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V; i * W, In the late 1960's and early 1970's, he said, it dawned on some people that the nature of the criminal was changing. "He" is Leo DeAngelis, a special agent with the FBI. DeAngelis spoke before an audience of local bank employees last Thursday morning concerning bank fraud and some of the problems the employees were likely to encounter. Crimes involving banks, he went on, have changed in nature from "blue collar" to "white collar". ^DeAngelis loosely defined white collar crime as "usinjg guile or misrepresentation to deprive a rightful owner of money or property." Ah even looser definition would be "brains ^instead of brawn." J "White collar crime," he said, "is killing us." k) 1978, DeAngelis pointed out, banks were robbed of about $28 million dollars. In the same period'of time, he said, banks were defrauded • *f •. •; y < i . fi *>•;•••' - . . - • ; • ' > : <',v K ; 1 r-: ' & r : rf K -i'.- • of three times that amount concerned, DeAngelis said, about $89 million. DeAngelis also said that more than half of the FBI agents are in­ volved in white collar crime investigations. "White collar crime requires a different kind of investigation because the criminal is more in­ telligent," DeAngelis said. "It takes brains to embezzle or pull off a land swindle." DeAngelis said the FBI is currently investigating more than 1,000 public officials across the country from the local to the federal level. "These are cases where actual allegations have been received," he said. . Also under investigation, according to DeAngelis, are more than 700 cases of fraud where banks were bilked of more than $100,000. DeAngelis said that there are four areas in banks where crime could occur: the teller, the clerk-auditor, the officer-director, and the customer. Where the customer is the crime can range from robbery to presenting false financial statements or using phony or stolen collateral to obtain a loan. "When dealing with a robber, be as cordial as possible - remember he is probably more scared than £ould be a special stack of bills where the serial numbers have been recor­ ded, or a dye or tear , gas packet disguised as money. "If we pick you up with a large amount of money, that does not prove a thing. But, if you've got a marked bill on "White collar crime is killing us" you are," DeAngelis "We don't recomi said, recommend getting gutsy." The average bank robber nets lea? than $3,000, he pointed out, and that is not mufch when compared to a lite ? "Second, try to set off the alarm," he said. DeAngelis said that most bank alarms are silent and will activate the cameras and notify the police. "Third, if your bank uses bait money, give him that." Bait money, he explained, you, we've got you cold," DeAngelis said. DeAngelis pointed out that the type of person who robs a bank these days has changed from "!he average tough guy to the average jerk." He pointed out that the FBI's solution rate in bank robbery cases is between 60 and 80 percent. Another problem that DeAngelis warned the bank employees about was check cashing. "For example, be careful when someone comes in with a welfare check and no identification and says, 'come on, it's only $100." he said. Check-cashing policies at different banks vary depending on how much an individual bank has been taken for, he said. DeAngelis also warned the employees to be very careful of split deposits. "Don't be afraid of hurting the customer's feelings," DeAngelis cautioned. DeAngelis told of an instance where a man came in with a $1,400 check. Most of the check was deposited and the rest was taken in cash. After a short while the man returned and without returning the deposit slip, said that he had wanted the entire amount in cash. "The teller did not want to hurt the man's feelings so she gave him $1,400 without getting the deposit slip back. By keeping the slip, he had proof of a deposit and no proof of a cash out," DeAngelis explained. "Split deposits are your most vulnerable situation," DeAngelis said. DeAngelis also cautioned bank employees to watch for people withdrawing large amounts of money in cash, citing the "bank examiner" scheme as one method used by professionals in bilking older people out of their life savings. Someone will call an older person, in most cases, because the elderly tend to be more trusting and they want to help the police. This caller will say that someone at ,the bank is suspected of over-drawing the account and pocketing the difference, and would the older person (the target) please help. The target would be met at the bank by one or more very official-looking men who cannot enter the bank because they "would tip off the suspected teller." The target would then be asked to withdraw a large sum of money, often their (Continued on page 18) FBI special agent Leo DeAngelis speaks to an audience of about 15 local banking employees concerning "white collar" crime and bank fraud. STAFF PHOTO-ANTHONY OLIVER SERVING THE CHAIN-O-LAKES REGION SINCE 1875 3toarb Winning iittospaper 1979-- Illinois Press Association Newspaper Contest VOLUME 104 NUMBER 31 WEDNESDAY, NOVEMBER 14, 1979 2 SECTIONS 30 PAGES 20' r book as pa imagination Gearing Up For Winter As winter draws ever closer, it is time once again to make sure all is in order. McHenry Department of Public Works employees are shown checking out and installing, where necessary, the equipment and the plows that the road crews will use to keep McHenry traffic moving this winter. The Public Works department has been working these past few weeks to make sure that all is ready and in proper working order. STAFF PHOTO-WAYNE GAYLORD Food Prices Go Up, Up, Up! "Collar Counties Short­ changed: RTA". That was a metropolitan newspaper headline Nov. 1. It was a long time coming, but we're finally being told what local residents predicted before it came into being and have been sure of since that time. According to the preliminary report, McHenry and the four other collar counties have paid more into the agency than they got back in service. For the 1979 fiscal year, which ended June 30, the agency ran up a $119 million deficit in Chicago but had surpluses in McHenry, Lake, DuPage and Kane. Cook county's deficit was a mere $8.6 million. McHenry county showed a $1.9 million revenue; $1.8 million gas tax revenues and had $1.7 in expenditures. There was a surplus of $192,000 - below the other, larger collar counties. And as frustrated motorists ponder how it all happened out here in the boondocks, against their better judgment, Rep. Cal Skinner, Jr., is still inviting them to display his ad­ monition to "Tell RTA where to go". > In the meantime, local drivers not taking public transportation are having their own difficulties near the corner of Elm and Front, all in the interest of bettering i conditions for the future. Anyone who drives in this location even occasionally knows that the goal is worth some temporary in­ convenience. But as work goes forth, we've heard more than a few questions asking how what they see happening fits into an im­ proved driver situation. One question pertains to the apparent narrowing of the highway in front of the First National bank. For west-bound traffic there will be two through lanes pf traffic, with the middle lane allowing a left turn on arrow as at present. The only change will be greater ease in turning. Another question con­ cerned the curbing at the southwest corner of the intersection. It has looked to some observers as though few more cars than at present will be able to turn south before east-bound traffic moves ahead. This is true, we are told. There will be two through lanes to the east, with a left turn to be allowed from the middle lane onto Front street north simultaneously with west-bound traffic turning south. Until now, the arrow has only given the latter permission to proceed and alleviate.the congestion by allowing six Or eight cars to be on their way. The new arrangement will ease the flow*of cars to the east. If all of this sounds (Continued on page 18) In the short run, food prices as of earlier this Fall at McHenry's three largest grocery stores have shown a 3 percent increase over July's prices for the same items. In the long run, however, the year is more than three-fourths complete and the most recent prices reflect a sizeable increase over January. The prices of 50 food and nonfood items commonly - purchased at the three stores were surveyed and their prices were recorded and averaged. Overall, if one of every item in the five categories-meats, breads, produce, milk products and miscellaneous-was pur­ chased, the total cost in September would be $67.94. In July, the cost would have beeq $65.71 and in January, $62.03. Since January, the overall increase in marketplace prices is 9.5 percent. Since July, the increase is 3 per­ cent. The highlight of the short run, is that both the meat and produce categories (Continued on page 18) A McHenry man and a Lake Villa man were killed in a head-on collision on Washington street in Grayslake and a Fox River Grove woman was found dead in a car on Mflftday^ Mark Vanderspool, 22, of 4901 Pyndale avenue, McHenry, and Gary E. Schumacher, 23, of Lake Villa, were pronounced dead at the scene by the assistant Lake county coroner, ac­ cording to Grayslake Police Chief Gordon Shattuck. Shattuck said that the van, driven by Vanderspool, was heading west on Washington street when Schumacher's eastbound car crossed into the west lane and struck the van head-on. A passenger in Van- derspool's van, Robert Schroeder of Ingleside, was transported to Condell Memorial hospital in Libertyville by the Grayslake Rescue squad. At approximately 7 :11 p.m. Monday night, the Sheriff's police investigated a car in a ditch and found the driver slumped over the wheel. The Fox River Grove Rescue squad took the driver to Good Shepherd hospital in Barrington where she was pronounced dead at 7:45 p.m. The victim was later identified as Ruth E. Jansen, 60, of Fox River Grove. The investigation into the cause of her death is continuing, according to the Sheriff's police. A three-car accident on Chapel Hill road near Fairview, left three peple with no tickets and one minor injury. Anthony J. Kurowski of 4506 Hickory Way, McHenry, said he was driving north on ChapekHilL toad ajwa- .thfi bridge and as he crested the bridge, he saw a car stopped in the road. Kurowski went on to say that he swerved to avoid the car and hit a guardrail. According to the accident report, Kurowski got out of his car and went over to the stopped vehicle as Kathryn C. Leal of 5108 Sandberg drive, McHenry, was getting out of her auto. While they were both standing in the southbound lane of Chapel Hill road, another car came over the bridge and struck Ms. Leal's - car in the rear. [ •t The driver of-that, auto, John W. Ready of 4608 N. Stafford lane, McHenry, told J police that he swerved < toward the southbound lane •- but saw two people standing there and swerved back and hit Ms. Leal's car. According to the report, Ms. Leal suffered a minor injury to her arm when she slipped and fell on the icy ' roadway. Observe "Smokeout" Amid plans to participate in the "Great Smokeout" scheduled this Thursday, Nov. 15, members of the McHenry county unit of the American (Lancer society elected officers and prepared for stepped-up informational efforts to help the public whip cancer. One of the first efforts is to inform citizens about the one-day effort this Thursday to encourage every person not to smoke for one day. Ed (Continued on page 18) Advance Deadlines For Holiday Issues Because of the Thanksgiving holiday Thursday, Nov. 22, deadlines for early publication of the two issues of the Plaindealer that week will be set ahead. General news and display advertising will be accepted until noon Friday, Nov. 16, for the first issue and noon Tuesday, Nov. 20, for the second issue. Classified advertising deadlines will be 4 p.m. those days. The first issue will be placed in the mails for local delivery Tuesday and the second for delivery, as usual, Friday on the holiday week. The office will be closed Thursday. Observe Book Week Authors In The Making Jennie Wisnlewsld Is Intent on writing hei Johnsburg, designed to "let the student's being observed Nov. 12 through 18. at a new program at Bush school, ike over". Children's Book week Is NANCY WELLS PHOTO Ernest Hemingway, F. Scott Fitzgerald, Thomas Wolfe, Brian Carlson, Rich Palmer and Beverly Hiller are names of published authors. The first three are considered literary geniuses and their works are read throughout the world. The second group also have written books which are read but within a more limited sphere. For their literary realm also happens to be their school - James. C. Bush. These three students, along with a large number of their classmates, who are in the second through fifth grades, have had the, enriching experience of writing stories and then seeing them published. Their publications are made available for other students to borrow from the Bush Learning center, just like any other library book. The person responsible for this creative student program is the Learning center teacher, Kathy Mullen. Three years ago, while attending a Children's Literature workshop, Ms. Mullen discovered other librarians offering in­ teresting and innovative outlets for students in the written genre. Shefelt that Bush should also have a literary program and thus developed her own unique enterprise termed "Home Made Books". Ms. Mullen began her student publication that spring as a cooperative effort with Linda McDowell, a third-grade teacher. Ms. McDowell asked her students if they would be interested in writing a book. Those who showed the desire were given a paper book jacket from an actual published book. The children were instructed not to read the book but to create a story from the title and the pic­ tures on the jacket. The reasoning behind this directive, Ms. Mullen ex­ plained, is that the most vital part of the book program is ; "to let the student's imagination take over." With creative juices flowing, the third graders completed their stories. And ~ Ms. Mullen's work then: began. Her publishing; process, as she refers to the ' labor involved, consisted of* putting cardboard under the book jackets to give them a t hard cover image and then' stapling the pages of the story to the book jacket. On this jacket, the teacher covered the original author's name with a piece of paper "inscribed with the new junior journalist. On the book's rear flap, she also included a / short biographical sketch ? and a photo, if one was;, available. Although Ms. Mullen; stresses the important of | (Continued on page 18) F.%- McHenry Man Dies In Crash