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<NY.) Better Housing stead of remodeling a The' FIRST, VE DERAýL SAVINGS and LOAN* ASSN. Y~of: ýWilmette off easunique INVESTMENT OPPORTUNITY: L CGeneroug yield. 2. Insurance of share accounts up to $5,000.00 each. Important local, state, federal tax exemptions. First mortgage security at deflated values. 5.A savings plan for every individual situation., 6. Instalirnent share payinents-.50 per month per share. I AN I 7. Cash share payments, $100.00 ANii' PfE per shitre. ffl v IAA INJ You are cordially invitéd to attend the - 8. Federal supervision ination. snd' exam- Lends to UheerfuineSs Modern housewives are taking a tip f rom industry and business and are dis- covering that it pays to bave the kitchen a bright and cheerful place. Efficiency is raised'i by a cheerful enviironmnent, as *well as step-saving design and labor-, saving equipment, wbetber.in the -store. factory or kitchen. Fresh color will work wonders in brigbtening up the kitchen as wvell -as tbe breakfast room, if it hs a part of, or adjoins._ the kitchen through an open arcbway. The color. choice, depends not only upon., individual taste but is influ- enced by the number and size of win-* dows and, outside light wbich enters the rom. Ligbt blue,,green or gray walls arre appropriate if the kitcben à~ sunnyf but a -comparatively dark kitchen often requires a soft yellow finish. The kitchen cabinets ani woodwork arne cheerful when ainted ini green, lavender, orange, or some other brigbt color. If tbe plumbing is colôred, the other colors used in the room should barmonize with it. Likewise, the breakfast nook may be. gayly colored. Orange, yellow, and the hike, sometimes trimmed in black, are suitable. Flowers or.- otber designs painted on the ends of seats, the top. of' the. breakfast table amid.similar places, serve as decorations. Hou.. Wells Now Corne Ready Made Prefabrication- of, w a 1Is fo r houses is simplifying winter building.. The'more nearly complete.the walls of a structure are bizilt in factories- so that. the house construction be- cornes an "assembling" j ob-the more independent. a builder is of weather conditiôns. This prefabrication of.walls. has made much progress recently.. Frame "sections" have beenfatr but for years.' So, have. concrete and composition units, and more recently, wall sections made of brick ready for assembly into finishedý buildings. The latest invention- in this line are panels of architectural niosaic con- crete, prefabricated in a studio coin- plete with door and window frames. From the standpoint of winter .buildin~g, th greatest advantage of such units lies in the fact that when they are assembled in place and the roof covered, the bouse is closed 80 that the interior work can be easily comnpleted, regardless of weather conditions. REVAMP HEAT UNIT Thle Federal Housing Administration, reports that mnodernization loans which, it is insurinoe. are making it possible Wednesda' evening, I February 23 at 8 P. M. Secre:ary 1137 Central Avenue Wilmette 863 Il *Opomtinun, dr Fodoral Chart r lu s conssectUon oftkthe« Home Louis Bankh of Chicago. Spos.ored ansd êpergaed be,,th. Utidted State8 A rchitects of Commerce nte me co~sor scneVIAI oui: iractical as well as. artistic. LIBERTY LAN Anto coOpoATI@N Pe au TeL Broombaft IsaFàrm should be veniently -placed in the basement so that a larger portion of the basement can be used for various purposes, such as a Ilautidry roorn, recreation room, or tr, *age roins. nal ýture Contracto075 Biilders Building, 518-526 Davis Street, Evanston HighMaud Park 457 'D.fduc.S,.I'I.wiaetoh.N1rirSée. PROVIDE READING ROOMd Every homie sbogld have a rooni et aside for reading. One of the' est ideas is to partition off a sec- ion of the attic. Then build shelves ther running half way up the wall IN. [La1.Sag t', Clalao Centd «M 1571 Sherumm Ave., Evaut.a 3. 4. ý6,