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PAGE 1« - PLA IN HE ALER^WEDNESPA Y, ^AY2gJUjgL I Senior Hot Line By Lt. Gov. Dave O'Neal The two Senior Action centers operated through the office of Lieutenant Governor have received a number of inquiries about "Medicare supplement insurance policies," also know as "Medi-Gap" in­ surance. This week's column will answer some of those questions. Q.^What is a Medicare supplement insurance policy? A. It is an optional in­ surance policy, sold only by private insurance com­ panies, designed to pay some of the expenses not covered by the Medicare program. Q. I thought Medicare supplement policies were government sponsored. Isn't this true? A No These policies aren't sold or serviced by the state of Illinois or the federal government. Agents who claim to be from a govern­ mental agency should be reported to the State Legal Notice MAY 14,1981 VILLAGE OF LAKEMOOR COLLECTOR'S ANNUAL REPORT FISCAL YEAR MAY' 1,1980 TO APRIL 30,1981 438 - Vehicle Stickers 23 - Building Permits 1 - Sign Permit 7 - Well Permits 1 - Electrical Permit • 1 - Garage Permit 6 - Liquor Licenses 26 - Business Licenses Police Parking Tickets Cable T V. 5 - Motorcycle Licenses 8 - Garage Sales Municipal Dinner Refunds 3 - Insurance Refunds Election Refunds 2 - Municipal Conference Refunds Payroll Refund Department of Insurance. Q. I am 64 and will retire soon. How can I tell if I will need an insurance policy to supplement my Medicare? A, If you are covered by a group insurance plan, find out before you retire if this coverage can be continued or converted to Medicare supplement insurance. Group insurance is sometimes less expensive and often provides more coverage than insurance purchased by an individual. If you have Medicare but no other insurance, you have two choices. You can rely on Medicare for some costs and pay uncovered costs yourself, or you can purchase a Medicare supplement policy to pay some of the hospital and medical costs not covered by Medicare. You have to decide for yourself which route to go, based on the state of your health and ) your ability to pay the premiums. Q Will a supplemental policy cover all expenses not picked up by my Medicare? A. No. Just as Medicare does not pay for all medical expenses, so too do sup­ plemental policies exclude some expenses. According to the State Department of Insurance, some items often excluded from Medicare supplement policies are: private duty nursing, routine checkups, eye glasses, hearing aids, dental work, cosmetic surgery, custodial care in nursing homes, psychiatric care and self- administered drugs. Write Senior Action Centers at 160 N. LaSalle, Chicago 60601, or 3 W. Old Town Mall, Springfield, 62701, with questions or comments about any state government agency or program, or call statewide toll free 800-252-6565. Fayr Ordinance Copies Building Supply Sales Legal Reimbursements 2,496.00 1,130.00 10.00 175.00 25.00 12.00 4,500.00 520.00 225.00 191.41 50.00 40.00 176.90 1,776.70 155.00 50.00 100.00 2.00 300.00 495.00 REFUNDS: Telephone Road Repair Police Expense Printing Xerox TOTAL TOTAL DEPOSITED WITH < VILLAGE TREASURER „ 5.33 60.00 13.50 31.35 13.89 $12,554.58 12,544.58 Lola Narcoroti, Clerk, Village of Lakemoor (Pub. May 20,1981) No. 810249 through? NOT A BAD ACCIDENT - BUT THOSE NASTY LOOKING THINGS THAT PROFESSIONAL PAINTERS TRY TO KEEP FROM HAPPENING WITH EVERY JOB THEY DO! RU AN HIRE A PRO! Look in Your Local r Yellow Pages under Painting NORTHERN ILLINOIS PAINTING & DRYWALL INSTITUTE - call 312-742-4144 LIFE ON THE FARM-Petting a calf may be routine in the daily life of a rural child, hut for these city youngsters enrolled in the Joyful Noise Christian pre-school It Is a new experience enjoyed on a recent field trip. Mass Interpreted In Sign Language St. Elizabeth Ann Seton, a new Catholic parish in Crystal Lake, is now offering a mass once a month that is interpreted into sign language. All hard of hearing, hearing impaired and deaf individuals throughout the McHenry county area are welcome (regardless of one's religious faith). This Mass will always be offered on the last Sunday of each month. The next in­ terpreted Mass is May 31, at 11:15 a.m. All Masses are now being held in the auditorium of Crystal Lake South high school. The interpreter for this RECEIVE THIS SIGN FREE! When You Ploce Your GARAGE SALE Adv. With Us* i 1 All Garage Sale Adv Must De Pre-Paid in our office. THE MCHENRY PLAINDEALER THOSE UNWRNTED ITEMS INTO Mass is Darlene Filas, who may be reached at 459-1179 (voice only). The priest is Fr. Kulak, and he can be reached at 459-6223 (voice only). Doctor Talk By Harold B. Ligon, M.D. Warts are a common con­ dition of the skin. They occur as contagious benign tumors and vary from one sixteenth to one half inch in diameter. They are found most fre­ quently in children and young adults--and are gen­ erally uncommon in elderly people. In general, warts take on varied shapes and fall into several categories. There are common warts (verrucae vulgaris), rough surfaced,6 round or oval or irregular, firm, of varied colors-gray, tyellow or brown. They can occur anywhere, but they're more frequently found on the fingers, hand, elbows, knees, face, and scalp...or places mostly subject to trauma. Interestingly, one type of common wart is located any­ where on the bottom of the foot--or plantar surface. Naturally, We call this type a plantar wart. It's very pesky and difficult to eradicate, be­ cause it's so deeply im­ bedded into the sole of the foot by constant walking or standing pressure. People who've experienced plantar, warts can tell you how pain­ ful they can be! The head and neck area seems to be the place where varied types of warts occur. Filiform (long and narrow) warts are found on the eye­ lids, face, neck or lips. Flat warts occur in youths--most often on the face. "Cauli­ flower" warts occur most fre­ quently on the head, neck, scalp, and bearded area. There are also venereal warts. We'll talk about them later. The cure for warts is re­ moval. Recurrence is as high as 30%. They may be surgi­ cally cut off, frozen with three or four key leaders and organizers of the conservative Democrat Cau­ cus in the lower body of dessicated (burned off under local anesthesia). ECONOMIC FIGURES RELEASED Contracts for future construction of non­ residential buildings in Illinois show an upswing consistent with industry forecasts. According to the April Illinois economic Data Sheets total Illinois con­ tracts for future con­ struction were off by five percent in February com­ pared to one year ago, a significant improvement from the preceding month when the rate was off 32 percent. 3812 W. Elm Street McHenry. III. Start losing weight today Begin losing weight immediately with maximum-strength Super Odrinei re­ ducing tablets and Diet Plan It takes over where your will power leaves oil A government appointed panel of med­ ical and scientific experts has reviewed the clinical tests of the maximum- strength ingredient in Super Odrinei, and has termed it safe and effective for appetite control and weight loss Try Super Odrinei today lo lose water bloat an* pettiness, try (Mrtnll. Odrinil is the relief you want during the pre menstrual cycle It is a natural water pill and it too. is sold with a money-back guarantee Read and fol- i all package precautions carefully low ft AoMOflB m 9VfW l 1259 N. Graan St. M Drake Scholarship To Wendy Wohnrade Wendy Ann Wohnrade of 7216 Bull Valley road. McHenry, has been awarded the Margaret Fuller scholarship at Drake university. The Margaret Fuller scholarship is awarded to a student who is presently completing the junior year, having studied for at least one year at Drake univer­ sity; who has a good scholastic record and is in good standing with the university; and, who has shown initiative and promise in his or her career. Miss Wohnrade, a junior majoring in elementary education, was presented the award by the AU-University " Student Honor committee recently. a - A W!? v \ WfeyfW Fowter Agronomic Education Dm*:tor Almost half of the corn grain and silage harvested in the United States is used to feed livestock on or near the farm where grown. Cer­ tainly, farmers are con­ cerned to some degree with the protein level of their crops, because it is a measure of the amount of supplemental protein they will need to balance rations for the most efficient feeding of their animals. Both genetic and en­ vironmental differences will affect crude protein level of corn grain. Using "average" protein content in ration formulation can be costly because it is easy to either over - or under-estimate. For this reason, feeders should ascertain the protein content of grain before it is fed. Samples representing grain of different hybrids or of different fields should be analyzed separately. Cultural practices, especially nitrogen fertilizer rate, influence grain protein content. In a University of Nebraska experiment, percent crude protein of corn grain increased from 7 to 8.7 as nitrogen rate increased from zero to 160 pounds per acre Inadequate fer­ tilization can cut both protein content and yield. Don't skimp on nitrogen fertilizer if corn grain protein is of concern. Certain hybrids have been identified that .tend to have higher grain protein content than other hybrids grown under the same conditions. The actual level varies from year to year and location to location, but some hybrids "will consistently be higher. It is not unusual to establish differences of up to two percentage points between two popular hybrids. Is a difference of two percent in grain protein content important to a livestock feeder? It certainly is if he has to buy protein supplement to make up the difference. If 44 percent soybean meal is used as an example, the cost of apound of protein is calculated by dividing the cost of a ton of meal by 880 (that's the pounds of protein in a. ton of 44 percent meal). Thus, $250 for a ton of meal means each pound of protein costs 28.5 cents. Two percent of 56 pounds comes to slightly over one pound of protein per bushel If soybean meal is beinp purchased solely for protein content, the higher protein corn is worth 28 cents to 30 cents per bushel more. If 150 bushels of corn per acre are produced, the value of a two point difference in protein content would come to over $40 per acre. These values will differ with the price of supplement and yield level. Also, hog and poultry feeders have to be more concerned with amino acid balance and, in this case, corn protein and soybean protein are not equal. If grain of two hybrids grown under the same conditions differs in protein content, a little arithmetic with the cost of corn and protein supplement in the ration will demonstrate the costs of feeding the lower protein hybrid. This cost may or may not be made up by any differences in yield of the two hybrids. If a low protein hybrid outyields a high one, the simplest way to calculate the value (or cost) of the protein difference may be to figure the pounds of protein each produced per acre and value the difference by multiplying it by the cost of a pound of protein. Take Applications For MCHIA Scholarships The McHenry County Health Improvement association, an organization to promote better health among rural residents of McHenry county, has an­ nounced that it is now taking applications for their annual scholarship program. This year, two scholar­ ships will be awarded to McHenry county applicants. As in the past, a nurse scholarship will be offered to a high school graduate. This scholarship helps cover expenses for training in the profession of nursing for a girl or boy from McHenry county. Due to the many requests received last year, the McHenry County Health Improvement association scholarship committee, consisting of Mrs. Virginia Peacock, chairlady, Mrs. Margaret Hobe and Mrs Lucille Thurow, have added a new scholarship for per­ sons over the age of 35. This program will be for assistance in tuition payments in a variety of health related fields as well as a small amount to assist in covering day-to-day ex­ penses. For more information, call or visit the MCHIA office at 226 West Judd street. Woodstock, before June 5. BUDDY'S WORKSHOP Easy Patching for Hole In Plaster How do you repair a hole when it it completely through a platter wall? The sew patching material has aothlng to adhere to a ad Jut keeps droppiag down, I aside the wall. I thought of Jast puttiag tape across the hole aad coveriag it lightly with patch!ag material,, but there mast be a better way to accomplish a neater aad more permaaeat repair., You'll need quick drying plaster, heavy cardboard and a com­ mon nail. Cut a section of the cardboard so that it is only slightly larger than the shape of the hole. Punch a hole in the center .of the piece of cardboard and push the nail through this hole, pulling the head of the nail tight against the cardboard. Using the nail as a handle, slip the cardboard through the hole (at an angle), then pull it back to cover the hole. Hold it firmly against the hole while applying plaster across the front and around the edges. Do not release until the plaster has stiffened. Allow to dry before removing the nail and completing the patch. One word of caution: usual practice is to push the nail on through and let it fall down inside the wall before the final patch is completed. Do not use a four inch nail if there are three inches or leu between the plaster and inside wall. ************* ****** *******ff*ft«j**R**A**- AtUntUal Our Water's Edge Neighbors... OPEN HOUSE McHENRY STATK BANK'S Crystal lako Blacktop Facility May 21*22*23 Raglttor For Door Prlsot I i