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\ PAGE 12 - PLAINDEALER - FRIDAY, J.VNI AH V 1 3. 1»K4 here & * there in Business Bell announces billing contracts Realtors explain multiple listing service Illinois Bell has announced a $205 million contract to provide long distance billing services for Illinois customers over the next three years. This contract was among contracts totaling about $700 million announced by the five ^Ameritech telephone companies serving the midwest. •The five companies -- Illinois Bell. Indiana Bell, Michigan Bell. Ohio Bell and Wisconsin Bell -- process more than 13 million customer bills each month Under the contracts with AT&T Communications, the Ameritech companies will maintain records of customers' long distance Usage and issue a separate statement for AT&T lofrg distance along with the monthly local service bill. The companies. also will process payments, collections, and handle customer inquiries. The estimated $700 million the cojiipanies will receive over the next three yeai is based on long distance calling projections, Route McHenry 3iMm FRIDAY FISH FRY BAKED HADDOCKC FRIED HADDOCK V FRIED PERCH ( Inc ludes Sa lad Bar , Baked Pota toes o r •4 1 French Fr ies & Min i - Loaf o f Hot Rye Bread ft M JOHN L I REL'ND FREUND FUNERAL HOMES • WONDER LAKE 7611 HANCOCK DR. 815-728-0233 COOPER-FREUND • MARENGO 205 N. STATE 815-568-7345 The McHenry County Board of Realtors responds to questions about real estate. Q. What is \ Multiple Listing Service (MLS)? A. The McHenry Coi Board of Realtors .Multiple Listing Service is a marketing system that distributes in­ formation about your^home via computer and printed data to real estate agents in over sixty different real estate offices through the county who can help sell the property. This helps a seller get maximum exposure in selling a property, which is an absolute necessity in today's market. From a buyer's viewpoint, the MLS saves a lot of time and trouble. Information such as location, number of bedrooms, price range and financing can be provided almost as soon as each property is listed-Usually, with" the information in hand, several good homes can be seen within a few days, significantly shor­ tening the process of buying a home. tmtj? County tiple^avail sting Vcintag Q. Are all licensed brokers members of the county-wide Multiple Listing Service? A. No, only those who are members of the McHenry County Board of Realtors may themselves of the ad- ntages of the Board operated MLS, however, not all Board R ealtors ECORD members take advantage of this option. Before listing your property, be sure to ask the broker if he belongs to the McHenry County Board of Realtors MLS or call the Board office at 338-3660 for this in­ formation. Q. We just started looking for a house, and the real estate agent asked us for personal information on our financial situation. We understand why a lender would need this in­ formation, but why a sales agent? A. Sales people don't want to waste your time by showing you homes that are out of your price range. They need to know your Ihcome and assets as well as your personal requirements to show you homes for which you truly can qualify to buy without the home being a financial burden. Often, agents go through the qualifying procedure with potential buyers before the first home is shown. If a large down payment is a problem, there are ways of buying through such 4* hlX alternative methods as seller- assisted financing. If monthl; payments are too large, the agent may suggest a loan with smaller payments, which in­ crease yearly, instead of high, fixed payments at the start. By giving the agent the needed information, you'll find that there are a number of ways to buy a home given your personal financial situation. If you have any questions relating to real estate, send them to the McHenry County Board of Realtors at 1065 Lake Avenue, Woodstock, 111. 60098. However, the board cannot guarantee a response to all questions. Color consultant opens business Meyer earns insurance recognition The National Association of Health Underwriters has an­ nounced that Craig H Meyer of McHenry has qualified to become a Registered Professional Disability Income and Health Insurance Un­ derwriter, "RHU". The recognition is made to those who, by passing suitable examinations and fulfilling prescribed standards of per­ formance and conducC have demonstrated a high level of competence and ethical fitness for the sale and service of disability income and health insurance. Meyer is an insurance broker and benefits consultant with offices in McHenry, Libertyville and Northbrook. JAN WAT< C983 R J Reynolds Tobacco Co V Another first. • i <• * s Taste that delivers IN THE MONEY SAVING 25 pack % CENTURY *- T K R s Jan Watson, color consultant has established her business entitled Image Color in her studio at 1908 Spring Dale Drive, Spring Grove. Ms. Watson conducts personal color analysis, the process of "color draping mean and women to determine which colors bring out the most natural radiance and glow to one's skin tone." Ms. Watson completed training for color analysis in June, 1982, on the West Coast. Prior to her career in color analysis she taught school in Oregon and New Jersey. Further information is vailable at 815-675-6431. v.* AiumieU ^>an{iQle< WINTER VACATION 500 Miles ol Groomed Snowmobile Trails Snowmobile Rentals Cross Country Ski Trails Group Rites Coiy Accommodations Fireside CoVtijes/fyotel Condominiums Superb Dining SUNDAY thru THURS . 2 Night Minimum 1 50 Per Person A Double Occupancy (715)479-4486 inn.. MS8 East Dollar Lake Road rAGLE RIVER WISCONSIN 54521 NOT VALID Dec 24 to Jin J or Jin 13 30 For furttiii Intormitwn Write Dept 8217 llVe Have SomeETHew Offer You, (cut & style included) Good thru Jan. 31,1984 01iwewticle 2020 W. Route 120 McHenry III. (located at the corner of Chapel Hill Rd. & Rte. 120) Sculptured nails by Jonnie - *2500 Experts in the field: Joanne - Bobbie - Adeline Sandy - Jacki - Karen - Rhonda Our Specialty is Pleasing You 1 W m ir and Low Tar. Warning The Surgeon General . Has Determined Hat Cigaret te Smoking Is Dangerous to Your Heal th ; iMtH by NT method SPORT FANS... I BET YOU DIDN'T KNOW Brought to you by Phil Oeffling Here s an amazing oddity.. .The player who scored the most; points in the history of major-col lege footbal l Tony Dorsett and the player vyho scored the most points in the history of major- col lege basketbal l Pete Maravic'h. are BOTH from the same small town!.. The ly both grew up in Al iquippa, Pa . .What are the odds on that?.. . I t 's amazing that the same l i t t le town produced the 2 men who became the highest scorers of al l- t ime in major col lege footbal l and baskeball I * * * Of all the' football*- stodiurps in use in America today, which one is the oldest?...An­ swer is Harvard Stadium, which has been used every year since 1903. * * + Did you know that 5 of today s National Footbal l League teams had dif ferent nicknames when they started?... l ive Washington Redskins original nickname was Braves . . .The New York Jets started at" the Titans. The Chicago Bears f i rst nickname was Staleys because they were sponsored by the Stoley Starch Co .The Kansas City Chiefs franchise original ly was in Dallas where the team's nickname was Texans . And the Pit­ tsburgh Steelers began in ,1933 as^tf ie Pirates and didn t become known as the Steelers unti l 1 940 * * * I bet v you didn't know...that now is the best time for home im­ provements. And now's the best time to see Keith Leathers or myself for an im­ provement loan. We'll set up the right loan to meet your budget requirement*. Come in today and we can help odd that extra bedroom or family room or whatever your needs may be. Come in today or call 385-1040 McHENRY STATE BANK