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PAGE 8-PLATNDEKLER-FRIDAY, FEBRUARY 2, 1973 Dspartrnej^ intern^ 4 tout occ This column of questions and answers on federal tax 'matters is provided by the local office of the U.S. Internal Revenue Service and is published as a public service to taxpayers. The column answers questions most frequently asked by taxpayers. (yftfend Q. How can I tell if I'm eligible to use the short form 1040A? A. Basically, the short form 1040A may be used if all your i in income was from wages, salaries, tips and not more than $200 in dividends and $200 in interest and you do not plan to itemize deductions. If you receive the short form in the mail, it was sent,, to you based on the return you filed last year. If you did not receive a short form 1040A in the mail and want to use it, a copy may be obtained at any Internal II * mmm SERVICES Mount Hope Church United Methodist 1015 W. Broadway Fistakee Highlands Rev. Willis H. Walker Sunday Worship 11 a.m. Sun­ day School, 9:45 a.m. W This picture of Carla makes me think of an old proverb my mother used to quote: "Precious things come in small packages." Go ahead, mark me down for a doting dad. I'm quick to admit that my little girl is precious to me. With her loving arms about my neck I feel richer than a king. I walk into a room and see her eyes light up -- so who wants to be president? As she snuggles down among the blankets, I kiss her and tell myself that I'll give her the best, now and always. That's why I take her to church every Sunday. I want God to be a part of Carta's life from the very first. I know that an understanding of God and His love will ensure my daughter's well-being far beyond any material gift I could give her. God's goodness is yours for the taking. Enrich your life. Go to your church, and take your family with you. Sunday Genesis 1: 20-31 Monday • Genesis 2: 1-14 Tuesday • Genesis 2: 15-25 Wednesday • Job 38: 1-18 Thursday • Psalms 95: 1-11 Friday « • Isaiah 45: 5-13 Saturday • Genesis 3:1-13 Copyright 1973 Keisler Advertising Service, Inc., Strasburg, Virginia Scriptures selected by the American Bible Society St John the Baptist Catholic Church Johnsburg Rev. Leo Bartel, Pastor Rectory Phone 385-1477 Convent Phone 385-5363 Sat., night-8:00 p.m. Mass Sun , Masses: 7, 9,10:30,12:00 St Peter's Catholic Church Spring Grove, Illinois Rev. Kilduff, Pastor Sunday Masses: 6:30, 8:00 (9:15 Summer only) 10:30 and 11:45 First United Methodist Chuich 3717 West Main Street Church phone 385-0931 Raymond L. White Pastor Parsonage Phone: 385-1352 Worship Service - 8 30 & 11:00 a.m. Church School - 9:45 a.m. Faith Baptist Church Sunday School 9:45 Preaching 11:00 Evening Church 6:00 Johnsburg Junior High Nativity Lutheran Church 3506 E. Wonder Lake Rd. Box 157 Phone 653-3832 Wonder Lake, Illinois Sun ., Worship8 and 10:30 a m Sunday School 9 a.m. (Nursery Facilites Available) St Mary's Catholic Church Rev. Eugene Baumhofer Sat., Eve., Mass - 5 p.m. Fulfills Sun., obligation. Sunday Masses - 6:30,8,9:30 9:45, 10:45, 11, 12 noon. Christian Science Society Lincoln Road and Eastwood Lane ) Sunday Service - 10:30 a.m. Sunday School -10:30 a.m. Wed., Eve., Meeting Every Third Wed., - 8 p.m. Alliance Bible Church 3815 W. John St. Rev. Gerald Robertson Wednesday Eves. 8 p.m. Sunday School 9:45 a.m. Sun. Worship Youth Service, 7 p.m. Evening Evangel. Christ The King Catholic Church 5006 E. Wonder Lake Road Wonder Lake, Illinois Sunday masses: 8, 10 a.m. and noon. Eve., Mass: 8 p.m. Fulfills Sunday Obligation. Ringwood Mefiodist Church Ringwood, Illinois Rev. Willis Walker - Ph. 675 2133 Sunday -10 a.m. Church Ser vice. 11 a.m. Church School. Chain 0'Lakes Evangefical Covenant Church 4815 N. Wilmot Rd. Rev. Wesley R. Olson Sunday School - 9:45 am Morning Worship - 11 a.m. Church Phone - 497-3000 Parsonage - 497-3050 Faith Presbyterian Church West of the Outdoor Theatre John O. Mclntyre, Pastor Church School, 9:15 a.m. for 1st grade thru adults and 10:30 a.m. for pre-school children (3- 5) Worship, 10:30 a.m. Nursery facilities available. First Baptist Church 509 N. Front St. 385-0083 VirgleL. Chappell Bible Study - Sunday School 9:30 a.m. Worship Service - 10:45 a.m. and 7:30 p.m. Training Union; 6:30 p.m. Interpretation for Deaf at all Services. Special Spanish Services. Wednesday, Prayer Service, 7:30 p.m. St Paul's Episcopal Cfurch 3706 W. St. Paul's & Green Rev. Arthur D. McKay, Vicar 385-7690 Sunday Services - Holy Eucharist - 8 a.m., Family Eucharist, 10 a.m. Church School & Coffee Hour. Wed­ nesdays - Holy Eucharist 9:30 a.m. Friday-Holy Eucharist 9:30 a.m. Wonder lake Bible Church 7501 Howe Rd., Wonder Lake Rev. Richard Wright, Pastor Sunday - 9:30 a.m. Sunday School - 11 a.m. Morning Worship. Wednesday Evening Prayer Service - 7:30 p.m. Phone 653-7961 ' " *St Patrick's i Catholic Church Rev. Edmund Petit, Pastor Rev. John Cahill, Assoc. Pastor Sat., Eve., (Sun., obligation fulfilled 5 & 7 p.m.) Sunday - 7:15, 8:30, 9:45, 11 and 12:15. Shepherd of the Hill Lutheran Church 404 N. Green St. Rev. Roger W. Schneider Phone 385-7786 or 385-4030 Family worship and Sunday School - 8:30 a.m. and 10:30 a.m. Nursery facilities available. St Francis National Catholic Church Flanders Rd., east of Ringwood Rd., Sunday Masses - 10 a.m. Father John Strzalka, Pastor Spring Grove Church United Methodist, 8102 N. Blivin Spring Grove, 111. Rev. Willis H. Walker, Pastor Sunday Worship - 9 a.m. Sunday School - 10:15 a.m. Zion Evangelical Lutheran Church (Missouri Synod) 4206 W. Waukegan Rd. (W Rt 120) Rev. Herman F. Graef 385-0859 * 385-1616 Sunday Worship-7:45 and 10:30 Nursery Services provided at 10:30. Education for Eternity Sunday School - Children and Youth, 9 a.m Geoige R. Justen Funeral Home 3519 W. Elm Street McHenry, III. 385-2400 First National Bank of McHenry 3814 VV. Elm Street McHenry, III. 385-5400 Peter M. Ju^tgnj J Funeral Home 3807 W. Elm Street McHenry, 111. 385-0063 Ace Hardware 3729 VV. Elm Street McHenry, III. 385-0722 McHenry Savings & Loan 1209 N. Green Street McHenry, 111. 385-3000 Guettler's Service, Inc. 818 N. Front Street McHenry, 111. 385-9831 Brake Parts Co. P.O. Box 11 McHenry , III. 385-7000 Locker's Flowers 1213 Third Street McHenry, 111. 385-2300 Mitchell Sales, Inc. Buick - Olds - Opel 907 N. Front McHenry 385-7200 McHenry Garage 926 N. Front Street McHenry, 111. 385-0403 The Bath Shop 3012 W. Rte. 120 McHenry, 111. 385-0048 ^ Baron of Beef, Inc. 3709 W. Elm Street McHenry, 111. 385-8380 Tonyan Construction Co. 1309 N. Borden Street McHenry, III. 385-5520 McHenry ' State Bank 3510 W. Elm Street McHenry, III. 385-1040 Coast to Coast Hardware 4400 W. Rte. 120 McHenry Market Place 385-6655 Revenue office and most banks and post offices, or you may use the order blank in the form 1040 package to obtain a copy. Q. Is every taxpayer who is eligible to use the short form 1040A required to do so? A. No. Use of the short form is optional. If you had sizeable expenses for such items as medical and dental care, interest, taxes, contribu­ tions, alimony, child care, etc., it may be to your advantage to itemize deductions. This can only be done on "Schedule A of your Form 1040 and not. on the short form. A formula for determining whether or not you should itemize deductions is found in your tax form instructions. Q. I should receive a refund when I file my Federal income tax return. Can I still desig­ nate $1 of my tax towards the Presidential Election Cam­ paign Fund? A. Yes. Every individual (other than a nonresident alien) may participate in the Presidential Election Cam­ paign Fund if he has a tax liability of $1 or more ($2 or more for joint return filers). In addition, completion of Form 4875 in your tax forms package to designate the check-off will not change any of the figures on your Form 1040 or 1040A. Q. Have the filing require­ ments for older taxpayers been changed? A. Yes. If you are un­ married and 65 or older, you do not have to file a return unless you have a gross in­ come of $2,800 or more. For married persons filing a joint return, the filing requirement is $3,550 if either husband or wife is 65 or older, and $4,300 if both are 65 or older. However, if you are self- employed, you must file a return if you had net earnings from self-employment of $400 or more, regardless of your age. Q. I'm retired and eligible to receive the retirement in­ come credit. Will the IRS compute it for me? A. Yes. If you elect to have the IRS compute your tax and you have a retirement income credit, the IRS will also com­ pute this for you. Just follow the directions in your tax form instructions. Q. How do I go about order­ ing free IRS tax publications? A. Just fill in the order blank on the back of your tax forms package, choosing the form or free publication that you want from the list shown, and send it to the IRS office shown on the package. Q. Are there any limits on how much you can deduct as a charitable contribution? A. Yes, In general, contri­ butions to most charities, such as churches, educational or­ ganizations, hospitals, etc., may be deducted up to 50 percent of your adjusted gross income. However, contribu­ tions to certain private non- operating foundations, vet­ erans organizations, fraternal societies, and cemetery organi­ zations are limited to 20 per­ cent of adjusted gross income. The organization itself can tell you which of the two categories it falls into. There are also certain limitations on contributions of property, such as stock. For details, see IRS Publica­ tion 526, "Income Tax De­ duction for Contributions," available free from your IRS district office. Q) Is it true that the stand­ ard deduction has been in­ creased for the 1972 tax year? A) The percentage stand­ ard deduction has been in­ creased. Instead of multiply­ ing your adjusted gross income by 13 percent, now you multi­ ply by 15 percent. The top limit was $1,500. Now it is $2,000. Q) How can I tell whether I should itemize my deduc­ tion or choose the standard deduction? A) It usually will be to your advantage to itemize de­ ductions if: you are a home­ owner paying interest and taxes; you had unusually large medical and dental expenses during the year; you paid ali­ mony, suffered a major unin­ sured casualty loss, or made large contributions to quali­ fied charities. This year many rk The Bible Speaks Virgfe L. Chappell, Pastor First Baptist Church, McHenry DIAL-A-DEVOTION PHONE 8 Hear God's Word Wherever You Are. SPONS6RED BY: GUETTLER'S SERVICE STATION settir taxpayers will be taking ad­ vantage of the increased stand­ ard deduction. Your tax form instructions contain a formula you may use to determine which method you should select. Q) When can I expect to get my W-2 form? A) Employers are required to issue W-2 statements to their employees by January 31. Many, however, issue them sooner for the convenience of those employees who are ex­ pecting a refund and want to file early. Q) Are there any limits on how much my husband and I may claim for babysitting and maid service expenses incurred while I am out working? A) You are allowed a de­ duction of up to $400 per month for expenses for depend­ ent care and household serv­ ices provided in your home: 1) if your dependent is under 15 and you are entitled to claim an exemption for him; 2) if your dependent is phys­ ically or mentally incapable of caring for himself, regardless of age. Of course, these ex­ penses must be incurred to en­ able you to be gainfully em­ ployed and you must furnish over half the cost of main­ taining the household that in­ cludes the dependent. For more details, including the income limitations on the deduction, see IRS Publication 503, "Child Care and Disabled Dependent Care." It's avail­ able free by writing your In­ ternal Revenue district office. Q) Where can I get a copy of your income tax guide? A) A copy of "Your Federal Income Tax," Publication 17 may be purchased for 75 cents from your IRS district office, many post offices throughout the country and the Govern­ ment Printing Office ir* Wash­ ington, D.C. If you operate your own business, you may also be interested in Publica­ tion 334, "Tax Guide for Small Business," which you may also purchase for 75 cents. Q) Each year I hear of cases where refunds are delayed be­ cause taxpayers make errors on their returns. What are some checks I can make to avoid an error and get my re­ fund faster? A) To insure the prompt processing of your return, you should check the following be­ fore sending your return: (1) Recheck all your mathe­ matical computations; (2) Be sure you used the correct tax table or tax rate schedule; (3) Be sure vou used the peel- off label that came on the cover of your tax package (If you don't have the label, print name, address, and Social Se­ curity number in the spaces at the top of the front of Form 1040 or Form 1040A); (4) Be sure that your return is signe4 and dated; joint re­ turns must have the signa­ tures of husband and wife; (5) Be certain all W-2's and supporting documents are attached. Q) Can I designate more than $1 of my tax liability toward the Presidential Elec­ tion Campaign Fund? A) If you are married, fil­ ing a joint return, you may designate $2 of your joint tax liability. But you may not des­ ignate extra money for this purpose. SUNDAY S A SERMON A Winter of Discontent? Is this a winter of discontent for you? If it is, it seems like even the weather is against you. A great deal of people also feel this way and it is almost a universal feeling. In most pacts of the country landscape is cold and bare. The birds aren't singing and even traveling is hazardous. Christmas, the time of joy, is gone again and plain old winter is here. Winter is a very natural time for people to let their problems and worries bother them and get them down. „*>If we would only depend more on our faith, winter could be a time of great joy, because we know that spring will follow, life will continue, and better times are ahead. Winter, by its sheer con­ trast with spring, reminds us of the wonders of God. He will not let us down and we know this. But an active faith helps us to live to our fullest potential, no matter what or how dark and gloomy the circumstances. THIS WORLDj OF OURS IWhile environment noise pollu­ tion alone probably does not pro­ duce mental illne$t, the continual bombardment of I noise on an al­ ready depressed person cannot be helpful. A 1969/study in England illustrates this doint. Comparative studies of persfns living adjacent to London's fleathrotv Airport with others living hi a quieter en* vironment revealed that among those living in the noisy environ­ ment there was a significantly higher rate of admission to men­ tal hospitals. SECRET DISCIPLES Becoming a follower of Jesus always carries with it a certain stigma which people very often fear. This fear causes hesitation among would-be disciples and it is not uncommon for a person to profess to himself that he is a secret disciple. This is no new brotherhood, for in Jesus' day the Bible refers to at least two persons who sought to live this fruitless life. These men were both, in all probability, members of the highest political organization of the land. The Sanhedrin was a Supreme Court- Senate-Religious Hierarchy composed of seventy of the most respected and popular men of Israel. Joseph of Arimathea and Nicodemus had had early contacts with Jesus Christ and had given mental and emotional assent to His teaching. However, the Sanhedrin as a whole had rejected Jesus' teaching as well as his person. Therefore, to openly profess identification with Jesus would have meant political disaster for these men. They simply chose to remain quiet. "Nevertheless, among the chief rulers also many believed on him; but because of the Pharisees they did not confess him, lest they should be put out of the synagogue" (John 12:42). "Howbeit no man spoke openly of him for fear of the Jews" (John 7:13). The Christian life is an open life. To seek to be a silent Christian is to deny the very nature of Christianity. Alexander McClaren believed that the only silent disciple must be a dead one. Again and again the Bible makes emphasis of communicating by mouth and action that faith which we possess in Jesus Christ. Jesus said, "Whosoever shall confess me before men, him will I confess before my Father which is in heaven, and whosoever shall deny me before men, him will I also deny before my Father which is in heaven." (Matthew 10:32,33). (Also found in Luke 12:8). The apostle Paul states that salvation comes initially as one would openly confess belief in Jesus Christ. "That if thou shalt confess with thy mouth the Lord Jesus, and shalt believe in thine heart that God hath raised him from the dead, thou shalt be saved" (Romans 10:9). Paul also emphasized that all persons, even those who chose to deny Jesus Christ in this life, will confess him at that Great White Throne Judgement on their way to eternal separation from God. "And every tongue shall confess that Jesus Christ is Lord, to the glory of God the Father" (Philippians2:ll). The true nature of the belief of Nicodemus and Joseph was revealed at Jesus' Crucifixion. They could no longer remain silent as they witnessed the terrible death of their Lord. Joseph openly went to the Roman ruler and asked for the body of Jesus that he might provide for him a proper burial.Forgetting the strong rebukes of their associates, Joseph and Nicodemus identified with Jesus in his death as they buried the body of our Saviour. This must have been a great relief to both men as they began to live what they believed. Their reward was, in a few days, to see the resurrected LordL \N Wo w ' ci / ° c\0 c\ Jbonal 'p You oou/ol buya. bt he \A//-Hn a- And ;oa °oU Jouy <x c,nr w/V-A a bond- Yqla Cow/i buy a W/'«, cc bond. Yoo, ooclol by o a konoj V O0»/o| c l,V,-n3 roorr)ier t3i a bo„d y J -W" W/A \ O U / _ i I ft o} , legal Notice NOTICE Public Notice is hereby given that on January 25th, A.D. 1973, a certificate was filed in the Office of the County Clerk of McHenry County, Illinois. ing forth the names and post-office addresses of all of the persons owning conducting and transacting the business known as COUNTY WIDE REALTY, located at 2906A W. Route 120, McHenry, Illinois 60050. * Dated this 25th day of January, A.D. 1973. „ Vernon W. Kays County Clerk (Pub. Jan 31, Feb. 2& 7,1973) Thke „ stock in^merica. Buy U. S. Savings Bonds Now E Bond. p«y S'V; intern! when held to maturity of 5 v««rr 10 months <«% the first year). Bonds are n-placed if loat. stolen, or destroyed. When needed they tan bt- cashed at your bank. Interest is not subject to . state or loca income taxes, and faderal Us may be deferred until redemption. 8 4 i \ >•< /J I r ° 0 / ^ "Jc* o I I 10 7 root*" Jacqui Johnson, age 8 Westbrook Elementary School Mt. Prospect, Illinois. If you'd like to have a nest egg stashed away for something special in your life, why not join the Payroll Savings Plan? And now that U.S. Savings Bonds mature in less 1 than six years, they'll be ready when you are. The Payroll Sav ings Plan. Puts saving in every­ body's reach. i