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JiJLaJLJtiJ U UUUUUlLUttLUftlt-j 5 - Irritating 6 - Beetle 7 - .. shucks! 8 - Perseveres 9 - Eject 10 - Exist 13 - Affirmed 15 - Stood up 17 - Mathematical magnitude 19 - The coamos 20 • U.S. southern state (abb.) 21 - Transmits 23 - British legis­ lator (abb.) 24 - Pierced 29 - Turned aatde 30 - Not titled 33 - Inter-American (abb.) 34 - fa the direction of 37 - fa reference 39 - Girls' name 43 - Play on words 44 -Bog 45 - Adjective suffix of comparison 47 - Musical note 48 - Football posltlon(abb.) • • * * Charity is a great virtue but it's seldom seen in eco­ nomic activities. • • * * Christmas shoppers are reminded that it's later than they think. • * * • Faith in anything doesn't waver with the shifting winds of fortune. • + * * NOTICE City of McHenry trucks will pick up Christmas trees January 4, 5 & 8th. All trees must be on the tree bank no later than Janu­ ary 7th if they are to be removed by the city. City of McHenry Editor's Quote Book "You must have long-range goals to keep you from being frustrated by s>hort-range fail­ ures." --Charles C. Noble SOFT WATER SOFT WATER SOFT WATER SOFT WATER SOFT WATER Tom' Huemann Water Conditioning Service on all Makes Sales-Rental 385-3093 SALT DELIVERY SOFT WATER SOFT WATER SOFT WATER SCHROEDER METALCRAFT GIFT SHOP "Fireplace Screens "Glass, Brags and Pewter "Tools and Adirons "Candle Sconces and Holders "Grates and Gas Logs "Clocks and Wall Plaques -GIFTS FOR ALL OCCASIONS- 815-385-0950 1713 South Route 31, McHenry, Illinois Open Daily 9 a.m. to 5 p.m., Sunday 12 noon to 5:30 p.m. Tasty -Topic - Beef Balls Stroganoff 2 pounds ground beef % cup finely chopped onion 2 tablespoons flour 1 teaspoon salt V* teaspoon pepper 2 tablespoons catsup 2 tablespoons cooking fat 1 jar (4 ounces) sliced mushrooms Water 1 beef bouillon cube 2 tablespoons Worcester­ shire sauce 1 teaspoon prepared mustard 1 cup dairy soar cream 1 tablespoon chopped parsley Combine ground beef with onion, 1 tablespoon flour, salt, pepper and catsup and shape into 16 balls. Brown lightly on all sides in fat. Pour off drip­ pings. Drain mushrooms; re­ serve liquid and add water to make 1 cup. Blend 1 table­ spoon flour with Vt cup of the liquid. Heat remaining liquid to boiling and dissolve bouil­ lon cube in it. Stir into flour paste to blend. Stir in Wor­ cestershire sauce and mustard. Add to meat balls. Add re­ served mushrooms and cook over low heat 15 minutes. Re­ move meat balls from pan. Place sour cream in bowl and gradually add gravy to it, stir­ ring to blend. Return meat balls and sour cream mixture to pan. Add chopped parsley. Heat through and serve on noodles. 6 servings. 'SUNDAY S A SERMON % ~ ^ ~ ~ T ASR •w ior thj Jt»'£ ^wSi0^0in,r#,utW | CROSSWORD • • » By A. C. Gordon PAGE 3-PLAINDEALER-FRIDAY, DECEMBER 29, 1972 Tha U S Oovaroma"! do** not cay tot ih,% ad«artiM<wi IIJ "Mf " '• pratamad at a PUDI«C sarvca •« coope'ato* w.ti W Department of t*e Treasury a«<J The Advert* n® Cao"c SERVICE FEE $1.00 THE FIRST NATIONAL BANK OF MCHENRY 3814 WEST ELM. MCHENRY. ILUNOia 600S0 815-385-5400 The Payroll Savings Plan makes the end of the rainbow .more than just a dream. 3510 West Elm Street McHenry Phone 385-1040 Once again Christmas Day is here and it is a time for joy and peace. Christmas is a time for happy memories for young and old alike. It is a time of friend­ ship and fellowship, a time of giving and sharing, and a time for giving praise to God. As these events, moments, and memories fly by us on Christmas Day, let us not forget the real and significant meaning of this joyous holiday. Let us also re­ member to thank God for all the good things He has given us and our families. And let us also ask God to point us in the right di­ rection, to make our lives better in His sight. -> Christmas is a religious holiday first, and this we must remember. The joy and peace that comes with the Yuletide season comes from God. And it is to God that our praises and thanks must go on this day. NATIVITY SCENE - Many who pasted by the First United delighted to see this representation of the nativity scene. The live Methodist church last Thursday and Friday evenings were setting was carried out by youth groups in the church. STAFF PHOTO-WAYNE GAYLORD When people asked the eccentric ancient Greek philosopher Diogenes--as he knew they would-why he carried a lantern in broad daylight, he answer­ ed, "I am seeking an hon­ est man." This column of questions and answers on federal tax matters is provided by the local office of the U.S. Internal Revenue Service and is published as a public service to taxpayers. The column answers questions most frequently asked by taxpayers. Q) I earn some money free­ lance writing. How do I ar­ range to pay social security tax an this income? A) Persons who are self- employed receive social secu­ rity coverage through the self- employment tax. You must file an income tax return and pay self-employment tax if you have net earnings from self- employment of $400 or more. IRS Publication 533, "Informa­ tion on Self-Employment Tax," will give you the details. For a free copy, write your Inter­ nal Revenue district office. Q) I had a lot of medical bills this year, which I intend to pay in January. Can I de­ duct them on my 1972 returns? A) No, you may deduct med­ ical expenses only on the re­ turn for the year you pay them. Assuming you pay your medical bills next year, you may deduct them on your 1973 return. Q) My son has banked more money thia year than I have spent on his support. Does this mean that I will not be able to claim him aa a dependent what I file my tax return? A) No. It is only when your son spends his earnings on sup­ port items that these amounts count as his contribution to­ ward support. If your son qualifies under all the other de­ pendency tests and if you have furnished more than half of his total support, you may claim him as a dependent. Q) My wife is going back to work in January. Will enough tax be withheld on working couples next year or should we arrange for additional with­ holding? A) You should check with your employer to determine if additional withholding is re­ quired. Although most single employees and most married employees whose husbands or wives do not work can gen­ erally expect to have their full tax withheld, working couples may still be underwithheld. Estimate the amount of tax that will be withheld from your wages next year and the tax you will owe. Then adjust your withholding to take care of any expected liability by filing a withholding certificate, Form W-4, with your employer, FOR IMMEDIATE DELIVERY AUTO LICENSE PLATES COME IN AND PICK YOURS UP... ANOTHER OF THIS BANK S SERVICES FOR YOU EFFECTIVE DECEMBER 1( 1972 UHCOLi There really is an end of the rainbow. It's not the gold-filled-pot variety, and it's not something- for-nothing. But join the Payroll Savings Plan and see what we mean. Automatically, an amount you specify is withheld from your paycheck and used to buy U.S. Savings Bonds. You'll be surprised how much you can save. It's like the end of the rainbow because when the Bonds mature you have all that you've saved, plus interest. B u y U . S . S a v i n g s B o n d s through the Payroll Savings Plan. It's a practical way to put hard cash at the end of the rainbow. Now E Bonds pay 5'->% interest when held to maturity of 5 years, 10 months (4% the first year). Bonds are replaced if lost, stolen, or destroyed. When needed they can be cashed * at your bank. Interest is not subject to state or local income taxes, and federal tax may be deferred until redemption. * • Take stock in America Now Bonds mature in less than six years. Savings Deposits Do Not Have To Be Made Before The Tenth Of The Month To Start Drawing Interest The Interest On Your Account Here Is Compounded Daily Starting The Day Of Deposit. McHenry State Bank This holiday season, serve a traditional dessert of the Ol' South -- festive Ambrosia! Since it starts with a can of apri­ cots, this fruit dessert is simple to make, as well nutritious to eat! Arrange the 'cots with other items like oranges and coconut in your fanciest serving bowl. Garnish with colorful mara­ schino cherries, then chill until dessert time. Serve in spec­ tacular style! Happy, happy holidays! HOLIDAY APRICOT AMBROSIA (Makes 6 servings) 1 can (30 ounces) whole % cup shredded coconut ' apricots Stemmed red maraschino 4 large oranges, sectioned cherries (about 2/2 cups) 3 tablespoons orange Juice Drain apricots, reserving % cup syrup. Combine orange sec­ tions, orange juice and reserved apricot syrup in glass serving dish. Sprinkle % cup of coconut on the fruit. Arrange apricots on top, removing pits first if desired. Garnish with remaining coconut and cherries. Chill before serving. claiming fewer exemptions and, if necessary, having additional dollar amounts withheld. Q) Is it true that some tax­ payers may be able to use a shorter Federal income tax return for filing their 1972 return? A) Yes. Taxpayers may now have a choice of returns to file--the short form 1040A and the regular form 1040. You may file the new short form if the following condi­ tions are met: you take the standard deduction rather than itemize; you did not earn more than $200 in interest and $200 in dividends; and your income was only from wages, salaries and tips. Q) I work six days a week and pay a maid to come in and clean my apartment. Can I de­ duct the wages I pay her? A) Yes. If you are em­ ployed and provide over one- half the cost of maintaining a household for a dependent child under 15, a disabled de­ pendent of any age, or a dis­ abled husband or wife, you may deduct household ex­ penses, such as amounts paid for the services of a maid, cook or other domestic help, subject to certain limitations. For more details on the child care deduction, write your In­ ternal Revenue district office and ask for a free copy of IRS Publication 503, "Child Care and Disabled Dependent Care." It will be available in January 1973. Q) I'm a salesman and I use my car for business travel. In addition to deducting the stand­ ard mileage rate for transpor­ tation expenses, can I deduct my parking fees and tolls? A) Yes. Parking fees and tolls incurred during business use are deductible in addition to the standard mileage rate. Q) My son works part-time during the school year. Will I still be able to claim him as a dependent, regardless of how much money he makes this year? A) Yes, if your son is a full-time student during at least five months of the year or is under 19 at the end of the year, he can have any amount of income and still be claimed as a dependent, pro­ vided you furnished more than half of his total support dur­ ing the year and the other de­ pendency tests are met. Start Ambrosia With Apricots