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PAGE 18 - PLAINDEALER - FRIDAY, DECEMBER 4,1981 Here And There In Business | Real Estate Facts I Beware Of Imposters. Honor Six For FS Service Six veteran employees with a combined total of 144 years of service were honored at the McHenry FS annual meeting at the Abbey in Fontana, Wis., Wed­ nesday evening, Dec. 2. Two men, Melvin Englebrecht and Danny Miller, both joined McHenry FS' predecessor company Kishwaukee Service com­ pany, in April, 1944. That company served farmers in DeKalb, McHenry and Boone counties with petroleum and other farm products. When McHenry county farmers formed their own cooperative under Farm Bureau auspices in 1945, Englebrecht and Miller had petroleum routes for the McHenry County Service company. Englebrecht has been in the Harvard area and Miller in the McHenry- Spring Grove areas throughout their years of service. McHenry FS subsequently ALEXANDER LUMBER CO. "BEST OF EVERYTHING FOR THE BUILDER ' FEATURING COMPLETE LINES OF: •OLYMPIC STAIN • BRAMMER CABINETS •ANDERSEN WINDOWS •PRE HUNG DOORS •NORD SPINDLES •JIM MARTIN PAINTS •LINCOLN WINDOWS •GAF SHINGLES •BUILDERS HARDWARE •PREFINISHED PANELING •CHAMBERLAIN GARAGE DOOR OPERATORS Phone 385-1424 909 N . FRONT ST . , McHENRY was formed in 1965 as a result of mergers. Others honored were Dick Nickels, Woodstock, who started July 15, 1959, and served as office manager until his retirment for health reasons in April, 1981; Irv Richardson, Marengo, April 1, 1961; Erhardt Kolberg, Marengo, Feb. 1, 1965; and Jerry Tonyan, McHenry, Jan. 25, 1971. Stanely Steagall, general manager, said, "There is an axiom that a man is known by the company he keeps, and an appropriate parallel is that a company is known by the employees it keeps." For a company to succeed, he said employees must be sincerely interested in the company's welfare and in the customers they serve. "To deserve the honor and respect of customers they must value honesty and integrity above all. These six men have fulfilled these exacting requirements," asserted Steagall, general manager of this farmer- owned company since 1958. Richardson worked in the department that installs and maintains heating equip­ ment. His son, Ron, has been working with him in the department and is taking FRESHLY CUT CHRISTMAS TREES "McHenry County's Finest" Plantation Grown*Sheared*Specimen Quality OVER 1000 TREES TO CHOOSE FROM! from Ontario - 5 ft. to 8 ft. CANADIAN BALSAM $4 per foot from Michigan - 5 ft. to 11 ft. DOUGLAS FIR $3 per foot 12 foot to 18 foot $5 per foot from Michigan - 5 ft. to 8 ft. SCOTCH PINE $250 Individually displayed on stakes for your personal inspection. per foot TREE STANDS To hold any size tree. Holds 2 'A gal. water. Built to last a lifetime. from $1250 to $4495 BOUGHS AVAILABLE Choose from Douglas Fir or White Pine in bundles. We will make a fresh cut on the base of any tree you select. FREE COLORADO BLUE SPRUCE With each tree purchase receive a coupon for a 12"-18" Colorado Blue Spruce available the first May weekend in 1982. Timber Creek Farms and Nurseries 12608 Charles Road 815/338-0200 Woodstock, IL Hours: Mon-Fri 9-9; Sat. & Sun. 9-6 Located on Route 47 at Charles Road, 2 miles north of Woodstock over its responsibilities. Tonyan worked in the warehouse' at Woodstock throughout his decade with McHenry FS. He farmed prior to his joining the company and today is partly retired on the farm that has been in his family for more than a century. (By Yvonqie 'NBeer, Executive Officer, McHenry County Board of Realtors). The McHenry County Board of Realtors responds to questions on the purchase of time-share resort condos and raw acreage. Q. My husband and I are interested in learning more about time-sharing. What can you tell us? A. The concept of selling off a resort in week-long slices started in the United States during the mid 1970s Gelwicks Named As Realtor Director DAVID GELWICKS David Gelwicks, broker- manager of Essex-Costello Real Estate in McHenry, was recently installed as a board of director of the McHenry County Board of Realtors. Gelwicks earned his degree in Psychology in 1964 from Taylor university, Upland, Ind., and with 10 years of Business-Personnel experience, he entered the real estate field. He has just completed a term as president of the Kiwanis club and is a member of the McHenry Economic Development Commission for the city of McHenry. Dave, his wife Sandy and their two children, Heidi, 10, and David, 7, reside in McHenry. oMcffEnry faint GLASS & WALLPAPER v W > V V 3411 W. Elm St., McHENRY (1% UKS. WEST OF FOX RIVER OH RT 121) PRESENTS ART DEMONSTRATIONS BY DON NEUBAUER SATURDAYS 1040 AM TO NOON PUBLIC INVITED THIS SATURDAY: PASTEL PORTRAIT "CLOWN' I" ANY REQUEST FOR DEMONSTRATION CALL: 385-7353 REGISTER FOR FREE CLASSES WITH ART SUPPLY PURCHASE! ! by Florida condominium builders. Today, all types of vacation properties are av­ ailable in time shares and in all parts of the United States and some foreign countries. Bascially, there are two types of time-sharing arrangements. One is an ownership contract, where you buy the specified property for a specific time each year and receive a deed and title. Under this arrangement the buyer can obtain title insurance, receive tax benefits of homeownership and call sell or rent the property for the time period purchased. The second type is a "right-to- use" contract that carries no ownership rights what­ soever. TTie buyer simply receives a week or more at a resort for a specified number of years, usually for 25-40 years. Rising hotel costs make the idea of locking in future vacations at today's prices appealing. There also is the advantage of building equity. As the buyer pays off the loan, he builds equity equal to the fraction of the unit he has purchased. In most time-shared purchases financing is handled like a home mortgage. There are many ad­ vantages to time-sharing. Consult your realtor for more details on the ad­ vantages of time sharing and what to watch for in pur­ chasing time-shares. Q. I've heard that land investment is risky. If I'm considering buying raw acreage, what should I consider? What are the tax advantages? A. Ask yourself what is the possible future use of the land. Which way is the population expanding? Is the land in an area where there is commercial or residential development nearby? Are freeways and other roads planned? Also ask about water, timber, mineral and grazing rights as well as zoning and easements. The principal tax consideration lies in the capital gains classification. For income tax purposes, this means you can be taxed at a lower rate for profit made after holding property for a certain minimum time. If you have any questions relating to real estate, send them to the McHenry County Board of Realtors at P.O. Box 192, Woodstock, 111., 60098. Questions of general interest will be answered in later columns., However, the McHenry County Board of Realtors cannot guarantee a response to all questions. • • • » Courtesy is so cheap that most people take no interest in it. A FORD 2600 TRACTOR AHNOUNCING... NEW DEALER IN FORD TRACTORS & IMPLEMENTS! ! Warning Of Nl-Gas Northern Illinois Gas (NI- Gas) has warned customers to be alert for persons posing as employees. Most service calls are made only at the cutomer's request. At times, however, utility employees may need admittance to obtain a meter reading, exchange a meter or turn service on or off during main construction. When this occurs, customers are encouraged to ask for caller's identification card to confirnDthe person is a NI-Gas representative. Each employee carries a card with a photo, name and signature. TTie company said employees never collect money from customers for service work performed. Any charges are included in regular bills. If the caller cannot be confirmed as a gas company employee, contact local authorities or nearest NI- Gas office listed in the telphone directory, the company advises. Carols For Commuters Eleven suburban high school choirs will enrich the holiday season by caroling for commuters in North Western station from Dec. 7 to 22. The high school groups will come from suburbs along the C&NW's three suburban lines. Singing will begin about 4:30 each day and Exhibits At Exposition Jet Concrete Forming Accessories, Inc. of McHenry has been con­ firmed as an exhibitor at the World of Concrete '82, an international exposition and conference on concrete construction and design, continue through the evening rush hour. In addition to the evening programs, the Wagner Chorale, a group of eight adults who dress in ap­ propriate costumes and wander through the terminal as they sing, will be per­ forming Saturday, Dec. 19 around the noon hour. next Jan. 18-22 in Georgia World Congress center, Atlanta. Over 400 exhibits and 45 half-day educational seminars are scheduled for contractors, developers, architects, engineers, concrete producers and distributors, government officials and manufacturers. Achievement Medal Awarded To Navy Man THOMAS DOWE Senior Chief Hull" Technician Thomas R. Dowe, now on leave in McHenry, has been awarded the Navy Achievement medal by the Secretary of the Navy. The award was made "for professioal achievement as Foam Generating Systems operations and maintenance course coordinator and senior instructor at the Fleet Training center, San Diego, Calif., from February to Dec. 13, 1980. The award referred to his "exceptional leadership and tehnical expertise". It also noted that "Dowe's positive attitude and untiring efforts while executing flis responsibilities with in­ novation, professionalism and devotion to duty were in keeping with the highest traditions of the United States Naval Service". Dowe, son of Genevieve Dowe of McHenry and the late Charles Dowe, com­ pleted 20 years of service to the Navy last October. He is based at the fleet training Iter in San Diego, Calif., whe^e^he teaches fire fighting. The young Navy man has a wife, Lilia, and two children, Tanya and Michelle. Professional Electrolysis Permanent Hair Removal 'for a more confident you" for free consultation Vivian McDowell 815/728-1051 5308 N. Ridgewav Ringwood, III. I Member A.E.A./E.A.I. ROSS FORD TRACTOR LOCATED IN McHENRY, ILLINOIS 1 801 RT. 120 (1 MILE EAST OF TOWN) 344-0822 Let it Snow. Let jt Snow. Let it Snow. A Western Snowplow will handle it. Designed and built to take on the worst winters, a Western snowplow turns your 4-wheel drive truck into a real money maker. This year, let it snow...you're ready with a dependable Western. See: ADAMS ENTERPRISES 3017 W. Route 120 • McHenry, IL 60050 815/385-5970 We're On The Move l t i