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ui II g Associates Ltd., Insurance Brokers, the ID comprehensive package is aimed at boost- F. ing consumer confidence by providing 'll homebuyers with insurance which will i'] cover mortgage payments for a full 12 is months in the event of involuntary job loss Developed through Ontario Realtors by the Ontario Real Estate Association. Pafco Insurance and Thompson, Thompson & Associates Ltd., Insurance Brokers, the comprehensive package is aimed at boost- ing consumer confidence by providing Ifyou're thinking of purchasing a home, but have put off your decision because of the continuing threat of recessionary unem- ployment, you can now make your purchase with confidence - thanks to ALWAYS HOME Job Loss Mortgage Insurance. or layoffs ALWAYS HOME job loss insurance program ALWAYS HOME provides you with the peace of mind to make your dream home into an enjoyable reality - and lets you con- trol the future. The ALWAYS HOME insur- ance program will make your total monthly mortgage payments of up to $2,500 for 12 months in the event of involuntary job loss or layoff. With ALWAYS HOME, there's no need to use of your savings and no need to worry about losing your home - or having to sell it when you don't want to. Peace of Mind Coverage is effective with an Agreement of Purchase and Sale. are payable beginning two months accepted Benefits after the ll Mortgage payments on monthly, weekly or bi-weekly schedules are covered (includ- ing property taxes, life and disability insur- ance premiums when included in the regular mortgage payment). Freedom & Flexibility Because ALWAYS HOME is not tied to any specific financial institution, you have the freedom to shop around for the best mortgage deal. You can pay your ALWAYS HOME pre- miums as a lump sum when you sign up (just treat the premium as part of your “clos- ing" costs) or through low monthly pay- The program covers registered conven- tional or high-ratio mortgages, multiple mortgages (first second and third) and regis- tered mortgages from institutional or private lenders. date of loss of income from employment and continue for one month beyond the da of re-employment or for a total of 1 months, whichever is earlier. River Oaks Realty Inc. RE ALTOR KEN BROWN, Broker, 849-8892 W m TottFartyotiNratxnmr,pict* ml Wes V8 START OUT HERE " 5,500 so. FT. + 1.98 ACRES $499,900 $176,000 Itandwansd ttahr.thtNrd It toy new I att Application forms and information brochures are available at Realtor offices throughout the province. If you qualify, all you have to do is fill out the form and send it in to Thompson, Thompson & Associates Ltd. Insurance Brokers.You can obtain more information about this program by calling this insurance broker at 1-800-66S551l. In the Toronto area, call direct at 622-4512. hours per week for the past 12 months (not necessarily with the same employer); and * You are purchasing a new or resale home or recreational residence through an Ontario Realtor who is a member of a local real estate board. Length of Coverage is up to You The length of ALWAYS HOME cover- age is up to you. Lump sum payments can be made for one to five year terms with renewal options available at the end of each term. 65 ments be if $100 ou TE 12 ENTERTAINING DELIGHT X) of monthly mort fre paying $1,200 ge payments, your i $58.20 per month. Eligibility ALWAYS HOMI JU am You has JU FAMILY HOME my DME costs $4.85 for each , mortgage payment. So, if 1,200 per month in mort- your insurance cost would worked a minimum joint applicant madian resident aged 18 to are eligible 30