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WEEKEND CROSSWORD ACXOM I Wanderer < Salivary or lymph II "Robin - " tt Transistor or portable IS James Bond, I Arab 4--grievttln (complain) I Bedroom - I "Gunga Din" star 71 for one 11 Grievous crime M Bridal note word 17 Overfill 19 Good luck obtect U Manhandle 87 Person of largesse 21 Hair care product tt Pinal word M Factor piecc II Depraved ttlate Cuban hero SI Put into law 41 Fugitive's address? 41 Pugilistic setting 44Moroay, eg- 45 Of punishment 41 Join in DOWN 1 Famous cartoonist t Frankfurt's river I Riot con­ trol item country • Baseball number II Show one's age 14 Perfectly II Cast out II Oklahoma city II Family member II One, in Toulon T O O A Y ' S A N S W E R r P* I r a iTitl r sVik kTi.Zr t-k'i F !»;k"is!C r»:i2 II> in: t tic; • iir^ • iIuuj '»r h'j^AiU P r n ; p t > ll> fit- :- IITiLvu II One and only 14 Formic •cid source 15 Function MBrenda -- tt Setback X II Turn in­ former: si. II Open to bribery I tt Fellow 14 Engage tt Actress Barbara 37 Ethnic group ttHigh- struna tt Behold! Lat. 41 Impala, • g- 42 Girl's name 7 18 » lio ilHilKlH dridd •JUKLfjlfe ?' ' Taxes And Wi vj&- ing Rate WORKW1SE SECTION 2 - PAGE 5 - PLAINDEALER - FRIDAY, AUGUST. 24.1171 Working couples, especially those with few or no depen­ dents, more often than not will owe tax when they file their annual tax return, unless they have paid additional taxes during the year, the internal Revenue Service said. The reason for owing ad­ ditional tax is the withholding rates. They are based solely on each individual's wages, and do not take a spouse's wages into account. The withholding rate is lower for married persons than for anyone else. For example, the highest tax rate applicable to a couple filing a joint return with only one wage earner making $26,000 is up to 32 percent. The withholding would be adequate. But a working couple - one spouse with total wages of $10,00b and the other with total wages of $16,000 - might have insufficient withholding to cover the tax rate on their combined total wages of $26,000. There are several alter­ natives for a working couple combat a large tax bill at filing time. Generally, filing separate returns is not the answer, because those rates are higher still, according to the IRS. Yet it is good tax planning to consider the possibility. Filing separately might be a tax advantage, but if it is not, there are two other choices. One way to confront un- derwithholding is to pay the additional tax by means of estimated taxes. This means that the amount is paid in quarterly installments directly to the IRS using vouchers that come with Form 1040-ES, "Declaration of estimated Tax for Individuals." Another choice is to file a revised Form W-4, "Em­ p l o y e e ' s W i t h h o l d i n g Allowance Certificate," with the employer claiming fewer or no allowances or requesting additional withholding. Also, married taxpayers may choose to have taxes withheld as if they were single. Both Forms 1040-ES and W-4 are available from local IRS offices. Most employers have supplies of Form W-4. While most employers are willing to honor the wishes of employees by withholding additional income tax, they are under no obligation to do so. If an employer refuses to withhold additional tax, the best choice then may be to pay estimated tax. Additional information may be found in the IRS Publication 505, "Tax Withholding and Declaration of Estimated Tax," available free at local IRS offices. 1. I am seven months pregnant and planning to take a leave of absence from work. After the baby is born, I plan to return to work. Recently I heard that pregnant workers could get disability. Is this correct? On Oct. 31, 1978, President Carter signed into law, legislation giving pregnant workers the same rights and b e n e f i t s a n e m p l o y e r m a y provide other temporarily disabled workers. One part of the law became effective upon signing, guaranteeing pregnant workers the same rights to retain seniority and job rights as provided for other non-work- related illnesses or injuries. The second part of the law Knows? sTNi father Gearing Up For Safety Although it's the auto­ mobile driver, not the mo­ torcyclist, who's at fault in most motorcycle-car accidents, the motorcycle rider can do a lot to pro­ tect himself by wearing proper protective gear. Motorcyclists are three times more likely than occu­ pants' of other motor vehicles involved in acci­ dents to sustain serious injury. Recent studies show many injuries can be pre­ vented if the motorcyclist wears a helmet, among the most effective items of safety equipment he can buy. According to the Motor- fltyeie Safety Foundation, Jhumerous studies from around the world docu* ment the effectiveness of safety helmets in prevent­ ing or reducing the sever­ ity of head injuries in motorcycle accidents. Some of these studies date back more than 30 years. Other equipment that offers protection includes a face shield or goggles which are shatterproof and scratchfree; leather gloves; strong over-the-ankle boots; and a long-sleeved jacket and pants, possibly made of leather. Helmets obviously don't prevent accidents from happening. Nor do they provide guaranteed protec­ tion from injury in all circumstances. But helmets, along with other protective gear, offer riders protection that simply isnt available any other way. • • • * Persuasion is what you hear from those who want you to accept their plans. Is it true that the best cooks cook by the weather? Yes, there is scientific basis for cooking by the weather. Experienced chefs know that there are certain cakes and icings which cannot be satisfactory made in rainy weather. Cakes fall and icings turn out too grainy. Certain can­ dies, like pralines, do not be­ come creamy. This is due to the great amount of moisture in the air, which is picked up by the ingredients. Because moisture has such a great effect on certain kitch­ en products many recipes are varied--are slightly dif­ ferent in the dry western states from those recommend­ ed in the other states, proof that the weather has a con­ siderable effect on cooking. Altitude also has an effect on various recipes. This is m The helmet you wear should have a full face shield. It should be securely fastened, fit snugly and have reflect­ ive material on the side and back. BURKART OLDS MOBILE AND GMC TRUCKS ii fiioud to announce tfia afifioLntment of Mr. Ralph Munson as their new truck man- . ager. Mr. Munson comes to us with 20 years experience in the automobile and truck field, including all aspects in sales, financing, and insurance. Mr. Munson welcomes all of his many friends and customers to stop in and see him, or call him at his office or home. He will do everything possible to help you with your new or used car or truck. -- OFFICE (815) 943-4007 HARVARD (HOME) 385-7673 McHENRY McHENRY OPTICIRN5 1301 RIVERSIDE DR [B15] 385 - McHENRY, ILL. -- (Across from the Fox Hole] [BIS) 38S-9Z41 - I81B13B5-924Z OVER 3,000 FIRST QUALITY FRAMES ON DISPLAY! ALL FRAMES METAL OR PLASTIC EACH ALL KIDS FRAMES METAL OR PLASTIC $ 12 &LASSES WHILE YOU WAIT! *S.V. ONLY SENIOR CITIZENS RECEIVE FREE FRAMES with Purchase of Lenses! Eyes Examined By Appointment Only! is 9, Let Us Show You Tiffany & DeLaRenta's FOR ONLY *16 often found in the direction on box cakes and other baked products. • • • • The trouble with many individuals is that they worry too much about the mistakes of mankind and too little about their own. gave employers and tfietf-ih- surance carriers until April 30, 1979 to get the firm's insurance package in order, i.e. provide pregnant workers with the same benefits provided for other disabilities, including equal maximum leave time, etc. However, a firm not already providing benefits for the disabilities is not required to create a package solely for pregnancy benefits. Additional information may be secured or complaints may be filed by contacting the U.S. Equal Employment Op­ portunity Commission, 230 S. Dearborn, Room 2683, Chicago, Illinois 60604, (312 ) 353-1223 2. My claim for unem­ ployment benefits was denied. What appeal rights do I have? If your claim is denied at any* time: ~ ^ ' J 1. You may appeal any' denies ypu decision which benefits. 2. Ask your unemploymeij insurance office to explain yow appeal rights and to help yriy file the appeal. 3. The law &ts time limits appeals. File your appea within 7 days after being tol the denial or within 9 days afi a letter of denial has mailed to you. The 9-day lii is from the date of mailing, ndt from the date you receive the letter. If you mail your appeal, it must be postmarked within the time limit. Questions may be submittal to Workwise, 910 S. Michigan, Room 1823Chicago, 60605. (312) m-mi : If you want to get; ahead in this life, be de-*! pendable for something to; someone. ENNOX AIR CONDITIONING High Efficiency QUIET - DEPENDABLE COPPER COILS - HIGH E.E.R.'S LOW OPERATING COSTS CALL FOR A FREE ESTIMATE FINANCING AVAILABLE H/ozuitei u c A T i w r n u n r n n i i w n SINCE 1931 3511 S. WRIGHT R0. V McHENRY. IL ' HEATING AND COOLING A Certified LENNOX Oeoler (815)459-2300 (312)526-6286 American Legion Post 491 - RINGW00D ROAD, McHENRY - OPEN TO THE PUBLIC FISH FRY EVERY FRIDAY (5:00 - 9:00 P.M.) •PERCH--ALL YOU CAN EAT 'OTHER MENU AVAILABLE ROADMASTERS SAT. NITE - \ COCKTAIL MON.-TUES.-WED.--THURS--FRIDAY HOUR 3:30 to 6:00 Cut Prices ™ ŜSSSSSSSSSSSaSSSSSSSSSSSSSSSSSSSSSSSSSSSSŜ DAILY 9 to 9 SUNDAY 10 to 6 We reserve the right to limit quantities. Prices effective while quantities last. 4400 W. Rte. 120 - McHenry Rte. 47 & Country Club Rd. Woodstock LOW PRICES True! We've lowered our already low prices even lower. Why pay more than the Hornsby Price. Back-To-School Music Sale! DON WILLIAMS POCO Legend ON MCA RECORDS •AND TAPES! ROSE COLORED GLASSES JOHN I v \ . " v I ' W I i \ I I \ ( < > w \ w The Oak Ridge Boys Have Arrived feoturts Sail Away • Dreom On Dancing the Ntgwimoy • Leovrtg Louniono m the Brood Daylight Stereo Lps Series 798 BARBARA MANDRELL Moods The Best of BARBARA MANDRELL CRYSTAL GAYLE We Should Be Together UNITED ARTISTS LITTLE RIVER BAND FV*t Under Th« Win £ POLYDOR ( CATCHE Stereo Lps Series 798 4.97 HARVEST MOTOWN Stereo Lps Series 898 PETER FRAMPTON WHfRt I SHOUt D BE V ** A&M 5.47 NEW LOW PRICES TOP 20 No. Nam* L.P. Price Tape Price At Budakan "Cheap Trick" 5.97 6.47 2 The Gambler "Kenny Rogers" 5.27 5.17 3 Breakfast in America "Supertromp" 5.97 6.47 4 Get the Knack "The Knack" 5.27 5.17: 5 Sooner or Later "Rex Smith" 5.27 5.17 6 Bad Girl 1 A 1 T "Donna Summer" ' "• ® " 10.671 7 Desolation Angels "Bad Company" 5.27 5.17 8 We Are Family "Sister Sledge" 5.27 5.17 9 Voulez-Vous "ABBA" 5.97 6.47 0 11 "Von Halen" 5.97 6.47 1 Discovery "Electric Light Orchestra" 5.97 6.47 2 Cars "Cars" 5.27 5.17: 13 Dynasty "Kiss" 5.97 6.47 14 Monolith "Kansas" 5.97 6.47: 15 Bock To The Egg "Wings" 5.97 6.47 16 Reality, What a Concept "Robin Williams" 5.97 6.47: 17 First Under the Wire "Little River Band" 5.47 6.47? 18 More American Graffiti "Sound frock" 9.57 9.6* 19 Ricky Lee Jones "Ricky Lee Jones" 5.27 5.17! 20 Spirits Having Flown "Bee Gees" 5.97 6.47 m OPEN DAILY 8:30 TO 5-30 WED. 8:30 TO 1 CLOSED SUNDAY