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3-LAYER BRICK Vanifla, Montmorency Cherry nnd MapIe Nut 45 Ice Crelm...... nome bC Uuiding. 1* .. -%IganUh fi- cago manager of the Home OWners'ý Catalogs division of F. W. Dodge corporation, looks to the new year for a construction volume *of more than 475 million dollars in homes to be occupied by the owners. "The housing needs of about 65,000 families will be accommodated during 1938 in the homes they will build for themselves," Mr. Morgan comments. "The continuation of this year's in- terest in home owning clearly shows the heailhy trend of The Great Amnerican Family toward better homes for better living." Expect 210,000New Unit* I a grouping of aIl types of family, dwelling units, the Dodge corpora- tion estimfates that approxirnately or any other obligation. This book is tiot offered for sale and the pub-. lishers restrict the'distribution to the famnilies Who îîeed iL ,most, at this timie. Itis available to al those who will build homes -wvithin twelve, months. for their owil occuipanicy, east of the Rockies, at1 costs of mnore than '$4,M)0 exclusive of land. Read*- crsî of this inews-rnagazine Who quali- fy Cali secure their copies by %vritit1g to the publishers, F. ýV. Dodge Cor- poration, Chicago, giving stich in-' formnation about theirinew homes as location, cost, short description and. arch itçct s name. The books will be sent. postage paid., Year - End Sliurt. in Home Butiling it. M 1500 rick, In the past year mnortgagc, fore. closures and taic sales dcstroved al- most as> many home owerlîpsa! ther e we.re new home puits ceated during the year, accordîng týo th( most.accurate figures available.11 This is a startling fact. but ont that gives a measure of the need for iin- medate action by Congress to set up the most favorable condition we know-Iiow to crerate ini this coïuntry for. home otncirshiîp and ýnùw lhome building, v d for a inovenient that %vill have as its basis financinig coni- ditions and tax conditions thtat opein the. way to souind ownership. This is -the record, on -the firNt nine months of the year, the latest figures- for which comparable data are avait- able: "The total number ow ncw one and two famnily units buit in this period in ciifrs v o er iOMO pnpulaotin, as indicated by a Home, Làan Bank- b)oard studl of Labor bureau >tatis- tigwas 95.096. If approximiatuly t1iiý rate prcvailed in the reuîaining ciuie *of the United States we built in thec nine months a total of lcss than 111,- (»0 houses and two-fami.il,, (lWellilngs. Real estate foreclosures are. happily. decreasing. But on non-conmniercial urban t-cal estate during this sa11ne 'obsel Inmlahlg .v.ry defoil of oe* .prectice., Day and Evening Classes, ianuary 10 t. Uwlner is builer. $1 1,500. Fôreclosures over the 'past vear riber 24-C. H. Kavailaghi. 1024- have becen averaging 24.6 pur -Cent street, residence alteratiotus. lower than for the corresponding monthis of the preceediiug ycvar. But nber>28.-Texaco Oil cornpany, the comiparison between theiir total> !e Bay road. Filliug station 'and uiew home totals miarks for u> 'n.C. Watterton. builder. the place where immiedliate> nationaàl riher 31-W. C. Tackett.2120 effort uieeds to go.