The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

We A agrec on this poinit and Nwe would like to play our part in this age- old custom of "gif t giving"- for af ter ail, what would Christrnas bc Nwith- o)ut gil7ts? SAVINGS CLUBS, who, y ear after year, niake their ve1 eoi in person, by mail, or have it charged to their checkiing accotints, and reccie their FAT CHRISTMAS CLUB CHECK on tlic following I)ccin ber i st. WI"LMETT E LIFE s