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A PXV.K 16 - PLA1NDEALER • WEDNESDAY. JUNE 17.1M1 Flaindealer --* Editorial Opinion Dad's Influence it it was in 1910 that Mrs. John Bruce Dodd was the driving force in persuading America to celebrate Father's day. Since then the third Sunday in June has been observed. Each year on this day emphasis is placed on a closer father- child relationship as a means of building a better world. In today's permissive society, children are often freely allowed to do "their thing." The encouragement of this and uTthe media and on commercial TV. 'ty cry | Overlooked is the value of fatherly discipline in the home- and today's problems in society (including crime) indicate more authority, as that which stemmed from father's abdicated role, is desirable, if not necessary. That is vitally important to the proper development of children-the sympathetic guidance of "Dad," and in this connection it's good to remember Frank Chalev's words: "Character is largely caught, and the father and the home should be the great sources of character infection." Going Under Hie financial strain of borrowing money at excessive interest rates, raging inflation and uneven business conditions-a recession in some industries-are forcing many U.S. businesses to close their doors. One source (Dun and Bradstreet) reports that already this year about six thousand American businesses have folded-a 47 percent increase over the I960 rate of business failures. What is disturbing is the trend. In one week in May more than 434 U.S. businesses went under, the highest number for any week in 20 years. It's suspected that high interest rates, which traditionally hurt and which began to increase again in May after a long-awaited decline, was the straw that broke the back of manv businesses. The Reagan administration's official view is that the most recent news-prices are rising much slower-means interest rates are in a long-term downward trend. This, it is said, will prevent so many failures in the future. But for some who worked a lifetime building a business, the licies of the federal government in recent decades, which ht on today's inflation, rising costs and spotty economic growth, have done them in. They deserved better from the politicians in Washington. EOT Ha PLAINDEALER ^ Letter to the Editor Public Pulse (The Wtlndttlf invito* thm pvblk to utt this column os on expression of their views on lubfoctt of gonorol interest in our community. Our only request it that tho writofi give signature full address ond phone number Wo oik too. that ono individual not write on tho lomo subject moro thon onco o month. Wo reserve tho rlfht to doloto any motoriol which wo con si dor llbektos or In objectionable tost*.) THE NEW ZIP & 4 "Editor: "The Kansas City Star editorialized on the nine- digit ZIP code recently and to my mind hit the nail on the head. The paper said "It can give us a postal Service which runs better with lower losses and any individual who chooses not to use it (the expanded ZIP code) doesn't have to. So what's the big problem9' "It's my belief that an increasing number of Americans are coming to the same conclusion Because when you separate the fic­ tion from the fact, ZIP+4, as we call the new expanded ZIP code, makes a lot of sense. Let me just show you how little there is to the fears expressed about the country becoming 'digit dizzy' over ZIP + 4 "Fiction: People will be required to memorize nine digits - and that's im­ possible! "Fact: No one - repeat, no one - has to use ZIP •+ 4 It's just like your present ZIP fcode -- entirely voluntary. j\nd even if you choose to use the ZIP code add-on. no one 3would expect you to Remember all the ZIP codes you might use, any more ihan you can remember all Ihe telephone numbers you Jiow use. Most people keep •such often wanted numbers in an address book "Fiction: The new-fangled jnachines the Postal Service is buying might foul up the inail. * "Fact: The automated equipment that will be used Xo process ZIP + 4 is Currently used in foreign postal systems It's also used -in this country to process l>ank checks and credit card Accounts. It's a proven, reliable technology that is being applied by the Postal Service to process mail more quickly, efficiently and at less cost "Fiction: A recent study said the average person can't easily remember more than six or seven numbers in a series. This bodes ill for a system that depends upon a high rate of voluntary compliance for success. "Fact: Since you don't have to use ZIP + 4, you don't have to worry about memorizing the numbers, as I said earlier. However, if you did want to memorize them, you wonld only have to remember the four ad­ ditional digits, as most people already know their own five digit ZIP codes. The four new digits, separated from your present ZIP code by a hyphen, will indicate which street and block-face or building you live or work in You'll be informed of your individual ZIP code add-on at a future date, and hopefully, you will choose to use your own code in the return address of your correspondence. I repeat, however, this will be your choice to make The postal Service will also provide a toll-free national telephone line from which those who wish to obtain ZIP codes for others may receive them quickly and easily "Fiction: Isn't the cost of this program just going to push up the price of postage? "Fact: On the contrary. Automating the processing of letter mail (what we do with your letter between the time you mail it and we deliver it) is the key to further productivity and cost savings for the Postal Service. With about 85 cents of every dollar we spend going to labor-related costs, it is imperative that the Postal Service automate to help keep postal costs af­ fordable This will enable us to hold down postage rates. "Fiction: Wouldn't it be For Your Information • I Dear friends. v Lit* ahead for the graduating student was never mora promising nor challenging. In this technical ago, tho unskilled person Is lost. Suc­ cess depends on tho development of professional or tachlncal skills. Tho now generation must pray and work for peace, to safeguard the very existence of this world of ours. Your |oy will come in molding a better world for yourselves and for future generations. Sincerely, * PETER M JLSTEN FUnI&U* home McHENRY, ILLINOIS - M5-0043 Legislative Report from Rep Dick Klemm (R- 33) / Private Fundfi For Student l^>ans? Cuts in federal student aid programs have hit hardest at middle-income students - Many of these students are expected to lose all federal financial aid if legislation now before Congress is passed, as expected. But. at the same time federal subsidies for student loans will be reduced, the Illinois House has developed a new program that could provide private funds to replace the lost federal dollars The plan, which sailed out of the House on a 150-1 vote, would actually make financing low-interest loans profitable for private en­ terprise. House Bill 1438 creates the Illinois Higher Education Loan Authority. The Authority would enable individuals or corporations to buy tax-exempt bonds, which would in turn be used to finance a student loan program This will provide another option for students as they try to pay for a college education. But what makes this new program so unusual is that it will do something everyone said couldn't be done-enable businesses to make money by loaning money at low interest rates to students. Briefly, here's how the Higher Education Loan Authority would work. Universities, colleges and community colleges would apply to the Authority for permission to issue tax exempt bonds With the Authority's approval and guidance the schools would offer the bonds for sale in the private money market. Because the bonds carry a federal tax exemption, they will be attractive to in­ vestors. The exemption is on wise to back off and study the system further? It has been said you're rushing into this without sufficient thought of the consequences. "Fact: The Postal Service has been studying ways to get to automation since 1976 and has carefully planned for implementation of ZIP + 4 We heard these same complaints and fears about the ZIP code in 1963, but no real problems materialized. Today 97 percent of all first- class mail bears the code. That's the best testimony from the public and business *bf the value of the code, not only to achieve more ac­ curacy in mail sorting but to allow the Postal Service to become more efficient. ZIP + 4 simply builds on the proven system It will help us handle more mail by handling it less. "Postmaste^ LeRoy Smith" federal taxes, so the state will not lose tax money by selling the bonds. The money raised by selling the bonds will be returned to the colleges, which will then be able to loan the money to students and parents of students, who can't qualify for other federal student loans or grants. Many legislators were concerned about the loan program because of the poor record of default from past student loan programs. But, several safeguards will be built into this system. The loans will probably be arranged through a bank, with parents as co-signers, much as other personal loans are handled. In the past many students defaulted on loans because they knew the federal government was slow and lax about pursuing bad debts. That won't be the case with these funds Also, because most of the loans will go to students whose incomes are too high to qualify for other loan programs, they are con­ sidered a low-risk loan. Finally, a portion of the money raised by bond sales is set aside for default in­ surance. so the state will have some protection in the event a student does default. The program has already drawn support from the financial community. James J. Unland. director of Public Finance for the chicago investment banking firm of William Blair and company, helped create the plan and has called it a "classic example of a way to make private capital work for a Dublic purpose " "We've broken new ground in the field of public finan­ ce," Unland also said. The legislation approved by the House gives the state's okay to create the I,oan Authority, but does not get into specifics about loan » rates, maturity or the qualifications for obtaining a loan However, it's estimated that loans will have an interest rate of about 10 percent, which should be competitive with the 9 percent now charged for federal student loans. Tentative plans also call for the loans to mature in 10 to 15 years. If the program is approved by the Senate and signed by Gov. Thompson, it could fund up to $100 million in student-parent loans in its first year Both private and public colleges, as well as junior and community colleges could participate. So far. it's been hard to find anyone with anything bad to say about the loan program It's almost certain to pass the Senate, if they don't get bogged down by •P ARE YOU NEW IN The McHenry Area? Do You Know Someone New? WE WOULD LIKE TO EXTENO A ROYAL WELCOME TO EVERY NEWCOMER TO OUR AREA!!! CALL LORRAINE MONAHAN 385-5475 i Mm Kiiam ttm MIcw mmitut jr ROYAL WELCOME KNOW YOUR AKAJOYAl WELCOME OQES IT KST bills that stir more of a controversy^ Besjd^aUnland, the program was developed with the assistance of Dr William Ihlanfeldt. dean of Ad­ missions at Northwestern university. and Alban Weber, executive director of the Federation of In­ dependent Illinois colleges and universities. The program has earned the support of all the state's higher education groups. One of the most exciting prospects of these loans, I believe, is that they'll make use of private enterprise. So many people claim that private money will never be invested in public social programs, yet this loan program may be the first of many private-based public programs which does so. As the role of government in everyday life is reduced, it will be innovative programs such as this that will be needed to find new ways to find money for the public good. Love Tax Bulgarians, urged by govern­ ment planners to marry and have children to offset a low birthrate, are encouraged by extra taxes and premiums, Na­ tional Geographic says. Single people under 30 must pay an extra 5 percent income tax or 10 percent if still unmarried after reaching age 30, and mothers earn a $5 monthly premium for their first baby, $20 for the sec­ ond, and $50 for their third, plus earlier pensions. Legislators State Senators Jack Schaffer (R.) -33rd. 56 N. Williams St. Crystal Lake, 111., 60014 Phone: 455-0309 Springfield Phone: 217-782-6525 Karl Berning (R.) -32nd. 625 Deerfield Road Deerfield, 111., 60015 Phone: 312-945-3200 State Representatives Thomas J Hanahan (D.) 4801 W. Route 120 McHenry, 111., 60050 Phone. 385-3427 Springfield Phone: 217-782-6476 Dick Klemm (R.) 3 W. Crystal Lake Ave. Crystal Lake, 111., 60014 Phone: 455-6330 2045 Stratton Bldg Springfield, 111., 62706 Phone: 217-782-8000 Jill Zwick <R.) 205 West Main West Dundee, 111., 60118 Phone: 428-5727 Room 1128, Stratton Building Springfield. 111., 62706 Phone: 217-782-8179 U.S. Congressmen Lynn Martin (R.) 1318 E. State Street Rockford, 111., 61105 Phone: 800-892-0740 1303 N Richmond Rd. Room 1 McHenry. 111., 60050 Phone: 344-3939 1208 Longworth Bldg. Washington, D.C. Phone: 202-225-5676 Robert McClory (R.) 326 N Genesee St. Waukegan. 111., 60085 Phone: 312-336-4554 Donald E Deuster <R.) 32nd. 510 N Lake St. Mundelein, 111., 60060 Phone: 312-566-1972 Daniel M Pierce <D.) -32nd 580 Roger Williams Ave. Highland Park, 111., 60035 Phone: 312-433-2551 SERVICE LINE McHENRY CHAMBft OF COMMERCE FAMILY SERViqiS MSNTAL HEALTH CLINIC 3409 W. Waukegan Road McHenry 385-6400 TURNING POINT-DOMESTIC VIOLENCE STRESS LINE McHenry County 24 hours a day. 7 days a week Parents Anonymous meetings on Tuesday. Call 815-344-3944 STATE CHAMBER GOVERNMENT REGULATIONS HOTLINE 212JT22 5514 FEpERAL GOVERNMENT ENERVSERVICES ADMINISTRATION 202 755-8660 Hours 7:30 a.m. to 5:30 p.m. week days (Ever had a problem involving the federal government and not known where to call? And then been given the runaround or referrals by persons who meant well but didn't know how to help? Ten specialists available at this center.) NATIONAL RUN-AWAY SWITCHBOARD Illinois Phone 800 972 6004 (For confidential conversations on problems dealing with run­ away children.) MOVING HOTLINE Phone 800 424 9213 (Complaints about interstate moving by companies, buses or trains. Sponsored by Interstate Commerce commission) CONSUMER PRODUCT SAFETY COMMISSION Phone 800 638 2666 (For Questions or Complaints on products ranging from toys to ovens) NATIONAL HIGHWAY TRAFFIC SAFETY ADMINISTRATION Phone 800 424 9393 (Answers questions about automobile safety defects or whether a particular model has ever been recalled. Valuable for those interested in buying a used car.) ILLINOIS DEPARTMENT OF CHILDREN AND FAMILY SERVICES Child Abuse Center McHenry County (312)546-2150 CONSUMER PRODUCT SAFETY COMMISSION 800 638 2666 (Operates five national lines. Answers inquiries about or repor­ ting on the safety of products from kitchen appliances to children s toys.) NATIONAL SOLAR HEATING AND COOLING INFORMATION CENTER 800 523 2929 P.O.Box 1607 Rockville Md 20850 (Dispenses information on solar systems for heating and cooling to anyone from architects to home owners looking for a sun- powered hot water system) CONSUMER PROTECTION DIVISION 312 793 3580 Chicago III BIRTHRIGHT Pregnont? Need Help? Counseling Service. 385-2999. 24 hour Answering'Service YOUTH SERVICE BUREAU FOR McHENRY COUNTY 4719 W. Elm St. , McHenry Phone 344 3240 24 hour Crisis Intervention and Confidential Counseling for youth and families ILLINOIS STATE CHAMBER HOTLINE Phone 217-522-5514 Answer to questions on government regulations MENTAL HEALTH 1-B00-S92-S900 jCrisis Center Line lor McHenry Co. 24-Howr Emergency number and professional staff will answer your call. Sponsoring agancy McHenry County Comprehensive Mental Health Service System. Roll Call Report (Your Congressmen's, Vote)_ Washington--Here's how area members of Congress were recorded on major roll call votes after the Memorial day recess. HOUSE Jobs For Youth--By a vote of 309 for and 84 against, the House passed a bill (HR 3337) keeping the youth section of the Comprehensive Employment and Training Act (CETA) in operation through Sept. 30,1962. At that time, the entire CETA program will go off the books unless renewed by Congress , About 1.1 million youths between 14-19 have received CETA * jobs since the program was begun in 1977. The bill, sent to the Senate, carries a price tag of about $460 million. Supporter Augustus Hawkins, D-Calif.. said Congress "must not abandon the young people of this country" with youth joblessness running at 19 percent overall and 36 percent for minorities. No opponent spoke against the bill during debate. Members voting "yea" wanted to continue providing youth iobs under CETA through FY 1982. Reps. Robert McClory, R-13, and Lynn Martin, R-16, votea "nay." SENATE Housing--The Senate passed, 65 for and 24 against, a bill (S 1197) extending basic housing and community development programs through FY 1983 at a cost of $41 billion. The measure introduces bloc grants for state and local housing programs, authorizes 150,000 units of subsidized housing for the year beginning Oct. 1, penalizes cities that have rent control, and extends the Urban Development Action Grant (UDAG) program for two more years over administration objections. This Ocean Puzzle The oceans may turn out to be as complex as the atmosphere. Fronts have been found moving through the ocean depths. Great internal waves have been detect­ ed sweeping across the conti­ nental shelves. [lis marked the first approval by either house of any part of the administration plan to decentralize government by melding scores of rigid categorical grants into a handful of few-strings-attached olock grants to states and localities. The bill was sent to the House. Supporter Richard Lugar, R-Ind., called the bill a step toward "enhancing the quality of our communities ... ana compassionately yet realistically meeting the fundamental and immediate housing needs of the poor." Opponent Paul Tsongas, D-Mass., said it would "seriously undermine our community and economic development efforts...throughout the nation. It will target the low-income family and elderly housing tenants for severe economic hardship." Senators voting "yea" favored the Administration-blessed housing and community development bill. Sens. Alan Dixon, D. and Charles Percy, R, voted "yea." Block Grants--The Senate rejected, 37 for and 53 against, an amendment to continue federal controls over the way cities spend community development grants which fund a variety of urban programs. This was an effort to repudiate the administration's plan to award community development money with essentially no strings attached. Cities, for example, no longer would have to file detailed applications and satisfy HUD guidelines such as those for housing low and middle-income citizens. The vote came during debate on S 1197 (see preceding vote) which, as passed by the Senate, embraced the Administration plan. Supporter William Proxmire, D-Wis., warned that without accountability to Washington, communities would disregard national urban objectives, and he said that "tighter, not weaker" discipline should accompany the federal outlays. Opponent Richard Lugar, R-Ind., said "we can trust some of these local government officials (and) get more for our dollars, more for our poor and the minorities, more in housing if we remove some of the strings." Senators voting "nay" favored delivering basic urban development outlays by block grants funded through state capitals to localities. Dixon voted "yea." Percy voted "nay." ^ Ser^icc pro Jessio n al Dirc cto^y EAR. R WALSH 4 JACK WMSH INS ?ir« Ayto lit* r«,»fltln| fff I lASIf COMPANIH 4410 W St* l]0 MS )MO DENNIS CONWAY AUTOUFI IKH State Fan Im Co. JllfW llm III MS fill JAMES M MclNTEE. LAWYER AVAIlAftU YO MACTICf IN: Personal Injury Trials iuslnass Corporations Wills Froboto Oivorce-ffeelKsteto WorWmon • Compensation 3434 W llm Street McHenry Illinois for appointment phone: 39S 2440 Farm Equipment (icorgc I*. Frcund. Inc. Cote - New Holland 4I02W Cr yital loKe Rd McHenry Bus. 385-0420 Res. 385-0227 n unumionu IMS Richmond M.-McManqr f»« •>amln*4-Co«r«rt L»m GtMMtHttcd Men. Tim.. Tfcun Frl. 4-4pm ?«•».. Tttwrt. Fri. Mpn t. MO pm Pfcon* MS-4111 or MS IM2 McHENRY COUNTY OFFICE MACHINES tAlfl IfSVICI • WNT All MUx IK M M Fr«4*f HI « M *1 Grant It Ctf«Mll«k4 nw««4M im II Piys To Advertise In The Plaindealer. II R E L IT RADIAL TIRES FOR ALL CARS Europa Motors, Inc 2318 Rte 120 815 385 0700 OhmiM MM O W our quick quick Action copy center FINEST QUALITY COPIES MADE ON XEROX EQUIPMINT See us. also, for every kind of Printing Needl 315-7400 3909 W. MAIN A TRAILERS HORSI tCATfli TRAUCRS DUMP fUTBEOS CAR HAULERS TRAILER HITCHES (EXPfRT INSINUATION) RUNNING BOARDS BRAOiN WINCHES ADAMS ENTERPRISES 3017 W Rf* 170 McHenry It BIS 3BS StFO