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Church Receives Members PAGE 21 • PLAINDEALER - FRIDAY. SEPTEMBER It, 1888 To Your Health A Service of McHenry Hospital Pictured are new members received into membership at Shepherd of the Hills Lutheran church, 404 N. Green Street, McHenry, Sunday. In the front row, left to right are John, Jennifer and Peggy Sherbert; Laura and Eric Mellum; Brian, David, Julie and Jeanne Diedrich; Jason and Jennifer Evenson; second row, Sharon Stangland, Merna Mellum, Diana Wilson, Cynthia Diedrich, Marie Lamont, Kim Smith and Diana Evenson; third row, Elton Mellum, David Wilson, Ronald Denson, Bill Lamont, Terry Smith and Anthony, Glenn Evenson and Pastor Schneider. Shepherd of the Hills Lutheran church, 404 N. Green street, McHenry, welcomed 24 new members into the fellowship of the congregation Sunday. Each of the families was in­ troduced to the congregation at the 10:30 a.m. worship service and came forward to the altar to receive a cer­ tificate of church mem­ bership from Pastor Roger Schneider. The new members formed a receiving line at the door of the church to be greeted by the congregation at the end of the worship service. A fellowship time followed the worship service to allow the new members to become acquainted with other members of the congregation. Included in the new members are the following: Cynthia Diedrich; Brian, Julie. David and Jeanne; Ronald Denson; Michael; Sharon Stangland; Bill and Marie Lamont; Terry and Kim Smith; Anthony; Elton and Merna Mellum; Laura and Eric; Diana and David Wilson; John and Peggy Sherbert; Jennifer; Glenn and Diana Evenson; Jason and Jennifer. By Marion Olsen Health Reporter Oh, for a good night's sleep. Cervantes suggested that it made kings and shepherds alike, because, of course, we all need sleep. Pity the poor man or woman who struggles through the day after a sleepless night. If you are one of them, you are not alone. According to the Food and Drug ad­ ministration, $25 million a year is spent on over-the- counter sleep aids and more millions are spent by some 8.5 million Americans who take prescription sleeping pills. Recently, some of these "sleeping potions" have been banned from the market or produced with warnings as to their use. This makes it imperative that other sleep remedies be found for the insomniacs of the world. Chronic sleeplessness, as we've said before, requires a physician's attention because it may have an organic basis. Some Harvard university studies indicate that when a sleep problem is not physically caused we must look to our lifestyles. Irregular times of going to bed and arising, night work, daytime naps, completely sedentary daytime ac­ tivities, overuse of caffeine or other stimulants and chronic abuse of tranquilizers, sleeping pills or alcohol are habits which contribute to or cause in­ somnia. Worry about insomnia is a compounding sidelight of the problem. Some people really don't require eight hours of sleep and may do well on five hours of sleep. Also, women seem to have more sleep problems than men, but they also often require less sleep as well. Taking a glass of warm milk at night has scientific reinforcement. Amino acids found in milk have proved to have a sedative effect. A high protein dinner (which also contains amino acids) followed by a warm glass of milk before retiring may be the answer for you. Coffee, tea and colas contain stimulating caffeine and should be avoided before bedtime. Smokers should note that nicotine, too. is a stimulant and may contribute to sleeplessness Alcohol is not the nightcap people often call it. It can be a stimulant, too. However, exercise may be the sleep aid you've been seeking. Physical exercise during the day will often aid your night's sleep. But physical exercise or mental stimulation before bedtime may interfere with falling asleep. For those who are | Senior Hot Line By Lt. Gov. Dave O'Neal People in financial need who are 65 or older, or needy people of any age who are blind or disabled (including children) may be eligible for monthly cash payments from the Federal Govern­ ment. The payments are called supplemental security income (SSI). Eligible persons get checks from the Federal Government every month. You may be eligible for payments if you have little or no regular cash income and don't own many assets that can be turned into cash. Q. Is SSI the same as Social Security? A. Even (hough the Social Security administration runs the program, supplemental security income is not the same as Social Security. Money for SSI payments comes from general funds of the U.S. Treasury. Social Security benefits are paid from contributions by workers, employers, and self-employed persons. There are no limits on the amount of money or property you can have and still get your Social Security benefits. Social Security funds are not used to make SSI payments. You can get both Social Security and SSI, if you are eligible for both. Q. I am partially blind. Would I qualify to receive SSI payments? A. To qualify because of blindness, a person must have central visual acuity of 20-200 or less in the better eye with the use of a corrective lens, or visual field restriction of 20 degrees or less. Q. I am partially disabled. Would I qualify? A. SSI payments for disability may be made if an individual is unable to engage in substantial gainful activity because of - a physical or mental im­ pairment which can be expected to result in death or which has lasted, or is ex­ pected to last, for 12 months or longer Q. How much would my payments be? A. The basic Federal payment can be as much as $238 per month to an in­ dividual, or $357 per month to a couple. Federal payments will go up automatically in the future to keep up with increases in the cost of living. Most eligible persons receive checks less than these maximum amounts. The amount of payment depends on assets and income. Q. How do I apply for SSI? A. If you believe you are eligible for SSI payments, you may apply at any Social Security office. When you apply you should bring along proof of age, your latest tax bill if you own real property other than your home, names of persons who help with your support, bank books, stock certificates and bonds, motor vehicle registration, proof of pen­ sions and annuities, and a copy of your most recent tax return if you are self- employed. If you are blind or disabled, you will need a list of doctor's offices, hospitals and clinics where you have been treated. Write Senior Action Centers at 160 N. LaSalle, Chicago, 60601, or 3 West Old Town Mall, Springfield 62701, with questions or comments about any state government agency or program. Call statewide loll free 800-252-6565. WITHOUT THAT »€ sunk Energy Our earth continuously re­ ceives 167,000 times more en­ ergy from the sun than is pres­ ently used by all the nations of the world. New in your neighborhood? And still searching for the grocery store ancj more closet space? It's my job to help you feel at home fast. As your WELCOME WAGON Hostess I can supply answers to your new neighborhood questions and bring a basket of gifts to delight your family. Hundreds of people like you in McHenry have called me. I hope you will. too. Judy Wallace 344-3498 LIMITED WALLPAPER SALE! $AVE 20% OVER 1100 PATTERNS To Choose From NOW TIL SATURDAY, SEPTEMBER 20th Our Usual Friendly Decorating Service Is Available SPECIAL on VINYL (PASTE THE WALL) WALLCOVERING PASTE GALLON in plastic container $550 with Wollpoper purchase... ONLY --THE WALLPAPER SHOP AT-- McNENRY PAINT • CLASS t WALLPAPER 3411 W. ELM 3S5-7353 ' PICTURE FRAMNK-ARTtST SUPPLIES-MIRRORS WATCH OUT: NO FRIDAY EVENINGS THIS SUMMER! A » Bciifiimin A. . Moored PAINTS STORE HOURS MON FRI 7 45 to 5 30 SAT 8 00 to 5:00 CLOSED SUNDAY THE GAS PUMP Manifold Leaks Loose manifold connec­ tions. intake manifold va­ cuum line leaks, carburetor flange leaks, loose manifold nuts or bad gaskets can upset the air/fuel ratio and result in rough idling and poor economv. The McHenry Plaindealer Newspaper Available At The Following Locations: •WHITE HEN PANTRY •MAYS DRUG •BELL LIQUORS •McHENRY WALGREEN •BOLGER'S DRUG STORE •BEN FRANKLIN •OSCO DRUGS •JEWEL •HORNSBY'S •HERMES ft CO. •LIQUOR MART •VILLAGE MART •JAR STORE •McHENRY HOSPITAL •J ft L GAS •LAKEVIEW •SUNNYSIDE FOOD •JOHNSBURG FOOD MART •ADAMS GROCERY •LITTLE STORE •FRED A IRENE'S TAP •McHENRY QUICK MART •SUNRISE GROCERY •STEINY TAP •McCULLOM LAKE GROC. •HILLTOP GROCERY •FOOD MART •BITS ft PIECES •NORTHWEST TRAIN MSgUM $400 MAIL-IN COUPON R«nt RINSENVAC Today...And get a coupon worth $4.00 off on your noxt rental I Look for the special mail-in certificate on our RINSENVAC display. Offer expires October 31, 1980. mm 4400 W. Rte. 120 McHenry, IL Take the tax bite out of /our interest. seriously handicapped by insomnia, a sleep clinic may be the answer. There, your physical and psychological well being will be tested and your sleep will be monitored to find what abnormalities are present. A list of sleep clinics is available from the Peter Bent Brigham Hospital Sleep Clinic, 721 Huntington Avenue, Boston, Mass., 02115. Are You . Over-Insured? Under-Insured? # Find Out, Free. Prudential's Dollar Guide service takes the guesswork out of life insurance. For a thorough insurance analysis, talk to someone from the Rock. Talk to: William Neumann C.L.U. Insurance WHISPERING POINT CENTER 43061 West Crystal Lake M. McHenry, IL 60050 344-5858 Pmdential Life-Health Auto Horw The Prudential Insurance Company ol America Corporate Office, Newark, New Jersey advantage of a Tax Deferred Annuity. A Tax Deferred Annuity (TDA) insures you lifetime income from the day you retire. But, it does a lot more. Be­ cause it's an annuity, and not a con­ ventional savings account, the ac­ cumulated earnings on money you pay-in is tax deferred until you retire. That means every dollar stays in your annuity, working for you at a high rate of return, instead of being chipped away by the IRS. How your money arows with a fax Deferred Annuity. YEARS The chart shows how a $10,000 deposit in a TDA compounds at a much faster rate than it would in a non-tax-deferred account (based on 9% 21/2 year Money Market Cer­ tificate rate with a 35% or 50% tax bracket.) And best of all, when it does come time for you to pay taxes on annuity money, you'll be retired and probably in a much lower tax bracket. It's a great idea that anyone can afford. You can start your TDA for as little as $100. And, there's no limit as to how much or how often you add to your annuity. The more/noney you pay-in, the greater your growth potential is. And, you have the security of up to $100,000 of FSUCpr FDIC insurance which applies to each account held by International General Insurance Company. It's a plan for now, as well as later. Once you establish a TDA, you don't just sit backhand let it grow, Your TDA cash value can be used as collat­ eral for loans from any lender. And you can even withdraw certain amounts of the premium from the TDA for cash, without incurring any tax liability. • 0 So take all the advantages of a Tax Deferred Annuity, today Tomorrow you'll wonder how you could have ever been that smart. ESLK mis Marengo Federal Savings and loan association MARENGO: 200 E. Grant Highway • 815/568-7258 • McHENRY: 4400 W. Route 120 • 815/344-1800 WOODSTOCK: 118 CMS Street • 815/338-2800 • WOODSTOCK DRIVE-UP: Route 47 and Calhoun Street • 815/338-7440 Underwritten By CRYSTAL LAKE: 550 Borloy Rd. on Rt. #14- 815/455-4300 international General InsuranceCompany Milwaukee, Wisconsin