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PAGE 20 • PLAINDEALER - FRIDAY, AUGUST 28.1181 tv If THE ALL SAVERS CERTIFICATE (And The Accompanying Repurchase Agreements) MAY BE HARMFUL TO DON'T BE MISLED* DON'T COMMIT FUNDS IN ADVANCE UNTIL YOU DETERMINE IF THE ALL SAVERS CERTIFICATE IS FOR YOU! The ALL SAVERS CERTIFICATE is part of President Reagan's Tax Program. All insured financial institutions will • be permitted to offer these tax free insured savings certificates as of Oc­ tober 1,1981. *Many financial institutions in­ cluding the McHENRY STATE BANK are offering Repurchase Agreements at very attractive rates. There are several questions that, should be answered before you commit funds in advance: 1) What is your income tax bracket? 2) How much, if any, tax free income should you earn? 3) Will this r be subject to state income tax? 4) What is the' rate of return going to be October 1st? 5) What is the penalty for early withdrawal? Each depositor should have these answers and more! Some of the questions cannot be answered now but we will be happy to try and answer your questions and if the "ALL SAVERS CERTIFICATE and a REPO" is-ior you -- McHENRY STATE BANK will issue a repurchase agreement to you at competitive rates. We invite you to stop in and talk about it before you act! "Serving The McHenry Community Since 1906" McHENRY STATE BANK MEMBER FDIC McHonry Main Building: 3510 W. Elm St. Carey Building: Richmond Rd. at Pearl St. Weber Building: Crystal Lake Rd. and Lillian St. 385-1040 *Yes, we will issue a REPURCHASE AGREEMENT at top rates and an ALL SAVERS CERTIFICATE to you. . . IF it is GOOD for YOUR Financial Health. .