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Consumer Forum : H\ Illinois Attorney iJeneral , William J. Seott 5 In my last column 1 listed five "fraud traps" and promised to list five more in this column. Again, I urge you to resolve, at the beginning of 1974, to beware of these traps every time you make a purchase or sign a contract. To be forewarned is to be forearmed! Ten Ways to Avoid Fraud (continued) - New Year's Resolutions, You Can't Afford NOT to Keep! 6. Home Repairs Much the same advicie js applicable in home repairs as in auto, repairs." Know, your contractor, get estimates and itemized bills in writing, and check for quality and guarantees. However, beware of the "free inspection." Ih this scheme, a representative is sent to your home to "inspect" your fur­ nace, roof, chimney, etc. If the "inspector" finds nothing jvrong. you are told, there will be no charge. However, in many eases, the next thing you know, you're signing a contract foV the "inspector's" company to install a complete new furnace, roof, or whatever. Maybe you did need the item. But there's a good chance you didn't. In home repairs, as in many consumer areas, it's usually better to deal with a local contractor whose reputation is known in the community. 7. Door to Door Sales If it sounds too good to be true, it probably is! There are some very honest people who make their living by selling door to door. But beware! There are many dishonest people who do the same. The most important thing to remember with any door to door sale is that you have three days to change your mind. Braking Distances FROM 20 MPH 1 4 9 f t . REGULAR SNOW TIRES REGULAR ON DRY TIRES l I I \ / I \ / | . \ STUDDED SNOW TIRES \ REINFORCED\ \ TIRE CHAINS \ ON GLARE ICE AT 25°F. Can you stop in time? This chart, prepared by the Safe Winter Driving League, summarizes results of stopping distance tests conducted by the National Safety Council's Committee on Winter Driving Hazards at Stevens Point, Wisconsin. Comparing various types of tires and chains on Ihe rear wheels, these tests have disclosed that conventional snow tires are of no help in stopping on glare ice. Studded tires, on the other hand, reduce braking distance by 19%, and reinforced tire chains by 50%. Pointing out that with regular tires the stopping distance on glare Ice may be nearly nine times the normal, dry pave­ ment distance, the League reminds motorists that far slower than normal speeds are a must when driving on icy pave­ ments. I'nder Illinois law. ynu have three business days to cancel or rescind a contract -- with full refund of jfny monies paid -- for any item of $2.r>.<X) or more, purchased as the result of an unsolicited call at your residence. Though Illinois statutes will tell you a telephone call to the company is all that is needed, I would recommend that you send a registered letter with return receipt* so that you will have _ permanent evidence of your cancellation should any problem arise. 8. Recreation Land Sales There have been a wide variety of schemes connected with recreation and retirement land sales, ahd the State of Illinois is cracking down hard on unscrupulous dealers. But I would offer these cautions. See the land you are thinking of buying. Many companies offer to fly you to the plot for an on the spot inspection. This sounds good, but be sure who is paying for what before you pack. Often the only thing that ends up free is the wining and dining sales party. If you do go, be sure the land you see is actually the land you're buying, not something "similar but a little more developed than your plot." And be sure there' is proper drainage, sewage, gas, elec­ tricity, access roads, water, telephone lines, and all the things one would need to live. The picture may be pretty, but if you have to buy a jeep, dig your own well, burn candles, and get a carrier pigeon, you may not be too happy with your purchase! 9. "Easy Way To Earn Money At Home" There is rarely an easy way to earn money at home. Most schemes require you to buy something in order to earn. And then, after you've purchased the materials, you discover | there is either no market for what you produce, or you are told your efforts are "not up to company standards." 10. Vanity and Quick Cures Be aware that no known product or service can grow your hair; make you taller; remove wrinkles; develop your bust; or reduce your weight by massages, creams, belts, girdles, or sweat baths. And, if you are worried about your health - see your doctor^ Don't take chances on quack medicines or mail-order cures! V YMCA Winter Schedule Is Now Available The winter schedule of the Lake Region YMCA activities is now available to persons in the southeastern two-thirds of McHenry county. All YMCA members have received their schedules through the mail. The schedule lists all programs beginning the week of Jan. 7. An increased schedule of activities is possible with the. Offer Special Interest Classes At Lake Region "Y" The Lake Region YMCA, 7350 S. Route 31, Crystal Lake, will offer adult and high school special interest courses. Registration continues through Jan. 7. Minimum enrollments are required. All courses are eight weeks in length and the following courses are available: Belly dancing; chess club; ground school; judo; karate; physical fitness classes (1) aquanatics, (2) lifeline conditioning; women exercise; and swim instruction classes. All of these special courses are taught by professionals in these specific areas to instruct you with the best know how and experience to make each class enjoyable. , For any further information on any of the above classes, please call the YMCA. % OFF "SAVE TODAY ON ITEMS YOllI CAN USE RIGHT NOW! SAVE % ON OUR WINTER • DRESSES • LONG DRESSES • SPORTSWEAR Replenish Your Winter Wardrobe -. • Buy Classic Greats For Next Year. A Great Time To Save On Dresses, long Dresses, And Sportwear From Our Collection Of Winter Styles. HENSIKEIMAU. completion of the YMCA's new building at 73,r»0 S. Route 31, a quarter mile south of US 14. Highlighting the new schedule are family swims seven days a week and recreational swims for adults from 9 a.m. to 9:30 p.m. on week-days, all day on Saturday, and Sunday af­ ternoons. Also gym and swim for four to six-year-old boys and girls will be scheduled for the first time during the school year, and Saturday swim instruction for 6-year-olds. Activities for second through eighth grade boys and girls include bowling leagues on -Mondays, Tuesdays or Thur­ sdays; Judo on Saturdays for beginners and for in­ termediates; swim instruction at many levels; and recreational swims after school and on Saturdays. Both high school students and adults are encouraged to participate in chess club, ground school, judo for beginners and intermediates, karate, physical fitness in­ cluding aqua-nautics and lifeline conditioning, volleyball, youth and government, swim instruction at many levels, and recreational swims. Family swims are scheduled Monday through Friday from 7 to 8 p.m., Saturday from 6 to 7 p.m. and7 to 8 p.m. and Sunday from 2 to 3,3 to 4, and 4 to 5 p.m. Call the Young Men's Christian association to receive a program schedule, or drop in, see the new building, and pick up a copy of the winK" schedule. Statistics On Payroll State Checks Announced • Comptroller George W. Lindberg has released statistics of payroll checks issued to state employees for work performed in September, 1973. V There were 108,668 em­ ployees of all state agencies in September, 1973, an increase of 3,685, or 3.5 percent, as com­ pared to August, 1973. HAflK 7 I'l, AINDKAIJJOK-FRIDAY. JAWfv * W ---"'KxcluSive of educational institutions, the September, 1973, total was 69,443. a decrease of 2,161, or 3.00 per­ cent from the August, 1973, figure. Changes by major groups were: Constitutional officers and courts down 89, or 1.1 percent; code departments down 1,695, or 2.9 percent. major commissions down 28, or 3.4 percent; and miscellaneous agencies down 349, or 8.2 percent. >AY. .UWi»v 4 Newspapers; Magazines 9 A.M. - 5 P.M. Bottles, Cans 9 A.M. - Noon Third Saturday every month Market Place For Immediate Delivery 1974 AUTO LICENSE PLATES Purchase your 1974 license plates. NOW ON SALE HERE! 19 ILLINOIS 74 1974 LAND OF LINCOLN; STATE ISSUED, PREPRINTED APPLICATIONS are required this year to purchase license plates. Forms to order applica­ tions are available at the bank if you do not have the appli­ cation mailed to you by the State. THE FIRST NATIONAL BANK OF McHENRY 3814 West Elm Street McHenry, Illinois 60050 INCREASE WAGE RATE The Illinois minimum wage was increased to $1.40 per hour for workers under 18 years of age Jan. 1. This is in effect regardless of the federal wage increase. HOURS: Daily 9-9 Sunday Till 6 HORNSBYS fami ly centers ^ Assortment of Boys Jeans Our Reg. 3.84 To 3.96 All boys leans (6-18) in navy denim or twills, in a variety of colors marked 3.84 at 2 SO While they last. Winter Gloves, Mittens For The Whole Family ps 1 Sig:S|: !!!!!!! fSavepS: y^ji All Purpose Potting Soil Sterilised and nargliod potting ,aM tor transplants and s„lck growth or »or °n» °,h*' gardening noods. ^ ®|t. Rectangular Waste Basket °r;;° 96* Handy p|0,„c wat„ bo,k#, tho, dw.or holds up to 44 qts All price 100 ENVELOPE < 1 . 1 X ( , I , , --In 100 Count Envelopes Our entire stock of childrens, mens and womens mittens and gloves of vinyl, wool and orlan -- /j off marked retail price. Fine Quality Dazzle" Yarn Our Reg. 47c First quality popor Quick seal envelopes. 34* Noyor run short of Fun Size Mars Bars Our Reg. 93c Mars Almond, 3 Musketeers Milky Way Snickers. II Our Reg. 1.58 77* f x.v 4 °*• *ke,n« of "Rochelle" >yi:: croslan and sparkle nylon -- 4 81c /£ ply -- 13 dazzling colors from which to choose, (limit 6 skeins) Healthy Live Green Plants 12 ft. Battery Booster Cables r 3E HEET Our Rag. 2.97 97 ^!h*th!^dh£r#rI 1-ickly ond • asily these h^eyw duty booster cobles. 12 oz. Heet Gas Line Anti-Freeze 17* Our Rag. 27c aa. A tu.l ,y„#m d#.(c.r f(,0, „b,orbt mo|„uf> on<) LIMIT 3 Our Reg. 68c 44< A back to nature special, on nice plants, that will green up anyone's home. Alco Office Supplies 31* Our Reg. 44c Rubber Bands Push Rins, Paper Clips, Clips, Erasers, Etc. Hornsby's Daily Multiple Vitamins With Iron 1 9 7 Our Reg. 2.76 365 Tablets 1216 N. Green St. McHenry Winter Hours: Sat 9:00-5:30 Market Place Shopping Center McHenry, Illinois Rte.47 & Country Club Road Woodstock, Illinois ) v