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DEATHS KANTORS PAGE 3 - PLA1NPEALER - FRIDAY, JANUARY 6, 1*84 Catherine M. Freund, 96, of 2115 W. Johnsburg Rd., McHenry, died Tuesday, Jan. 3, in Freeport Memorial Hospital. She was born Dec. 13, 1887, in Johnsburg, to Martin and Helena (May) Freund. Miss Fruend lived in John­ sburg all her life; was a member of St. John the Baptist Catholic Church; and the Blessed Virgin Sodality. She was a cook by trade most of her life, having been employed at Pink Harrison's Resort and Nell's White House. Surviving are a brother An- FREUND thony "Tony" (Agnes) Freund of Johnsburg and many nieces and nephews. She was preceded in death by her parents; four brothers, John, Peter, Joseph and Frank; and two sisters, Clara Nell and Martha Freund. Visitation was scheduled from 3 to 9 p.m. Thursday at the George R. Justen & Son Funeral Home. A Funeral Mass will be conducted at 11:30 a.m. Friday at St. John's church, with in­ terment in the church cemetery. Memorials may be made to St. John's church. GIBBS Dorothy L. Gibbs, 74, of 1608 N. Park St., McHenry, died Wednesday, Jan. 4, in McHenry Hospital. She was born July 30, 1909 in Macomb, IL, to James E. and Ellouise (Comer) Holden. A longtime resident of McHenry, Mrs. Gibbs was a member of St. Patrick's Catholic Church, and St. Patrick's Ladies Guild; and she had been a teacher several years at McHenry Community High School, in the Business Education Department. Surviving are a sister, Patricia Holden of Oak Park, EL; and several nieces and nephews. She was preceded in death by her parents; her t\usband Charles; a brother Edward Holden; and three sisters, Mrs. Theresa Hardey, Miss Catherine Holden and Miss . Winifred Holden. Visitation will be held Friday afternoon and evening, with a Wake Service at 7:45 p.m., in the George R. Justen & Son Funeral Home. A Funeral Mass will be offered at noon Saturday in St. Patrick's church; and Ihterment will be in the church cemetery. Mary C. Kantorski, 91, of 5310 W. Parkview, McCullom Lake, died Wednesday, Jan. 4, at Royal Terrace. She was born Mar. 24, 1892, in Chicago, to Ladislaus and- Francis (Weta) Przybylski. Mrs. Kantorski was a summer resident of McCullom Lake since 1939 and a permanent resident since 1950/She was a member of St. Patrick Catholic Church; honorary member of St. Patrick's Ladies Guild; American Legion Auxiliary Unit 491; Catholic Daughters of America; Royal Neighbors of America, Riverview Camp 6818; McHenry Senior Citizens; and Ladies of the Lake of McCullom Lake. She was employed as a cook many years at McHenry Hospital, McHenry Country Club and the American Legion; and later was a housekeeper for Father Petit at St. Patrick's. Surviving are one daughter, Mrs. Robert (Josephine) Loesch of Chicago ̂ one son Robert (LaVern) of Rochester Mills, PA; one grandchild and two great-grandchildren. She was preceded in ^leath by her parents; her husbancTjacob, in 1959; four brothers, Edward, Steven, Louis and Frank; jand a sister Julia Ellenwine. Visitation will be from 3 to 9 p.m. Friday at the George R. Justen & Son Funeral Home, with a Wake Service at 8. A Funeral Mass will be conducted at 10 a.m. Saturday in St. Patrick's with burial in the church cemetery. Memorials are requested for Masses or the cancer fund. general News TRIAL OPENS f,«m page 1 Airport study is league discussion Andrew G. Borcovan, 93, died Friday, Dec. 30, in Aurora, IL. He was born in Romania Aug. 20, 1890. \ On May 9,1914, W married the former Theresa ®mo% who survives. Other survivors are two sons, Elmer M. of McHenry and George of Texas; *10 grandchildren and 10 great­ grandchildren. BORCOVAN He was preceded in death by a son John in 1945 and a daughter Amelia in 1978. Private funeral services were held in Aurora. In lieu of flowers, con­ tributions would be appreciated to the Lions Club for1 the Prevention of Blindness. FEET FIRST Good health starts with foot health: •Feet often show the first signs of other body disfunctions • Healthy feel are important to your total well-being Because your awareness today can prevent problems tomorrow. \ DR.MARTIN MARKS /te ottering you •A FREE FOOT OWNER'S MANUAL when you come in for •A FREE FOOT EVALUATION Please Call For Appt. This free, color-illustrated 16-page Foot Owner's Manual explains proper foot care and simple preventive treatment. It shows how to protect your feet from unnecessary wear arid, tear If you have toot problems, it will explath how to get back on a firm footing through self-care and podiatric assistance Dr. Martin Marks Medical and Surgical Trtalmtnt 9* the Foot and Ankle 1311 N. Groan irvMcHonry a Ad 37 McHonry Ava. in Crystal lako 385-5669 The Woodstock-McHenry League of Women yoters is presenting a program that should be of much local interest. It features Dean Cunat, member of the McHenry County Board, which is spearheading a study to determine whether McHenry County needs an airport. There are many questions to consider regarding this matter. If the need is found, what are some possible sites for such a facility? How would an airport affect the air quality and noise level? What are the concerns about population density near such a site? These and many other questions will be discussed with the speaker, who will also be showing the latest Illinois Department of Transportation (IDOT) film dealing with air transportation in the state. All league meetings are open to the public and interested persons are urged to attend on Jan. 12 at 9:30 a.m. at Shepherd of the Hills Lutheran Church, 404 N. Green St., McHenry. Babysit­ ting will be provided at the church. For more information call League President Barb Marrs at (815) 3*4-1434. OPEN HOUSE Memorial Hospital for McHenry County is^sgonsoring its sixth Sibling Open The program will be helc Sunday, Jan. 8, from 2 to 4 p.m. in the hospital maternity unit. Persons wishing more in­ formation on the Sibling Open House are invited to contact Michelle Johnson, R.N. or Barbara Kraemer, R.N., at 338- 2500, extension 332. Shepherd Hospital, Barrington, where she stayed as a patient for two weeks. Under cross examination, Ms. Dragonette testified she was pushed between 20 and 30 feet after the car struck her. She said she was shocked and confused when flying through the air. "I felt like I did a somersault," she said. Sheriff's Deputy Edward Roberts testified Tuesday, that on the morning of May 21 he was on his way to an investigation near Oak Ridge Road and ob­ served the Blasius car stuck in a ditch. He said when he stopped to offer help, Blasius explained that his vehicle had earlier left the road and struck a pedestrian. Roberts said the car was stuck in the mud about five to six feet off the road. According to the officer's testimony, Blasius told him that ~ he was driving slowly along Oak Ridge when he dropped a cigarette, became distracted and his car left the road and struck a woman. Roberts said Blasius admitted he had given the woman a wrong name and address because he was scared, since he recently got out of prison. , The deputy said he had Blasius lock the car and then took him to Crystal Lake Am- butal to interview the victim and complete an accident report. Roberts said he went back to the scene to look in the Blasius vehicle for a cigarette butt, a burned out cigarette or fresh burns on the car rug. He testified that he could not locate ashes or fresh burns inside the car. Two DUI arrests reported An auto traveling in an erratic manner on eastbound Route 14 near Cary early Tuesday morning attracted the interest of a McHenry County Sheriff's Deputy. f . . * Dep. Sanders was on patrol jen he noticed the weaving auto and pulled the car over. The driver, Sandra Smith, 29, 712 Finch*; McHenry, was arrested for driving under the influence and improper lane usage. Bond was set at $3,050. Near Richmond, Dep. 01) stopped to investigate a car ditch at 12.05 a.m. Jan. 1. The driver was attempting to free the auto when police arrived. John Sima, 23, 4912 Wilmot Road, McHenry, was charged with driving under the influence. Bond was set at $3,000. INTERVIEW The Rev. John Stringing assistant pastor of St. Patrick's Catholic Church, McHenry, will,, be featuredlip an interview on the prog»dm ""You", to be broadcast over Channel 5 Saturday, Jan. 6, at 6:30 p.m. • Scaly • Serta • King Koil • Magic Sleep • La Z Boy • Lane • Henry Link • Link-Taylor • Mobel • Somma • Mersman • Berkline • Burlington • Schweiger » Berkline VOLO PROUDLY CELEBRATES OUR 19th ANNIVERSARY!!! WITH OUR ANNUAL CREATES! WINTER 1EH0USE SALES SPECTACULAR IN OUR HISTORY! SAVE upto 60%* 4 DAYS ONLY T H U R S D A Y S U N D A Y JAN. 5 Th u JAN. 8 STORE ANO WAREHOUSE WIDE! FURNITURE • BEDDING • CARPETING! SENSATIONAL ANNIVERSARY SAVINGS! ^ EVERY ROOM, DECOR, BUDGET! THURS. 8 FRI. 10-8, SAT. & SUN. 10-5 HOI 1,000,000 INVENTORY! INIERfSI I IM" PAY MINI IRH UNi i i mn A P P k O V / f l CLOSED WED. 5 JAN. 4 FOR EVENT MARK DOWNS! foot Ov*n»r» Monual ADVERTISED SPECIALS WILL BE ON THE FLOOR WHEN DOORS OPEN THURS. MORNING 10 AM living room jL Jpe.S.t^ NOW $788! ^wiiiuuiaim^H m I 11 in 11 11 n I •• -L^7^ L PLANNING U z < 2 29th of a series by Kenneth J. Chadwick, C.P.A. THE RULE OF 78 (Interest Computations) The Rule of 78 should be of interest to those who intend to prepay a loan if their loan agreement calls for the interest to be computed by this technique. The Rule of 78 gets its name from a twelve month loan. The 78 is arrived at by totalling the twelve months of the loan, I plus 2 plus,3 on up through 12. The interest charged for the first month will be 12/78's of the total interest to be paid over the life of the loan. The twelfth month of the loan bears 1/78 of the total interest charge. The total interest expense to borrow $10,000 at 18% interest, to be paid back in 12 monthly payments, is SI,002. Under the Rule of 78, your first month's interest is S154 and the last month's interest is $13. As you can see, the interest expense is heaviest in the early part of the loan. Although the computations change, the Rule of 78 is often applied to longer term loans such as four- year auto loans and 25-year real estate loans. If a four-year 16% loan were paid off at the end of the first year, the actual interest rate would be 17°'o. If the loan runs full term, the rate for the final year would be only 13.7%. On a 25-year 14% real estate loan, you get a substantial difference between first and last year in­ terest rales. If you paid the loan off after the first year, you would have paid 19.9% while the interest for the last year of the loan period is a mere 5.9%. In the first four years, the cash payoff for this loan is greater than the amount actually borrowed; the payoff on a $50,000 loan at the end of the third year is $51,115. If loans written under the Rule of 78 run their full term, you interest cost will be a^stated on the loan agreement. If you plan to prepay a loan of this type through refinancing, compare the interest rate on a new loan with the actual interest rale on the remain­ ing portion of the old loan. Kenneth J. ( hadnick, C.P.A. 1(W» ( ass SI.. Woodstock 815 338-2063 s?r\uim: the \ttHenr\ .( <mnt\ area for eleven i ears. / nudged in the practice til accounting, uuihiing, preparation of personal antl business tax returns and management adi isor\ serenes. 2 pc. contemporary sectional Herculon. Riverside. 6 pc. pit group. Schweiaer M I N I M U M Country casual 6 pc. group Sofa .chair, rocker, party otto­ man, 2 end tables. Choice of 15 fabrics. Special order only. Early American antron print sofa. Frankline. Oak Table (formica top) 4 oak chairs Virginia House SAVE *155! NOW s395! Trestle table, 4 chairs, oak finish. SK Table ft 4 mate chairs. finish. SK. Special order only. (XIEXTRA SPECIALS Save up to 50 • on ALL Philadelphia & Salem CARPET REMSf 2 M o s t L A N E I O V F C H E S T S o n l y I 2 P R I C E ! Mors man <\ Rivet s i< 1< END TABLES & COCKTAIL TABLES On purchases of $500 or more, buy 1 lamp at Volo price and get 2nd lamp FREE. Riverside Roll-top desk. No 555. Special o^rder only Swivel bar stools. Solid wood Pine or maple finish. Brassy foot ring. Bock. SK ( 8 1 5 ) 3 8 5 - 3 8 9 6 10-8 Mon.-En. 1 0 - 5 S a t . - S u n FAMOUS NAME HOME FURNISHINGS O n R o u t t * 1 2 0 M i l e W e s t o f R o u t e 1 2 b e t w e e n P o x L a k e a n d M c H e n r y i n V o l o 2 pc. Set Full size matching SAVE MOO! NOW *149! The Set! fKingKbd r a l y I w m Mott Magic Sleep 2 pc. twin "> Kipg Koil 2 pc. set. Queen mismatch. Serta 2 pc. set. Queen mismatch lomma. Controlled Flotation Sleep with purchase <89 VALUE! Complete Bunk Beds. 2x6 Pine Pallets & 2 foam mattresses. SAVE *170! NOW *279! Lea 4 pc. set. Traditional. Dark_ pine. Landscape mirror. Lea 4 pc. set. Dark pine. Gold bedroom SAVI MOW Lea 4 pc. set. Country style „ KETCH mmmm Link-Taylor country set. Massive pine poster bed. Armoire, triple dresser, swing spool mirror. Lea 5 pc. set. Poster bed. Floor sample BTT«n $15491 $5991 Save on solid wobd Sumter & Mobel sets, tool! MORE SUPER ANNIVERSARY CELEBRATION SAVINGS ^ IN THE OLD VOLO COUNTRY STORL GALLERIES & GIFT SHOP! DON T MISS THEM! * Shop Eajjv Many One Of A K.nd items Hundreds Of Reductions Not Listed Hefe1 Lame Early With Friends ann Faiv.i.. and Shnn All Day We,Guarantee Vou'li Save '• A TOTALJjOME FU^YrSH \GS SAiF FOR TuiirHiG'v't • i i'v'WGG RuOM SETS • STORAGt * iLOVEi CHESTS • RECii\ER$ • 8c\K BEDS • DlNfJTf SETS • BUFFETS • LAMPS •FAMILY ROOM GROUPS •SLEEPFR SOFAS • BEDROOM SUITES • DESKS,* CHAIRS PLUS ONE OF Tml LOWEST SLARGEST MAI TRESS DISPLAYS • ALL PRICES CUT TQ THE "B.O.NE* BRING YOUR TRUCK OR TRAILER S20\^N DELIVERY CHARGE No Previous Discounts Will Be Honored Mobel • Spmma • Mersman • Riverside • Lane • Dixie • Burlington • Karr • Lea • Sumter • Sealy V 1