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MAIN BANK BUILDING HOURS: Mon., Tues. Thurs. Sat 9:00-3:00 Friday 9:00-3:00 & 4:30-7:30 Closed Wednesday but our main building at 3510 W. Elm St. is still the hub around which your banking business revolves. MAIN BANK BUILDING The drive-in facilities are designed for quick transaction. Multiple transactions or large deposits are best accommodated in the lobby of the main building. Payment of real estate taxes, safety deposit boxes and trust services are also in the main building. Savings deposits and withdrawals can be transacted at any of the three buildings but will usually be handled easier in the main lobby. many choices Now you have So, there are more facets to the trucking deregulation picture than free market theory alone can bring into focus. It is a fair bet that by the time Congress is done with it, we will have some sort of reregulation rather than all-out deregulation of trucking: More Grill Variety Other penny-saving sugges­ tions include sausages such as Polish, brats and Italian. It is wise to choose "fully-cooked" sausage and avoid over cook­ ing. Lamb cuts such as shoul­ der chops, arm and blade, and cubes for kabobs and patties add variety. When you wish to include higher priced beef steaks, pork chops and roasts in your plans, purchase them when on sale. Proper grilling techniques will also help you get the most for your meat dollar. Always cook meat at a low to moderate temperature, carefully following recipe rec­ ommendations for distance from heat and grilling time. Perspective TRUCKING By RONALD REAGAN Deregulation of tran­ sportation is an issue that at­ tracts unlikely allies in Washington: the ad­ ministration, libertarians, conservatives, Common Cause and such believers in govern­ ment intervention (and thus Big Government) as Senator Kennedy and Ralph Nader. Last year's deregulation of airline routes and rates - at least partially - seems to be working. Competition is up; in some cases (such as coast-to- coast) bargain prices are being offered; and few smaller cities and towns seem to have suf­ fered. Commuter airlines are taking up the slack. This apparent success has led deregulation advocates to jump to the conclusion that trucking - - which hauls the bulk of the nation's goods - should get the same treatment. They have taken aim at regulations prohibiting "back-hauls" by certain kinds of carriers, arguing that those carriers should be permitted to fill their empty trailers on return trips. They point to the airlines. As routes were deregulated and airlines were permitted to enter new markets, capacity went up, but so did the amount of business. Truckers and their allies are quick to point out, however, that, unlike potential new airline passengers, there are not tons of new goods out there just awaiting greater hauling capacity in order to use trucks. Advocates of trucking deregulation also argue that if rates were deregulated and "entry" into the trucking business made easier, the in­ creased competition would keep rates down and benefit all of us as consumers. Maybe, but it is not a certainty. Rate and route regulation were imposed on trucking back in the I9&te to put an end to predatory pricing and un­ certain service for smaller communities. There is no guarantee that such problems would not arise again under a sharply deregulated trucking situation. } ' Truckers iraise an interesting argument against unrestricted entry into the business (and the A m e r i c a n T r u c k i n g association, ihe national trade group of the trucking business, is offering its own compromise deregulation bill to make entry easier, but not unrestricted). Their argument is that if all you need is the down-payment on a truck, a lot of people will jump into the business without any understanding of the on-going costs and will not only skimp on maintenance but will drive over the speed limit and work exhausting hours in order to get enough volume to make a limit. This safety argument deserves some examination. Under the present system, independent-owner-operators make up the majority of "rigs" on the road, but the common carriers - the trucking lines - carry the most volume. The independents are paid by the load. Thus, the faster they get the load there, the more loads they can handle, the more money they can make. The common carriers, for the most part, are under union contract and their Teamster drivers are paid the same regardless of how fast they deliver the goods. Thus, these carriers emphasize safety and maintenance. They insist on adherence to the 55- mile-an-hour speed limit on the highways, both for safety reasons and because tires and brakes wear out less often. For a big fleet, this can have a real impact on the profit margin. fAUb a - rLAii\ULrtLtn - r tuuA i»< McHenry County Fair Books To Become Available Soon Many people overlook or are not aware of entry requirements until too late, so this information about entries in the McHenry County fair comes from the official fair book. Copies will soon be available at the fair office on the McHenry county fairgrounds. Effective now, the fair office is open from 9 a.m. to 12:30 p.m. Monday through Friday until July 6. Then on July 9, it will be staffed from 9 a.m. to 5 p.m Monday through Friday Two main things are to be remembered about junior and open class entries: 1. The entry deadline is 5 p.m. Monday, July 23, in the junior and open classes at the fair 2. Junior and senior open competition is open to all ages and from any locale. To compete in the junior fair classes, the exhibitor must he 3 years old and not over 19 as of Jan 1. 1979 Premiums will be paid by the Fair association. The 1979 fair will be at Woodstock Aug 1-5. Season tickets are available. Af YOU Flwo MifTAKCS <c • ^ I N T M » $ r V t U t A T l O N , ^ ?lCASE CoV*\t>€* T H A T T H C V T K C U l pott a rvmrott. w* p\)%LI*M >0*kXU\MC poU. € vf *rOv€ f A*P 5o*f rfoPit A*t fofL M » s r A » « : e * f" If there is any question as to which location can best serve your transaction first call 385-1040. The McHenry State Bank 3510 W. Elm St. and Lillian St. & Crystal Lake Rd. McHenry, Illinois A FULL SERVICE BANK 385-1040 Member FDIC mm* WHISPERING POINT FACILITY HOURS: Mon., Tues., Thurs. 8:30-4:30 Friday 8:30-7:30 Saturday 8:30-3:00 Closed Wednesday GERALD J. CAREY BUILDING HOURS: Mon., Tues., Wed., Thurs 8:00-5:00 Friday 8:00-7:30 Saturday 8:00-3:00 WHISPERING POINT FACILITY GERALD J. CAREY BUILDING