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as the large 1lvetoi. iThe sinal amount of the investment and the~ ex- tremely low monthly payments were stressed as appealing particularly to those with small incognes. Vote Organiv.ation Following 'M.r. Kreutz' talk a te m- porary, organization was effected. Henry Fowler, 1404, Forest' avenue was chosen temporary, chairman, A. S. VanDeusen, .Jr., 1154 Central avenue, temporary vice-chairman, and C. E. Clifton, temporary, secretary. On motion of Aider Tighe, 521 Fourth, street, seconded, bv William Edmonds, 1936 Greenwood avenue, it was de- cided to proceced with organization' of the association. Under the rules tbe' permanent officers are elected by the' shareholders after receipt of the, charter.. There is to be a board: of direciors of about fifteen members, elected by' the members, which .will * in, turn elect the officers. * A requirement for securing a char- ter is that a minimum of 500 shares must be s&bscribed by ~not les~s than forty miembers. These stipulations have been more tlian met in Wil- mette, and the application for the charter is being forwarded to WVash- ington immnediately. Marks 4th Year With Rapid Transit Company Fifty-one years in thle 'local trans- portation industry, forty of them as an employe of the Chicago Rapid Transit company, is the service rec- ord of A. Gale. Nelson~, 1534 Spencer avenue, Wilniette, who was. honered. *bv the "L" Lines ' with two other * residents .of north shore suburbs; in a net%- ear presentation of long serv- * ice. pins to employes wvho have com- pleted two decades or more ,of con- tinluous emplovment, with the comi- paniy. Mr.. Nelson, who is assistant to the auditor of the Rapid, Transit lines. * began) bis career with the Manhattan Elevated Railroad. company of New York City in 1882. He came to Chi- cago in 1893 to accept a position with s urqnq upgrade, easing Cincinnati. - Mrs. Edward C. Hildréth, 2006 Beechwood avenue, entertained ber reading circle at 1 'uncheon Tuesday. Mr.Lloyd Faxon reviewed "Poor SplendidWings."