and kol e sat sun and hoi all coach travel information at w h long directory lebot dale kc m sybil bennett bjl barrister and soueltsn georgetown ontario office gregory theatre bldg mill st kenneth ml langdon barrister solicitor notary 1 first mortgage money to loan office main street south phone 68 georgetown w c grant ba etc offices mill street oeorgetown erin phone 334 pjo box 186 finish made cor the decks of freighters la rarely the best stuiable jo protecure coatings lowe brother offer you t mm grwmttr cms sactt a man oe finish la their porch and deck paint for use on your verandah floors it will withstand all kinds of rough t ofej porch and pl nt leonard electric refrigerators r h thompson co hardware plumbing electrical wiring tinsmithing and eavestroughing phone 46 georgetown moffat electric ranges maytag electric washers kelvinator electric refrigerators phone 11 hugh lindsay n georgetown banet graydon lawbence cook barrister etc 465 bay st toronto brampton oat e fraser raney kc h edward cook gordon oraydon 333 main st north brampton telephone w harold r lawrence loblaw bunding brampton telephone 643 f office r watson dj mjijl georgetown hours 9 to s except thursday aftemoins dr i l n dentist office houra daily b to a evenings 7 to s phone tttw georgetown frank petch licensed auctioneer for the canities f peel and hamoa prompt service walter t evans co general insurance ocean steamship service real estate main st north monwnefits pollock a ingham suoeessors to cater jotjffona gab ont mils sii atone rneaemit inspect our work in greenwood o o a m nielsen j ak tew at taettee chiropractor xray drugleu therapist ledr attendant office orer dominion stat georgetown houar 1 s tjm mo njn- o la