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PAGE 18 - PLAINDEALER - TUESDAY. NOVEMBER 24, lt81 Past 65 by Carl Riblet Jr. Q. "One year ago I received a divorce. My wife was awarded everything I had and I was ordered to pay alimony. I did not pay it and was taken into court on charges of contempt of court. The judge ordered me to pay up and said that if I didn't, he would order my Social Security benefits garnished. My ex-wife makes a very good income while I have only my SS and income from part-time jobs. Can a judge garnish a SS account for alimony where no children are involved?" - John L. A.Yes. Although Social Security benefits generally are not subject to levy, assignment, garnishment or attachment, in certain restricted circumstances a court can garnish them. Those circumstances are: 1) OUR BIG DIAMOND DRAWING IS NEVER ON SUNDAY Coupon says December 27th Diamond Drawing is really ON SATURDAY DECEMBER 26TH Be a Lucky Winner! Q%>§an i 1 2 1 2 N G R E E N S T M C H E N R Y . I L 6 0 0 5 0 0 1 5 - 3 8 5 - 6 0 7 0 Mon-Fri 9:00-8:00 Saturday 9:00-5:00 Closed Sundays the collection of delinquent federal taxes, 2) child support, 3) alimony. John will have to pay up. In some states the judge sends the delinquent to jail until he pays. John may want to consult a lawyer to learn whether he can take action to have the alimony provision reviewed by the court." Q. "I got married again after being divorced. My first wife gets half of my Social Security monthly amount. Will my second wife who I married last week get the same benefit when she reaches the SS retirement age? She says she is entitled to it. Will that affect my check in any way? Will it affect my first wife's benefit from my SS?" Pierre V. A. The second wife also qualifies for the wife's benefit when she reaches retirement age. It will not cut into Pierre's check and his first wife will continue to receive her SS benefit. I discovered a provocative point in checking out Pierre's question. Social Security headquarters in­ formed me that it is possible for one retired worker on Social Security to have as many as three or four, even five ex-wives receiving a wife's benefit-or half the ex- husband's monthly benefit. Here's how it could work out: -i A man married at 20, gets a divorce, and remarries at 30, divorces and remarries at 40, divorces and remarries at 50 and does it again at age 60. If he retires at age 65 and divorces once again at 70, he would then have five former wives who each would draw a monthly check of 5 percent of his retirement benefit. It is assumed, of course, in this example, that each of the women has reached the required age. So, if he were receiving a monthly check from SS for, say, $500., the SS would be paying out every month to him and his five ex-wives, a total of $1,700. The idea fairly boggles the mind, doesn't it? Q. "The letter about "The Spanish Fandango" in­ terested me very much. My father also played it on his guitar and he taught me to play a piece called 'Sebastian' which I still 'A Clippers Hairstyling Salon 5101 W. Elm St McHenry remember. I have forgotten 'The Spanish Fandango'. If the lady from Wisconsin ever gets the music I would gladly help share the cost to have a copy. My father was born in Germany in 1872 and played for dances when he was young in Mandan, North Dakota." - Vera E. A. The answer to Vera's desire is not far away from her. She lives in Astoria, Ore. She can call or write Stanley Kilarr, at 1402 E. Main St., in Klamath Falls, Ore. He has the words and music to every composition anybody ever heard of and he will supply copies for a small sum. Q. "I read your column about the reactions of men and women to the death of their spouse. I agree that women adjust better, and it is a good thing, too, because more women than men have to face it and fewer have the opportunity for remarriage. I violently disagree, however, with your statement that your mother was never sad or lonely. If the truth were known, she was indeed sad and lonely. She just didn't choose to burden others in the family with her feelings. I find a strong suggestion of smugness in your statement." Mrs. C.J. A.-Mrs. C.J. didn't know my mother, who was gentle, but tough in the heart and could face anything. An hour before she died at 87, whe said to the nurse in at­ tendance, "I'm not doing so well, am I?" which goes to show that she faced facts and never fooled herself. Added to that great attribute was an inability to feel lonely even when she was alone. I'm that way, too. That's why I understood her. Q. - "I received your in­ surance information sheet and note that the insurance company in Dallas that I am insured with is not listed by you. Can you give me any information as to their reliability? The name of the company is " - Ruth H.D. A. - The company is not on the list because it is not reported as fitting the requirements to make the list. I cannot name or report on the unreliability of any insurance company. Every time I write an unkind word about insurance companies, they gang up on me with their tub-thumpers (publicity people) «hd lawyers. My advice on in­ surance is to beware, be cautious, and seek expert advice. Q. - "I have been married to my husband for 51 years. What we would like to figure out is why we have been happy together into the Social Security years when so many others are not. Can you give us a modern definition of marriage?" - Elizabeth and John H. A. - Marriage can be defined as a continuing test of character in a two-handed game of solitaire; something that makes two people one. The thing to figure out, however, is whith one? Q. - "My husband died last month. We didn't have any children, but I have a 10- year-old son from my first marriage. Can he get sur­ vivor's benefits on his stepfather's Social Security record?" - Marie J. A. - A stepchild may be eligible for monthly sur­ vivor's checks if he or she was the stepchild of the worker for at least nine months before his death. Marie should apply for survivor's benefits for her son at the nearest Social Security office. Write to Carl Riblet Jr. with self-addressed, stamped envelope at Box 40757, Tucson, Ariz. 85717 if you are seeking the answer to a specific question on the problems of aging. All let­ ters will be answered, if possible. No identities are revealed. Real Estate Facts | By Yvonne Beer, Executive Officer, McHenry County Board of Realtors (This is the first in a two- part series on how to choose a neighborhood.) When purchasing a home - selecting the right neigh­ borhood is as important as choosing the right home. Price and increases in market value affect the neighborhood in which the home is located. When viewed from this per­ spective, it is imperative that you as a home buyer get complete and accurate in­ formation concerning the neighborhood before you buy. Finding the right neigh­ borhood takes time and research. Basically there are six areas of inquiry which you should pursue. They inplude: property taxp&r^oning and building regulations, physical con­ dition, schools, community services, and travel time. Property taxes are probably the single expense many people take too lightly and sometimes forget en­ tirely when buying a home. Ask your realtor to supply information on the annual tax bill for each home you consider, as well as the date of the last tax assessment. As a house increases in value taxes usually increase also. The more established the neighborhood, the greater the number of community services, the higher the property taxes generally are as well. If you're considering a house in a new development, property taxes probably will increase as roads, schools and recreational facilities are added. Zoning and building regulations need special attention. Building regulations may mean that you cannot add onto your home. Areas in some residential neighborhoods may be zoned for com­ mercial or industrial sites. Check with your realtor about zoning restrictions and make certain that a fast-food restaurant cannot be built across the street from your new home. The physical condition of the neighborhood refers to the general quality of neigh­ borhood maintenance. Check for cluttered yards, rundown houses and poorly maintained streets. Ask about the number of rental houses and their proportion to those that are owner- occupied. Note if there is evidence of a rehabilitation effort in older neigh­ borhoods, a sign that home values may be increasing. Next time we'll discuss other areas a prospective home buyer should ask about before selecting a neigh­ borhood. - WHO KNOWS? 1. When was President Zachary Taylor born? 2. Admiral Byrd flew over the North Pole on what date? 3. Name the 17th presi­ dent of the United States. 4. Define the word "pusillanimous.," 5. Is the earth closest to the moon in winter or summer? 6. Who is credited with the discovery that the earth is round? 7. Name the first atomic- powered submarine. 8. Name the Republican Party's first presidential candidate. 9. Name the flower and stone for the month of November. Answers To Who Knows v 1. November 24, 1784. 2. November 29, 1929. 3. Andrew Jackson. 4. Timid, or cowardly. 5. In the winter. 6. Aristotle. 7. The Nautilus. 8. John Carles Fremont, of California. 9. The flower is the chrysanthemum and the stone is Topaz. GIFT TO YOU! 3401 W. ELM ST., McHENRY y 1 LITER (28 ounces) 6 PACK (12 oz. cans) ROYAL CROWN COLA ROYAL CROWN COLA nf With Each RIB ORDER With Each LARGE Tender and Meaty Ribs Cooked in our own Hickory Flavored Bar-B-Q Sauce Family Order, Serves Four PIZZA 344-0580 OFFER GOOD WED., NOV. 25, 1981 ONLY OPEN 11 AM-2 AM HOURS M-Th. 11 am-12 am Fri. & Sat. 11 am-2 am Sun. 4pm-11 pm STUCS PIZZA BBQ RIBS INTRODUCTORY OFFER: Single: 1-Slab $4.15 Double: 2-Slabs 8.00 Family: 4-Slabs 15.00 Serves 4 or more. FAMOVS MOTZA BEEFSl Health Department At Work One of the basic health service programs required by the Illinois Department of Public Health of a Certified Health department is a Communicable Disease program. The purpose of this program is to prevent and control communicable diseases by Public Health techniques which may in­ clude immunization, epidemiologic investigation, or isolation. As a part of this program, the McHenry County department holds monthly immunization clinics in the courthouse to prevent childhood com­ municable diseases. Last year it gave 5,122 im­ munizations to children from birth through high school. Additionally, it held four flu clinics for senior citizens at the local hospitals and im­ munized 588 residents. A part of this program includes investigation of venereal diseases. Last year 38 infected people were treated. 31 for gonorrhea and seven for syphilis. Ad­ ditionally, 171 people were referred to the Open Door clinic and counseled on symptoms, prevention and treatment of these diseases and followed up on contacts to the cases. Prophylactic medication was distributed to 58 rheumatic fever patients as prescribed by the physicians and supplied by the Illinois Department of Public Health. Also investigated were many cases of a variety of infectious diseases such as Shigellosis, Hepatitis A, Hepatitis B, Meningitis, Encephalitis, Rubella, Measles, Rocky Mountain Spotted Fever, enteric in­ fections, Chickenpox, Mumps, Strep Throat and Scarlet Fever. The purpose of these investigations is to determine the source of the infection as a means of preventing further spread of disease. Christmas is rapidly approaching and many have begun to do Christmas shopping. When selecting a toy for the small children on the shopping list, there are several things that should be kept in mind so the child can play with the toy without becoming hurt or hurting someone else. 1--Look for toys with smooth rc4nded edges to prevent the child from becoming cut by a sharp edge or poked with a corner. 2--Select dolls or stuffed animals that have eyes sewn on so they are not easily removed and swallowed. 3--Avoid stuffed animals that have sharp wires in the ears or tails since these wires often poke through the material and can poke a child. 4--Do not give a child a doll with sharp pointed pins in her hair. 5--Stay away from toys with small parts exposed or easy for a child to remove and swallow or insert into an ear or nostril. 6--Avoid toys which contain darts, arrows or other missiles that can be thrown or shot at someone. 7--Electrical toys should be avoided except for older children (toys with a heating element should not be given to a child under 8 years of age, some hobby kits, such as wood burning sets should not be given to children under 12 years of age). 8--Make sure electrically operated toys have electrical plugs with a safety shield. 9-- Never let your child play with an electric toy in the kitchen or bathroom. 10--Many toys have suggested minimum age recommendations, re­ member this is a minimum and all children of that age may not be mature enough to handle the toy. Christmas is a joyful season and by using some common sense in selecting toys to be given to children, the Christmas season and the days that follow can be made joyful and happy ones. Animal Rabies On Rise REVCO'S LIQUOR PRICES ARE WORTH GOBBLIN' ABOUT DISCOUNT DRUG CENTERS MILLER BEER 6 PACK-12 OZ. CANS REVCO'S LOW LOW PRICE $185 The number of cases of animal rabies in Illinois reached a record-breaking high this past week, when the total hit 526, two more than last year's all-time high of 524. The 526 animals confirmed as rabid are from 58 of the state's 102 counties. The great majority of the animals were skunks (431). Other totals are: 34 cattle; 18 cats; 14 dogs; 12 bats; six foxes; five raccoons; four horses; one badger; and one sheep. McHenry county has reported 13 cases, including 10 skunks, one fox, one cat and one cow. According to William L. Kempiners, director of the Illinois Department of Public Health, about 13 percent of the rabid animals were domestic (farm and pet) animals, as compared with 10 percent last year. "The increase in rabies in domestic animals means a greater risk of human ex­ posure to rabies," he said. Since Jan. 1, the state health department has provided rabies vaccine to 510 persons who were exposed to the disease. (This compares with 200-300 per year before 1980, and 403 last year.) Kempiners pointed out that rabies is not just a warm-weather problem. "We find rabid animals in Illinois at all times of the year, not just during the summer," he said. He urged that all Illinois residents make certain their pet cats and dogs, especially farm pets, have been immunized against rabies. There is no effective rabies vaccine for other types of animals. No cases of rabies in humans have occurred in Illinois since 1954. Courthouse Squares BEFORE GMNG OTHERS A PIECE OF YOUR MIMD, BE SURE YOU SFHRE IT R TELEPHONE E&J BRANDY Extra Smooth Liter • 80 Proof REVCO'S LOW, LOW PRICE $J29 JIM BEAM Kentucky's Best Liter • 80 Proof REVCO'S LOW, LOW PRICE *639 BACARDI RUM 750 ML • 80 Proof Light or Dark REVCO'S LOW* A LOW PRICE • ea. ZONIN LAMBRUSCO 750 ML • 9% Alcohol Product of Italy REVCO'S LOW / LOW PRICE •• CHATEAU LASALLE 750 ML • 12% Alcohol Sweet & Light REVCO'S LOW PRICE m TEN HIGH Liter • 80 Proof The Perfect Blend REVCO'S LOWT|1 LOW PRICE V McHenry • 4400 W. Elm • 385*1125 Formerly May's Drug FREE DRY SPREADING! Now thru February You're behind so let us help! Weather and time permitting all FS fertilizers will be applied at no extra charge this winter. See your FS Crops Man. q. McHENRY FS Marengo McHenry Elkhorn Woodstock Zenda Huntley Chemung •1