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Watch Corn Silk (Town 6 Country Tips by Dave Plocher) VALUE FORUM •••••• realizing the worth of your possessions^ Beware of Silk - If rootworm beetle populations are high in late corn, silk clipping can cause pollination injury. Count the number of beetles on 20 plants in five areas of a field when silks begin to ap­ pear. If you And an average of five or more beetles per plant and if the silks are being cut , you should control for corn rootworms. Best results are obtained if you apply the insecticide during early silking but before more than 50 to 75 percent of the plants are showing silks. Suggested insecticides to prevent pollination damage by corn rootworm beetles are carbaryl (Sevin) or malathion at 1 pound of active ingredient per acre, and diazinon or phosmet (Imidan) at Vfe pound per acre. Follow all label restrictions and precautions carefully and remember that insecticides can harm bees. We have a list of beekeepers. If you plan to spray cqll us. High Beetle Populations - Are you spotting high numbers of adult corn rootworm beetles in your fields? If so this does not necessarily indicate that the soil insecticide you used this spring has failed to give good root protection from larval feeding. You can check root damage by digging up 10 plants at random and examining the root systems for larval feeding. It helps to wash the dirt from the roots so you can examine them closely. Don Kuhlman, University of Illinois en­ tomology specialist says that treated fields may have 5 to 10 beetles per plant and that you can still consider control successful if the corn is stan­ ding and well rooted. Farmers who suspect or have seen rootworm larval damage to corn following soybeans should call me. The University of Illinois Extension en­ tomologists want to follow up these reports with some ob­ servations in the field. According to Kuhlman, rootworm beetle populations will continue to increase t h r o u g h m i d - A u g u s t . Populations of the northern species are still low but are expected to increase, he said. Emergence of northern corn rootworm beetles usually lags behind that of the westerns, he explained. He added that the recent hard-beating rains in some areas may have drowned some beetles. Sheepman's Holiday and Symposium Date Set - The second annual Illinois Sheepman's Holiday and Symposium is set for Jan. 4-5, 1980, at the Holiday Inn east, Springfield. Experts from several states, representing universities and research stations as well as commercial operations, will conduct education seminars. Sessions will focus on such topics as sheep health problems* confinement sheep production, sheep economics, accelerated lambing, carcass evaluation and quality, lamb preparation and wool fabrics. The symposium also will examine the role of the purebred breeder in the future of the sheep industry. Some forty commercial exhibits will be displayed during the two-day event, said Gary Rickets, University of Illinois sheep specialist. The crowning of the Illinois Lamb and Wool Queen and a wool style show will highlight a banquet and dance scheduled Friday evening, Jan. 4. The state winner of the make-it- yourself-with-wool" contest will be named at a noon lun­ cheon the following day. The U of I Cooperative Ex­ tension service and the Illinois Lamb and Wool producers sponsor the symposium. Contact Gary Ricketts, Extension Sheep specialist at 326 Mum ford Hall, University of Illinois, Urbana, 111., 61801° or my office for more in­ formation. Appraisiai Yur Valua For Insurance Purposes Adjust Payments For School Lunch Programs Federal payments to states for the school lunch and break­ fast programs have been in­ creased to reflect a 6.68 percent increase in the Consumer Price Index for food away from home during November 1978, through May, 1979, Asistant Secretary of Agricultural Carol Tucker Foreman said recently. The new national average payment for school lunches is 17.0 cents per lunch, up 1.25 cents, effective July 1. States and territories are now authorized by the Agriculture department to pay schools up to 23.0 cents per lunch. The special assistance payment for lunches served to needy children has increased from 71.50 cents to 76.25 cents for a free lunch. Maximum total reimbursement states may pay schools increased from 102.25 cents to 108.25 cents for a free lunch. Under provisions of regulations announced by Ms. Foreman in January, 43 states have established a maximum reduced-price lunch charge to children of 10 cents or less. These states will receive r e d u c e d - p r i c e s p e c i a l assistance payments of 66.25 cents per lunch served. The remaining 13 states charge the maximum 20 cents for reduced- price lunches, and will receive 56.25 cents ,i^.tU|, special assistance for each reduced- price lunch served. We rat© ourselves as No. 1! So give us o chance to rote you as our No. 1 For the school breakfast program, the national average payment increased from 12.75 cents to 13.5 cents per break­ fast. The additional average payment for each reduced price breakfast increased from 23.75 cents to 25.5 cents. The additional average payment for a free breakfast increased from 31.75 cents to 33.75 cents. The maximum rate of reim-. bursement for breakfasts in schools with severe need in­ creased from 49.50 cents to 52.25 cents for reduced price breakfasts, and from 54.50 cents to 57.25 cents for free breakfasts. By Dexter D. MacBride, ASA Executive Vice President A mericanSociety of Appraisers A friend of mine went to Japan in the early 1950's as a U.S. government employee. According to her, it was common practice for Japanese jewelry salesmen to set up displays in the American clubs and billets where she, along with many other Americans, bought various items * of jewelry: strands of pearls, jade, tiger's eye and pearl rings, brooches, etc. It wasn't until recently, when she purchased a home, that she became aware of the kind of insurance protec­ tion she needed, not only for the residential contents of her home but also to cover the valuable jewelry she had acquired (personal properties -- such as gems and jewelry -- have skyrocketed in value in recent years). The following facts came to light during discussions with her insurance company repre­ sentative and a professional appraiser: 1. Homeowners insurance coverage includes a specified total dollar amount for un­ scheduled personal property. (Unscheduled personal pro­ perty means the contents of your residence.) Among the unscheduled items, there are limited amounts that cover jewelry, furs, coin and stamp collections, cash money, etc. This simply means that you are covered, customarily, for no more than $500.00 on each of the above items. GEORGE RODENKIRCH CUStOmer. onder Lake Inn & Lou Featuring Chinese & American Cuisine NOW OPEN FOR IUNCH-TUES. THRU FRI. 11:30 TO 2 SPECIALS! •TUES. & WED. ALL DAY SENIOR CITIZENS 10% OFF •THURS. ALL DAY-FRIED CHICKEN $2.85 •FRI. NITE-FISHERMAN'S WHARF $2.95 irrm McHtnry CARRY OUT ORDERS! 5506 E. WONDER LAKE RD WONDER LAKE ILL PHONE II5-72I-0411 OPEN FOR DINNERS: TUES. THURS. 4 to 9. FRI. 4 to 10 SAT. 1 to 10 SUN. 1 to 9 BANQUET ft HALL FACILITIES 20- 120 GUESTS S3.SO • $7.00 PER PERSON FAMILY STYLE OVERTON RT. 31 and Rt . 120 McHenry CADILLAC PONTIAC (815)385-6000 COME TO THE BI00EST CADILLAC-PONTIAC DEALER IN THE "COUNTY" AN ALUS-CHALMERS COMPANY NEW & USED GARDEN TRACTORS SERVICE & PARTS AVAILABLE AT 1801 RTE. 120 McHENRY, ILLINOIS 1 Mile East of Town 0NLY*85° RENTAL • N O i n s t a l l a t i o n c h a r g e • NEW fully automatic softeners • TWO year option to buy with\ • FULL rental fee deducted \ • ONE phone call c<^n answer any questions 312-259-3393 ARLINGTON SOFT WATER CO. No. 1 in the Fox Volley Area Copyright 1978 2. How, then, do you adequately protect yourself if, for instance, you have jewelry you consider to be worth more than the policy limitations? You secure All- Risk Floater coverage on your jewelry. 3. In order to obtain this kind of coverage you must secure a professional appraisal of your jewelry. A Floater will not be issued unless an appraisal has been performed. 4. Where do you find an appraiser, and how do you know he or she is qualified to do the job? You can look in the Yellow Pages under *Appraisers. You can check with your local jeweler. A good indication of expertise and professionalism in gem and jewelry appraising is the designation, "ASA", after the appraiser's name. This means the appraiser is a Senior Member of the American Society of Appraisers, is tested and certified and has five or more years of full- time experience in the apprais­ al of gems and jewelry. Another indication of expert- ness is a person who is a graduate of the Gemological Institute of America (GIA). 5. Costs for appraisals vary. The American Society of Appraisers considers it un­ ethical to charge a percentage fee (that is, a percentage of the total appraised value of the property); members of the Society will charge a flat or hourly rate. 6. Upon completion of the appraisal, you should receive a detailed, written report, signed by the appraiser, as part of the fee you pay. With this in hand, call your insurance company represen­ tative and go over the appraisal report to make sure that your valuable jewelry is adequately covered. For a free pamphlet giving information on appraising, write: American Society of Appraisers, Dept. A, Dulles Int'l. Airport, P.O. Box 17265, Washington, DC 20041. • * • * Helping others in the battle of life is just as heroic as rescuing the vic­ tims of misfortune. 21 N. Ayer eft Harvard AUGUST 24-30 Ar Adult Fairytale ^SERENA„ -rurrin| China Ltl(h, Norma Ccne .»« Marlrnr Munroe i i u r r i n « L o t L i L c | g > , N a t a t f i a R a p h a e l , J a m i e G i l l l s , P a u l T h o m a s . 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Grape Sherbet 1 c sugar Juice of 2 lemons 2 c water 1 pint grape juice Whipped cream , Boil sugar and water for 10 minutes, add grape juice and Cool your home 'without wasting energy with LENNOX* central cooling. ze. When ready to bmm a spoonful! or ahlp^Bl PAGE XI-PLAINDEALER - FRIDAY. AUGUST.tft, Mi lemon juice. Strata ami freeze. When put cream on each VetyGaad "What's the l „ agency for the isdiltiRialt-- ef wealth?" "The wives aad of rich men." How about rich sons? vou can Itt PnrwnlrH bv » STATE BANK OF: RICHMOND member F.D.I.C. Extra efficient. Quiet. Rugged. Find out the differ­ ence between a so- called bargain and the best. Cdll us for a professional home survey. No obliga­ tion of course. Of all the anyone can poaaeet today, one of the moef valuable is a good credit rating. This is as true for i nd iv idua ls as fer' businesses. To buDd a good credit rating takes time and thought. How do you go about establishing a good rating in the first place? If a a good idea to open both checking and aavinga accounts. Add to the savings account on a regular basis, even if onty a little at a time. Keep the checking account in good shape. Don't write checks unless the money ia in the; account. Apply for credit cards. Use them moderately and |Mry promptly. Next, when you have a real need for something, apply for an installment ALTH0FF INDUSTRIES 809 N. FRONT ST. McHENRY CALL 385-5700 loan. Make your regularly and on time, agreed to when the was made. In a very short time, you'll find . . . doing whiit you say you will do, v you say you'll do it you've gained one of the most important aaaata in today's world . . . good credit. You Can BANK Oh It! SAVI NOW ON 0 milling H [ i X * a- k $a«» "«n 4 door wj* '978 FORD MUSTANG 2+2 * MMHOmWM? mjwickswluT;;;: 1377 OLDS CUTLASS^ W7S MICK LeSMtt* ,u --was, Mllllliiiinim MIYCHELL BUICK-OLDS r~V / V ft * .< /. v* * / 'I;