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<4 PAGE 20 • I'l \lVI>K\I.KRWKD\KSDAY DECEMBER I. 1»7« Auto Insurance . . .Getting YOUR Money's Worth? The result of a recent good cititenshlp contest sponsored by the East Campus Community Government (ECCG) is reflected on the face of Gene Zegarski. right, the happy recipient of a turkey. Members of ECCG. Pete Bender, speaker, left, and Judy Vyduna, presented the prise last week. The contest was organised by the students and faculty and involved the recognition by the faculty at the school of acts of good citizenship on the part of the student body. Such actions were noted on blanks provided and deposited in • box from which the winning name was drawn. In an effort to encourage students and faculty to work together, the ECCG is active in doing its part to maintain an enjoyable but respectful school system. Few people realize their own auto insurance company can be a valuable ally -- even when they are involved in an accident which isn'ttheirfault. For instance, if you have collision insurance and are involved in an accident that isn't your fault, you have the right to collect the cost of repairs to your car from your own company under your collision coverage if you don't like the offer made by the company of the driver who is at fault. Waiving 'Deductible' In specific cases some com­ panies even waive the deduct­ ible portion of your policy if: 1. Another motor vehicle is involved, and the driver of that vehicle is 100 percent legally responsible for pay­ ment of damages to your insured vehicle. 2. The driver of the at fault vehicle has property damage coverage. 3. Collision damage to your insured vehicle exceeds the deductible amount. According to Chris Roper, Consumer Relations Repre­ sentative for the Kemper Insurance Companies, here's how it works: You're involved in an automobile accident in which you are not at fault. The insurance company of the "at fault" driver offers to repair your car for $X. You have doubts about wheth­ er the settlement is equitable or whether your car can be fixed for that amount. IT What To Do You have three alternatives: 1. Accept the offer. 2. Have independent ap­ praisers estimate repair costs and, if there is a significant difference, negotiate with the at fpult driver's company to raise . their offer. However, these appraisals may cost you money. 3. Ask your own insurance company to appraise your car. Compare that appraisal with the bid from the at fault driver's company. If your company's bid is better, you can have the car fixed by your own company or use that bid to negotiate with the at fault driver's company. "Individual companies may have different guidelines for adjusting claims, or they may interpret those guide­ lines differently," Ms. Roper said. "For example, at times, a claims representative for one company may use sec­ ondhand body or critical operating parts (such as the power train, suspension and brakes) where, in the same instance, another company's representative would use new parts and include pos- ible hidden damage in the estimate." Compare 'Offers' "By getting several ap­ praisals on the damage, in­ cluding one from your com­ pany, you can compare them with any specific offer to assure the most equitable settlement for yourself." "Part of your premium pays for this service," Ms. Roper said. "If your com­ pany ends up paying for the repairs, they will recover the money from the company of the driver who was at fault. Your own insurance rate is not affected." The Microwave Cookbook Chutney 'n Ham and Pumpkin Pie 1 *i?HE CONDIMENT OF CHUTNEY 0RI6INATED IN INDIA AND WAS FIRST BR0U6HT TO COLONIAL AMERICA BY BRITISH SOLDIERS. SO PRIZED WAS CHUTNEY THAT WANY COLONIAL FAMILIES HAD A FAVORITE SECRET RECIPE.HOME ECONOMISTS FOR LITTON MICROWAVE COOKING PRODUCTS HAVE CR^OED THEIR OWN SPECIAL VERSION OF CHUTNEV StyJCE AND A CHUTNEY 6LAIED HAM. AND,TQ | "TOP ITAU0FF,THEV HAV&ADDEDA MARSWMALtfW PUMPKIN PIE .ALL COOK UP MICROWAVE '/eTSR CAYENNE PEPPER • 6TISP VMITE WINE VINEGAR. 1. COMBINE ALL INGREDIENTS IN A 4 -GT.CASSEROLE; MIX TOGETHER. CCNER WITH GLASS COVER. 2.MICROWAVE Q&HI6H FOR 10KAIN. MICROWAVE ON 5IHMjER WRI8T0 20 W»N.OR UNTIL MIXTURE ISTWCK AND VEGETABLES ARETEHDER-CWSP. REM6YE CINNAMON STICK; SERVE. YIELD: 4 CUPS. STORE REFRIGERATED OR FROZEN. EASV FOR HOLIDAY ENTERTAINING. VEGETABLE CHUTNEY SAUCE I CUP6L&AR* I MEDIUM TOMATO, PARED AND PICED«2'4CUPS CHOPPED GREEN PEPPER* I CUP CHOPPED ONION 1 CUP ORANGE JOlCE* I CAN(6flZ.)TOMATO PA6TE* | 1-INCH STICK CINNAMON • 2 TOP. CRYSTALLIZED 61N6ER,DICED ITS P. GRATED ORANGE RIND* ITSP GRATED LEMON RIND-VzTSP. SALT* J4.TSP.C0RRV WWDER-fcTSP. M0H0- ̂SODIUM GLUTAMATE-/4T5P. GROUND GINGER*'/̂ TSP.GARLIC POUJDEfc • «G00D WORD from the ftblt ^ The feeding of the five thousand in a desert place near the sea is an example of the way in which Jesus quietly worked miracles. The disciples had brought word that John the Baptist had been beheaded and Jesus took them to a quiet and lonely place. But, as usual, the multitude had followed. When Jesus was told there was not enough food to feed the people, he broke five loaves and two fishqs into enough to feed the multitude -- and fill twelve baskets with fragments after all had eaten. Jesus did not seek the opportunity to perform this as­ tounding feat The people were there; they yvere hungry, and they were fed They had sought the comfort of the Master and they were comforted They had faith and for this they were re­ warded. In this modern, busy and hurried world of today, we may still seek the comfort of Gods house. Illinois Egg Law Public Hearing Set For Dec. 10 The Illinois Department of Agriculture will hold an official public hearing on proposed changes to be made to the rules and regulations under the Illinois Kgg law concerning the handling, inspection, labeling, processing, sale and tran­ sportation of eggs and egg products according to state Agriculture director Pud Williams. The department proposes to change some regulations and to increase the fee charged for inspection of eggs. The hearing is set for 10 a.m. Friday, Dec. 10, at the Junior Livestock building, State fairgrounds, Springfield, II. "All interested persons are invited to attend and present their coments on the proposed rules and regulations," Williams said. "Persons who are unable to attend and who desire may file a written statement with the director of the department prior to the holding of the official hearing. Copies of the proposed changes to the rules and regulations are available at the Office of the Director, State fairgrounds, Springfield, II. 62706." PUNCH LINE REFUNDS THEATRE DROPPED POLICY OF REFUNDING MONEY AND ASKING PARENTS TO TAKE CRYING BABIES HOME WHEN TOO MANY PARENTS PINCHED CHILDREN AFTER THE FEATURE ENDED) BONE-IN CHUTNEY GLAZED NAM 7 TO 8- LB. READY-T0-EAT BONE-IN HAM SHANK • 3/4 CUP CHUTNEY • 3/4 CUP PACKED BROWN SUGAR 1. PLACE HAM,CUT SIDE DOWN ON MICROWAVE ROASTING RACK, IN 3-QT.(«x9)6LASS BAKING DISH. 2. MICROWAVE ON ROAST FOR. 20 MIN.TORN HAM ON ONE SIDE ANP CONTINUE COOKING ON ROAST FOR 20 Ml N. TURN HAM TO OTHER SIDE. MIX CHOTNEYAND BROWN SU6AR.P0UR SAUCE OVER HAM AND CONTINUE COOK­ ING ON AOAST FOR 15 T0Z0 MIN. OR UNTIL HEATED "THROUGH. LET STAND,COVERED WITH FOIL ABOUTiO v MIN. BEFORE SERVING. 10 TO 14 SERVINGS. \! TIP: FOR. A BONELESS HAM, MICROWAVE IZT0 13 MlN. PER POUND ON ROAST. FOR UNITS WITHOUT ROAST MICftOWAVe ON HIGH FOR 6TO 7 MIN. PER POUND. HOLIDAY PUMPKIN FIE 3 CUPS MINATURE MARSHMALL0WS• 54 CUP PACKED BR0WH 6U6AR*ZCUPS MASHED COOKED PUMPKIN* I TSP CINNAMON* ZiBP. NUTMEG • JVTSP SALT-'/4T5P. GIN&ER • 2 CUPS WHIPPING CREAM, WHIPPED* I 9-INCH BAKED PIECRUST SHELL IN GLASS PIE PLATE 1. COMBINE ALL INGREDIENTS EXCEPT WHIPPING CREAM AND BAKED PIE CRUST SHELL; MIX together . 2. MICROWAVE ON SIM ME* 5 MIN. STIR AND CONTINUE COOKING ON SIMMER 6 TO 7 MlN. OR UNTIL HOT AND BUBBLV. BEAT UNTIL WELL BLENDED. COOL. 3. TOLD WHIPPED CREAM INTDCOOUED PUMPKIN MIKTUKE; FOUR IN SHELL. REFRIGERATE UNTIL SET. SERVE TOPPED WITH WHIPPED CREAM. Food standards require mar­ garine to have 80 per cent fat. Since diet margarines have a- bout half that amount, they are required by law to be labeled "imitation." PLAYBOY GIFT BOUTIQUE <a» i >v,' * i^jflr IKK FROM PLAYBOY" Ms. Claudia Mendron - Chicago Playboy Club Bunny will be in the Crystal Lake Montgomery Ward Store SATURDAY, DECEMBER 4,11 A.M. to 5 P.M. IN THE MEN'S DEPARTMENT Stop by our Playboy Boutique for a free autographed picture and pick up that special gift for Christmas. i >v,' * i^jflr IKK v. « ¥ ¥ V LOOKING OUT....This unusual photo, taken through the jaws of an 18-foot great white shark, shows Craig Hill, exhibition preparation specialist at Sea World, Ind., San Diego, Ca., where the shark is on display. f e p y e w 9 w w w INSURED and BONDED Free Estimates ALLEN CONSTRUCTION 900 IRVING - WOODSTOCK, ILL. COMPLETE CONSTRUCTION NEEDS NEW WORK - REMODELING ROOM ADDITIONS - REC ROOMS - KITCHENS - BATHS - DORMERS RESIDENTIAL & COMMERCIAL CALL DENNIS- 385*1948 or ED- 338-03461 --November Special!-- ,1 THE FINEST IN win DOW/ & DOOR/ WITH FUEL COSTS RISING YOU CAN'T AFFORD TO WAIT! CALL NOW and SAVE $$$! CALL NOW AND SAVE $$$ 385-1948 or 338-0346 A A J A. ClutffiUTft . . 2.50 B. Clear Mug 2.50 C. Super Aluminum Tankard . . . 5.00 MultiRabbit D. Aluminum Tankard 2.50 G. Porcelain Coffee Mug ... . E. White Frosted Mug 2.50 H. Boxed Bar Tool Set F. Beer Pitcher 4.00 I. Stem Pilsner Glass Plus assorted jewelry, lighters, T-shirts, puzzles, and playing cards. 2.50 J. Porcelain Coffee Mug. 5.00 K. Pilsner 15-oz. Glass . 2.00 L. Playboy Beer Goblet . 2.50 1.00 1.25 ^ £ ureal WII is iruin r mjuuj \K1 STORK HOLIDAY HOURS ^ Saturday *4:30 a.m. lo 6 p.m. Sunday 1 1 a.i» . lo « p.m. I rrkdayx 10 a.n:. »o 9 p.m. Crystal Lake 105 Northwest Highway Route 14 Phone 459-3120 FREE PARKING SPECIAL OFFER! (LIMITED TIME ONLY) FIREPLACE WITH ANY COMPLETE ROOM ADDITION Room Additions AS LOW AS '3650 FOR 20' x 22' CALL FOR FREE ESTIMATES 815)385-8454 BANK FINANCING AVAILABLE WE DO OTHER HOME IMPROVEMENTS TOO!