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Additions Hold Key To Luxury useful when the borrower for some reason cannot get a loan himself or simply wants to save time and legwork. The homeowner who is fortunate-- or foresighted--enough to have an open-end mortgage can borrow for home improvements up to the amount that has already been paid off. NO MORE GLARE - End-Ckplare glass tint, now available in an aerosol can, is said to reduce glare, heat and fading from the sun. Suggested uses on glass surfaces are for patio doors, shop fronts, automobiles, boats, house trailers. STYLISH CABINETRY IS IN INCREASING demand to provide atmosphere along with functional kitchen design. Standard units here meet most budgets, while looking and lasting like custom construction. Town Classical Group by Del-Mar Mengel. New Lighting Improves Kitchen Look, Efficiency It's a pretty safe bet that kitchen lighting needs updating--and this one change can make a dramatic improvement in the efficiency and beauty of the kitchen area. Where is light needed? In a kitchen, it's needed on counter tops, at the range, at the sink, in the cupboards--plus general over-all lighting. A surface-mounted fixture, equipped with a totally-enclosed dish or globe of diffusing material, is the simplest method of ceiling lighting. Make sure the unit has a diameter of at least 12 inches, so the 150 watts of light needed in it will not make the fixture overly bright to the eye. At the other extreme is the wall-to-wall luminous ceiling plan, with a group of 40-watt fluorescent tubes mounted on the ceiling and a suspended corrugated vinyl plastic "ceiling" about 10 inches below them. Sometimes it's as effective-- and considerably less expensive --to install a luminous ceiling in just one section of the room, in lieu of a surface-mou- fed fixture. To light countertops, mount a single row of fluorescent tubes under the wall cabinets, either concealed behind the "lip" of the cabinet or equipped with shielding trim. At the sink, a double row of fluorescents is needed, because the light has to travel a greater distance to reach the work area. An alternative plan is to surfacemount two 75-watt reflector floodlamps at ceiling level or recess them in the ceiling itself. This avoids the shadows created by a single downlight. The range area needs a fluorescent tube mounted in a bracket on the wall or on soffit or ceiling. If the kitchen includes a planning desk or dining area, try modern pull-down fixtures to highlight these specific spots and add interesting decorative accents to the room. Luxury additions to a house may or may not add markedly to its resale value, but they add inestimably to its use. Once the second bathroom is added and the kitchen is improved, it's the swimming pool, the greenhouse, the sauna, the barbecue area or garden living room that make a house a home. More leisure and more money make all these contributions to the good life a possibility, no longer a dream, to millions of homeowners. Swimming pools are a dramatic example of the growth of luxurious living in America of the '60's. Nine years ago, according to the National Swimming Pool Institute, there were 87,500 residential pools in the country. This year the number has grown to more than half a million. Ways to Finance Financing a luxury addition-- whether swimming pool or tennis court--can be done in a number of ways. Banks will make home improvement loans for property improvements that they consider realistic--that is, in line with the money value of the house. Average interest rates vary from five to seven dollars per $100 discounted in advance. Repayment time usually goes up to five years for $5,000. However, the low-cost FHA loans, available for some structural improvements, do not apply to "luxury" improvements. Get Three Estimates Contractors, too,will make improvement loans through their own banks. The home improver should shop for a contractor, getting at least three cost estimates. Once a contractor is chosen, he may arrange the financing for the addition. Contractors' loan rates are six to nine dollars per $100 discounted in advance. More expensive than bank loans, these loans are Interior LATEX White and Color Heavy Duty Excellent for basements, garage floors, stairs Piers etc. Reg. 6.19 gal. NOW Exterior Ftat Oil issit Flint Reg. 6.49 gal Exterior Latex el Hiiii Main Paint 3819 W. Main St. Mc Henry \idwest Bank Cards Welcomed A ^ .rv.y ..7 A . . WW*- CABINET FRONT converts to a modern range hood with a slight pull forward, giving ventilation and complementing kitchen built-ins. "Kenmore Hide-A-Hood" at Sears. FOR DECORATING Cast from carvings made in hardwood, new plastic "Designer Carvings" come in the form of medallions, placques and mouldings, which can be applied to doors or furniture, with nails or adhesive. For full-color brochure; free, write "Designer Carjpings Decorating Idea Book," Filon Division, VisteSSFGorporation, 12333 South Van Ness Avenue, Hawthorne, Calif. 90250. IE BH0NEY ALUMINUM SIDING SWSW Ai law •• S6.SO RUMPUS RM. 17 JEWEL KITCHiNS As low •• $12.50 REMODELING SPECIALISTS pot Mo. REPAIRS.. REMODELING AND SIDING OF ALL KIM3S.. NO JOB TOO SMALL OR TOO LARGE. FREE PLANS..FREE PERMITS..NO MONEY DOWN. .TERMS TO SUIT YOUR BUDGET. OS NAIIE Life Time MENS OB LAMES WATCH Guarantee At I9W II $•.90 LICENSED - BONDED - INSURED 30 "YiAlS EXIPgilENCE DDI FBI FREE ESTIMATE £ mi eam mm or BEN6DEUI3S mm ooa ADDITIONS A» Uw H ft.so HOMES FOR SALE, LOW DOWN PAYMENT FINANCING AVAILABLE. VI BUILD WITHIN A 75 MILC RADIUS. OUT OP TOWERS. CALL COLLICT. WONDER LAKE, ILL. PHONE 815-653-6161