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- Probation For Nurse In Income Tax Case Realtors Record ByYvonntB#tr, . Executive Officer, McHenry County Board of Realtors . Leon Moor*, acting district director of. the Internal Revenue Service for Northern Illinois, hes snnounced that Judith Ann Rothob, formerly of Rich- mood, has been sentenced to three years' probation and fined 16,000 for failure to file federal income tax returns. As part of the probation, she must engage in community service work in hsr capacity as a registered nurse for at least 10 hours a week for the first year of her probation. Rothob, 44, currently resides in Wharton, Texas. She had pleaded guilty March St to each of two counts of a criminal informatioa filed Mai^h it, lttt, which charged hsr with failure to file fedoral hicaeae tax returns for the years 1«R thn*«h 1971. She pleaded guilty to the counts for 1977 siid 19TB whsn she had groas income of approximately 925,542 and 954,749 respectively. The Buddy Poppy has been the symbolic flower of Memorial day since its first sale by the Veterans of Foreign Wars in 19S9. thought that a would be the likely the home's understand are participating in preciatkm mortgages. to share in but now we Q. My husband and I have been bouse hunting and are concerned just how much of household income should go toward the 'monthly mortgage payment. Doesn't the old rule rnggest that only 25 percent of groas income be applied to the mortgage? Q. Twenty-five percent of monthly household income is still a good measurement, but higher home costs and interest rates, have increaaed the percentage across the country. In some areas - all of California, Dallas, Ft. Worth, Phoenix, Southern Florida, New York City, Tampa-St. Peter­ sburg. and the Washington, D.C. area - some homebuyers are allocating up to 41 percent to meet their mortgage payment. With the exception of these areas, real estate professionals find that recent homebuyers are spending anywhere from 25 to 35 percent, with the average of about 30 percent of total monthly household income allocated for the mortgage payment. How exactly does the shared- ition mortgage work? We A. The shared-appreciation mor­ tgage recently has taken a new twist With those sharing in the home's appreciation being individual in­ vestors. The prospective homebuyer, in this case, contacts s real estate broker who would then help pair the buyer with the investor. The "paired" investor and buyer would then sign a partnership agreement, usually for five years. At the end of the contract period the investor and the buyer have four options: 1--They can extend the PAGB15-FIJUNDEALKR-#K]DAY.MAYM.190 agreement; 2--The occupying owner may tmy the investor's share; 5-The investor may buy the occu| owner's share or; 4--They can i to seD the home, sharing in the < and appreciation, according to the contract terms. shared ap- Shared appreciation plans are ly useful to first-time home who might lack the sufficient down payment, but are capable of nuking regular monthly payments. With a large down payment from the investor, the mortgage is rsduced so the monthly payments sre lower. The investor's funds provide s no-interest source for the down payment. In exchange for a shsre in the ap­ preciation of the home. And the buyer geta a home he otherwise could not qualify to purchase. Recount Power Of God In New Church Experiences . Maranatha Assembly ,,of God church in McHenry is preparing to celebrate its first anniversary in May. According to Pastor Larry Thompson, "Since the very first service we have been experiencing the miracle working power of God. The greatest miracles have been the changed lives we have witnessed in the psst 10 months. The Bible says, "If any man be in Christ, he iS a new creation.." Many miracles of healing have also been experienced, said the pastor, including a crippled knee healed and damaged leg muscles replaced resulting in no more need for crutches and brace. God has also instantly healed neck and back problems for an accident victim. The list is endless, he said. Maranatha Assembly of God is currently meeting at the Masonic lodge, 1309 North Court street in McHenry. Sunday school is at 9:30 a.m., worship services are at 10:45 and 6 p.m. Midweek Bible study is at 7 p.m. Wednesday and the youth group meets Thursday at 7 p.m. Pastor Thompson concluded, "When God's people will put their trust in Him and believe His W6rd, He McHINRY THEATRE 1 & 2 385-0144 promises to meet our needs ; even if it takes s miracle to accomplish it." Legal Notice IN THE CIRCUIT COURT OF THE 19TH JUDICIAL CIRCUIT. McHENRY COUNTY, ILLINOIS PROBATC DIVISION ESTATE OF CLYDE B BLACK WELL Deceased, File No. 92-P- 123 CLAIM NOTICE Notice is given of the death of CLYDE B. BLACKWELL, of McHenry, Illinois. Letters of office were issued on April 6, 1992, to DALE BA&COltf BLACKWELL, 99 Bethel Rd., Albertson, NY., 11507 whose st- torney is , HARRY P. STINESPRING, One First National Plaxa, Suite 3190, Chicago, II., 60603 Claims against the estate may be filed in the office of the Clerk of the Court at 2200 N. Seminary Avenue, Woodstock, Illinois, 60098, s0£ with the representative, or both, within 6 months from the date of issuance of letters and any claim not filed within that period is barred. Copies of a claim filed with the Clerk must be mailed or delivered to the representative and to the attorney within 10 days after it has been filed Vernon W. Kays, Jr. Clerk of the Court (Pub. May 7,14 It May 21,1982) No. 820205 $1 5 0ALL SEATS SAT t SUN fttUTTftira 4 ACADEMY AWAEDS KSTKNK i CHARIOTS Or FIRE FSMUNNTMUMtf Pf A MiiarMMwe STASTS Fit" me SWORD ati£ soRceReR HM TIM TIM 74 SAT ISW 2-4=15-7-1 McHINRY OUTDOOR 3 4 4 0 4 4 4 O P t N A l l W E f * OR A Y SI AX { OUTDOOR TTi 81 S S O P f N Ai I WEEK ADULTS 2.50 CHILDREN (IIS UNDER) FREE uiiiiic STARTS FRIDAY JEK. GARBAROSA ~ THEBAUMIAN* RZENECGER •JUk SHOWPLACI 12 3 4 WRONG IS VICTOR RIGHT m fill SAT MS4B44-U1 shimtm VICTORIA MIT N HUMS ifWtki SEE WHAT IHUR m PI IU! 2-4UUJS48 SB IBi TM 2418*8 PARADISE FBISAT B 184JMJM8H8 m TWTM 18481818 S N O W P I A O S O O W N T O W N f H i S l A l I A » I 4SS 7000 D O I H < S T > O COHAN T* BARBARIAN i SP 1 2 3 4 5 Till 5 PM ADULTS 1 00 TOUWt A0UIU I I? Ifcj J 00 (MltDBf N i l l* UNOf B 1 50 MMCLS SAT ISM WOODS! (K k I UK A I HI M A I N S I M M I - J l i s t O f f 1 h e S q u a r e Xdiilts S2. II A I nder M 50; Malineet SI 50. 815-338-8555 P R I M F SS; DOUBLE FEATURE! CAT PEOPLE <R) _ FRI: 7:15; ̂SAT, SUN. 1:18, 7:16 3MON, TUES, THURS: 7:00' WEDS: 1:15, 7:00 AN AMERICAN WEREWOLF IN LONDON (R) FRI: 9:30; SAT, SUN; 3:30, 9:30 : MON, TUES, THUR: 9:10; WED: 3:20, 9:10 (,» VI: ^tjt Walter Matthau and Ann Msrgsrst FRI: 7:00. 9:10; SAT. SUN, WED. 1, 3:10, 7:00. 9:10 MON. 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Member PSLIC Marengo Federal Savings and loan association MAWiNOQ: 800 K. ©rent High--» B19/9BB-729S • McHINRY: 4400 W Route 120. rtS/344-1900 • WOOD STOCK; TIB Cm Street, 818/388-8800 WOODSTOCK DRtVl-iiP Route 47 and Celhoun Street, 115/334-7440 • CRYSTAL LAKE: BBO Barley Rd. on Rt. *14,818/498-4300