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GRAND OPENING ill, upon his (appointment to the Ontario Court of usth (General DlVlSlon) and are pleased to announce that MARY-ANNE KRlL will continue the practice of family law CE USINESS Store Hours: Mom-Thurs. 9-6 700 Kerr Street Oakville, Ontario Canada L6K 3W 709 WHOLE QOAD EASY 8452031 wish to congratulate The Honourable Mr. Justice TERRANCE P. O'CONNOR (First lights west of hfalgar) \lx'TNF RS BARRIST SOLICI CyCONNOR Nov. Flow. 11 MAC TLEi JD , Friday 9-9, Saturday 9-5 PtDc ml; (905) 842-8030 ax: (905) 842-2460 Uiyiflf " HS& ORS [REGISTERED BETIBEMEI The conference is being orga- nized by Jane Allen - an Oakville- based management consultant. Featured speakers include Annette Verschuren. president of Michael's ofCanada--anartsandcraftssuper- store which opened in September at the Oakville Town Centre plaza: Gillian Smart, president of Beam of Canada - a long-standing Oakville manufacturer of built-in vacuum systems: and Louie King. president of Alternatives Food Market on Kerr Four Oakville business women will be taking an active part in the Nov. 5th - 6th event which has "Achieving Growth in the New Economy" as its theme. There's a distinctively local fla- vor to the national conference for women entrepreneurs being held this week in Toronto. The options used to be fairly simple. You could withdraw the entirety of your RRSP in cash, buy an annuity or transfer the RRSP into a Registered Retirement Income Fund GRIP). The first choice is considered the most unattractive since cashing in an RRSP creates a heavy tax bill. The second-buying an annuity- guarantees a regular income for the rest of the owners life but doesn't guard against inflation. The third, rolling your RRSP into a RRIF is now. more than ever. the most attractive option. For anyone turning TI, it's time to ask an important question: How will you convert your Registered Retirement Savings Plan (RRSP) to obtain the best income possible for the remainder of your life? In a recent budget, the Federal government dramatically altered the rules governing RRIF's. a tax- sheltered plan that provides periodic payments to the investor for the remainder of their life. Local women in forefront of entrepreneur conference ()saiiiiikfisrrE AMERICAS. FINANCIAL CONCEPT' SECURITIES 22 Lakeshore Rd. W. Oakville ANDY BLANCHARD 338-81 aneww magnum For Further Information And A Brochure Contact mXetteur THE AMERICAS FUND h TRIMARK Under the old rules, the RRIF- owner's minimum payment formula, was guided by a fractional system wherein payments were made in gradually increasing increments over 20 years. If you opened a RRIF at age 71, what you would receive the first year would payout l/20th the value of the plan, the second 1/19. and so on until the age of 90 when the remainder of the plan would be redeemed. With changes in the budget. however, the RRIF may now last for the duration of the RRIF-tyvner's lifetime. Now the payments will increase gradually until the age of 94 when the minimum payment of 20 percent will continue for the remainder of the investors life. ‘TRIMARK MUTUAL FUNDS A gala awards dinner to honor women entrepreneurs from across Canada - hosted by Diane Francis - author, entrepreneur. and editor, will be held on Fri., Nov. 5th. Over 100 nominations have been received, and winners will be announced in six categories: lifetime achievement, start-up. quality plus. impact on the local economy. turnaround. and international competitiveness. The conference is part of the Canadian Woman Entrepreneur of the Year Awards Program, initiated last year by the University of Tomnto's Faculty of Management. It is sponsored by the Bank of Montreal, Tiffany & Co,, The Financial Post, Digital Equipment. Canada Post, Avon, FNA Financial, and Ernst & Young, among others. Street Wt "viu" TO LITE” Ft 338-8600 D The advantages of owning a RRIF are fairly evident. Yet there is more. When buying an annuity, payments are based on fixed-income returns. A RRIF, on the other hand, can be invested in a variety of growth or balanced investments, such as mutual funds. Talk to your r1nancial advisor to discover how a RRIF can be tailored to fit your retirement income needs. The author invites calls and comments marked to the attention of the Manager, Financial Concept Securities, 22 Lakeshore Road West Oakville M2K 1C5 338-8600. With greater growth potential, tax advantages and flexibility, now is the time to consider a RRIF. In addition to the Oakville-based presenters. speakers include: Wanda Dorosz. president of Quorum Funding Corporation; Natasha Rajewski. president of Soapberry Shops; Jane Cooney, president of Books for Business; Dusanka Filipovic, president of Halozone Technologies; The Honorable Flora MacDonald, chair of the Ihtemational Development Research Centre; and former Member of Parliament, Linda Sims, senior pro- ducer of CBC's "Venture" program; Joline Godfrey. entrepreneur and author of "Our Wildest Dreams: Women Entrepreneurs Making Money. Having Fun, and Doing "The conference and awards cel- ebrate women's achievements in business and are meant to be a source of inspiration, information, and practical advice for current and prospective women entrepreneurs," said Allen. "This is the second year of the program, and the calibre of presenters reflects the impressive female talent that exists in Canada's business community." Financial Concept Securities EEKUMON' Trlnlty United Church, 1250 McCraney Street East, Oakvllle Programs that get RESULTS! For open house g Information please call: tfi Mrs. Judith Hung, ti"Nili' 821-4491 7A SATURDAY, NOVEMBER 6TH, 1:00 RM. K MllN 'ii/Ill/l Bring your child for a free placement test. For over 35 years the KUMON Method has helped millions of children aged 4-15 worldwide to mas- ter mathematics, Improve self-confidence and build good study habits. Even if your child is experiencing no special prob- lem with math, KUMON will be a benefit. KUMON may just be the best Investment you can make In your child's future success. ...ls coming to your neighbourhood and your child will benefit for LIFE! WEDNESDAY. NOVEMBER 3, 1993 PAGE 8 Year'. More than 170 entries competed for the award. "A great deal of research and effort went into Westwood in Glen Abbey," said builder Aldo DeSantis, pres. of Multi-Area Developments. "I'm pleased to see that the home-buying public still recognizes solid value and quality, with no gimmicks." Seen here are: (I to r) Harold Preiss and Janice Johnston of Adcom Advertising, Oakville and Aldo DeSantis. Multi Area Development's 'Westwood in Glen Abbey' took top honors at the recent Ontario Home Builders' Conference in Niagara Falls. The new home project took tour awards including top honors of 'Project of the WWF World Wildlife Fund Canada Agifofadiffuntnature-just$25ietsrm protect an acre of Canadian wilderness or nopial rainfomsL Ckrtiftcare 1nduded Ideal a Friends. fUruly and all life on Earth The conference sessions cover topics ranging from techniques of growing a business and strategies for keeping up with the technology revolution, to global opportunities and taking a company public. Each session has presentations by women business owners and professional advisors. "We wanted to appeal to new entrepreneurs, as well as, to successful business women who are looking to expand their companies," said Allen. "Last year's delegates said they came away from the con- ference with a terrific sense of ener- gy and excitement, and that they made many new business contacts. We decided to build on that enthusi- asm by expanding the conference to two days this year and adding more high profile speakers." For registration information, call 338-0164. The cost of the two-day conference and awards dinner is $285 plus GST. Good"; and Ellis Galea Kirkland, partner with The Kirkland Partnership and president of the Ontario Association of Architects. A .. ...an acre at a tune. ive somebod g the world y ,’/// 'car.,..?." 'ss? ..,C/f l .t?Y Thlé Hohday, Call I-800-26-PANDA 9AM~5PM MW'