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nt:it. This month only er im your kome for . -“‘_’i"and'roo- any quantity of heat talls one now. Prices v invited. | ~ Eyes h‘ested Glasses Repaired N RO J11 CE tof+d from the ly at OF CH Centr* Avenue who clbse or rent their Â¥. Jyanuagry 2; JEWELRY HOTEL ROOMS, aip nSh First United Evangelical Church s Green Bay Road at Laurel Ave. ‘Rev. F. Brandfeliner, Pastor Ks P n.sntained by this church at 48 N. Sheridan road, which is open daily from 9 o‘clock in the morning to 6 in the evening. On Sunday the readâ€" ing room is open from 2:30 to 5:30. Here the Bible and all authorized Christian Science literature may be read, borrowed, or purchased, All are cordially invited to attend the services and ‘make use of the Scientist, in Boston, Massachusetts. The Sunday morning service is held at 11 o‘clock, and the Wednesâ€" day evening meeting, which includes healing, is at 8:00 o‘clock. â€" Sunday school is open to pupils between the ages of four and twenty, and is held Sunday morning at 9:30. ° Subject for next Sunday‘s lesson mon, "Love." : / : A free public roufigroon is naintained by this church at 48 N. Here the Bible and all authorized Christian Science literature may be read, borrowed, or purchased. All are cordially invited to attend the services and ‘make use of the reading room. First Church of Christ, Scientist Hmchmhofmmfilt. Highland Park, Tlinois, 381 Hazel avenne, is a branch of The Mother Church; The First Church of Christ, United States Post Office : § First Class Highland Park, III. > 1/17/88 Unclaimed letters of foreign origin. .Miss Martha Nord * THURSDAYy, classes for all ages. oR Morning worship 10:45, sermon by the pastor. ( Young People‘s service, 7:00. Evangelistic service, 7:15. Our service opens with a fine song servâ€" ice. The Sunday school orchestra plays each Sunday evening. We are expecting the string band to furâ€" nish special music. Sunday evening. We are expecting the String Band to furnish special Tuesday Eve. Jan. 31 the fourth Bible lecture with pictures will be given by Roy Berg. The subject will be: "Birth of Christ to the end of the second year of His ministry." We appreciate the large attendance at these services. A ‘church with a welcome for all. St. John‘s Evangelical Church Homewood Ave. and Green Bay Rd. Rev. F. G. Piepenbrok, Pastor Thursday: 7:00 p.m. Junior choir rehearsal. 8:00 p.m. Senior choir rehearsal. 10:00 a.m. Church school. 11:30 a.m. Morning worship. Thisâ€"church invites you. Church school, 9:45 a.m. Mr. Arâ€" thur F. Merner, Supt. 225 cial music by the choir. Reverend Bruso in the pulpit. t k c w n S _ EL.C.E. (Young People‘s society) 7:00 p.m. * Bethichem Evangelical Church A 815 Rosemary Terrace men and women who . give . yeAt after year of their‘ time and talents to the administration of such‘instiâ€" tutions as the schools and library ? Each year for over forty years nine members of the community of Highland Park have sought the best interests of the Public library withâ€" out one cent of compensation. .: mmmm.vium”tiud the American Library association, held recently in Chicago, the High, land Park library was represented by six residents who are now or who had been: members of: the library board. Mr. M. F. Gallagher was wygmw,day": Orson Welles. . f Hugo L. Schneider, Postmaster. Jesse L. Smith. _ What Price Trusteeship? Do we ever stop to consider the HICHLAND PARK PUBLIC LIBRARY 137 oi oge HICHLAND PARK ILLINOIS 11:00 a.m. Speâ€" ol RRe CCA ol Dr. Louis W. Sherwin, minister â€"â€" Church phones 688 and 46 > THURSDAY â€"> 0 > 10;:00 All day seving meeting unâ€" der the auspices of the Red Cross in the parish house, Pss 8:00 Chorus rehearsal in the parâ€" ish house underâ€"the direction of Mr. Horace Whitehouse. sontng FRIDAYâ€" "4s . % *# 6:80 Men‘s Fellowship club dinner and meeting in the parish house. An interesting program has been prepared and Prof. Stuart P. Meech of the University of Chicago will speak on ,"Technoctracyâ€"A Fad or a Fact?" Please make your reserâ€" vations early. °. | 7:00 Boy Scout meeting in the junior room of the parish house. SATURDAYâ€"â€" ; > 10:00 Children‘s Workers Institute in the First Methodist church at Waukegan. . # SUNDAYâ€" f Monday: No Puxss : Orchestra rehearsal 7:30 p.m. Tuesday: 4 Church school council, 7:30 p.m. Wednesday: /.‘ The midweek service 8:00 p.m. The official board 9:00 p.m. "A Church That Cares." > Highland Park Presbyterian Church 9:45 Church school. Parents are invited to visit the school. ,11:00 Morning worship. . Those having no church homes in Highland Park are invited to worship with us. 7:00 Tuxis society meeting in the parish house. : The Triâ€"City Drama club will present a oneâ€"act play on Justice. The young people are corâ€" dially invited to attend. 8:00 to 6:00, Mrs, Louis W. Sherâ€" win will be at home to the members of the Dorcas society from three to five o‘clock, at 205 Prospect aveâ€" WEDNESDAYâ€" 8:00 Wednesday evening hour. Dr. Sherwin will speak. . â€" West Central avenue » Rev. W. F. Suhr, pastor . Sunday school at 9:30. . Morning service at 10:30. The Sunday School Teachers Inâ€" stitute will again meet at the church Friday evening. / 1 _ On 'S;ifii-d:; the Confirmation class and Saturday school will be conducted at 9 a. m. St. Paul‘s Evangelical Church Deerfleld _ Rev. F. G. Piepenbrok, Pastor Church school 9;15 a.m. Worship service 10:15 a.m. n The children‘s choir will render the special music for our worship service. Come and hear them. The pastor will give a message for both young and old. _ : A* Monday: 8:45 (p.m. â€" Children‘s choir rehearsal. _ Wednesday, Feb; 1: ‘Roller Skatâ€" ing party at the Libertyville Roller Skating Rink. This party is sponâ€" sored by the members of the Tri C society and the L.L.L. club. Memâ€" bers may bring a friend, but reserâ€" ‘vations should be imade before Feb. i:v"'}};ti_f; one of the secretaries, Miss Edna Johnson or Miss Edna Block. > ~ Your Radio The University of Chicago radio program for the winter quarter has justbeenroceiveflandpheedonthe bulletin board. _ . We call your attention to the course, broadcast direct from the classroom, on "The Expansion of Europe Du ‘the Twentieth Cenâ€" tury"; the uctor is Professor Arthur P. Scott. This course meets Tuesday ‘through Friday at 11 Europe Du ‘the Twer tury"; the instructor is Arthur P. Scofit. : Thisâ€" co Tuesday ~th Frida o‘clock Sunday mornings. Brummitts Exhib Brummitts Exhibit Some time, ago a young man reâ€" signed from la good job in one of the country‘s biggest trade associaâ€" was the matter. : s *The job‘s good enough," young man, "but after four â€" years of it, I am pumiped pretty dry. I could go on. But there‘d not be much benefit in it for anybody. Beâ€" }a:;ir rehearsal ‘1;45 p.m. The® young man prowled New York looking for pictures. He swapped smokes and yarns with havma _ eantains. engincers, steel Redeemer Evangelical Lutheran He ids 1 want to ride my hobby .â€" His _chie?' asked him what gflfil;gfi- & .)ui:" ~€ , 8:00 p.m. His Bt. Paul‘s Evangelical ch inâ€" vites you. Ladies Aid meeting Feb. 2,/at the church. Topic for the pro "We and Our Neighbors." Baturday: _ A county institute for beginners, primary and junior Sunday |school teachers will take place at the First M. E. church, Waukegen, from 10 a.m, till 4 p.m. Specialists for each department will be present. | Sunday: C ‘\ Sunday school at 9:45 a.m{ under the supervision of Dr. E. D. Fritsch. Morning worship 11 a.m. v. H. F. â€" Siemsen â€" preaching. _ |Junior church 11 a.m. in the chapdl, Rev. M. F. Nehrbass in charge. | Vesper service at 4:30 p. This will be a treat to all who loye Sacâ€" red music. Special numbers (will be sung by a mixed quartette ¢onsistâ€" ing of Mrs. J. G. Hinn, Mrs. F. Okey, Mr. David Olson and Mrs. George Bray.. The pastor will bring a short message. 5o4 The young people will enjoy a tea following the vesper, after which Mr, Nehrbass will speak the young people. There will be no eveâ€" ning service. Monday : â€" * The midweek service at 7:45. This service will be dedicated to the cause of missions, the pastor 1 have charge, all are, invited. Aoa The official board will have its monthly business meeting |in the pastor‘s study at 7:45. Wednesday: j North Ave. and Lauretta [Place Rev. N. 8.‘ Nye, Minister W. Holgate, Supt. of Church school 9:30 Church school. | 10:30 Children‘s story. 10;:45 Morning worship. ubject: "Our Street." 6:45 Epworth league. | 8:00 Evening service. Rev.® J. H. Taylor subject, "An The Highwood Methodist Church Rev. Wm. N. Nelson, Pastor Res. 217 Highwood Avéenue Thursday, Jan. 26: 8:00 p.m. Pioneer league meeting under the leadership of the missionâ€" aryâ€"department. Miss Bredin, Engâ€" lish instructor at Deerfield{Shields, will speak on "Russia." The public is invited. Friday, Jan. 27: | The Bethany Evangelical Church v. H. F. Siemsen, Pastior . F. Nehrbass, Ass t thursday: .. â€" The choir will meet at 7:B0 for Answer to Your Own Question." 7:45 p.m. Evening â€" servi special singing by the juni The theme of the pastor‘s will be, "The Secret of Ha Tuesday, Jan. 31: â€"£:00 p;nS;;eclal visit to the Bethâ€" any Old, People‘s: home, 5015 N. Paulina street, Chicago. | Saturday, Jan. 28: 2:30 p.m. Orchestra. â€" l 10:30 a.m. Orchestra. | 6:00 p.m. Friendship circ‘e devoâ€" tional meeting. _ _ 1 7:30 p.m. Boys‘ discussion grou Wednesday, Feb. 1: | 8:00 p.m. Midweek prayer servi lead by Mrs. Ida Carlson. ; Visitors Are Always Welcome! particular ability, as a writer, is the amiable and human interpretation of subjects that might otherwise be technical, dry and uninteresting. He is something of a crank photography, with a firm belie: the camera‘s unique ability to a dramatic story. Some of jhis 1 tographs may startle you. | But abitty to dramatize an idea probably appeal to you more 1 any other of his characteristics. A collection of his works is now on exhibit at the Public library. Erastus R, Phelps for the ¢ollection of Philippine handwork rn:z on exâ€" hibit in the lobby. Th pieces were sent recently to Mrs. Phelps by her daughter. They adri greatly to the interest of the book exhibit for those who are now reading and watching with care dm}opments in that part of the world. | j |\ _ We Thank Our Friends Generous gifts of books and magâ€" azines, as well as the loan of many interesting exhibits, have ‘been reâ€" ceived during the past months tram ; Mrs: A B Cook. (Mrs. H. Byrne, Mrs. Rosenfels, | Morren, Mr. N. Nilltich, An important business mpoting of A. 0. Fay lodge No. 676, A.F. and ‘A.M., will be held in the lodge hall Thursday evening of this week at 8 o‘clock. j t Masonic Lodge Will \â€" Have Meeting I All Masons living in this vicinity are urged to attend this méeting. /\ The Philippines The library is indebte Grace M. E. Church ipie to tell ‘his phoâ€" ‘But his with r choir. sermon iness." elief in onight service group. Ec PRES3 on, ‘ ~"Jones: Does your bank charge for cuhipg checks? â€" * Briggs:; Yes, if it is a foreign for cashing its own local checks? | Briggs: Positively, no. Jones: Why does it charge for cashing a foreign check and not charge for cashing its own local checks? . Jones: What d‘ you mean? forâ€" eign check? | A bank out of our town is called a foreign check. A check payable at our bank is called a local check. _ Jones: Don‘t your bank ctharge Briggs: Jones, you can ask the most foolish questions. he d Jones: They may seem foolish to you, Briggs, but I am sincere. I want to know more about banking than I do. I hear so much said about banks charging for cashing checks. , Briggs: Pardon me, Jones. I will answer your question. Jones: Thanks. « Briggs: Our bank does not charge for cashing its own checks because the maker of the check has previâ€" ously left the money at the bank to pay the check when it is presented. Jones: What about the foreign check? Some of them are good ones, Briggs: Yes, they might be very good at the bank where they are payable "but no one has left any money at our bank to pay a foreign check and if our bank cashes the foreign check it must spend some money and time to collect this check from the bank where it is payable. # Jones: How does your bank colâ€" lect on a foreign check after it has cashed it? * Briggs: Just two ways to do it. Jones: What is one way? Briggs: One way is for our bank to have a messenger take the check and go to the bank where it is payâ€" able, cash the check and bring the money back. e Jones: Gee! I could never appreâ€" ciate the bank‘s side of the question before. I might just as well ask my grocer to give me a pound of cofâ€" fee twice each month without any charge as to ask my bank to cash my foreign checks without charge. Briggs: Exactly the same thing, Jones, and another thing I must tell you about a bank cashing a forâ€" Jones: That would cost your bank something to do that. * Briggs: Cost! I should say it would. The paying bark might be one mile or one thousand miles aâ€" way. . * Jones: In what other way might your , bank collect on a foreign Briggs: By mail. Jones: That would cost someâ€" thing, too, and take some time. Briggs: Certainly it costs both time and money. Uncle Sam don‘t furnish free mail: service. It re quires postage stamps and registerâ€" ed mail fees. It requires paper and books for the bank to keep a record of such checks. A check might get lost in the mails and the bank must have a record of it. It requires the time of one of our bank clerks to make such records. , Briggs: A check payable at some These scarfs normally priced 63 would sell from $200 to $550. You cannot afford to miss this opportunity to at least * see this wonderful array of "Silver Foxes." Come in and make your selection. * A deposit will reserve it for you. â€" _ OPEN EVENINGS BY APPOINTMENT Manufacturing Furriers 368 CENTRAL AVENUE . . HICHL Annual Alaska "Silver Fox" Victor BROTHERS CO. Don‘t Delay! _ JUST A FEW DAYS LEFT Wild Alaska Skins . . . this season‘s "catch" . . . shipped to us direct from the trappers. January 16th to 31st, Inclusive "BANK CGOSSIP" â€" | victor‘s | $3 / .50 up Prices are from SA LE eign check. On top of all the exâ€" pense that we ‘have talked about the bank must ‘ wait until colâ€" lection is made (the average time is one week) before it gets the monâ€" ey back that it gave to you for the check and still there are folks that will expect their bank to shell out the cash to them on a foreign check without any charge. Jones: Well, that is just not beâ€" ing fair to the bank. I will never be guilty of such a request again. Briggs: I hope you won‘t, | Jones: But suppose I deposit the check with my bank? | Briggs: O! That is a horse of a different color. If you deposit the check you are helping to supply the bank with money to.cash dnfi. Instead of taking the cash away you ark leaving it with the bank and perhaps your account would behefit the bank sufficiently for it to cash and collect on the check without charge to you. . Jones: Then I would be helping to Briggs: You certainly would. |A bank belongs to its depositors enâ€" tirely and if it cashes foreign checks for nonâ€"depdsitors without charge it is spending money that should be left in the bank for the protection of its depositors, or â€"we might say; "It is robbing Peter to pay Paul." That would be poor banking. Jones: But suppose I am willing and desirous of being a depositor of my bank but due to conditions I cannot get enough money together to keep a balance in the bank? Briggs: I would admire your spirit very much but suppose you were hungry and very desirous of eating but because of conditions you could not earn food? Would you expect your grocer to feed you without charge? â€" ° Briggs: Yes Jones you certainly would. Either of us would ‘do so. We would not go to our bank or to our grocer. We would have to call on our local relief organization. Jones: Or some other place of charity. j Jones: No. I would be obliged to seek relief from charity. right to be charitable with the funds of its depositors and we have no right to ask or expect charity from a bank. Jones: Briggs, I now understand why banks charge for cashing forâ€" eign checks and I want to thank you for your patience and kindness to enlighten meâ€" on the subject. Briggs: Yes. Our bank is not an institution of charity. It has no without Briggs: You are entirely welâ€" come Jones. I am very glad to have been able to explain the matâ€" ter to you. You were not the only one that was confused on that quesâ€" tion. There are a lot of folks that don‘t understand it and after all they are not to blame. In fact I never understood it until yesterday. I happened to be talking ‘nlth my Never bank;,; on the subject and he .exâ€" plained it to me. We can now both tell our friends. Deerfield State Bank. > Adv. 48â€"50 HICHLAND PARK 351 are helping to supply hmonqto.cuhdnfi. taking the cash away ving it with the bank s your account would bank sufficiently for it 1 collect on the check n will 1 ask or expect cash my foreign check 2* PIANO TUNING Henry c. ’%Winter ‘I of _ KHOW4 ALL OF OUR wWORK is § GUAaANi'un . _ PHONE!635| 144 North Fitst Street § .~ met f Furnace â€"Work {'Delici_oui Food rfio ghoroo for: ecoge Cup 4A South Firsh Street S 00 s 4 PHONE 55 REENSLADE | R EP AIR ED pHont :583 > Y out Want P. 4002 ~Tels Jâ€" Reaâ€"H.P.408 | . ".1 Jp Tel. H. P. » Co. | PARK B1¢4â€"â€" it § ~ * w bw