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* was iiaturai for people tr oKigetiucr ti t i. s m JJ51agiLVIAn jfluIi ucýui~i s,I in cities, to double up on apartments and has naturaily. created larger taxes, houses and do everything possible to whereas in the less pretentious villages conserve their resources. New construc- within reach of, but somewhat more retion ceased -completeiy, and *ith the mote froni the lake, al of the essetitial passing of the years, created a shortage conmunity, services are provided for conisiderably less nioney:and with gratfyof desirable places to live. effect& on tax bis. For the fourth succsiesaornsing "Briarwoods" is a.fine example of an' of apàrtffients and bouses have been. increased. Even now they do flot pay a exclusive but inexpensive conimunity, of fair return on the. replacement' cost ofî homes developed along similar lines: to buildings, and there has flot yet been an Skokie Heights. It lies in a lower cost appreciabie i'ncrease in the earning area and Warants careful consideration f rom those whose dollars must purchase power of* the tenants. Tt is true that business bas inîýrovedý. aý maximum of comfort, convenience but the ever-increasing burden of taxes and safety. The banldwriting, on the: wall clearly and the lack of. confidence in the future ,till tend to*prevent salaries and wageç prophesies a bigher prite level,, with more than a possibility of inflation in frotilregaining former levels. sight, and indicates the advisabilîty of Redluced -Encornes buying reaI estate now. f ~ th reinaning Thenagai. terni bonds and mortgages at ~lPwe~nlYIfvrhmstsadct raies ofinterest adtecfieaphess mionev has reduced tbe incomes of thle *so-cafleçi inivestor class. Why v it thien that rnshv been thé ioveiiest rooms in the bouse, instead ,of the drabbtisb .bush rooms tbey once were., And wby? ,Because tbe plumbing equipnient, manufacturers bave spared no effort' to make thein so. Suburban Résidence Under-,Construction by Home Committee A typicai nmodern home, especially 19r, suburbanites, isnow being constructedil at MchigaÎî av,.enue .and Roosevelt road, Chcgo, by the New American Home committee under the auspices 'of the Federal Housing administration. It will he completed Labor day and thrown open to the getierai public for ins~pection, aceording to A., L. Fri4stein, generai manager of the new home. The- moderni home is expected to prove of uinusual interest to residents of Cbicago's suburban districts who contempiate either building or remodeling their homes in tbe near future. Built of concrete and entirely fireproof, the home will cost about $10,00. It is of two floors with six roonis, exý clusive of two bath., botb of which are ouI the. unwer Ani,. FHA. Tis group is flot a cross-. section of aIl the home mortgages being made.tôday. Nevertheless their range is' interesting flot , iiîy as. a record of at least one ýsectiofi of actuai post-depression Iban prectic e* but also becauùse of what they may foreshado* of more 'generai praciti, under present competition for good 0f insured,.mortgages made, on new home construction more than, 92 per cent, run for a term of 13, years or more, and 70 per cent run for ternis ranging froi 17 to 20 years. Les. than one per. ce ntI are for. a terni under nine years. More thain 54 per cent of al the, country's: insured borne mortgages. including thosefo the purchase of used homes or for> the refinancing of existing homes, have been made with terms of from 17to20 yars. This means we have in this group alone a nucleous of well over 40,0003 venitures in home ownership recentty financed in wbich the loan was set up flot pn a basis of five or six years, as was formerly, common, but on a mortgage life sufficient to look to ultimate ownership mortgage-free. as the '*utility ' increased and will continue in an up- .ward direction until they overtake the cost of new. construction? Nothing (Conttribtited) r htAeia I a ensi *more than those two old friends of the building industry-obsolescence and in- is best, expressed in our modern autocrease in population. mobiles and furniture. The AmeniBuiilings wear out whetber tumes are caii idea of beauty, usabilitv, coi- A < merican Art Is Now Rxpressed B in t Kitchen and B t wnîme.ni-s incomne rernains stationary, 1r)een încluaed withnthe Iurniture n finds that bis basic 25 percent housingj automobile. Reference i. to modern figure is totaliy insufficient to pay rett[bath and plumibing fixtures. If one can imagine loviier things for decent living quarters for biniself than can be seen ini the show roomns and bis famuly. Comipetition is the only practicai of the larger plutnbing equipment niethod of forcing eductions in prices 'inanufacturers. like The Crane cornand wben rentai levels becomne bigh panv.' for example, why such imaginaenough to justify new construction in tion seeèms not yet to have arrived at large quantities, it is possible that the the .motor car plants, or furnitume pendultum of living costs in cities will factories. nor even in the sbops of Such -colors! decorators, rnuriayrdinterior znrt -aofà;i .c iBREAK j, GROUND FOR WAR MEMORJALI 0, A 1' , in a location which wiII altord goodiviator spouts'elimi schools, good transportation, convemieit of turning on the aýccess to shopping Cetrs andl, aboQve scaiding shower.; 1that could be nd shower arnew type dethe nuisance cWtau, wi torium, sbo reation rooc committeer S. jviqv, wi and. getting aI The strt e. new equip- 'and brick,. be decorated inside by [siepe, post e, of white limestone organizatic *mmander.