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Joins Smart and Gole 'Miss Marjorie DeGolyer, one of the north shore's best known women realtors, has joined the sales depart- ment of Smnart & Golee,, Inc., it was announced this week by Norman. F. Lighithart, vice-president of. the firmh. Miss. DeGolyer, Who has been associated fora number of ýyears with Hokanson & Jenks.. mc., has anun- usually wi de acquaintance, in the north shore suburbs and .will continue ta specialize in this field. Mr. Lighthart also stated that his. firm has closed' during the months' of IMay. and Juùe the largest number.of real estate transactions for anv similar period in seven years. They will be announced, soon. * j JEATING SERVICE CO* 011 Hurmer Service Wlàuetka 3 5Day r wNight OLIERHANSEN FIRST MORTGAGE LOANS We are making loans on well Iocated residences, apartment buildings -and business properties - fifteen..year boans-or shorter terni-as desired. t3REAT LAKES MORTGAGE CORPORATION. 184 West Lake Street Telephone Franklin 2344 Chicago. Tips anid What TANK EÂLL. A closet-tank bail ks a sniall but important part of the plumbing equip- ment. I This part of the watercloset tank mechanism will help mnake. the pperation of the closet either quiet and efficient or noisy and trouble- some. Often the replacem'nent of an aId andworn-aut tank bail with a new and improved type is advisable. When d oing so get the advice of an ex - perienced ýpumnbing.contractor .ini order to be assured of a tank bal that will make a perfect seaL WATER VALVE It is important that every inember of a household shouid know where the miain sh3ut-off 'valve for the iwa- ter supply system is located. It is also advisable for the memibers of a familv to be famniliar ,vith the loca- tion of the valves controlling branch hiles and individual fixtures so that in case of an emergency break ini these pipe liues the vvater mnay be shut off. WINDOW SHEATHING In good construction pract ice. unani builders do not lap sheathing entirely, over the'edges of the framing of the window opening, but cut it back sa that a rebate is formed bet-weeni sheathing and studding. This makes it possible ta set-in a wide blind casinîg apart of the window casing, which assists ini kèeping the windowv weatherproof. BOWL CLEANERS Chioose drain and closet-bowl deÉan- ers carefully: The cheaper cleaners are likely ta damnage the enamel fin.- ish. 'Your plumber wiIl be glad ta recommend a cleaner which cati be used with safety. MORTGAC E LOANS W. are in, the market for conservative fiist mortgg loans on residetices, apart- monts and office buildings. il N. La Salle St., Chicago Contrai 0227 1571,Sherman. Ave. Evauston Uniiveri:y 2600 uncuiniortable to . walk on as tney are apt ta get into low shoes. Such iniprovements may be made through modernization credit avait- able at lending institutions approved by the Federal Housin' Adinistra- tion. Need- for Home Mortgage Cash Fro m a survey of 36> countfies in northern Ohio, withý over 100 cities and towns reporting 5,836, prospects for new buildings have been -found invalving a need for approximnately $30,000,000 in mortgage. money,, at- cording to E. H., Blair, District Di- rector for the Federal Housing Ad- ministration. The results of -the survey -in the Cleveland area are, said to be typical. In that city* 17 architects' have -103 new building prospects who need $3,547.000 ta carry out proposed1 con- struction.. Faurteen building. material dealer.s have on hand 16d prospects who propose >ta spend $615,000. Fifty- one contractors and builders have accumulated 853 prospects for -work involving the expenditure af $2,W6,-, 000. Eightyr-mne real estate firns hiave 1,664 prospects on file represent- ing possible transactions amountifig to $7,891,000. Architects believe that possibly 70 per cent of the appraised value of pro.pased new building re-, iuires financing. The high average of $35.000 per prospect is based on their, past experience, of ,ratio- of in- 1uiries ta new business possible. Cleveland architects' ýprospects run i-a hîghier price brackçt and idi- cate a mîarket for $25,000 homes *Building miateriai dealers report a dernand for $6,500 homes, .contrac- tors and builders for $5,000 homes,. and real estate firms far homes in a S7,000 class. In. smialler.cities a genuine dierand for homes ranging in cost f rom $4,M0) ta $5,000 is indicafeed, according ta '.\r. Blair., The greatest* lemiand, lie, stated, is from the rnod- ýýrate.jincome group for-'homnes rang- ung f raini$4.00Q ta $6.000. Garden WaIk May Be Made on FHA Loan A garden twalk should be of a ma-