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pleasure to those who are near and‘! And I like to think that youâ€"the dear to them. They find an added joy | Christmas club membersâ€"have made in giving a very tangible expression no small contribution to this construcâ€" to this spirit of helpfuiness at the tive accomplishmentâ€"for in the sound Christmas season. appraisal of your own tequirements, The inception of the Christmas club ; in your adaptation of the Christmas idea anticipated just this needâ€"to | club plan to the use of" banking facilâ€" provide an easy, simple and practical | ities in the thrifty conduct of your method of systematically accumulatâ€"| Own affairs, you have been largely ing additional funds by small weekly | responsible for its permanent place or monthly payments for the specific‘| in modern banking service. purpose of our many Christmas and ; We have often been asked this. year end requirements. Its sponsors, | questionâ€""What becomes of this treâ€". however, in the creation of this plan mendous sum of more than a half a 18 years ago, were mindful of the billion dollars annually released to opportunity of carryng an untold | Christmas. club memhare®" p..il~ dear to them. They find an added jJoy | in giving a very tangible expression to this spirit of helpfuiness at the | Christmas season. benefits of this ';"i;;'fii;u'l'i'o;'."“"‘ ~ [ Big busine:s no longer meets the | "Your | neighborhood banks. more| :ondcmnatn?n so common during the | than 8,000 in all, have made this PN-i trust busting" era of a generntion; sible. These public spirited institu.|"£°:, TOdaY they are servants of the tions have placed their facilities at PCOP!@® Who share more and more in the disposal of the people to render lhg activities of these great enterâ€" this community service. They are doâ€"; P"VC® both as customers and as stock | ing a magnificent piece of construcâ€"‘ holding partners. { tive work. | _ The idea of modern banking has | "I refer to the Christmas club ”‘kept step with this progressive proâ€" an American Institution, because ETAMâ€"the success of most of our| your support has been responsible for | PrOKr¢ssive banking institutions can| its phenomenkl success. Members of D¢ measured by the extent of their| our agverage American family find S3®TYice to humanity and to economic l a very keen enjoyment. in bringing | P"ORT® f {: ?k.;.urg‘to thg.g who are near and‘ And I like to think that von_ths "This money is going to members of your elubâ€"the Christmas clubâ€" throughout the entire "United States and scarcely a city, town or village is without representation in sharing the benefits of this distribution. age, from $12.50 to $1000.00 for each member although in not a few cases accumulations for the account of inâ€" dividuals and corporations run as high as $25,000.00. ° vance of the appromching holiday season, and, so, within the next few weeks an estimated amount of $550,â€" 000,000.00 in cash willâ€"be distributed to the general public as a result of this wise and thoughtful planning. than 8,000,000. A little less than a year ago you enrolled at your neighâ€" borhood bank with the fixed purpose of accumulating a certain sum of money to be returned to you in adâ€" "In speaking of the Christmas club tonight; I am talking of an American institution created by the American people. It has the largest memberâ€" ship of any club in the world â€" more ues oe,,..â€" o oo & P _ HAS A NEW AND_FINER M O zeâ€"________ _ "©400"Standardf :A}‘! !‘jj" H!‘m l vorax : w :we . fi.;i-“ â€" f:\u". . C "":\\‘ omm 3 7: 2i Nothing more to b The Quoted Prirs FnralarBz>« Ku..».z a club" was the title of a radio talk by Herbert F. Rawll, president of Christmas clubâ€"from stations of the Bl‘_.: I.lctvork at 7:45 p. m., Nov. 20, President. of National Christmas Club Talks Tuesday Night; . Text of His IN BROADCASTED ADDRESS ‘"These amounts range, on the averâ€" _. NASH 400 RTANT "g00» 'llâ€"fl'â€""l--a'o orn THZE WORLD nAaS seA alcl 20 "HTOF Come in and see it. Iake " ©_ you the price on a Nash "400," it out and drive it. draulic shock absorbers, averything! .':".:".:-.‘:;Hr-h-t-._,... M-‘h.,-.hq. Nash 7&.&:& pusiOe e sures at the factory, in _ ~new double drop frameâ€"all exposed stead of you or the dealer purting them metaiware chrome platedâ€"and a host ni se nuell prigud Oof other vital improvements, Read The "400" Standard Six Salon Body . ‘®*® btlow. _ 4â€"door Sedan, ilfustrated above, will And then refrember thet the price inâ€" give you an excellent ides of Nash Cludes everythingâ€"nothing more to bay! puâ€"p-a--a?q-n-cmabu. Vietorias from $000 26 $0000, delivered Nothing morevt:)â€"buy _ The Qupted Price rnotudes Freight WY HEN the Nash satesman quores New double dropframe â€" Bxterior ‘TURESâ€"AO OTHER Can mas THEX a11 We have often been asked this | questionâ€"‘""What becomes of this treâ€" | mendous sum of more than a half a billion dollars annually released to Christmas â€" club members?" Basing ; The idea of modern banking has kept step with this progressive proâ€" gramâ€"â€"the success of most of our progressive banking institutions can be measured by the extent of their service to humanity and to economic progress. ~ . We Americans, 1 am afraid, acâ€" cept as our every day right a standard of livingâ€"at once the marvel and envy of the people of other countries. Selâ€" {dom do we pause to think of the orâ€" | ganizations in â€" finance, commerce, | transportation and industry which ‘ha\'e made this high standard posâ€" sible as a result of skillful business 1 leadership. | The growth of the Christmas club, [ vast the constant increase in the number | wee! of its supporting banks, has kept pace | me : with the march of progress of all| sure big business. ) vour ment it has certainly justified the hopes of its founders. Because it has served as a powerâ€" ful agency of thrift development in bringing to millions ‘of people a betâ€" ter understanding of the usefulness of the bank and the, many ways the bank serves its community, the Christâ€" mas clubâ€"your clubâ€"has today the support of more than 8000 banking and financial institutions, and each year hundreds of banks are adding this Christmas club department to broadep the scope of their usefulness in the communities they serve. ho ue Aeunee s atoe eeet s es Christmas club pian since its incepâ€" tion has created 10,000,000 permanent savers from the ranks of Christmas club members, and, in this accomplishâ€" [d-l--c-uu-l-zuu-i- ness men, Not so niany years ago many millions of our present day inâ€" dustrious citizens actually thought they would not be welcome at any banking institution without a subâ€" stantiat deposit. The Christmas club changed all thisâ€"it offered the opporâ€" tunity of banking contact, banking savings for the man or woman anxiâ€" It Shott tarning radies "‘Roersed reug "** "400" value. Come in and see it. Take it out and drive it. The money never bought so fine a moâ€" tor car beforeâ€"hisâ€"handanma.__..._. ©400" StandardSis Sedan Wonder if" the fellow who«gyrote the poem about living in a house by the side of the road where the race of men goes by, had in mind the modâ€" ern barbecue sandwich emporium a« a residence. If your neighborhood bank does not display the sign of the Christmas club, just write to the headquarters of the Christmas club at 45 West 45th strect, New York, or to the staâ€" tion to which you are now listening and we will direct you to the nearest bank where your membership will be accepted. T n am en eerea on bank in your neighborhood and you will be enrolled without red tape for membership in the 1929 club. The plan is simpleâ€"you just decide how much extra money you want for Christmas 1929. The Christmas club is a living exâ€" ample of the great achievements made possible by the coâ€"operative spirit. To the eight million members whose coâ€" }openhon has resulted in building up an annual fund of $550,000,000,00 for distribution among themselves, the Christmas club extends. its hearty congratulations and appreciation e their contribution in developing this vast enterprise. Within the next few[ weeks you will receive your Christâ€" mes club checks for 1928 and I am | sure you need no urging to renew your membership for 1929, for by actâ€" ual experience you know the many | benefits obtained. 1 $25,000,000 for taxes. $11,000,000 for education. $5,000,000 for charity. An analysis of these figures shows that over 60 per cent of this vast sum is used for constructive purâ€" purchases. $213,000,000 for imniediate Christâ€" mas purchases. our calculations on a directâ€"byâ€"mail questionnaire to individual Christmas dflmlflm&..u. ported averages maintain for the enâ€" _{NMM for insurance premiâ€" m.ooomo for payment of $165,000,000 is used for MOTOR f!lllmmrmrilll.lwfl_x.m PARK, payments on installment for ca £ accounts, or invest | _ N"CADILLACS LA SALLES Something new in the 1 way financing has been it Itaiy in constructing the eeae s o etmtcdy body which already has assumed fuli charge of the autostrada system. This automonous body will supervise the \construc'ion of _ 25,000 _ kilometers (15,538 miles) of highways, most of which will be permanently paved. It is the plan to connect all of Italy‘s important cities, making travel to the capital city of Rome especially easy and desirable. At first all main arâ€" teries leading away from the larger cities will be paved for a distance of 50 kilometers. Well paved roads connecting | all principal Italian cities, and without roadâ€"level intersections, is the highâ€" way future assured motorists â€" in | Italy. This system of "autostrada," |as they are called, is not a dream to, | be consummated just before the arâ€"| rival of the millenium, for a good | portion has already been built and | other links are under construction. } | â€"The autostrda are high speed roads. | !The elimination of intersections by) | means of underpasses and overpasses | lhas made fast travel over them safe. | Where branch roads connect with the 1high speed highway, drivers desirâ€" | ing to travel on the latter can only do so when a watchman permits them to | enter through a swingine cars 1 0_ ___, _ . _ _ PSsses and Overpasses | lhas made fast travel over them safe. | Where branch roads connect with the high speed highway, drivers desirâ€" ing to travel on the latter can only do so when a watchman permits them to | enter through a swinging gate. ] Mussolini Aids *J "El Duce" Mussolini recently signâ€"| ed a measure creating an automonous | Progress Tile Co. First Highways Built by P vate Capital and to Be Later Taken Over by the State The Automotive Spray and Painting Co. HIGH SPEED ROADS â€" _ IN ITALY IS PLAN MANTELS and GAS LOGS Chicago WITHOUT â€" INTERSECTIONS Painters and Decorators Btueco, sh'i‘uh_A-q ‘Brick Wer 5111 Waveland Ave. FLOOR and WALL TILE Telephone Kildare 3499 (Not Inc.) CERAMIC FLOORS >. Shingle and Brick Work Our Specialty Phone Glencoe 776 in the way of highâ€" "i feigâ€"a m Pgtam y 08 290. + ‘.‘\ *A NE Â¥ n Di 4 n > fls F / / (Gâ€" Nes B # \:l\-tf,/ f | all lE 4 /( e f | $ +8 S J‘ C t ) introduced by e autostrada. witlh a pedal fouch vanston Branch . 1810 Ridge Ave., Evanston GREEN BAY AUTO STATION 500 N. Green Bay Road Official Cadillacâ€"La Salle Service hill. r.oow. 100 .070 00 "*SCn emphasize m' leadership h‘m car deâ€" SADILLAC MOTOR CAR Co. to private investors to get sufficient capital. The government is contribâ€" uting 1,000,000 lira yearly for fifteen years and at the end of that time the highway â€" will become government property. The private company | is reimbursed through the colleetion of reasonable tolls, which pavy a fair _0 €0fernment, the government fiâ€" nally assuming full ownership. Cost Reasonable For example, the concrete Bergaâ€" moâ€"Milano road was built at a cost of 44,000,000 lira for the 48.8 kiloâ€" meters. Stock was distributed to the private company and bonds were sold The highways are actually built by private eorponuon. with the aid of ROCK ISLAND LE .& .0 P00 OU2EC0: SOV TEcresp ihth.w.lndlmcm Cadillac designed Du lex Mechanical fourâ€"wheel brakes reduce still fucther the physical effor io fyy vr zt i/z a z/ x a A a Y .J. Lafferty, Trav. Pass‘r A gent, Rock Island Lines a55â€"1m 723 La Salle Street Station, Chicago, L, Phone Wabash 3200 Please send me booklets about Arizona and California and complete train service informauon. GOLDEN STATE ons e e ntne nn Land of summer rays on winter daysâ€"prism of eolor and crad‘e of American romance. Unique in every featureâ€" Apache Trail,hisloricshriues, frontier West, M« xicaus, Indians, the kaleido« scopic desert and the miracle of its awakening under irrigation. Luxurious hotels. modernized ranch houses and all outdoor sports, goif ta raugeâ€"riding, invite a stopover. Direct low altitude comfortable route. 63 hours Chicago to Los Angeles. Shortest and quickest to San Diego. Rock I<landâ€"Southern Pacific through service includes other fine fast trains, notably the Apacheâ€"same intere:tine romie. Apacheâ€"sarie intcresting route. For further information, mail the couna THE ROAD OF uwnusuvar SERVICE a road test for thmughArElona’s’ "Garden of Allah" â€"LIMITED _ To Caftifornia CLIFF DWELLING 1 Moone Ends es die of American romance. Unique ‘reâ€" .‘.p.x(-lleTrail,hisloricshriues, , Mexieans, Indians, the kaleido« and the miracle of its awakening iss Address , mail the coupon below American motorists who have travâ€" eled over the several sections of the autostrada now in service declare that the toll charges are more than vinâ€" dicated through the comfort and conâ€" venience, the safety of driving at high speed and through the lessened strain into play margin of profil and make first class maintenance possible. Through this to!l system and methâ€" ud of semiâ€"private control, Italy is weâ€"tting highway benefits that could be slwained in ~o other way. The Italizen highwa. requi.ement is so yreit. as it is ‘a other cou.cries, that pinvale capital wis necessarily called APACHE TRAIL all the 8 PAGE