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PAGE 4 - PLAINDK ALKK - WEDNESDAY. AtCl ST 26,1981 Past 65 by Carl Eiblet Jr. Q, "In your column about retirement locales you stated that your personal preference was in the nor­ thwest. However, you stated that because of what you do for a living, you probably will never go there to live. It sounds odd for a retired person to say 'What I do for a living.' It is very confusing." - Edith C. A - What I do for a living is work. I am not retired now, and I never expect not to work no matter how old I become, unless I am in­ capacitated. There are three kinds of people past 65: those who retire and love every minute of it after a long life of work, those who are unhappily forced out of their work by mandatory retirement, and those who don't retire and prefer it that way To some, retirement is paradise To some, retirement is purgatory To others, retirement is death My pleasure in life is to pursue many projects. Besides writing this column and handling letters from readers with problems, I am rewriting and editing two other columns written by others for the syndicate that distributes mine, and I am writing my fifth book. I am happy to help my readers, ana I am happy to write I might retire from my present work if my book is a hit, but I would then at once take up something else, such as running a general store at a four-corners location near a wilderness, or teaching young people to write, or counting the money that pours in from the best seller Not many authors make a living from books The few who do, those who make small fortunes, are rare exceptions I'm not one of them. My books have each come out like an oil well that comes in and pumps only 25 barrels a day; not enough to get rich, but too good to shut down. Man was made to work; not as a drudge, but in something interesting and productive; unless he knows what to do to be happy when he retires. Q - "My first husband died 16 years ago and left me comfortably fixed and secure with the knowledge that I could draw on his Social Security account when I reached 65. But I got so lonely that I remarried three years ago. Now I find that my new husband has not paid into SS in a long time. He said he never planned on receiving SS because he didn't work enough to pay in enough for it. He plans on going on welfare. What are we going to do? "I am totally disabled with a bad heart, diabetes, and arthritis. I can't work. I worked all my life before this. I was raised on a farm. My new husband didn't file a tax return. He plans to leave me, but I cling to him out of fear for the future. For this man I sold my nice home and let him put all the money in two acres that can't support us. He cancelled my in­ surance. He takes care of all the finances and I feel like a from SS. Is this true? What can I do?" - Esther W. A - Esther can ask her daughter to take her to the Social Security office and inquire about the possibility of disability benefits. She can also contact the county office on aging in the county seat, where they may be able to advise her. Her daughter can take her to a lawyer who ' can tell her what her rights are. If she lives in a com­ munity property state, she may have certain rights that she has been denied. She has a daughter. The daughter is there. "The daughter can help. Q. - "I enjoy reading your answers to the interesting questions you get from us readers Your answer to the reader who has arthritis and who has trouble opening doors, is right up my alley. How about swinging doors? I remember as a girl we had a wonderful door from the kitchen to the dining room. It swung when we pushed it - with our hands or elbows and with our shoulders when our hands were carryingdishes. Right here in my home now we have half-sized swinging doors." - Mary F. A - A sensible idea for arthritics Swinging doors can be insalled in other areas also. They can be half doors or full-sized doors that can be fastened shut when The McHenry Plaindealer prisoner "My daughter believes I can draw total disability Newspaper Available At The Following Locations •WHITE HEN PANTRY ® J * L GAS •BELL LIQUORS •LAKEVIEW •McHENRY DRUG •BULGERS DRUGSTORE •BEN FRANKLIN •OSCO DRUGS •JEWEL •HORNSBY'S •HERMES ft CO •LIQUOR MART •VILLAGE MART SUNNYSIDE FOOD JO H N S B U R G F O O D M A K I •ADAMS GROCERY •LITTLE STORE •FRED ft IRENE S TAP •HANDY PANTRY SUNRISE GROCERY •STEINY TAP •McCULLOM LAKE GROC. Ok, SAUY FROfi - 344-3760 1406 N. Riverside Drive THANK YOU McHINRY! IN APPRECIATION OF YOUR CONTINUED PATRONAGE WE ARE SCHEDULING A. FIGHT INFLATION NITE! SAT., AUG. 29TH FROG TIME" 8PM-12 MIDNIGHT (EXCEPT BOTTLE BEER AND WINE) •J ft R STORE McHENRY HOSPITAL •FOOD MAKl HILLTOP GROCERY NORTHWEST TRAIN BITS £ PIECES desired A carpenter can install a swinging door bet­ ween kitchen and dining room for a relatively small sum. Q - I am past 65 and have an only child over 30. Most of my savings are in joint accounts with her and certificates. My concern is with inheritance taxes for her when I die. Will my child have to pay taxes only on my half of the savings? How much can she expect as exemption on such taxes?' Does she have to pay taxes on inherited property? Is there any way to transfer funds and property and avoid payment of inheritance taxes?" - Ruth V. • ' * A - The limit that can be inherited with freedom from paying federal inheritance tax is $175,000. Ruth needs to consult - a lawyer. The questions of estate taxes, joint accounts, and gifts and transfers of property are too complex to attempt to figure out herself. 0 A good, reputable lawyer can set the whole thing straight. But she mustn't plan on letting the lawyer administer the estate. Her daughter could be her own executrix if a will is drawn up that will have her handle it. Q - "You misinterpreted my request for information on the medi-gap service. If you had been more receptive to my phone call and not been so abrupt I would have explained it to you in detail. My only reason for wanting the address was to discuss with them their basic operations of business and how they reach people in need of help in filing claims. I am endeavoring to offer similar services." - Jo C. A - I am sorry if Jo thought I was not receptive, but I dislike anything to do with the outfit she called me about. I am not certain that it is a good thing. 1 do not reveal identities and-or addresses except in rare cases where I am positive the information will help someone in great need of help, not for launching a new business. I do not like to receive phone calls that ask questions on insurance matters. A phone call puts me at a disadvantage because I am not certain who is calling me and I have not the time to listen to requests for help in something I may not credit as worthy, especially if the request is detailed. I answer all letters, either in this column or direct, if possible. I am not a very abrupt or unreceptive guy. I just can't be expected to be pleased to give out information on something I don't believe in. Sorry, Jo. Write to Carl Riblet Jr., at Box 40757, Ariz., 85717 with self-addressed, stamped envelope if you have a specific question on a problem of aging. All letters are answered, either ir this column or direct, if possible. No identities will be revealed. • * * * It's surprising how much work our friends think we can, and should do. Tenth Nurse Refresher Course At Hospital Monday, Sept. 14, marks the opening of the tenth nurse refresher program sponsored by McHenry hospital Designed to bring back into practice nurses who have been away from nftrsing for a minimum of five years, the 11-week course will run through Nov. 25. The program offers nurses the* opportunity to par­ ticipate in classroom and clincial activities, thus renewing the knowledge and skills necessary to continue in *heir profession. Im­ portant aspects of the course include rotations through the medical-surgical units, obstetrics, ICU, ER, recovery room, and surgery. Further experience is provided in the radiology, respiratory therapy, treatment room, and physical therapy depart­ ments. There is no charge for the course, which has proven consistently successful in bringing nurses back to nursing Interested persons may direct inquiries about the program to Cindy Amore, RN, BSN, McHenry hospital, 3526 West Waukegan road, or by calling 385-2200, extension 708. OPEN FOR LUNCH & DINNER TUESDAY THRU SUNDAY. CHOOSE FROM OUR FINE REGULAR MENU OR ANY OF CNEF K.K.'s DAILY & LUNCHEON DINNER SPECIALS! I SUNDAY BRUNCH (10-2) FRIDAY FISH FRY LAKE PERCH. SMELT or SCROD SOUP & SALAD BAR ALL YOU CAN EAT! CHAPEL HILL COUNTRY CLUB 2500 N. CHAPEL RD. McHENRY 38S 0333 Your Week Ahead Horoscope Forecast Period: 8^30 -9/5/81 ARIFS Prese rv ing some of the p len t i fu l p roduce Mar. 21-Apr. 19 pays ° f f handsomely in the win te r months lo come. I t ' s tun too . TAl'RUS Sent imenta l f ee l ings a re pa in iu l ly swee t a s a Apr. 20-May 20 summer romance comes to a c lose . I t ' s t ime fo r new exper iences . GEMINI Keep your f ine ly tuned nervous sys tem under Mav 21-June 20 con t ro l . Domes t i c t r anqu i l i ty su f fe r s when you lose your coo l . CANCER An o lder member o f the fami ly needs t r ans - June 21-July 22 por ta t ion and voO a re a l ike ly cand ida te fo r the job o f chauf feur . I.EO Tend to f inanc ia l ma t te r s . Give some thought July 23-Aug. 22 to ways o f b r ing ing home add i t iona l income. Don ' t be g reedy . VIRGO Abrupt ac t ions on your pa r t keep assoc ia tes Aug. 23-Sept. 22 m a quandry as to wha t you expec t o f LIBRA One who i s exper ienc ing ha rdsh ip ca l l s on Sept. 23-Oct. 22 you fo r gu idance . Lend a hand but don ' t ge t in loo deep . SCORPIO An over ly c r i t i ca l a t t i tude dur ing an organ- Oct. 23-No*. 21 i za t iona l mee t ing may ge t \ ou r igh t up f ron t runn ing th ings . SAGITTARIUS Nov. 22-I)ec. 21 CAPRICORN Dec. 22-Jan. W AQUARIUS Jan.20-Feb. 18 PISCES Feb. 19-Mar. 20 IMcltBltKY'S ECONOMY WISE NATIONALLY ADVERTISED BRAND 5 YR. WARRANTY BEDDING pVrr. x TWIN SIZE Mattress & Box Spring REG. $219 95 NOW s12995 FDLL SIZE Mattress & Box Spring RFG. $289.95 NOW $179«s QUEEN SIZE Mattress & Box Spring REG. $329 95 NOW s20995 ALL BEDDING ON SALE Hard work and d i l igence to du ty enhance ca ree r oppor tun i ty and br ing a more secure foo tho ld on the success l adder . Contac t wi th one f rom a d i s tance resu l t s in a s t reng then ing o f cu l tu ra l and re l ig ious v iew­ po in t s . Lega l ma t te r s come up fo r rev iew. Ge t records in o rder--upda te your wi l l--clean ou t the f i l e s . Con t rac tua l mat te r s a re emphas ized . You shou ld have no prob lem convinc ing o the rs o f how r igh t you a re . Death h JOSEPH HENNESSY Joseph D. Hennessy, 1716 N Sunset avenue, Lakeland Park, McHenry, died Monday, Aug. 24, at McHenry hospital He was 76 years old, born in Chicago Dec 6,1904, the son of Daniel and Katherine (Holleran) Hennessy. • Mr. Hennessy, a retired truck driver, lived in McHenry about eight years, having come from Chicago. He was preceded in death by his wife Clara (Brusso) on May 3, 1981. Several nieces and nephews survive. A funeral Mass will be conducted Thursday, II a.m., at the Church of St. Mary of the Assumption, McHenry, with burial in the church cemetery. Visitation will be held Wednesday from 4 to 9 p.m. at the Peter M. Justen & Son funeral home. 3 PC. BEDROOM SET WITH TWO MIRRORS REG. $1395.00 899 1 4111 W.RIL 121 NdENTY, HLMOtS iftM ftUfKIKIU (AU PICTUK1S SIMILAR) m < TOTAL HARDWARE ROUND 7 PC DINETTE SET Sol id wood maple pine table s ix choirs, two leaves 95 VALUE $630 L CONTEMPORARY » AND UP up house paint at a $10 savings! SOFA & LOVESEAT VALUE $1195 *19*? Mm Gallons Dazzling one coal white in a large 2 gallon bucket Easy latex application nonfading finish for year m year out beauty and protection A fantastic buy1 (528 8022 Regularly $29 99 WUTMf A WHlTt f The "Pick" of the House Paints! ONE COAT "PERSONAL PRIDE" ...Pick from 32 One Coat Colors LARGE SELECTION TADLE LAMPS r Finest quality" For people who take special pride in the appearance and care of their property Rich low lustre finish resists stammg keeps its freshly painted look year after year (warranted 8 year durability') Fof a paint tob you can be prowd of. apply Personal Pride' (532-6210) YOU ALWAYS GET WHAT YOU PAY FOR! Buy One At Our REGULAR LOW PRICE RECEIVE 2nd Regularly $1 5.99 - Save $4 gallon * S*jr. Dw*«tor>» FINE QUALITY FURNITURE AT COMPETITIVE PRICES Better Quality Master Craft OOEEN SIZE SLEEPER K4492M Vf LATEX HOUSE PAINT $|0S TOO Durable Flat White Reg. $13.99 Master Craft Colors -- $11.99 Acrylic Rat Latex House Pain* EARLY AMERICAN SOFA & LOVESEAT water level HI RC UION This handsome looking flat finish is ideal toi a variety of exteriors wood, brick masonry asphalt, shingles and asbestos siding Tough durable, weather resistant! Available in 10O's of decorator colors (531-6112-. 531 6104 61381 RETAIL $1295 VALUE Nf f - -- $699.00 s Filter Flo WATERBEDS traps lint DINETTE SET NOW IN STOCK NEW LINE OF PICTURES! Soft Touch Sale! Formica top • 7 p iece Naugahyde Set Save $3.80 on our Best Decorator Finishes Value $299.00 LATEX FLAT ENAMEL o-ft. Aluminum STEHLAD0ER $aa Lightweight Heavy duty' Soft and elegant looking, yet scrubs like enamel - ideal for entertaining rooms in an active family home Use it on both wails and woodwork (550-6001 6019) ALL SOLID OAK ROOM SET by AMERICAN DREW u L approved Flat steps fo- easy standing I589 20621 Reg $14 99 MASWNG TAPE r2495 LATEX SEMI GLOSS To mask trim and window glass fo< smooth fast painting (581 1823) A sup«r lough, one coat £ Suggested Price $3500 decorator finish you can scrub and scrub -- recommended tor kitchen, bath and other areas wtuch require frequent cleaning Reg (54M013 6021) $15 99 Th» Store That Car** To Sa*o You Money" Decorator Pieces Home sttoGoast ENDS AUG. 30 . J . . . > \ -T? ' • fW y . ~~ McHENRY MARKET PLACE 385-6655 CAREY APPUANC QUALITY BUILT FILTER-FLO WWA5600B Standard capacity and two wash cycles! Two cycles--regular and per­ manent press. This single speed washer offers three water level selections to let ^ you match water level to load size. Three wash/rinse tem­ perature combinations with energy saving cold water selections. An activated soak cycle and Filter-Flo" system that helps trap lint and help you get the washing results you want. Famous GE quality MOM S399'S 0* h •• 1# ONLY WITH TRADE "SERVING THE McHENRY AREA FOR OVER 50 YEARS" * CAREY APPLIANCE SALES t SERVICE 3S5-5500 1241 N. Green McHenry