The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

Stsah S>s -v"*« ^ ~hsj-:,'} •> *#*&> ; ;Xf. tHE McHENTtY PL AINDEALER, McHEJTRY, Hlfe. --11;" Tbc Federal Farm Loan Act kr?; fe Synopsis of Its Salient Features l*repared by H. M. Hanson, Secretary-Treasurer Farm Mortgage Bankers' Association of America FEDERAL FARM LOAN ACT by the Houee of Represents- tlves and the United State* &«|i >'r. ate June 27 and 28, 1916^ 1 r+i Respectively. ?' ttgned by lira President July 17, 1111 8.--Provides for a federal land bank •K system in the continental United States (exclusive of Alaska), dividing the country into twelve lnn<l bank districts composed of whole states. 8.--The system is operated as a bu- ~ Han of the United states treasury de­ partment and supervised by the fed­ eral farm loan board. The secretary «f the treasury ia ex-officio chairman of the board with four other members appointed by the president for eight years at an annual salary of $10,000. One member is designated farm loan commissioner and is the active execu­ tive officer. 3--Appointees of Board: (a) Farm Joftn registrar for each land bank dls- | trict and (b) One or more land appraisers for esch land bank district. Salaries paid by federal land bank or joint stock land bank for which thej act (c) Land bank examiners; salaries Bald by the United States. (d) Attorneys, experts, assistants and other employee* to be paid by the United States.* 17.--Power* of the Board: (a) To organise and charter federal land banks, joint stock land banks and na­ tional farm loan associations. <b) To review and alter the rate of Ktterest to be charged by federal land - banks for loan*. (c) To approve or reject any or all 0 loans for bond Issue an£ to grant or refuse any specific issue of farm loan (Minds of federal land banks and joint Hock land banks. (d) To regulate charges for ap­ praisal, examining titles and record­ ing. (•) To appraise land securing mort­ gage* for bond issue. (f) To exercise general supervisory ' authority over the federal land banks, term loan associations and Joint stock land banks. 80.--The farm loan commissioner •ball examine the laws of every state and if on examination the laws of sny state are Shown to afford insufficient protection to holders, its mortgages shall be declared ineligible under this - act during the continuance of the laws tn question. 82.--The secretary of the treasury Is authorized to deposit United Stutes funds in federal land banks at current government rates of interest, the ag­ gregate of such funds not to exceed $6,000,000 at any one time. FEDERAL FARM^LOAN BANKS ORGANIZATION. Section 4.--One in each land bank district. Branches permitted within Its district. Officers: President, vice president, secretary and treasurer ; di­ rectors; six representatives of farm loan associations and three represent­ ing the public interest. Attorneys, as­ sistants, experts and other employees. All salaries fixed by farm loan board and paid by bank. Subject to semian­ nual examinations by land,bank exam­ iner. CAPITAL STOCK. 6ec. 5.--$750,000. May be owned by Individuals, firms, corporations and the United States and state governments. Sec. 5.--Shares, $5 each. Sec. 5.--All stock remaining unsub­ scribed 30 days after subscription books are opened shall be subscribed by the United States and thereafter only the United States government and borrowers may acquire shares of stock. Sec. 5.--United States government not to participate In dividends. All other stockholders share dividends equally. Sec. 5.--The original capital stock shall be gradually retired after the stock held by farm loan associations shall amount to $750,000. 5.--Not less than 5 per cent of capital shall be invested In United States government bonds. POWER 8. See. IA.--To buy first farm mort­ gages within Its district and to issue and sell farm loan bonds. Sac. 13.--To receive f remfarft. loan associations interest and amortisation payments on mortgages and fimi loan bonds. Sec. IS.--To acquire and dispose of real and personal property accessary for the convenient transaction of busi­ ness ; and land taken in satisfaction of debts or purchased under judgments, decrees or mortgages fetid by it. Rhwi> not hold title exceeding five years. Sec. 13.--To acoept deposits of se­ curities or current funds from member associations but pay no Interest there­ on. Sec. 18.--To borrow money on se­ curity and pay Interest thereon. Sec. 13.--To buy and sell United States bonds. Sec. 13.--To appraise lands for bond Issue and to charge applicants and bor­ rowers the cost of land appraisal, ex­ amining titles, recording and other le­ gal fees, said fees to be pal# in cash or be made part of loan and paid In amortization payments. ' Sec. 14.--To accept mortgages only UCrom farm loan associations and ap­ proved agents. Sec. 14.--To accept deposits of cur­ rent funds only from its stockholders. Sec. 6.-- yo become financial agents •of United Sta'fc* government and de­ pository of public, money. Public de- Posits cannot beyPveste4 ^ *nort- Jfsgss or farm loan Sec. 13.---To depos^its *<?«rttie« Sand current funds sut (frith any member bank reserve syaten^and ta seeeive. Interest thereon. •> <• . Sec. 20.--Issued In series of $50,000 or more, in denominations of $25, $50, $100, $500 and $1,000. Sec. 20.--May bear a maximum rate of 5 per cent Interest per annum. Sec. * 19.--Mortgages and United States government bonds equal In amount to the farm loan bonds issued are retained as collateral security by the land bank registrar. Sec. 14.--The outstanding farm loan bonds shall not exceed 20 times the capital and surplus. Sec. 21.--Shall be guaranteed by bank of issue and all other federal land banks. Sec. 17.---No Issue Is authorized without the approval of the farm loan board. Sec. 22.--Substitution ot mortgages and United StateS government bonds held as collateral to farm loan bonds is permitted. TAXATION. Sec. 26.--The capital stock, sup- plus, mortgages and farm loan bonds and all income derived therefrom are exempt from federal, state, municipal and local taxation. Sec. 28.--Real property taken and held under the provisions of sections 11 and 18 is not tax exempt. AGENTS. Sec. 15.--Incorporated banks, trust companies, mortgage companies or chartered savings institutions may act as agents for federal land banks If no farm loan association has been formed in a given locality after one year. Sec. 15.--Borrowers securing loans through agents are required to sub­ scribe 5 per cent of the loan to the capital of the federal land bank. See. 15.--Agents are entitled to a commission of one-half of 1 per cent per annum on unpaid principal of each loan they negotiate and the bank shall pay agent for actual expenses for ap­ praising land, examining titles, exe­ cuting and recording the mortgage pa­ pers which shall be added to the face of the loan. Sec. 15.--Agents shall Indorse and become liable for the payment of the loans they negotiate and the aggre­ gate unpaid principal of such loans shall not exceed ten times the agent's capital and surplus. Sec. 15.--Agents are required to make good any default within SO days after notice. s Sec. 15.--All collections made shall be remitted without charge. 8PEOIAL PROVISIONS, v Sec. 22.--Amortization and other payments constitute a trust fund to be invested as follows: (a) To pay off maturing farm loan bond Issues. (b) To purchase farm loan bonds. (c) To lend on first farm mortgages within the district (d) To buy United States govern­ ment bonds. Sec..23.--Reserve and dividends: No limit is placed on dividend distributions after a reserve account has been built up from earnings equal to 20 per cent of the capital stock and after 5 per cent of the net earnings annually thereafter are added to the reserve ac­ count. Sec. 23.--Reserve funds to be Invest­ ed as prescribed by the federal farm loan board. Sec. 27.--Farm loan bonds are lawful Investments for fiduciary and trust funds and security for all public de­ posits. Sec. 27.--Federal reserve bank may buy and sell farm loan bonds. Sec. 28.--Provision is made for dis­ solution and the appointment of a re­ ceiver." 8ec. 14.--No commission or charge not specifically authorised in this act shall be demanded or received. to check federal "v NATIONAL FARM LOAN ASSOCI­ ATIONS ORGANIZATION. Section 7.--Ten farm owners desir­ ing loans aggregating $20,000 or more may form such an association. Sec. 7.--Its affairs are administered by five directors, including president, vice president and a loan committee of three serving without compensation, and by a secretary treasurer with sal­ ary fixed by the farm loan board and paid by the association. CAPITAL STOCK. Sec. 8.--Shares, $5 each; (9) carry­ ing double liability; (8) may be owned only by borrowers who are required to subscribe 5 per cent of their, loan in the capital stock of the association which in turn subscribes an equal amount of stock in the federal land bank. Sec. 8.--Shares are paid for in cash or (9) the amount may be added to the face of the loan and retired in amorti­ sation payments at par. In such case the face of the loan shall not exceed the 50 per cent and 20 per cent lim­ itation. Sec. 7.--Assessment on shares may be levied for operating expenses if funds are not otherwise available. POWERS. Set 10.--*To appraise land for mort­ gage through its loan committee of three. Sec. 11.--To indorse and become liable for the. mortgages of Its share­ holders. i Sea 11.--To receive and deliver the proceeds of lonns to borrowers. Sec. 11:--To acquire and dispose of property necessary for the convenient transaction of Its business. Sec. 11.--To issue certificates of de­ posit for not longer than one year and to oar 4 per cent interest thereon. convertible late farm loan bonds at the federal land bank of its district. „ Sec. 7.--To receive and transmit to the federal land bank payments of In­ terest and principal and amortisation payments. , LOANS. Sec. 12.--Loans shall be secured by first mortgages on land within its land bank district. v Section 12.--To run from 0 to 40 years with amortisation and with ad­ ditional optional prepayments after five years. Sec. 12.--Interest on loans shall not exceed 6 per cent per annum on the unpaid principal. Sec. 12.--Borrowers shall pay 8 per cent simple Interest on defaulted payments. Sec. 12.--Loans may be made for the following purposes and for no other under penalty: (a) To purchase land for agricul­ tural purposes. '(b) To purchase equipment, fertil­ iser and live stock for the operation of the mortgaged farm. (c) To provide buildings and for the improvement of farm lands. (d) To pay debts existing at time of organization of the first national farm loan association within the county. Sec. 12.--Maximum loan $10,000; minimum loan $100. Sec. 12.--No loan shali exceed 50 per cent of the value of the land mortgaged and 20 per cent of the permanent in­ sured Improvements. V Sec. 12.--No loans shall be made to any person who is not at the time or shortly to become engaged In the culti­ vation of the farm mortgaged. Note.--All applications for loans originate with the national farm loan associations or agents and all loans are made and closed by the federal land banks. This does not apply to joint stock land banks. TAXATION. Sec: 20.--Same as applies to federal land banks. 8PECIAL PROVISIONS. Sec. 9.--Associations may retain as commission one-«lghth of 1 per cent semiannually from interest payments on the unpaid principal of loans. Sec. 9.--Associations may borrow from federal land banks at 6 per cent annual Interest up to one-fourth of Its total stockholdings Jn said bank. Sec. 24.--Reserves and dividends: No limit is placed oh dividend distri­ butions after the reserve account, built up from net Earnings equals 20 per cent of the capital stock and after 2 per cent of the net earnings annually thereafter are added to the reserve ac­ count. Sec. 25.--Defaults must be made good within 30 days after notice. Sec. 29.--Provision is made for dis­ solution and the appointment of a re­ ceiver. JOINT STOCK LAND BANKS ORGANIZATION. Section 16.--A private corporation subject to the requirements under this act which may be formed by ten or more persons with a board of directors of five or more. Sec. 18.--May operate within the state in which its principal office is lo­ cated and within some one contlngu- ous state. Sec. 28.--Subject to semiannual ex­ aminations by the federal land bank examiner. N CAPITAL STOCK. Sec. 16.--$250,000 minimum. Sec. 16.--Double liability of share­ holders. Sec. 16.--The United States govern­ ment shall own none of the shares of stock. Sec. 16.--No farm loan bonds can be Issued until the capital stock is fully paid, although the bank may begin business when one-half of the capital is subscribed and paid in cash. POWERS. Sec. 16.--To lend money on farm mortgage security. Sec. 10.--To Issue and sell farm loan bonds. Sec. 16.--To Issue-farm loan bonds up to 15 times the amount of Its capi­ tal and surplus. Sec. 16.--Except as otherwise pro­ vided it has the powers of and is sub­ ject to the restrictions Imposed on federal land banks. PRIVILEGES. Sec. 16.--May lend more than $10,000 to any one borrower, but not beyond 50 per cent of the value of the land and 20 per cent of'the permanent in­ sured improvements. Sec. 16.--Loans are not restricted to the purposes prescribed for national farm loan associations. Sec. 16.--Loans may be made to farm owners regardless of whether en­ gaged in cultivation of the land mort­ gaged or not. Sec. 16.--Interest on loans shall not exceed more than 1 per cent, the in­ terest rate established for its last series of bonds, nor more than 6 per cent in any case. Sec, 16.--Commissions or other charges hot specifically authorised by this act shall not be demanded or re­ ceived. BOND8. 8ee» 20.--Issued in series of ^50,000 or more. In denominations of $25, $50, $i00, $500 and $1,000. Sec. 20.--May bear maximum rate of 6 per cent interest per annum. Sec. 16.--Bonds shall be so engrarod as to be readily distinguishable from federal land bank bonds. Sec. 19. -- Mortgages and United States government bonds equal in amount to the farm loan bonds issued are retained as collateral security by the land bank registrar. Sec. 17.--No issue is authorised with­ out the approval of the farm loan board. Sec. 27.--Federal reserve banks are authorized to buy and sell the bonds of Joint stock land banks. Sec. 22.--Substitution of mortgages and United States government bonds held as collateral to farm loan bonds IS permitted. Sec. 27.--Its bonds are lawful invest­ ments for fiduciary and trust funds and security for all public deposits. TAXATION. Sec. 26.--The capital stock, surplus and earnings are subject to the taxing powers of the state. Sec. 26.--Its mortgages executed un­ der this act and its farm loan bonds and all Income derived therefrom are exempt from federal, state and munic­ ipal and local taxation. Sec. 26.--Real property taken and held under the provisions of sections 11 and 13 Is not tax exempt. SPECIAL PROVISIONS. Sec. 6.--Joint stock land banks an made public depositories and financial agents of the United States govern­ ment Sec. 6.--Public deposits cannot be in­ vested in farm mortgages or in farm loan bonds. Sec. 16.--Rates of Interest for loans under 6 per cent are not subject ts review or alteration by the farm loan board. ' Sec. 13.--Shall receive no deposits ..except public deposits. Sec. 22.--Amortisation and other payments constitute a trust fund to bs invested as follows: (a) To pay off its maturing farm loan bonds. (b) To purchase farm loan bonds. (c) to lend on first mortgages with­ in its prescribed field. (d) To purchase United States gov­ ernment bonds. Sec. 23.--Reserve and dlvldenda pro­ vided for as in the case of federal land banks. Sec. 20.--Provision is made for dis­ solution and the appointment of a re­ ceiver. •to ------------ Mending Lineoleum. Did you ever try mending the torn placea in linoleum? it's easy. Just trim the edges of the hole with the scissors--kitchen scissors--then place a linoleum patch underneath, or if you have none of thia, use oilcloth. Paint the edges on the wrong side. Press down tight against the patch and al­ low it to dry. Paint all worn places, using paint the same polor as the ojl* doth. RULES FOR PRUNING IN APPLE ORCHARD Work May Be Done at Any Time Daring Year, but Is Best While Trees Are Dormant. "Pruning may be done at any time of the year," according to A. J. Gunderson of the division of polmo- logy, University of Illinois. "It can best be done, however, while the trees are dormant, for more time Is then available, and in the absence of foliage it Is easier to tell what branches should be removed." First--Remove all dead, diseased or broken limbs. Second--Cut out the water sprouts. Third -- Remove those branches which cross or interfere with each other. Fourth -- Cut back any leader branches that may be making an over- vigorous growth. In doing so, do not leave straight Mugs, but cut back to a side branch. This will Improve the' shape of the top and make spraying and picking easier. Fifth--Do not overprune by cutting out too large branches and thereby suddenly open up the top to exposure to the sun. This may produce sun- scald. Instead, thin out the top uni­ formly by removing the smaller branches of about one-half inch diam­ eter. Sixth--Do part of the pruning this year, and the balance next year, espe­ cially where no pruning has been done before. Seventh--Be careful of the fruit spurs. These are the parts of the tree which bear apples. If broken off they never can bear again. The method of cutting when prun­ ing apple trees Is very important. The best advice is to cut every branch,, whether large or small, as close as pos­ sible to the part from which it is taken. Never leave stVbs, for stubs will not permit the healing over of the wounds, but may induce decay. Make all cuts smooth aud close. All wounds two inches or more In diameter should be painted in order to keep out the decay. Of the different materials that may be used for s thick paint, consisting of white lead and raw Unseed oil, will prove ssd* factory. ' THIS DEALER HAD REAL TACT Stout and Thin Customers Use ..... Mirrors in Wearing Apparel Establishment. • dealer in wearing apparel, noticing that his stout customers and his very1 thin Customers often were sensitive to their figures. Installed two full length mirrors of special design, says Popular Mechanics magazine. One was slightly concave and the other slightly convex. When a stout customer tried on a suit she was led to the concave mirror for self-inspection, and was able to see her figure as it would appear with its measurements reduced. When a thin person came in to try on clothes, she was taken to the convex mirror,! where the opposite effect was pro­ duced. Why Called "Bloodhound." As regards the name bloodhound^ Count Le Couteulx believes that when; fox hunting in something like Its pre** ent form was instituted it was founds that the sleuth-hound was not fast? enough for the purpose, and the pres­ ent foxhound was evolved from various material, and about this time it be* came usual, in speaking of the old hound of the country, to call him a bloodhound, meaning the hound o£ pure blood (as might be said of « blooded horse) to distinguish hint from the new hound or foxhound^ There is only one breed of pure, geo-f nine bloodhounds, and that ia the ^"jh llah. • MOST ACCIDENTS IN HOMES Majority of Injuries Can Be Traced Individuals. The "safety first" movement Is or­ dinarily understood to mean caution in public, in crossing streets or board­ ing cars, or carefulness in the factory In handling tools or machinery, but, ac­ cording to the report of the coroner of Cook county. Illinois, there is more need for "safety first" methods in the home than in the street or factory. In 11 years, of the Chicago coroner's incumbency the total number of deaths by accident investigated by his office was 29.854. Of these 15.241 were "ac­ cidents at home" and 14,623 "outside the home." v Most of the accidents at home are traceable to carelessness. Burns and scalds caused many deaths. Asphyxia*- tion, poisoning, suffocation, falls, ex­ posure and neglect, careless U9e of matches, firearms, gas and oil stoves, gasoline, liquid stove polish, defective stovepipes and flues, soot, etc., cost thousands of lives. In Cook county in 1915, 105 children under five years of age were killed by scalds and buries. Buy materials that last Folly guaranteed --but rotpmnibilHy For sale by deelsas everywhere at reasonable prices General Roofing Manufacturings Company War1d'*tan>ttt*>amifaet>aw» of BooMg ana BuMing P^ert Roofing InTnlWr Off It U«l» Inlw Omliri rUktmk Sttnil I IwOHim IinlM SmaaCttr BmhI* AUMtt Htkml Brutra Iulii Bjli I f PORT OF MISSING WHEELS Writer Throws Some New Light the Eventual Fate of Bicycles.. on Perhaps you have wondered what has become of all the old bicycles. Not so long ago everybody had one--fa­ ther, mother, children and aunts from the country. And then. In the night, motor cars got cheaper and all the bicycles disappeared. Like the Palm Beach suits they are all here In Flor­ ida. There are bicycles everywhere, on the flat, hard, beautiful roads, on the curbstones, leaning against the piaezas, in the streets. If the mo­ tor car has swept them from the north­ ern streets, it hns not done that here. Men, women and children on bicycles whirl about the streets, tingling their little bells and the motor-car drivers look out for them. Just beyond the veranda at Palm Beach were hundreds of bicycles waiting to be hired. Out on the shaded roads were other hun­ dreds bearing their gayly attired bur­ dens. * In the lobby, where I was making my way to the desk, were dozens of wom­ en dressed for wheeling.--Margaret Tuttle, in Saturday Evening Post Taken at His Word. A. commercial "traveler on the first trip called upon a well-known chemist He was nervous as he put his hand in his pocket and drew out a c&rd. "I represent that concern," said he. "You are fortunate," replied the chemist \ The traveler was encouraged. "I think so, sir," he said, "abd the chemist who trades with us ls\even more so. My firm has the finest lihe of cosmetics In the world." "I shouldn't have thought It" slowly responded the man of medicines. "H^r complexion looks natural." And ftp handed back the photograph which th& young man had given him in mistake. The traveler didn't wait for bis or­ der. Why, Thomas! . "Why is It that the telephone opera­ tors are ali women?" Mrs. Thomas asked her husband. "Well." answered Mr. Thomas, "the managers of the telephone exchanges are aware that no class of people work so faithfully as those who are in love with their job; and they know the women love their work at the switch­ board." "What Is the work of a telephone operator?" Mrs Thomas further in­ quired. "Talking," answered Mr. Thomas. WANTED 30,000 MEN For Harvest Work Western Canada , Immense crops; wages $3.00 per day and board. Cheap railway rates from boundary points. Employment bureaus at Winnipeg, Regina, North Portal, Saskatoon, Fort Franee$6 Kingsgate, B. C., Coutts and Calgary, Alberta*; ™ - - • «* . •^'•5.*/ If® GoBsmvriptior*-- v MbBCftutmty No Hfiiitmry itsfoirfermnom * • I1 i For all particulars apply to M •CL' | T J.fcM*M,lMi 412,112 W&hrn St., Qk>i». D.; I.T. Kdb*, 178 Mns »**•*. Canadian Government Agent* FLAG SEEN IN THE CLOUDS Superstitious In Pennsylvania Town Believed the Omen Foretelling War's Approach. fI,The spectacle of the American flag depicted In Its natural colors vividly on low, overhanging clouds one night caused a sensation among supersti­ tious people of Pott8ville, Pa., many of whom considered the national emblem in the heavens to be an omen of ap­ proaching war. Courthouse officials have been keep­ ing a searchlight trained upon a big flag flying from a staff on the top of the courthouse, and believe the un* usual spectacle was the reflection of the colors of the flag on the low-lying clouds. Consistency. "I have no sympathy with female emancipation stuff. The man was made the head of the woman, and the women ought to accept their own place with meekness and submission." "I am glad to hear you say so, Mrs. Tartleigh. Does your husband share your views?" "You bet be does. I'd like to hear him dare express any other kind." Harking Back. "Lemuel Wombat has bought n fine buggy." "Must be going to court old-fash­ ioned girl." ^ Logical. Parson--How is It I you at church lately? . Hodge--I ain't been* haven't seen Generating Animation. The professor was trying to den*; onstrate a simple experiment in thif. ^ generation of steam. "What have I In my hand?" 1M> asked. "A tin can." came the answer concert. <3 tV "Yery true. Is the can fin animatf or an Inanimate object?" . 5 "Inanimate." ~ "Exactly. Now. can any little bep: or girl tell me how, with this tin caj^ . It is possible to generate a surprising amount of speed and power, almoll beyond control ?" One Httle boy raised his right hanC "You may answer, Rutherford." l\" "Tie it to a dog's tall."-HEM ttsftttiflpt: Chronicle-Telegraph. - v ri * ST. • £ • vs • Making More Wood Flour. One of the new industries increai by the European war is the manufal* ture of wood flour in the United States. Last month over 20,000 toi$i valued at $300,000 was manufactured chiefly in small mills which are sca|* tered over the country from Maiili to California. The flour is used lin the mnnnfneture of linoleum as A substitute for the cork imported frois Spain before the war, and also entefll largely Into the composition of som* of the heavier and handsomer waB papers. Wood Sour is made frofli sawdust and other waste lumbar which until a few years ago w^K burned at most American sawmills, i, What Ammonia Will Do. Amtnonia in warm water will faded'colors, and It will remove greajii- spots on rugs and carpets like magic. • • • 4 The Wheat Yield Tells the Story •f Western Ctnada's Rapid Progress savvi »rda About. "What did your baby cry about Inst night," asked the man next door. "About five hours," replied Mr. Youngpop, 11s?; it Tragic. - "What are you crying for, Willie?" "I've got a toothache and there ain't no school to stay home from." The rattlesnake never shrinks from danger. It simply re-coils. new records to be made in the handling of grains by railroads. For, while the movement of these heavy shipments has been wonderfully rapid, the resources of the different roads, despite enlarged equipments afid increased facilities, have been strained as never before, and previous records have thus been broken in all directions. The largest Canadian wheat shipments through New York ever known are reported for the period up to October 15th, upwards of four sad • quarter million bushels being exported la less (ban alx weeks, and this was but the overflow of shipments to Montreal, through which point shipments were much larger than to New York. Yields as high as 60 bushels of wheat per acre are reported from all parts of the country; while yields of 45 bushels per acre are common. Thousands of American farmers have taken part in this wonderful pro* daction t prices are still low and free homestead lands are easily secured in good . convenient to churches, schools, markets, railway*, etc. There Is war fax land ead mm Write tor illustrated pamphlet, reduced railroad rates aad « information to Superintendent Immigrating Ottawa. ada, or C. J. BROUGHT®!!. Issai 4% lit V. Maat Strwt, Chicaf*. HHadU; * V. McIINNiS, W Jdbrsee % At«au«, Sstish, MicUgia Canadian Government Agents -MM A;': 5# During the first half, of last "ypir more than $22,000,000 worth of dia­ monds were produced In South Africa, Na* Contents 15 Fluid Drscfcl mini" ALCOHOL - 3 PER CENT AVrgetabk INFANTS CHILDBM Promotes Di„ ̂ ness and Best OT NARCOTIC tion. SourStaoi^jJ^ JhcStak SignaW * afotfsaZ- li XOT CBTtAER COMTA** YORK Children Cry For :,;ll CASTOR IA What is CASTORIA (hutorfa Is a harmless gvibstitato fox1 Castor Oil, Pan"; a foric, Drops and Soothing Syrups. It is pleasant. Ill r, contains neither Opium, Morphine nor other Nareutfto f pabstance* Its age is its guarantee. It destroys Worms ; and allays Feverishness* For more than thirty years it ' has been in constant use for the relief of Constipation- Flatulency# Wind Colic, all Teething- Troubles and , S Diarrhoea. It regulates the Stomach and Bowels* assimilates the Food, giving healthy and natural sleep* The Children's Paajcefr-The Mother's Fzlend* GENUINE CASTORIA ALWAYS •Bears the Signature of •Cfel-am •; * Exact Copy of Wrappet, In Use For „0ver 30 Yearf The Kind You Hm Always Bought TNI 8INTAUR COMMNV, N(« VMK WTt, «mg •ism