STARTING JULY 1,1983-ALL FINANCIAL INSTITUTIONS AND COMPANIES THAT PAY INTEREST OR DIVIDENDS TO THEIR CUSTOMERS WILL BE REQUIRED TO WITHHOLD 10% OF THEIR CUSTOMERS INTEREST OR DIVIDENDS AND PAY IT DIRECTLY TO THE INTERNAL REVENUE SERVICE. NOT ONLY IS TH IS A BAD LAW FROM THE CUSTOME RS STAN DPOINT; BUT IT WILL COST BANKS, SAVINGS AND LOANS, MONEY MARKET FUNDS, CREDIT UN IONS AND DIVIDEND PAYING CORPORATIONS MILLIONSOF DOLLARS TO IMPLEMENT. AS USUAL, THE CUSTOMER WILL END UP FOOTING THE BILL FOR THIS TREMENDOUS COST. YOU CAN HELP US TRY TO CHANGE THIS LAW, by writing to your senators and representatives In Washington. It is clear that to win repeal ot a tax law which is already on the books, will require immediate effective communication to Washington, by allot us! We urge you to join this campaign. Write to your senators and representatives telling them that you want the 10% withholding tax on savings interest and dividends repealed because it would impose an unnecessary and unfair penalty on savers like yourself. MEMBERS F.S.L.I.C. DON'T DELAY DO IT TODAY MEMBERS F.D. I.C, McHENRY COUNTY FINANCIAL INSTITUTIONS Home State Bank of Crystal Lake First National Bank of Marengo State Bank of Richmond First National Bank of Crystal Lake Marengo Federal Savings and Loan Assn. State Bank of Union Home Federal Savings of Elgin McHenry Savings and Loan Assn. First National Bank of Woodstock First State Bank of Harvard McHenry State Bank * State Bank of Woodstock